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Commercial Credit Manager Jobs (NOW HIRING)

southerncarlson

Commercial Credit Manager

Atlanta, GA · Hybrid

Commercial Credit Manager Location : Atlanta, GA / Nashville, TN / Dallas, TX / Chicago, IL / Orlando, FL Schedule : Monday - Friday | 8am-5pm - HYBRID Compensation: Salary + bonus; based on ...

southerncarlson

Commercial Credit Manager

Chicago, IL · Hybrid

Commercial Credit Manager Location : Atlanta, GA / Nashville, TN / Dallas, TX / Chicago, IL / Orlando, FL Schedule : Monday - Friday | 8am-5pm - HYBRID Compensation: Salary + bonus; based on ...

AppleOne

Commercial Credit Manager

Memphis, TN · On-site

$90K/yr

Job Summary We are seeking a hands-on Commercial Credit Manager to lead credit risk management and oversee a small AR/Credit team. This role is critical in protecting company assets while supporting ...

Mtb

Mid-Corporate Commercial Credit Manager

Radnor, PA · On-site

The Commercial Credit Manager is responsible for leading a team of credit professionals in evaluating, underwriting, and managing a portfolio of commercial credit relationships in the Mid-Corporate ...

JM Eagle

Asst Credit Manager

Los Angeles, CA

Strong knowledge of financial statement analysis, commercial credit evaluation, and credit risk management. * Thorough understanding of accounts receivable and commercial collections processes.

JM Eagle

Asst Credit Manager

Los Angeles, CA

Strong knowledge of financial statement analysis, commercial credit evaluation, and credit risk management. * Thorough understanding of accounts receivable and commercial collections processes.

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Commercial Credit Manager information

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$25.5K

$67.7K

$129K

How much do commercial credit manager jobs pay per year?

As of Jul 26, 2026, the average yearly pay for commercial credit manager in the United States is $67,658.00, according to ZipRecruiter salary data. Most workers in this role earn between $36,000.00 and $92,500.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a Commercial Credit Manager, and why are they important?

To thrive as a Commercial Credit Manager, you need expertise in credit analysis, financial statement interpretation, and risk assessment, often supported by a degree in finance, accounting, or business. Familiarity with credit management software, loan origination systems, and relevant certifications like the Certified Credit Executive (CCE) are common requirements. Strong negotiation, decision-making, and communication skills help build effective client relationships and guide teams. These competencies are essential for minimizing risk, ensuring regulatory compliance, and supporting sound lending decisions within financial institutions.

What are the 5 C's of commercial credit?

The 5 C's of commercial credit are Character, Capacity, Capital, Collateral, and Conditions. These criteria help a Commercial Credit Manager assess a borrower's creditworthiness and risk before approving a loan or credit extension. Understanding and evaluating these factors are essential skills for effective credit management and decision-making.

What does a commercial Credit Manager do?

A Commercial Credit Manager oversees the assessment and approval of credit applications for business clients, analyzing financial statements and credit reports to determine risk. They establish credit policies, monitor credit limits, and work to minimize financial losses while supporting sales growth, often using credit management software and requiring strong analytical skills. The role typically involves collaboration with sales and finance teams and may require relevant certifications such as a credit risk management designation.

How much do commercial credit managers make?

Commercial credit managers typically earn a median annual salary of around $80,000 to $120,000, depending on experience, location, and industry. They often hold certifications such as the Certified Credit Executive (CCE) and use financial analysis tools to assess creditworthiness in their roles.

What job makes $1,000,000 a year?

In the role of a Commercial Credit Manager, earning $1,000,000 annually is uncommon and typically requires executive-level responsibilities, extensive experience, and bonuses or profit-sharing arrangements. Most high-income roles in finance or executive management can reach this level, but it is rare for standard credit management positions to do so without additional compensation components.

What are some common challenges a Commercial Credit Manager faces when assessing loan applications?

A Commercial Credit Manager often encounters challenges such as evaluating incomplete or inconsistent financial documentation from clients, assessing the risk of lending to businesses in volatile industries, and balancing the need for thorough due diligence with tight decision-making deadlines. Additionally, managing relationships with both clients and internal stakeholders, such as underwriters or sales teams, requires strong communication and negotiation skills. Staying updated on market trends and regulatory requirements is also crucial to ensure sound credit decisions and compliance.

What is the difference between Commercial Credit Manager vs Credit Analyst?

AspectCommercial Credit ManagerCredit Analyst
CredentialsBachelor's degree in finance, accounting, or related field; certifications like CAMS or CPA are commonBachelor's degree in finance, economics, or related field; certifications like CFA or credit-specific courses
Work EnvironmentManages credit risk for commercial loans, oversees credit teams, interacts with sales and risk departmentsAnalyzes credit data, assesses risk, prepares reports, often works in credit departments or financial institutions
Employer & Industry UsageUsed in banking, finance, and lending institutions to evaluate large commercial clientsCommon in banks, credit agencies, and financial firms for assessing individual and business creditworthiness

The Commercial Credit Manager focuses on managing credit risk for commercial loans and overseeing credit teams, while the Credit Analyst primarily analyzes credit data and assesses risk. Both roles require similar educational backgrounds and certifications, but their responsibilities and work environments differ slightly, with the manager taking on leadership and strategic oversight.

More about Commercial Credit Manager jobs
What cities are hiring for Commercial Credit Manager jobs? Cities with the most Commercial Credit Manager job openings:
What are the most commonly searched types of Commercial Credit jobs? The most popular types of Commercial Credit jobs are:
What states have the most Commercial Credit Manager jobs? States with the most job openings for Commercial Credit Manager jobs include:
What job categories do people searching Commercial Credit Manager jobs look for? The top searched job categories for Commercial Credit Manager jobs are:
Commercial Credit Manager jobs near you
Infographic showing various Commercial Credit Manager job openings in the United States as of July 2026, with employment types broken down into 93% Full Time, 5% Part Time, and 2% Contract. Highlights an 93% Physical, 2% Hybrid, and 5% Remote job distribution, with an average salary of $67,658 per year, or $32.5 per hour.
Commercial Credit Manager

Commercial Credit Manager

southerncarlson

Atlanta, GA • Hybrid

Other

Medical, Dental, Vision, Retirement, PTO

Posted 12 days ago

SouthernCarlson rating

6.3

Company rating: 6.3 out of 10

Based on 9 frontline employees who took The Breakroom Quiz

305th of 399 rated retail wholesalers

Job description

Commercial Credit Manager

 Location: Atlanta, GA / Nashville, TN / Dallas, TX / Chicago, IL / Orlando, FL
 Schedule: Monday – Friday | 8am-5pm - HYBRID

Compensation: Salary + bonus; based on experience

About Us

SouthernCarlson is a leading distributor of the most recognized brands of construction and packaging tools, fasteners, jobsite supplies, and expert service across North America. With deep roots in the construction and industrial supply industry, we serve contractors, builders, and manufacturers with an unwavering commitment to reliability, integrity, and performance.

Our success is built not only on the quality of our products and services, but on a company culture that values people, relationships, and the drive to go above and beyond. We believe that how we serve is just as important as what we deliver.

About the Role

The Commercial Credit Manager is responsible for working with a team of construction specialists to safeguard the company’s revenue by minimizing bad debts.

YOU MAY BE A GOOD FIT IF YOU HAVE:

  • Previous commercial job experience or knowledge of lien laws
  • Previous experience in construction industry
  • 5 years + of Management experience or bachelor’s degree in finance, Accounting or related field
  • Strong knowledge of lien laws
  • Basic understanding of finance policies
  • Strong analytical abilities and very high attention to detail
  • Ability to resolve disputes and make strategic credit decisions
  • Strong computer skills using Excel and other Microsoft software
  • Ability to pass a background check and drug screen
  • Willingness to travel when needed
  • Bi-lingual in Spanish/English preferred but not required

KEY RESPONSIBILITIES

  • Maintaining SouthernCarlson’s lien rights
  • Team Leadership – Supervising job specialist and providing guidance
  • Monitoring Prelim software
  • Review status and monitor dates of Preliminary notices
  • Analyze waivers to assure SouthernCarlson is protected
  • Maintain favorable customer relations and provide high level of service to internal and external customers
  • Collection Oversight – Monitor Accounts receivable, initiating collection proceeding when needed to enforce lien rights

 

Why You’ll Love Working With Us

 Consistent Hours – Monday–Friday schedule, Hybrid
 Positive Culture – Team-first environment built on respect and trust
 Career Growth – We promote from within—start here, grow here
 Competitive Benefits:

  • Health, Dental, Vision
  • 401(k) with Company Match
  • Paid Time Off, Sick Time and Holidays

Our Values – OUR PROMISE MEANS MORE™

  • Respect – We treat everyone with kindness and fairness
  • Integrity – We do what's right, always
  • Teamwork – We win together
  • Family Feel – We’re a nationwide company with a local touch

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