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Commercial Credit Manager Jobs in Rochester, NH (NOW HIRING)

The Merrimack

Commercial Credit Analyst

Concord, NH · On-site

  • Medical

  • Dental

  • Vision

  • Retirement

  • PTO

Prepare clear, thorough credit analyses for commercial loan requests, renewals, annual reviews, and ... Communicate regularly with lenders, credit management, and internal partners regarding priorities ...

NBT Bank

Credit Analyst III

Portsmouth, NH

$71K - $95K/yr

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

Joins credit officers and commercial banking officers on client and prospect calls in multiple ... Strong organizational, time management and prioritization skills with attention to detail

Eastern Bank

Commercial Relationship Manager

Portsmouth, NH · On-site

$136K - $224K/yr

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

Credit Underwriting: * Review existing credit facilities and new credit applications, analyze ... of the commercial relationships and take appropriate action. * Work with Portfolio Managers to ...

Eastern Bank

Commercial Relationship Manager

Portsmouth, NH

$136K - $224K/yr

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

Credit Underwriting: * Review existing credit facilities and new credit applications, analyze ... of the commercial relationships and take appropriate action. * Work with Portfolio Managers to ...

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All JobsCommercial Credit JobsCommercial Credit Manager JobsCommercial Credit Manager Jobs in Rochester, NH

Commercial Credit Manager information

See Rochester, NH salary details

$25K

$66.2K

$126.3K

How much do commercial credit manager jobs pay per year?

As of Aug 15, 2026, the average yearly pay for commercial credit manager in Rochester, NH is $66,218.00, according to ZipRecruiter salary data. Most workers in this role earn between $35,200.00 and $90,500.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a commercial credit manager?

To thrive as a Commercial Credit Manager, you need expertise in credit analysis, financial statement interpretation, and risk assessment, often supported by a degree in finance, accounting, or business. Familiarity with credit management software, loan origination systems, and relevant certifications like the Certified Credit Executive (CCE) are common requirements. Strong negotiation, decision-making, and communication skills help build effective client relationships and guide teams. These competencies are essential for minimizing risk, ensuring regulatory compliance, and supporting sound lending decisions within financial institutions.

What are some common challenges a commercial credit manager faces when assessing loan applications?

A Commercial Credit Manager often encounters challenges such as evaluating incomplete or inconsistent financial documentation from clients, assessing the risk of lending to businesses in volatile industries, and balancing the need for thorough due diligence with tight decision-making deadlines. Additionally, managing relationships with both clients and internal stakeholders, such as underwriters or sales teams, requires strong communication and negotiation skills. Staying updated on market trends and regulatory requirements is also crucial to ensure sound credit decisions and compliance.

What is the difference between Commercial Credit Manager vs Credit Analyst?

AspectCommercial Credit ManagerCredit Analyst
CredentialsBachelor's degree in finance, accounting, or related field; certifications like CAMS or CPA are commonBachelor's degree in finance, economics, or related field; certifications like CFA or credit-specific courses
Work EnvironmentManages credit risk for commercial loans, oversees credit teams, interacts with sales and risk departmentsAnalyzes credit data, assesses risk, prepares reports, often works in credit departments or financial institutions
Employer & Industry UsageUsed in banking, finance, and lending institutions to evaluate large commercial clientsCommon in banks, credit agencies, and financial firms for assessing individual and business creditworthiness

The Commercial Credit Manager focuses on managing credit risk for commercial loans and overseeing credit teams, while the Credit Analyst primarily analyzes credit data and assesses risk. Both roles require similar educational backgrounds and certifications, but their responsibilities and work environments differ slightly, with the manager taking on leadership and strategic oversight.

What job categories do people searching Commercial Credit Manager jobs in Rochester, NH look for?

The top searched job categories for Commercial Credit Manager jobs in Rochester, NH are:

What cities near Rochester, NH are hiring for Commercial Credit Manager jobs?

Cities near Rochester, NH with the most Commercial Credit Manager job openings:

Commercial Credit Manager jobs near you
Infographic showing various Commercial Credit Manager job openings in Rochester, NH as of August 2026, with employment types broken down into 1% As Needed, 79% Full Time, 19% Part Time, and 1% Contract. Highlights an 92% Physical, 2% Hybrid, and 6% Remote job distribution, with an average salary of $66,218 per year, or $31.8 per hour.

Commercial Credit Analyst

The Merrimack

Concord, NH • On-site

Full-time

Medical, Dental, Vision, Retirement, PTO

Posted 5 days ago

Job description

Company: The Merrimack

Position: Credit Analyst

Location: Concord, New Hampshire

Schedule: Full Time, Monday–Friday, 8:00 a.m. – 5:00 p.m.

Salary Range: $65,000 – $87,000, negotiable based on experience


The Merrimack is seeking an experienced, detail-oriented, and collaborative Credit Analyst to support our commercial lending and credit administration teams. This position is well suited for a candidate with established credit analysis experience who is ready to contribute in a mid- to senior-level capacity in a community banking environment.


In this role, you will prepare comprehensive credit analyses, evaluate financial performance and repayment capacity, identify credit risks, and support sound lending decisions for new and existing commercial relationships.


Why You’ll Love Working Here

In addition to a competitive salary, we offer a comprehensive benefits package designed to support you personally and professionally. Benefits include medical, dental, and vision coverage; a 401(k) with company match; paid time off; paid parental leave; tuition reimbursement; professional development opportunities; and the chance to be part of a supportive team that values your contributions.


What You’ll Do

  • Prepare clear, thorough credit analyses for commercial loan requests, renewals, annual reviews, and relationship reviews
  • Evaluate financial statements, tax returns, projections, collateral, guarantor support, repayment capacity, and overall credit risk
  • Identify key risks, strengths, trends, covenant concerns, loan exceptions, and other factors affecting credit quality
  • Provide underwriting support, credit recommendations, and portfolio insight to lenders and credit management
  • Assist with collateral evaluations, appraisal reviews, and related documentation as needed
  • Support portfolio monitoring through Watch List reports, Watch Asset reports, loan loss reserve analysis, annual reviews, and other credit-related reporting
  • Track financial statements, file commentaries, annual reviews, and credit follow-up items to help maintain timely and accurate credit files
  • Communicate regularly with lenders, credit management, and internal partners regarding priorities, deadlines, and work in progress


What We’re Looking For

  • Bachelor’s degree in Business, Finance, Accounting, or a related field preferred
  • Typically three or more years of experience in commercial credit, commercial lending, portfolio management, finance, accounting, or a related banking field
  • Demonstrated ability to analyze business and personal financial statements, tax returns, cash flow, collateral, and repayment sources
  • Strong written and verbal communication skills, including the ability to present credit information clearly and professionally
  • Experience with loan origination systems, including nCino
  • Proficiency with Microsoft Excel and standard office software applications
  • Ability to prepare spreadsheets, reports, and ad hoc analyses to support credit decisions and portfolio management
  • Strong attention to detail, organizational skills, and ability to manage multiple priorities and deadlines in a changing environment
  • Ability to collaborate across departments while maintaining professionalism, sound judgment, and confidentiality


Why Join The Merrimack

At The Merrimack, we build genuine partnerships through exceptional customer service, teamwork, integrity, and excellence. We take pride in supporting the communities we serve and creating an environment where employees can do meaningful work, grow professionally, and contribute to a strong community banking culture.

If you’re ready to bring your credit experience to a collaborative community banking team, we’d love to hear from you. Join The Merrimack and contribute to meaningful work that supports strong lending decisions, local businesses, and the communities we serve.

We are an Equal Opportunity Employer. This includes veterans and individuals with disabilities.

#merrimackstyle