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Commercial Credit Intern Jobs (NOW HIRING)

AgWest Farm Credit is a member-owned financial cooperative that provides financing and related ... agribusinesses, commercial fishermen, timber producers, rural homeowners and crop insurance ...

LAS Intern

Raleigh, NC ยท On-site

$14.50 - $19.50/hr

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Summer 2027 Accounting Intern

Columbus, MS ยท On-site

$15.75 - $19.75/hr

Depending on your institution's requirements, this role may be eligible for college credit ... Distribute invoices to consumer and commercial accounts on scheduled timelines. * Compile and share ...

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Commercial Credit Intern information

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How much do commercial credit intern jobs pay per hour?

As of Aug 8, 2026, the average hourly pay for commercial credit intern in the United States is $17.41, according to ZipRecruiter salary data. Most workers in this role earn between $17.31 and $17.31 per hour, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a commercial credit intern, and why are they important?

To thrive as a Commercial Credit Intern, you need a solid understanding of financial analysis, accounting principles, and credit risk assessment, often supported by coursework in finance or business. Familiarity with financial modeling tools, Microsoft Excel, and credit analysis software is typically required. Strong attention to detail, analytical thinking, and effective communication skills help interns stand out in this role. These skills are crucial for accurately evaluating creditworthiness, preparing reports, and supporting decision-making within commercial lending teams.

What is the difference between Commercial Credit Intern vs Commercial Credit Analyst?

AspectCommercial Credit InternCommercial Credit Analyst
Required CredentialsTypically pursuing or recent graduate, some knowledge of finance or businessBachelor's degree in finance, accounting, or related field; often requires some experience
Work EnvironmentInternship setting, learning-focused, supervisedFull-time professional role, responsible for analyzing credit data
Employer & Industry UsageFinancial institutions, banks, credit companiesSame as intern, but as a full-time position

The main difference between a Commercial Credit Intern and a Commercial Credit Analyst is experience level and responsibility. Interns are in learning roles, assisting with basic tasks, while analysts handle detailed credit evaluations and decision-making. Internships serve as a stepping stone to full analyst roles within the industry.

What is a commercial credit intern?

Commercial credit interns are students or recent graduates who work temporarily in a financial institution's commercial lending or credit department. Their main responsibilities include assisting in the analysis of financial statements, conducting credit risk assessments, preparing credit reports, and supporting loan officers with client research. This internship provides hands-on experience in evaluating the creditworthiness of business clients and understanding the lending process. The role is designed to help interns gain valuable industry knowledge and skills that can lead to a career in commercial banking or finance.

What types of projects and responsibilities can a commercial credit intern expect during their internship?

As a Commercial Credit Intern, you can expect to assist with financial statement analysis, credit risk assessments, and the preparation of credit presentations for loan committees. Interns often work alongside experienced analysts and relationship managers, learning how to evaluate borrower creditworthiness, monitor loan portfolios, and conduct industry research. The environment is collaborative, with opportunities to participate in client meetings, interact with various departments (like underwriting and portfolio management), and gain hands-on experience with real-world credit processes. This exposure provides valuable insight into commercial lending and can be a strong foundation for a career in banking or finance.
More about Commercial Credit Intern jobs
What cities are hiring for Commercial Credit Intern jobs? Cities with the most Commercial Credit Intern job openings:
What are the most commonly searched types of Commercial Credit jobs? The most popular types of Commercial Credit jobs are:
What states have the most Commercial Credit Intern jobs? States with the most job openings for Commercial Credit Intern jobs include:
What job categories do people searching Commercial Credit Intern jobs look for? The top searched job categories for Commercial Credit Intern jobs are:
Infographic showing various Commercial Credit Intern job openings in the United States as of August 2026, with employment types broken down into 92% Full Time, 6% Part Time, and 2% Contract. Highlights an 92% Physical, 2% Hybrid, and 6% Remote job distribution, with an average salary of $36,203 per year, or $17.4 per hour.

Senior Credit Analyst

Hancock Whitney Corp.

New Orleans, LA โ€ข On-site

Full-time

Re-posted 20 days ago


Job description

Thank you for your interest in our company! To apply, click on the button above. You will be required to create an account (or sign in with an existing account). Your account will provide you access to your application information. The email address used in establishing your account will be used to correspond with you throughout the application process. Please be sure and check the spam folder. You may review, modify, or update your information by visiting and logging into your account.
JOB FUNCTION / SUMMARY:
The Senior Credit Analyst assists the bank in maintaining credit quality by underwriting complex commercial loan requests, training and developing department personnel, supporting portfolio and relationship managers, and managing workflow of the credit analysis staff.
ESSENTIAL DUTIES & RESPONSIBILITIES:
  • Independently prepares credit packages for specialized or highly complex commercial loan requests.
  • Prepares various reports including concentration reports, committed/unfunded reports and total exposure reporting, etc. and presents the information to appropriate committee.
  • Performs structured financial analysis of customer financial statements and related material.
  • Prepares financial statement pro forma analyses when requested by loan officers.
  • Acts as an advisor to lines of business with regard to specialized portfolios and segment information.
  • Works with management on special projects, providing recommendations and suggestions on presentation formats and content.
  • Gathers information and prepares reports regarding exposure in the loan portfolio as needed by management and presents the information to appropriate committee.
  • Acts as secretary to committees such as Wholesale Credit Admin. Comm., Consumer Finance Credit Administration Committee, Mortgage Loan Credit Administration Committee.

SUPERVISORY RESPONSIBILITIES:
May supervise day-to-day work of Credit Analyst, Financial Statement Specialist, and Intern positions, but not considered a formal management role.
MINIMUM REQUIRED EDUCATION, EXPERIENCE & KNOWLEDGE:
  • Bachelor's degree required, Business Administration or Finance preferred.
  • 18 months of related experience required.
  • Formal training program completion or demonstrated ability and experience in analyzing complex credit transactions.
  • Ability to read, analyze and interpret general business periodicals, professional journals, technical procedures or governmental regulations; Ability to write reports, business correspondence and procedure manuals; Ability to effectively present information and respond to questions from groups of managers, clients, and customers.
  • Ability to work with mathematical concepts such as probability and statistical inference; Ability to apply concepts such as fractions, percentages, ratios, and proportions to practical situations.
  • Ability to solve practical problems and deal with a variety of concrete variables in situations where only limited standardization exists; Ability to interpret a variety of instructions furnished in written, oral, diagram, or schedule form.
  • Experience with various Microsoft Professional Office software; Mastery of financial statement spreading software.

ESSENTIAL MENTAL & PHYSICAL REQUIREMENTS:
  • Ability to travel if required to perform the essential job functions
  • Ability to work under stress and meet deadlines
  • Ability to operate related equipment to perform the essential job functions
  • Ability to read and interpret a document if required to perform the essential job functions
  • Ability to lift/move/carry approximately 10 pounds if required to perform the essential job functions. If the employee is unable to lift/move/carry this weight and can be accommodated without causing the department/division an "undue hardship" then the employee must be accommodated; hence omitting lifting/moving/carrying as a physical requirement.

Equal Opportunity/Affirmative Action Employers. All qualified applicants will receive consideration for employment without regard to race, color, religious beliefs, national origin, ancestry, citizenship, sex, gender, sexual orientation, gender identity, marital status, age, physical or mental disability or history of disability, genetic information, status as a protected veteran, disabled veteran, or other protected characteristics as required by federal, state and local laws.