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Credit Specialist Jobs (NOW HIRING)

Superior Auto

Credit Specialist

Fort Wayne, IN · On-site

Credit Specialist Superior Auto, Inc. is a growing regional automotive group seeking a Credit Specialist to join our team. Our organization has been around for nearly 50 years, helping our community ...

CFS

Credit Specialist

Grand Rapids, MI · On-site

$26 - $31/hr

This Credit Specialist role offers strong pay, visibility within accounting, and hands-on exposure to complex billing and AR processes. Credit Specialist $26-$31/hour | Full-Time Grand Rapids, MI Why ...

CFS

Credit Specialist

Middleton, WI · Hybrid

$50K - $65K/yr

Credit Specialist Salary: $50,000-$65,000 Position Highlights: * Collaborative team environment with supportive leadership * Hybrid schedule with the flexibility to work from home 2 days per week

CFS

Credit Specialist

Middleton, WI · On-site

$40K - $54K/yr

This Credit Specialist role offers a blend of customer interaction, accounting exposure, and long-term rewards through an ESOP program. Credit Specialist Salary: $40,000 to $54,000 Why This ...

CFS

Credit Specialist

Middleton, WI · On-site

$50K - $54K/yr

Credit Specialist Salary: $50,000 to $54,000 Why This Opportunity Stands Out: * Join an employee owned company who puts their people first. * Receive 2 weeks of 100% paid family leave . * Work in a ...

Matheson Tri-Gas, Inc.

Credit Specialist

Irving, TX · On-site

JOB SUMMARY The Credit Specialist will monitor, interpret, and analyze independent and third-party financial data. The Credit Specialists will be able to accurately interpret the financial statement ...

Matheson Tri-Gas

Credit Specialist

Irving, TX · On-site

CREDIT SPECIALIST The Credit Specialist will monitor, interpret, and analyze independent and third-party financial data. The Credit Specialists will be able to accurately interpret the financial ...

Matheson Inc.

Credit Specialist

Irving, TX · On-site

Credit Specialist The Credit Specialist will monitor, interpret, and analyze independent and third-party financial data. The Credit Specialists will be able to accurately interpret the financial ...

Matheson Tri-Gas, Inc.

Credit Specialist

Irving, TX · On-site

CREDIT SPECIALIST The Credit Specialist will monitor, interpret, and analyzeindependent and third-party financial data. The Credit Specialists will be able to accurately interpretthe financial ...

CFS

AR & Credit Specialist

Denver, CO · Hybrid

$65K - $70K/yr

AR & Credit Specialist Location: Denver, CO (Hybrid) Are you detail-oriented, organized, and passionate about keeping financial operations running smoothly? We're looking for an AR & Credit ...

Superior Auto Inc

Credit Specialist

Fort Wayne, IN · On-site

$16 - $18/hr

As a Credit Specialist, you provide superior service at all times to our dealerships and customers. This includes but is not limited to reviewing all vehicle contract documentation for completeness ...

Workwear Outfitters

Credit Specialist

Nashville, TN · On-site

What You Will Do as a Credit Specialist The Credit Specialist is responsible for assessing and maintaining the creditworthiness of customers, ensuring timely payments, and supporting overall ...

Matheson Tri-Gas, Inc.

Credit Specialist

Irving, TX · On-site

JOB SUMMARY The Credit Specialist will monitor, interpret, and analyze independent and third-party financial data. The Credit Specialists will be able to accurately interpret the financial statement ...

Workwear

Credit Specialist

Nashville, TN

What You Will Do as a Credit Specialist The Credit Specialist is responsible for assessing and maintaining the creditworthiness of customers, ensuring timely payments, and supporting overall ...

M-L Holdings Company

Credit Specialist

Halethorpe, MD · On-site

Credit Specialist Department: Accounting Reports To: Credit Manager FLSA Status: Non-Exempt Work Schedule: Hybrid (Eligible to work remotely onMondays and Fridays after successfully completing a 30 ...

The Larson Group

Credit Specialist

Springfield, MO · On-site

Credit Specialist The Larson Group Peterbilt is looking for an experienced Credit Specialist to join our dynamic team. This position is responsible for assisting in the day-to-day operations of the ...

Workwear Outfitters

Credit Specialist

Nashville, TN · On-site

What You Will Do as a Credit Specialist The Credit Specialist is responsible for assessing and maintaining the creditworthiness of customers, ensuring timely payments, and supporting overall ...

StandardAero

Credit Specialist

Dallas, TX · On-site

Credit Specialist Build an Aviation Career You're Proud Of At StandardAero, we use our ingenuity and know-how to find solutions for the simple to the most complex challenges in aviation. Together, we ...

Chadwell Supply

Credit Specialist

Tampa, FL · On-site

$21 - $23/hr

Credit Specialist Smart, innovative, and hard-working? Perfect! We are growing and need the right people with the right mindset. Join our family and find a home where you will enjoy working with your ...

StandardAero

Credit Specialist

Dallas, TX · On-site

Credit Specialist Build an Aviation Career You're Proud Of At StandardAero, we use our ingenuity and know-how to find solutions for the simple to the most complex challenges in aviation. Together, we ...

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Credit Specialist information

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$12

$23

$33

How much do credit specialist jobs pay per hour?

As of Aug 19, 2026, the average hourly pay for credit specialist in the United States is $23.36, according to ZipRecruiter salary data. Most workers in this role earn between $18.75 and $26.44 per hour, depending on experience, location, and employer.

What is a credit specialist?

As a credit specialist, you work with clients to help them improve their credit scores and financial situation. You likely work at a credit repair agency, but some specialists work independently or start their own businesses. Your job duties include reviewing the financial information of clients, identifying ways to improve their situation, and implementing strategies to accomplish financial goals. Credit specialists deal with sensitive information, and so safe data handling practices are of paramount importance. You may also offer additional financial services to clients as part of their portfolio.

What does a credit specialist do?

A Credit Specialist is responsible for evaluating the creditworthiness of individuals or businesses applying for loans or credit lines. They review financial documents, assess risk, and make recommendations on approving or denying credit requests. Additionally, Credit Specialists may monitor existing accounts, help resolve payment issues, and work to minimize financial losses for their organization. Their role is essential in ensuring that lending decisions are made responsibly and in compliance with relevant regulations.

What are the key skills and qualifications needed to thrive as a credit specialist?

To thrive as a Credit Specialist, you need a solid understanding of credit analysis, financial statement interpretation, and risk assessment, often supported by a degree in finance, accounting, or a related field. Familiarity with credit management software, financial modeling tools, and sometimes certifications like the Certified Credit Professional (CCP) are commonly required. Strong attention to detail, analytical thinking, and effective communication skills set top performers apart in this role. These competencies ensure accurate credit decisions, minimize financial risks, and foster positive client relationships.

What are some common challenges credit specialists face when evaluating complex credit applications?

Credit Specialists often encounter challenges when assessing applications with limited credit histories, inconsistent financial documentation, or complex business structures. These situations require critical analysis, attention to detail, and sometimes creative problem-solving to accurately assess creditworthiness while adhering to company policies and regulatory requirements. Collaborating closely with underwriters, account managers, and sometimes directly with applicants or their representatives is common to gather additional information and make informed decisions.

What is the difference between Credit Specialist vs Loan Officer?

AspectCredit SpecialistLoan Officer
CredentialsTypically requires a high school diploma or equivalent; some roles prefer certifications like the Credit Business Associate (CBA)High school diploma or equivalent; often requires mortgage or loan originator licenses
Work EnvironmentBanking, credit bureaus, financial institutionsBanks, credit unions, mortgage companies
Primary ResponsibilitiesAssess credit reports, analyze creditworthiness, determine credit limitsEvaluate loan applications, explain loan options, approve or deny loans

While both roles involve assessing financial information, Credit Specialists focus on analyzing credit reports and managing credit risk, whereas Loan Officers handle the loan application process and client interactions. Both roles are essential in the lending industry and often work closely together.

What skills do you need to be a credit specialist?

A credit specialist needs strong analytical skills to assess creditworthiness, attention to detail, and good communication abilities for interacting with clients and colleagues. Knowledge of credit reporting systems, financial regulations, and proficiency with relevant software are also important for success in this role.
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Credit Specialist jobs near you
Infographic showing various Credit Specialist job openings in the United States as of August 2026, with employment types broken down into 84% Full Time, and 16% Part Time. Highlights an 94% Physical, 1% Hybrid, and 5% Remote job distribution, with an average salary of $48,586 per year, or $23.4 per hour.

Credit Specialist

Superior Auto

Fort Wayne, IN • On-site

Other

Medical, Dental, Vision, Retirement

Posted 28 days ago

Job description

Credit Specialist

Superior Auto, Inc. is a growing regional automotive group seeking a Credit Specialist to join our team. Our organization has been around for nearly 50 years, helping our community finance vehicles they need and can afford with a mission to provide reliable transportation, financing options, and excellent customer service to earn repeat business. Join our team today!

This is a Full-Time position, with exceptional benefits, a strong management team that will build your skills as a Credit Specialist. As a Credit Specialist, you provide superior service at all times to our dealerships and customers. This includes but is not limited to reviewing all vehicle contract documentation for completeness and compliance with state and federal laws as well as adherence to company policies and procedures—Responsible for conducting multiple verifications on each deal received. At Superior Auto, we seek driven individuals with a positive winning attitude. Superior Auto's ideal candidate is seeking more than a job. Instead, you are pursuing a career that offers unlimited growth within the company!

Quality Credit Specialist Skills:
  • Verify all applicant documents, score card attributes, overall deal structure and estimates for refinancing agreements.
  • Recalculate debt-to-income (DTI).
  • Categorize all applications through an electronic application process.
  • Continually monitor and review the status of applications throughout entire lifecycle.
  • Monitor and manage application and credit compliance for proper adverse action.
  • Continually communicate and interact with dealerships.
  • Other duties as assigned by a leader.
Competencies:
  • Responsible for actions and performance either individually or on a team.
  • Works efficiently by planning and organizing work to achieve goals and objectives.
  • Focuses on teamwork by anticipating team needs, overcoming obstacles, and continually improving overall satisfaction.
  • Communicates effectively by providing precise and timely communication and demonstrating practical listening skills.
  • Demonstrates adaptability by adjusting to changing business priorities.
Knowledge and Skills:
  • Demonstrates the ability to work independently with minimal supervision and effective use of time.
  • Demonstrated record of achieving performance goals and objectives.
  • Demonstrates ability to make prudent and timely decisions, well researched, and reflect an awareness of impact.
  • Demonstrates strong interpersonal skills, including a willingness to consistently provide superior customer service, the ability to react appropriately under pressure, and the ability to apply sound judgment in ambiguous situations.
  • Demonstrates adaptability by adjusting to changing business priorities.
  • Demonstrates ability to effectively work in collaboration with team to achieve objectives.
Work Experience and/or Education:
  • 2 years' experience in funding/lending/contracts; experience in sub-prime financing a plus
  • Ability to analyze data and calculate DTI
  • Ability to define problems, collect data, establish facts, and draw valid conclusions.
  • Ability to communicate effectively both verbally and in writing
  • Ability to adapt, learn and execute in a fast-paced team environment
Benefits:
  • Health insurance
  • Dental Insurance
  • Vision Insurance
  • 401k
  • Employer contribution HSA
  • …Plus, many more!

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