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Credit Specialist Jobs (NOW HIRING)

Container Graphics Corp.

Credit Specialist

Cary, NC · On-site

$75K - $85K/yr

The Credit Specialist is a key individual contributor within the corporate Shared Services department, responsible for maintaining the integrity of credit and accounts receivable operations. The ...

New

Container Graphics Corp.

Credit Specialist

Cary, NC · On-site

$75K - $85K/yr

The Credit Specialist is a key individual contributor within the corporate Shared Services department, responsible for maintaining the integrity of credit and accounts receivable operations. The ...

New

CFS

Credit Specialist

Grand Rapids, MI · On-site

$26 - $31/hr

This Credit Specialist role offers strong pay, visibility within accounting, and hands-on exposure to complex billing and AR processes. Credit Specialist $26-$31/hour | Full-Time Grand Rapids, MI Why ...

CFS

Credit Specialist

Middleton, WI · Hybrid

$50K - $65K/yr

Credit Specialist Salary: $50,000-$65,000 Position Highlights: * Collaborative team environment with supportive leadership * Hybrid schedule with the flexibility to work from home 2 days per week

CFS

Credit Specialist

Middleton, WI · On-site

$40K - $54K/yr

This Credit Specialist role offers a blend of customer interaction, accounting exposure, and long-term rewards through an ESOP program. Credit Specialist Salary: $40,000 to $54,000 Why This ...

Superior Auto

Credit Specialist

Fort Wayne, IN · On-site

Credit Specialist Superior Auto, Inc. is a growing regional automotive group seeking a Credit Specialist to join our team. Our organization has been around for nearly 50 years, helping our community ...

CFS

Credit Specialist

Middleton, WI · On-site

$50K - $54K/yr

Credit Specialist Salary: $50,000 to $54,000 Why This Opportunity Stands Out: * Join an employee owned company who puts their people first. * Receive 2 weeks of 100% paid family leave . * Work in a ...

Matheson Tri-Gas

Credit Specialist

Irving, TX · On-site

CREDIT SPECIALIST The Credit Specialist will monitor, interpret, and analyze independent and third-party financial data. The Credit Specialists will be able to accurately interpret the financial ...

Matheson Tri-Gas, Inc.

Credit Specialist

Irving, TX

JOB SUMMARY The Credit Specialist will monitor, interpret, and analyze independent and third-party financial data. The Credit Specialists will be able to accurately interpret the financial statement ...

Matheson Inc.

Credit Specialist

Irving, TX · On-site

Credit Specialist The Credit Specialist will monitor, interpret, and analyze independent and third-party financial data. The Credit Specialists will be able to accurately interpret the financial ...

Matheson Tri-Gas, Inc.

Credit Specialist

Irving, TX · On-site

CREDIT SPECIALIST The Credit Specialist will monitor, interpret, and analyzeindependent and third-party financial data. The Credit Specialists will be able to accurately interpretthe financial ...

CFS

AR & Credit Specialist

Denver, CO · Hybrid

$65K - $70K/yr

AR & Credit Specialist Location: Denver, CO (Hybrid) Are you detail-oriented, organized, and passionate about keeping financial operations running smoothly? We're looking for an AR & Credit ...

Superior Auto Inc

Credit Specialist

Fort Wayne, IN · On-site

$16 - $18/hr

As a Credit Specialist, you provide superior service at all times to our dealerships and customers. This includes but is not limited to reviewing all vehicle contract documentation for completeness ...

Matheson Tri-Gas, Inc.

Credit Specialist

Irving, TX

JOB SUMMARY The Credit Specialist will monitor, interpret, and analyze independent and third-party financial data. The Credit Specialists will be able to accurately interpret the financial statement ...

Workwear Outfitters

Credit Specialist

Nashville, TN · On-site

What You Will Do as a Credit Specialist The Credit Specialist is responsible for assessing and maintaining the creditworthiness of customers, ensuring timely payments, and supporting overall ...

Workwear

Credit Specialist

Nashville, TN

What You Will Do as a Credit Specialist The Credit Specialist is responsible for assessing and maintaining the creditworthiness of customers, ensuring timely payments, and supporting overall ...

M-L Holdings Company

Credit Specialist

Halethorpe, MD · On-site

Credit Specialist Department: Accounting Reports To: Credit Manager FLSA Status: Non-Exempt Work Schedule: Hybrid (Eligible to work remotely onMondays and Fridays after successfully completing a 30 ...

The Larson Group

Credit Specialist

Springfield, MO · On-site

Credit Specialist The Larson Group Peterbilt is looking for an experienced Credit Specialist to join our dynamic team. This position is responsible for assisting in the day-to-day operations of the ...

Workwear Outfitters

Credit Specialist

Nashville, TN · On-site

What You Will Do as a Credit Specialist The Credit Specialist is responsible for assessing and maintaining the creditworthiness of customers, ensuring timely payments, and supporting overall ...

StandardAero

Credit Specialist

Dallas, TX · On-site

Credit Specialist Build an Aviation Career You're Proud Of At StandardAero, we use our ingenuity and know-how to find solutions for the simple to the most complex challenges in aviation. Together, we ...

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Credit Specialist information

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How much do credit specialist jobs pay per hour?

As of Aug 21, 2026, the average hourly pay for credit specialist in the United States is $23.36, according to ZipRecruiter salary data. Most workers in this role earn between $18.75 and $26.44 per hour, depending on experience, location, and employer.

What is a credit specialist?

As a credit specialist, you work with clients to help them improve their credit scores and financial situation. You likely work at a credit repair agency, but some specialists work independently or start their own businesses. Your job duties include reviewing the financial information of clients, identifying ways to improve their situation, and implementing strategies to accomplish financial goals. Credit specialists deal with sensitive information, and so safe data handling practices are of paramount importance. You may also offer additional financial services to clients as part of their portfolio.

What does a credit specialist do?

A Credit Specialist is responsible for evaluating the creditworthiness of individuals or businesses applying for loans or credit lines. They review financial documents, assess risk, and make recommendations on approving or denying credit requests. Additionally, Credit Specialists may monitor existing accounts, help resolve payment issues, and work to minimize financial losses for their organization. Their role is essential in ensuring that lending decisions are made responsibly and in compliance with relevant regulations.

What are the key skills and qualifications needed to thrive as a credit specialist?

To thrive as a Credit Specialist, you need a solid understanding of credit analysis, financial statement interpretation, and risk assessment, often supported by a degree in finance, accounting, or a related field. Familiarity with credit management software, financial modeling tools, and sometimes certifications like the Certified Credit Professional (CCP) are commonly required. Strong attention to detail, analytical thinking, and effective communication skills set top performers apart in this role. These competencies ensure accurate credit decisions, minimize financial risks, and foster positive client relationships.

What are some common challenges credit specialists face when evaluating complex credit applications?

Credit Specialists often encounter challenges when assessing applications with limited credit histories, inconsistent financial documentation, or complex business structures. These situations require critical analysis, attention to detail, and sometimes creative problem-solving to accurately assess creditworthiness while adhering to company policies and regulatory requirements. Collaborating closely with underwriters, account managers, and sometimes directly with applicants or their representatives is common to gather additional information and make informed decisions.

What is the difference between Credit Specialist vs Loan Officer?

AspectCredit SpecialistLoan Officer
CredentialsTypically requires a high school diploma or equivalent; some roles prefer certifications like the Credit Business Associate (CBA)High school diploma or equivalent; often requires mortgage or loan originator licenses
Work EnvironmentBanking, credit bureaus, financial institutionsBanks, credit unions, mortgage companies
Primary ResponsibilitiesAssess credit reports, analyze creditworthiness, determine credit limitsEvaluate loan applications, explain loan options, approve or deny loans

While both roles involve assessing financial information, Credit Specialists focus on analyzing credit reports and managing credit risk, whereas Loan Officers handle the loan application process and client interactions. Both roles are essential in the lending industry and often work closely together.

What skills do you need to be a credit specialist?

A credit specialist needs strong analytical skills to assess creditworthiness, attention to detail, and good communication abilities for interacting with clients and colleagues. Knowledge of credit reporting systems, financial regulations, and proficiency with relevant software are also important for success in this role.
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Credit Specialist jobs near you
Infographic showing various Credit Specialist job openings in the United States as of August 2026, with employment types broken down into 84% Full Time, and 16% Part Time. Highlights an 94% Physical, 1% Hybrid, and 5% Remote job distribution, with an average salary of $48,586 per year, or $23.4 per hour.

Credit Specialist

Container Graphics Corp.

Cary, NC • On-site

$75K - $85K/yr

Full-time

Posted yesterday

New

Job description

Position Summary:

The Credit Specialist is a key individual contributor within the corporate Shared Services department, responsible for maintaining the integrity of credit and accounts receivable operations. The Credit Specialist analyzes customer creditworthiness, monitors credit risk, resolves billing and payment discrepancies, and provides dedicated credit and accounts receivable support to multiple manufacturing plant locations across the organization. The Credit Specialist works collaboratively with Customer Service, Sales, Corporate Staff and Plant Personnel to ensure accurate documentation and effective resolution of customer account issues. The Credit Specialist is expected to drive Container Graphics' CS1 mindset and always represent the company in a positive, energetic, and consistent manner. The Credit Specialist reports directly to the CFO.


Essential Functions:

• Perform detailed evaluations of customer credit applications and monitor established credit limits to mitigate financial risk.

• Review aged accounts receivable reports to identify unpaid invoices and initiate resolution in accordance with company policy.

• Assess financial risk for new and existing customer accounts and recommend adjustments to credit terms based on payment history and data analysis.

• Collaborate with plant-based personnel, including Customer Service Representatives and Sales teams, to ensure documentation accuracy across all locations.

• Support plant-level billing inquiries and provide guidance on standard operating procedures for accounts receivable workflows.

• Reconcile customer payment discrepancies and verify sales tax charges in accordance with applicable requirements across U.S. jurisdictions.

• Serve as a professional point of contact for customers regarding billing status, payment applications, and credit inquiries.

• Identify opportunities to automate or standardize shared services workflows to increase efficiency and reduce errors.

• Assist in the development and maintenance of process documentation and provide peer-level training to new team members as needed.

• Maintain accurate and organized credit and accounts receivable records.

• Perform all other related duties as assigned.


Knowledge / Skills Requirements:

• High School Diploma or equivalent required; Bachelor’s degree in Finance, Accounting, Business Administration, or a related field preferred.

• 3+ years of experience in credit management, preferably within a multi-location manufacturing environment.

• Proficiency in ERP systems, Google Workspace, and Microsoft Office Suite.

• Strong aptitude for understanding, analyzing, and organizing complex data into actionable reports.

• Working knowledge of U.S. sales tax requirements for manufacturing.

• Excellent interpersonal and communication skills.

• Ability to maintain professional relationships with internal and external stakeholders.

• Strong analytical, problem-solving, organizational, and time-management skills.

• Ability to maintain accuracy and attention to detail while managing multiple priorities.


Physical Requirements:

• Prolonged periods sitting at a desk and working on a computer.

• Ability to maintain high levels of focus during repetitive data entry and account review tasks.

• Ability to lift up to 25 pounds safely.