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Credit Specialist Jobs (NOW HIRING)

Superior Auto

Credit Specialist

Fort Wayne, IN · On-site

Credit Specialist Superior Auto, Inc. is a growing regional automotive group seeking a Credit Specialist to join our team. Our organization has been around for nearly 50 years, helping our community ...

Matheson Tri-Gas

Credit Specialist

Irving, TX · On-site

CREDIT SPECIALIST The Credit Specialist will monitor, interpret, and analyze independent and third-party financial data. The Credit Specialists will be able to accurately interpret the financial ...

Matheson Inc.

Credit Specialist

Irving, TX · On-site

Credit Specialist The Credit Specialist will monitor, interpret, and analyze independent and third-party financial data. The Credit Specialists will be able to accurately interpret the financial ...

Matheson Tri-Gas, Inc.

Credit Specialist

Irving, TX · On-site

CREDIT SPECIALIST The Credit Specialist will monitor, interpret, and analyzeindependent and third-party financial data. The Credit Specialists will be able to accurately interpretthe financial ...

American Omni Trading

Credit Specialist

Katy, TX · On-site

Credit Specialist American Omni Trading Company is seeking a detail-oriented and collaborative Credit Specialist to join our team in Katy, TX. In this role, you will support customers and internal ...

Matheson Tri-Gas, Inc.

Credit Specialist

Irving, TX

JOB SUMMARY The Credit Specialist will monitor, interpret, and analyze independent and third-party financial data. The Credit Specialists will be able to accurately interpret the financial statement ...

American Omni Trading

Credit Specialist

Katy, TX · On-site

Credit Specialist LOCATION: Katy, TX (On-site) COMPANY: American Omni Trading LLC About the Role: American Omni Trading Company is seeking a detail-oriented and collaborative Credit Specialist to ...

Superior Auto Inc

Credit Specialist

Fort Wayne, IN · On-site

$16 - $18/hr

As a Credit Specialist, you provide superior service at all times to our dealerships and customers. This includes but is not limited to reviewing all vehicle contract documentation for completeness ...

Workwear Outfitters

Credit Specialist

Nashville, TN · On-site

What You Will Do as a Credit Specialist The Credit Specialist is responsible for assessing and maintaining the creditworthiness of customers, ensuring timely payments, and supporting overall ...

Matheson Tri-Gas, Inc.

Credit Specialist

Irving, TX

JOB SUMMARY The Credit Specialist will monitor, interpret, and analyze independent and third-party financial data. The Credit Specialists will be able to accurately interpret the financial statement ...

Workwear

Credit Specialist

Nashville, TN · On-site

What You Will Do as a Credit Specialist The Credit Specialist is responsible for assessing and maintaining the creditworthiness of customers, ensuring timely payments, and supporting overall ...

Workwear Outfitters

Credit Specialist

Nashville, TN · On-site

What You Will Do as a Credit Specialist The Credit Specialist is responsible for assessing and maintaining the creditworthiness of customers, ensuring timely payments, and supporting overall ...

Leeco Steel

Credit Specialist

Lisle, IL · On-site

Credit Specialist Leeco Steel, a leading supplier of steel plate products across North America, is seeking a detail-oriented and proactive Credit Specialist. In this role, you will manage customer ...

Chadwell Supply

Credit Specialist

Tampa, FL · On-site

$21 - $23/hr

Overview The Credit Specialist is responsible for communicating with customers regarding credit applications, billing, discrepancies, collecting past due invoices, resolving payment applications and ...

Makino

Credit Specialist

Mason, OH · On-site

The Credit Specialist is responsible for managing the company's credit risk and collection activities while protecting Makino's financial interests and supporting profitable customer relationships.

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Credit Specialist information

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How much do credit specialist jobs pay per hour?

As of Aug 7, 2026, the average hourly pay for credit specialist in the United States is $23.36, according to ZipRecruiter salary data. Most workers in this role earn between $18.75 and $26.44 per hour, depending on experience, location, and employer.

What is the difference between Credit Specialist vs Loan Officer?

AspectCredit SpecialistLoan Officer
CredentialsTypically requires a high school diploma or equivalent; some roles prefer certifications like the Credit Business Associate (CBA)High school diploma or equivalent; often requires mortgage or loan originator licenses
Work EnvironmentBanking, credit bureaus, financial institutionsBanks, credit unions, mortgage companies
Primary ResponsibilitiesAssess credit reports, analyze creditworthiness, determine credit limitsEvaluate loan applications, explain loan options, approve or deny loans

While both roles involve assessing financial information, Credit Specialists focus on analyzing credit reports and managing credit risk, whereas Loan Officers handle the loan application process and client interactions. Both roles are essential in the lending industry and often work closely together.

What does a credit specialist do?

A Credit Specialist is responsible for evaluating the creditworthiness of individuals or businesses applying for loans or credit lines. They review financial documents, assess risk, and make recommendations on approving or denying credit requests. Additionally, Credit Specialists may monitor existing accounts, help resolve payment issues, and work to minimize financial losses for their organization. Their role is essential in ensuring that lending decisions are made responsibly and in compliance with relevant regulations.

What are the key skills and qualifications needed to thrive as a credit specialist?

To thrive as a Credit Specialist, you need a solid understanding of credit analysis, financial statement interpretation, and risk assessment, often supported by a degree in finance, accounting, or a related field. Familiarity with credit management software, financial modeling tools, and sometimes certifications like the Certified Credit Professional (CCP) are commonly required. Strong attention to detail, analytical thinking, and effective communication skills set top performers apart in this role. These competencies ensure accurate credit decisions, minimize financial risks, and foster positive client relationships.

What are some common challenges credit specialists face when evaluating complex credit applications?

Credit Specialists often encounter challenges when assessing applications with limited credit histories, inconsistent financial documentation, or complex business structures. These situations require critical analysis, attention to detail, and sometimes creative problem-solving to accurately assess creditworthiness while adhering to company policies and regulatory requirements. Collaborating closely with underwriters, account managers, and sometimes directly with applicants or their representatives is common to gather additional information and make informed decisions.

What is a credit specialist?

As a credit specialist, you work with clients to help them improve their credit scores and financial situation. You likely work at a credit repair agency, but some specialists work independently or start their own businesses. Your job duties include reviewing the financial information of clients, identifying ways to improve their situation, and implementing strategies to accomplish financial goals. Credit specialists deal with sensitive information, and so safe data handling practices are of paramount importance. You may also offer additional financial services to clients as part of their portfolio.

More about Credit Specialist jobs
What cities are hiring for Credit Specialist jobs? Cities with the most Credit Specialist job openings:
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What states have the most Credit Specialist jobs? States with the most job openings for Credit Specialist jobs include:
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Credit Specialist jobs near you
Infographic showing various Credit Specialist job openings in the United States as of August 2026, with employment types broken down into 1% Internship, 79% Full Time, 19% Part Time, and 1% Contract. Highlights an 94% Physical, 1% Hybrid, and 5% Remote job distribution, with an average salary of $48,586 per year, or $23.4 per hour.

Credit Specialist

Superior Auto

Fort Wayne, IN • On-site

Other

Medical, Dental, Vision, Retirement

Posted 15 days ago

Job description

Credit Specialist

Superior Auto, Inc. is a growing regional automotive group seeking a Credit Specialist to join our team. Our organization has been around for nearly 50 years, helping our community finance vehicles they need and can afford with a mission to provide reliable transportation, financing options, and excellent customer service to earn repeat business. Join our team today!

This is a Full-Time position, with exceptional benefits, a strong management team that will build your skills as a Credit Specialist. As a Credit Specialist, you provide superior service at all times to our dealerships and customers. This includes but is not limited to reviewing all vehicle contract documentation for completeness and compliance with state and federal laws as well as adherence to company policies and procedures—Responsible for conducting multiple verifications on each deal received. At Superior Auto, we seek driven individuals with a positive winning attitude. Superior Auto's ideal candidate is seeking more than a job. Instead, you are pursuing a career that offers unlimited growth within the company!

Quality Credit Specialist Skills:
  • Verify all applicant documents, score card attributes, overall deal structure and estimates for refinancing agreements.
  • Recalculate debt-to-income (DTI).
  • Categorize all applications through an electronic application process.
  • Continually monitor and review the status of applications throughout entire lifecycle.
  • Monitor and manage application and credit compliance for proper adverse action.
  • Continually communicate and interact with dealerships.
  • Other duties as assigned by a leader.
Competencies:
  • Responsible for actions and performance either individually or on a team.
  • Works efficiently by planning and organizing work to achieve goals and objectives.
  • Focuses on teamwork by anticipating team needs, overcoming obstacles, and continually improving overall satisfaction.
  • Communicates effectively by providing precise and timely communication and demonstrating practical listening skills.
  • Demonstrates adaptability by adjusting to changing business priorities.
Knowledge and Skills:
  • Demonstrates the ability to work independently with minimal supervision and effective use of time.
  • Demonstrated record of achieving performance goals and objectives.
  • Demonstrates ability to make prudent and timely decisions, well researched, and reflect an awareness of impact.
  • Demonstrates strong interpersonal skills, including a willingness to consistently provide superior customer service, the ability to react appropriately under pressure, and the ability to apply sound judgment in ambiguous situations.
  • Demonstrates adaptability by adjusting to changing business priorities.
  • Demonstrates ability to effectively work in collaboration with team to achieve objectives.
Work Experience and/or Education:
  • 2 years' experience in funding/lending/contracts; experience in sub-prime financing a plus
  • Ability to analyze data and calculate DTI
  • Ability to define problems, collect data, establish facts, and draw valid conclusions.
  • Ability to communicate effectively both verbally and in writing
  • Ability to adapt, learn and execute in a fast-paced team environment
Benefits:
  • Health insurance
  • Dental Insurance
  • Vision Insurance
  • 401k
  • Employer contribution HSA
  • …Plus, many more!

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