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Credit Specialist Jobs (NOW HIRING)

CFS

Credit Specialist

Grand Rapids, MI · On-site

$26 - $31/hr

This Credit Specialist role offers strong pay, visibility within accounting, and hands-on exposure to complex billing and AR processes. Credit Specialist $26-$31/hour | Full-Time Grand Rapids, MI Why ...

CFS

Credit Specialist

Middleton, WI · Hybrid

$50K - $65K/yr

Credit Specialist Salary: $50,000-$65,000 Position Highlights: * Collaborative team environment with supportive leadership * Hybrid schedule with the flexibility to work from home 2 days per week

CFS

Credit Specialist

Middleton, WI · On-site

$40K - $54K/yr

This Credit Specialist role offers a blend of customer interaction, accounting exposure, and long-term rewards through an ESOP program. Credit Specialist Salary: $40,000 to $54,000 Why This ...

Superior Auto

Credit Specialist

Fort Wayne, IN · On-site

Credit Specialist Superior Auto, Inc. is a growing regional automotive group seeking a Credit Specialist to join our team. Our organization has been around for nearly 50 years, helping our community ...

Matheson Tri-Gas

Credit Specialist

Irving, TX · On-site

CREDIT SPECIALIST The Credit Specialist will monitor, interpret, and analyze independent and third-party financial data. The Credit Specialists will be able to accurately interpret the financial ...

Matheson Tri-Gas, Inc.

Credit Specialist

Irving, TX · On-site

CREDIT SPECIALIST The Credit Specialist will monitor, interpret, and analyzeindependent and third-party financial data. The Credit Specialists will be able to accurately interpretthe financial ...

Matheson Inc.

Credit Specialist

Irving, TX · On-site

Credit Specialist The Credit Specialist will monitor, interpret, and analyze independent and third-party financial data. The Credit Specialists will be able to accurately interpret the financial ...

Nippon Sanso Matheson

Credit Specialist

Irving, TX · On-site

CREDIT SPECIALIST The Credit Specialist will monitor, interpret, and analyze independent and third-party financial data. The Credit Specialists will be able to accurately interpret the financial ...

American Omni Trading

Credit Specialist

Katy, TX · On-site

Credit Specialist American Omni Trading Company is seeking a detail-oriented and collaborative Credit Specialist to join our team in Katy, TX. In this role, you will support customers and internal ...

Matheson Tri-Gas, Inc.

Credit Specialist

Irving, TX · On-site

JOB SUMMARY The Credit Specialist will monitor, interpret, and analyze independent and third-party financial data. The Credit Specialists will be able to accurately interpret the financial statement ...

American Omni Trading

Credit Specialist

Katy, TX · On-site

Credit Specialist LOCATION: Katy, TX (On-site) COMPANY: American Omni Trading LLC About the Role: American Omni Trading Company is seeking a detail-oriented and collaborative Credit Specialist to ...

Superior Auto Inc

Credit Specialist

Fort Wayne, IN · On-site

$16 - $18/hr

As a Credit Specialist, you provide superior service at all times to our dealerships and customers. This includes but is not limited to reviewing all vehicle contract documentation for completeness ...

Matheson Tri-Gas, Inc.

Credit Specialist

Irving, TX · On-site

JOB SUMMARY The Credit Specialist will monitor, interpret, and analyze independent and third-party financial data. The Credit Specialists will be able to accurately interpret the financial statement ...

Workwear Outfitters

Credit Specialist

Nashville, TN · On-site

What You Will Do as a Credit Specialist The Credit Specialist is responsible for assessing and maintaining the creditworthiness of customers, ensuring timely payments, and supporting overall ...

Workwear Outfitters

Credit Specialist

Nashville, TN · On-site

What You Will Do as a Credit Specialist The Credit Specialist is responsible for assessing and maintaining the creditworthiness of customers, ensuring timely payments, and supporting overall ...

Workwear

Credit Specialist

Nashville, TN

What You Will Do as a Credit Specialist The Credit Specialist is responsible for assessing and maintaining the creditworthiness of customers, ensuring timely payments, and supporting overall ...

M-L Holdings Company

Credit Specialist

Halethorpe, MD · On-site

Credit Specialist Department: Accounting Reports To: Credit Manager FLSA Status: Non-Exempt Work Schedule: Hybrid (Eligible to work remotely onMondays and Fridays after successfully completing a 30 ...

Posted today

Leeco Steel

Credit Specialist

Lisle, IL · On-site

Credit Specialist Leeco Steel, a leading supplier of steel plate products across North America, is seeking a detail-oriented and proactive Credit Specialist. In this role, you will manage customer ...

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Credit Specialist information

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$12

$23

$33

How much do credit specialist jobs pay per hour?

As of Aug 9, 2026, the average hourly pay for credit specialist in the United States is $23.36, according to ZipRecruiter salary data. Most workers in this role earn between $18.75 and $26.44 per hour, depending on experience, location, and employer.

What is the difference between Credit Specialist vs Loan Officer?

AspectCredit SpecialistLoan Officer
CredentialsTypically requires a high school diploma or equivalent; some roles prefer certifications like the Credit Business Associate (CBA)High school diploma or equivalent; often requires mortgage or loan originator licenses
Work EnvironmentBanking, credit bureaus, financial institutionsBanks, credit unions, mortgage companies
Primary ResponsibilitiesAssess credit reports, analyze creditworthiness, determine credit limitsEvaluate loan applications, explain loan options, approve or deny loans

While both roles involve assessing financial information, Credit Specialists focus on analyzing credit reports and managing credit risk, whereas Loan Officers handle the loan application process and client interactions. Both roles are essential in the lending industry and often work closely together.

What does a credit specialist do?

A Credit Specialist is responsible for evaluating the creditworthiness of individuals or businesses applying for loans or credit lines. They review financial documents, assess risk, and make recommendations on approving or denying credit requests. Additionally, Credit Specialists may monitor existing accounts, help resolve payment issues, and work to minimize financial losses for their organization. Their role is essential in ensuring that lending decisions are made responsibly and in compliance with relevant regulations.

What are the key skills and qualifications needed to thrive as a credit specialist?

To thrive as a Credit Specialist, you need a solid understanding of credit analysis, financial statement interpretation, and risk assessment, often supported by a degree in finance, accounting, or a related field. Familiarity with credit management software, financial modeling tools, and sometimes certifications like the Certified Credit Professional (CCP) are commonly required. Strong attention to detail, analytical thinking, and effective communication skills set top performers apart in this role. These competencies ensure accurate credit decisions, minimize financial risks, and foster positive client relationships.

What are some common challenges credit specialists face when evaluating complex credit applications?

Credit Specialists often encounter challenges when assessing applications with limited credit histories, inconsistent financial documentation, or complex business structures. These situations require critical analysis, attention to detail, and sometimes creative problem-solving to accurately assess creditworthiness while adhering to company policies and regulatory requirements. Collaborating closely with underwriters, account managers, and sometimes directly with applicants or their representatives is common to gather additional information and make informed decisions.

What is a credit specialist?

As a credit specialist, you work with clients to help them improve their credit scores and financial situation. You likely work at a credit repair agency, but some specialists work independently or start their own businesses. Your job duties include reviewing the financial information of clients, identifying ways to improve their situation, and implementing strategies to accomplish financial goals. Credit specialists deal with sensitive information, and so safe data handling practices are of paramount importance. You may also offer additional financial services to clients as part of their portfolio.

More about Credit Specialist jobs
What cities are hiring for Credit Specialist jobs? Cities with the most Credit Specialist job openings:
Who are the top companies hiring for Credit Specialist jobs? The top employers for Credit Specialist jobs are:
What states have the most Credit Specialist jobs? States with the most job openings for Credit Specialist jobs include:
What job categories do people searching Credit Specialist jobs look for? The top searched job categories for Credit Specialist jobs are:
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Credit Specialist jobs near you
Infographic showing various Credit Specialist job openings in the United States as of August 2026, with employment types broken down into 1% Internship, 79% Full Time, 19% Part Time, and 1% Contract. Highlights an 94% Physical, 1% Hybrid, and 5% Remote job distribution, with an average salary of $48,586 per year, or $23.4 per hour.

Credit Specialist

CFS

Grand Rapids, MI • On-site

$26 - $31/hr

Full-time

Re-posted 9 days ago

Job description

Looking to take ownership of credit and receivables in a mission-driven healthcare services environment? This Credit Specialist role offers strong pay, visibility within accounting, and hands-on exposure to complex billing and AR processes.

Credit Specialist
$26–$31/hour | Full-Time
Grand Rapids, MI

Why This Opportunity Stands Out:

  • Competitive hourly pay aligned with your experience
  • High-visibility role supporting accounting and revenue cycle teams
  • Hands-on exposure to credit, collections, and AR within healthcare services
  • Opportunity to work in a high-volume, compliance-driven environment
  • Cross-functional collaboration with billing, finance, and operations
  • Direct impact on cash flow and customer/patient account resolution
  • Strong opportunity to expand healthcare and B2B accounting experience
  • Team-focused culture with clear ownership and accountability

Key Responsibilities for the Credit Specialist:

  • Review and evaluate customer and account credit status
  • Monitor aging reports and follow up on outstanding balances
  • Communicate with customers and internal teams on payment and billing issues
  • Resolve discrepancies related to invoices and account activity
  • Maintain accurate credit files and documentation
  • Support accounts receivable and reconciliation activities

Qualifications for the Credit Specialist:

  • Experience in credit, collections, or accounts receivable
  • Background in healthcare services or B2B environments preferred
  • Proficiency with Excel and accounting or billing systems
  • Strong attention to detail in financial data management

A strong fit for credit and AR professionals who enjoy ownership, problem-solving, and making a measurable impact in a fast-moving healthcare environment.

#CreditSpecialist #AccountingJobs #FinanceJobs

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