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Commercial Credit Manager Jobs (NOW HIRING)

Commercial Credit Manager Location : Atlanta, GA / Nashville, TN / Dallas, TX / Chicago, IL / Orlando, FL Schedule : Monday - Friday | 8am-5pm - HYBRID Compensation: Salary + bonus; based on ...

Experienced Professionals What's the role Shell is seeking for Commercial Credit Manager - Structured to join its team in Houston, TX. This role sits within Shell's Trading & Supply Credit Risk ...

New

The Commercial Credit Manager is responsible for leading a team of credit professionals in evaluating, underwriting, and managing a portfolio of commercial credit relationships in the Mid-Corporate ...

Senior Commercial Credit Manager

Seattle, WA ยท On-site

$105 - $179/hr

Plan, organize and manage the commercial credit function and staff activities to ensure the independent review of the Bank's commercial loan portfolio and compliance with bank policies and applicable ...

New

Credit Manager

Monterey, CA ยท On-site

$70K - $90K/yr

Direct the Company's commercial credit program, including customer credit evaluations, credit limit recommendations, and ongoing account risk management. * Oversee the Company's mechanics' lien ...

Credit Manager

Monterey, CA ยท On-site

$70 - $90/hr

Direct the Company's commercial credit program, including customer credit evaluations, credit limit recommendations, and ongoing account risk management. * Oversee the Company's mechanics' lien ...

Direct the Company's commercial credit program, including customer credit evaluations, credit limit recommendations, and ongoing account risk management. * Oversee the Company's mechanics' lien ...

Credit Manager

Monterey, CA ยท On-site

$70K - $90K/yr

Direct the Company's commercial credit program, including customer credit evaluations, credit limit recommendations, and ongoing account risk management. * Oversee the Company's mechanics' lien ...

Credit Manager

Monterey, CA ยท On-site

$70 - $90/hr

Direct the Company's commercial credit program, including customer credit evaluations, credit limit recommendations, and ongoing account risk management. * Oversee the Company's mechanics' lien ...

Credit Manager

Meredith, NH ยท On-site

$125K/yr

The ideal candidate has strong commercial credit experience, sound judgment, and the ability to ... Manage, coach, and develop credit staff while supporting strong collaboration with lending partners ...

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Commercial Credit Manager information

See salary details

$25.5K

$67.7K

$129K

How much do commercial credit manager jobs pay per year?

As of Sep 4, 2026, the average yearly pay for commercial credit manager in the United States is $67,658.00, according to ZipRecruiter salary data. Most workers in this role earn between $36,000.00 and $92,500.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a commercial credit manager?

To thrive as a Commercial Credit Manager, you need expertise in credit analysis, financial statement interpretation, and risk assessment, often supported by a degree in finance, accounting, or business. Familiarity with credit management software, loan origination systems, and relevant certifications like the Certified Credit Executive (CCE) are common requirements. Strong negotiation, decision-making, and communication skills help build effective client relationships and guide teams. These competencies are essential for minimizing risk, ensuring regulatory compliance, and supporting sound lending decisions within financial institutions.

What are some common challenges a commercial credit manager faces when assessing loan applications?

A Commercial Credit Manager often encounters challenges such as evaluating incomplete or inconsistent financial documentation from clients, assessing the risk of lending to businesses in volatile industries, and balancing the need for thorough due diligence with tight decision-making deadlines. Additionally, managing relationships with both clients and internal stakeholders, such as underwriters or sales teams, requires strong communication and negotiation skills. Staying updated on market trends and regulatory requirements is also crucial to ensure sound credit decisions and compliance.

What is the difference between Commercial Credit Manager vs Credit Analyst?

AspectCommercial Credit ManagerCredit Analyst
CredentialsBachelor's degree in finance, accounting, or related field; certifications like CAMS or CPA are commonBachelor's degree in finance, economics, or related field; certifications like CFA or credit-specific courses
Work EnvironmentManages credit risk for commercial loans, oversees credit teams, interacts with sales and risk departmentsAnalyzes credit data, assesses risk, prepares reports, often works in credit departments or financial institutions
Employer & Industry UsageUsed in banking, finance, and lending institutions to evaluate large commercial clientsCommon in banks, credit agencies, and financial firms for assessing individual and business creditworthiness

The Commercial Credit Manager focuses on managing credit risk for commercial loans and overseeing credit teams, while the Credit Analyst primarily analyzes credit data and assesses risk. Both roles require similar educational backgrounds and certifications, but their responsibilities and work environments differ slightly, with the manager taking on leadership and strategic oversight.

What does a commercial credit manager do?

A commercial credit manager oversees the assessment and approval of credit applications for business clients, analyzing financial statements and credit reports to determine risk. They establish credit policies, monitor credit limits, and work to minimize financial losses while supporting sales growth, often using credit management software and requiring strong analytical skills.
More about Commercial Credit Manager jobs

What cities are hiring for Commercial Credit Manager jobs?

Cities with the most Commercial Credit Manager job openings:

What are the most commonly searched types of Commercial Credit jobs?

The most popular types of Commercial Credit jobs are:

What states have the most Commercial Credit Manager jobs?

States with the most job openings for Commercial Credit Manager jobs include:

Infographic showing various Commercial Credit Manager job openings in the United States as of August 2026, with employment types broken down into 87% Full Time, 12% Part Time, and 1% Contract. Highlights an 87% Physical, 2% Hybrid, and 11% Remote job distribution, with an average salary of $67,658 per year, or $32.5 per hour.

Commercial Credit Manager

CornerStone Professional Placement

Fort Worth, TX โ€ข On-site

$75K - $95K/yr

Full-time

Medical, Dental, Vision

Posted 29 days ago


Job description

CornerStone Professional Placement has partnered with a local bank in their search for an experienced Commercial Credit Manager to join their commercial banking team. This is a Direct Hire opportunity for a credit professional who excels in commercial portfolio management, financial analysis, and credit risk assessment. The ideal candidate will have a strong background in commercial lending and enjoy working collaboratively with lenders, credit analysts, and executive leadership to maintain a high-quality loan portfolio.
Job Title: Commercial Credit Manager

Location: Fort Worth, TX

Employment Type: Direct Hire

Schedule: Full-Time

Pay Rate: $75-95K/year, based on experience


Responsibilities for the Commercial Credit Manager:

  • Manage and monitor an assigned commercial loan portfolio to ensure strong credit quality and compliance.
  • Perform detailed financial analysis and periodic reviews to evaluate borrower performance and identify emerging credit risks.
  • Maintain accurate risk ratings and recommend changes based on borrower financial condition and market trends.
  • Partner with Commercial Lenders on renewals, modifications, extensions, and overall portfolio management strategies.
  • Prepare annual reviews, credit memorandums, and portfolio monitoring documentation in accordance with bank policy.
  • Monitor financial reporting requirements and covenant compliance, proactively following up on missing information.
  • Manage criticized and classified credits while developing action plans to minimize portfolio risk.
  • Assist in structuring loan terms and covenant packages that protect the bank's interests.
  • Collaborate with Loan Operations, Compliance, Credit Analysts, and other internal departments to ensure sound credit administration.
  • Identify opportunities to improve portfolio monitoring, reporting, and credit administration processes.
  • Maintain professional relationships with borrowers while supporting ongoing financial reviews and reporting requirements.

Qualifications for the Commercial Credit Manager:

  • Bachelor's Degree in Finance, Accounting, Business Administration, or a related field required.
  • Professional banking credit training (RMA or formal bank credit program) preferred.
  • Minimum 5+ years of commercial lending, credit analysis, or loan portfolio management experience.
  • We are seeking persons with 7A SBA loan background.  These are not asset based loans. 
  • Strong experience analyzing commercial financial statements and assessing credit risk.
  • Knowledge of commercial real estate, commercial & industrial lending, and professional practice lending.
  • Understanding of loan documentation, covenant monitoring, and portfolio risk management.
  • Experience managing criticized or underperforming commercial credits.
  • Strong analytical, organizational, and communication skills.
  • Ability to work effectively with lenders, borrowers, and cross-functional banking teams.