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How much do commercial credit intern jobs pay per hour?

As of Aug 30, 2026, the average hourly pay for commercial credit intern in the United States is $17.41, according to ZipRecruiter salary data. Most workers in this role earn between $17.31 and $17.31 per hour, depending on experience, location, and employer.

What is a commercial credit intern?

Commercial credit interns are students or recent graduates who work temporarily in a financial institution's commercial lending or credit department. Their main responsibilities include assisting in the analysis of financial statements, conducting credit risk assessments, preparing credit reports, and supporting loan officers with client research. This internship provides hands-on experience in evaluating the creditworthiness of business clients and understanding the lending process. The role is designed to help interns gain valuable industry knowledge and skills that can lead to a career in commercial banking or finance.

What types of projects and responsibilities can a commercial credit intern expect during their internship?

As a Commercial Credit Intern, you can expect to assist with financial statement analysis, credit risk assessments, and the preparation of credit presentations for loan committees. Interns often work alongside experienced analysts and relationship managers, learning how to evaluate borrower creditworthiness, monitor loan portfolios, and conduct industry research. The environment is collaborative, with opportunities to participate in client meetings, interact with various departments (like underwriting and portfolio management), and gain hands-on experience with real-world credit processes. This exposure provides valuable insight into commercial lending and can be a strong foundation for a career in banking or finance.

What are the key skills and qualifications needed to thrive as a commercial credit intern, and why are they important?

To thrive as a Commercial Credit Intern, you need a solid understanding of financial analysis, accounting principles, and credit risk assessment, often supported by coursework in finance or business. Familiarity with financial modeling tools, Microsoft Excel, and credit analysis software is typically required. Strong attention to detail, analytical thinking, and effective communication skills help interns stand out in this role. These skills are crucial for accurately evaluating creditworthiness, preparing reports, and supporting decision-making within commercial lending teams.

What is the difference between Commercial Credit Intern vs Commercial Credit Analyst?

AspectCommercial Credit InternCommercial Credit Analyst
Required CredentialsTypically pursuing or recent graduate, some knowledge of finance or businessBachelor's degree in finance, accounting, or related field; often requires some experience
Work EnvironmentInternship setting, learning-focused, supervisedFull-time professional role, responsible for analyzing credit data
Employer & Industry UsageFinancial institutions, banks, credit companiesSame as intern, but as a full-time position

The main difference between a Commercial Credit Intern and a Commercial Credit Analyst is experience level and responsibility. Interns are in learning roles, assisting with basic tasks, while analysts handle detailed credit evaluations and decision-making. Internships serve as a stepping stone to full analyst roles within the industry.

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Commercial Credit Intern jobs near you
Infographic showing various Commercial Credit Intern job openings in the United States as of August 2026, with employment types broken down into 84% Full Time, and 16% Part Time. Highlights an 94% Physical, 1% Hybrid, and 5% Remote job distribution, with an average salary of $36,203 per year, or $17.4 per hour.

Fall Credit Analyst Intern

Isabella Bank

Mount Pleasant, MI • On-site

Internship

Posted 22 days ago

Job description

 

Fall Credit Analyst Intern

Position Title:  Credit Analyst Intern

Reports To: Credit Manager

Position Hours: Schedule can be flexible based on the applicant's schedule

Opportunities and Experiences: The Credit Analyst Intern will be provided an opportunity to gain an understanding of the function of the Bank’s Commercial Credit Department.  The intern will gain experience in several aspects of credit with an emphasis on financial spreading. Additionally, the intern will get an opportunity to learn about the process of commercial loans from beginning to end. The duties assigned to the intern are intended to enhance the intern’s understanding of financial analysis and allow application of classroom knowledge in a professional setting.   

Responsibilities:

  • Prepare financial spreads, based on analysis of tax returns, management and reviewed financial statements.
  • Perform tasks related to annual loan reviews
  • Complete monthly reporting tasks.
  • Assume additional duties as assigned.

     

    Qualifications:

    Education                                                                                                           

    • In process of receiving a Bachelor's Degree in Accounting or Finance, or has obtained a Bachelor's Degree in Accounting or Finance. 

    Skills                                                                                                                    

    • Strong written and verbal communication skills.
    • Experience and up-to-date skills using Microsoft Office software (Word, Excel)
    • Good time management and organizational skills
    • Strong teamwork skills
    • Ability to read to gain understanding
    • Ability to work independently