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Credit Collection Jobs in Michigan (NOW HIRING)

Credit Representative

Southfield, MI ยท On-site

$16.29 - $25.60/hr

Processes orders, addresses past due status, makes collection calls, reviews credit lines, and makes credit decisions based on the guidelines and limits of authority established by management.

Managing and monitoring the day-to-day cash collection processes for assigned "lines of business ... Performing customer credit reviews to determine creditworthiness and recommending/setting credit ...

Credit

Southfield, MI ยท On-site

$60K - $70K/yr

Unapplied Cash / Deduction Work with credit managers, collection team and CSSO to ensure payments are getting posted timely and accurately to customer accounts and short pays/deductions are getting ...

Credit Specialist About the OrganizationAt Chase Plastics, we're real people providing real ... Conduct weekly collection calls that are identified on your 60+ and 45+ reports. * Perform ...

Managing and monitoring the day-to-day cash collection processes for assigned "lines of business ... Performing customer credit reviews to determine creditworthiness and recommending/setting credit ...

Credit Analyst

Southfield, MI ยท On-site

$60K - $70K/yr

Unapplied Cash / Deduction Work with credit managers, collection team and CSSO to ensure payments are getting posted timely and accurately to customer accounts and short pays/deductions are getting ...

Credit Analyst, Remote

Grand Rapids, MI ยท Remote

$25 - $30/hr

Oversee a portfolio of customer accounts and drive timely collection of past-due balances * Reach ... Apply credit policies and support ongoing credit review processes Required Qualifications * At ...

Credit Analyst, Remote

Grand Rapids, MI ยท Remote

$25 - $30/hr

Oversee a portfolio of customer accounts and drive timely collection of past-due balances * Reach ... Apply credit policies and support ongoing credit review processes Required Qualifications * At ...

GENERAL PURPOSE The Director, Credit Services protects organization's accounts receivable assets by ... Regularly reports risk and collection trends and issues / risks to upper management. ESSENTIAL ...

GENERAL PURPOSE The Director, Credit Services protects organization's accounts receivable assets by ... Regularly reports risk and collection trends and issues / risks to upper management. ESSENTIAL ...

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Credit Collection information

See Michigan salary details

$12

$21

$30

How much do credit collection jobs pay per hour?

As of Jun 16, 2026, the average hourly pay for credit collection in Michigan is $21.40, according to ZipRecruiter salary data. Most workers in this role earn between $18.22 and $24.33 per hour, depending on experience, location, and employer.

What jobs pay 500,000 a year in the US?

In the US, high-paying roles such as chief executives, investment bankers, specialized surgeons, and successful entrepreneurs can earn $500,000 or more annually. These positions often require advanced education, extensive experience, leadership skills, and sometimes ownership or equity in a business.

What are some common challenges faced by professionals in credit collection, and how can they be effectively managed?

Credit collection professionals often encounter challenges such as communicating with difficult or unresponsive clients, meeting collection targets, and balancing assertiveness with professionalism. Effective management of these challenges involves utilizing strong negotiation and interpersonal skills, adhering to established protocols, and leveraging technology tools like customer relationship management (CRM) systems to track communications. Regular training in conflict resolution and staying updated with relevant regulations can also help credit collectors handle complex situations professionally while maintaining positive relationships with clients.

What qualifications do I need to be a debt collector?

To become a debt collector, candidates typically need a high school diploma or equivalent. Employers often require good communication skills, basic computer proficiency, and sometimes a background check; some positions may also require state licensing or certification depending on local regulations.

What are the key skills and qualifications needed to thrive as a Credit Collection Specialist, and why are they important?

To thrive as a Credit Collection Specialist, you need strong analytical skills, attention to detail, and a background in finance or accounting, often supported by relevant experience or certifications. Familiarity with collections software, CRM systems, and financial databases is typically required. Persuasion, negotiation, and effective communication are critical soft skills for building rapport and resolving payment issues with clients. These abilities ensure timely collections, minimize financial risk, and maintain positive client relationships for organizational success.

What is the difference between Credit Collection vs Credit Analyst?

AspectCredit CollectionCredit Analyst
Required CredentialsHigh school diploma or equivalent; sometimes certifications in collectionsBachelor's degree in finance, accounting, or related field; certifications like CFA or CPA beneficial
Work EnvironmentCollections agencies, corporate finance departments, or banksFinancial institutions, corporate finance teams, or consulting firms
Employer & Industry UsagePrimarily used in debt recovery and accounts receivable managementUsed in credit risk assessment, financial analysis, and lending decisions

While Credit Collection focuses on recovering overdue payments and managing delinquent accounts, Credit Analysts evaluate creditworthiness to approve or deny credit applications. Both roles are essential in financial operations but serve different functions within the credit process.

What job makes $10,000 a month without a degree?

In credit collection, experienced professionals can earn $10,000 or more per month through commissions and bonuses, especially in high-volume or corporate debt recovery roles. Success typically requires strong negotiation skills, industry knowledge, and sometimes certifications, but a formal degree is not always necessary for high earnings in this field.

What are Credit Collection jobs?

Credit Collection jobs involve contacting individuals or businesses to recover overdue payments on accounts. Professionals in this field work to negotiate payment plans, resolve disputes, and maintain accurate records of all collection activities. They often communicate by phone, email, or written correspondence and may work for banks, credit agencies, or other organizations. Strong communication, negotiation, and organizational skills are important for success in credit collection roles.

Is being a debt collector a good career?

A debt collector is responsible for pursuing overdue payments and negotiating repayment plans, often working in a regulated environment that requires communication skills and knowledge of debt collection laws. The job can offer steady employment and opportunities for advancement but may involve challenging interactions with distressed individuals. Compensation varies by employer and location, and some roles require certification or training in collections practices.
What are popular job titles related to Credit Collection jobs in Michigan? For Credit Collection jobs in Michigan, the most frequently searched job titles are:
Infographic showing various Credit Collection job openings in Michigan as of June 2026, with employment types broken down into 1% As Needed, 86% Full Time, 8% Part Time, 1% Temporary, and 4% Contract. Highlights an 93% Physical, 1% Hybrid, and 6% Remote job distribution, with an average salary of $44,503 per year, or $21.4 per hour.
Credit Representative

Credit Representative

MSC Industrial Direct

Southfield, MI โ€ข On-site

$16.29 - $25.60/hr

Other

Medical, Retirement

Posted 14 days ago


Job description

BUILD A BETTER CAREER WITH MSC

Serving customers and our community starts with the best people doing their best work. That is precisely what we have created at MSC Industrial Supply Co. We are a leading North American distributor of metalworking and maintenance, repair, and operations (MRO), products and services. We offer more than 2 million products and have over 80 years of experience across dozens of industries. We aim to execute our Built to Make You Better brand promise for all our stakeholders, including our associates.

Requisition ID : 20294

Employment Type : Full Time

Job Category : Customer Service/Support

Work Location : Southfield, MI (CSC)

DUTIES and RESPONSIBILITIES:

  • Processes orders, addresses past due status, makes collection calls, reviews credit lines, and makes credit decisions based on the guidelines and limits of authority established by management.

  • Reconciles customer accounts by resolving any problems that are preventing timely payments. Assists customers who have credit/collection reconciliation problems with their outstanding balance.

  • Researches and reconciles miss-applied payments, short paid invoices, credits taken twice, sales tax adjustments to determine possible solutions, and all other disputed balances on open transactions.

  • Processes duplicate copies of invoices or credits for accounts at the customer's request.

  • Processes proof of deliveries for UPS, Truck and Direct shipments made to customers.

  • Interact with internal personnel (i.e. Customer Service, Sales and Branch Associates) regarding customer inquiries on billing issues.

  • Responsible for collection portfolio of approximately 800 customers with balances greater than 30 days old. Daily workflow includes collection calls, reconciling customer problems, following up on open issues, documenting customer notes, providing world class customer service, handling incoming calls from internal and external customers, and all other assigned daily credit and collection programs.

  • Daily call volume varies but is estimated at 60 to 80 calls per day.

  • Researches payments/credits that have been miss-applied, applied to similar accounts, short paid, taken twice, etc. Complete adjustment forms for sales tax, freight or sales related issues as required.

  • Prepares delinquent and fraudulent accounts to be placed for collection.

  • Follows guidelines on collection techniques and procedures established by management.

  • Participates in team meetings. Fosters the MSC Culture within the credit department and throughout the company to ensure unity of purpose and fulfillment of MSC's mission.

  • Participates in special projects and performs additional duties as required.

EDUCATION and EXPERIENCE:

  • High school diploma or the equivalent is required. Some college is preferred.

  • Minimum of two years of commercial credit/collections experience is required.

SKILLS:

  • CRT, PC experience is required.

  • Good verbal and written communication skills are required.

  • Good time management and organizational skills are required.

  • Experience with JDE AS400 System format preferred

Compensation starting at $16.29 - $25.60 depending on candidate location and experience.

The salary range represented is based on similar roles in comparable industries, and the cost of labor in respective cities. Actual compensation is based on the candidate's relevant experience, education requirements and peer pay equity. The Company reserves the right to modify the range as market conditions change.

Applicants must be currently authorized to work in the United States. We are unable to sponsor or take over sponsorship of an employment Visa for this position at this time.

This job posting will remain open for a minimum of 3 business days from the original posting date or longer as needed to fill the position.

WHY MSC?

People. Collaboration. Insight. That's how you build something that works. Built on a foundation of trust, MSC works side by side with our customers to help them drive business results. With more than one million product offerings and 80+ years of experience across industries, MSC strives to help our customers achieve greater productivity, profitability, and growth through inventory management and other innovative supply chain solutions. We care about our associates and have programs in place to help our 6,500+ team members achieve their potential.

OUR COMMITMENT TO YOU

Our associates are our top priority and investing in their well-being is one way we execute our Built to Make You Better brand promise. Alongside competitive pay, we have a comprehensive benefits program to support you and your family's health, well-being and financial future. We offer dynamic healthcare plans, generous 401K and stock purchasing programs, tuition reimbursement opportunities, and paid time away for holidays, vacations, and illness. Visit our page for a better look at our extensive benefits: Your Future Benefits. (https://jobs.mscdirect.com/content/Benefits/?locale=en_US)

You will also have the opportunity to join our Associate Inclusion Circles: Women, Pride, Black, Generational, Veterans, HOLA, and Able. These circles are open to all associates and are designed to promote awareness, collaboration, and respect.

EQUAL EMPLOYMENT OPPORTUNITY STATEMENT

At MSC, we are committed to providing an environment of mutual respect where equal employment opportunities are available to all qualified applicants and our associates without regard to race, color, religion, age, sex, national origin, disability, protected veteran status, sexual orientation or any category protected by applicable law. Accommodation requests can be made at any stage of the recruitment process; applicants are asked to make their needs/requirements known.