Credit Specialist
Wylie, TX · On-site
Credit Specialist Schedule: Full-Time Location: Wylie, Texas About the Role As a Credit Specialist , you will be responsible for collecting and resolving outstanding balances for assigned accounts ...
Credit Specialist
Wylie, TX · On-site
Credit Specialist Schedule: Full-Time Location: Wylie, Texas About the Role As a Credit Specialist , you will be responsible for collecting and resolving outstanding balances for assigned accounts ...
Credit Specialist
Wylie, TX · On-site
Credit Specialist Schedule: Full-Time Location: Wylie, Texas About the Role As a Credit Specialist , you will be responsible for collecting and resolving outstanding balances for assigned accounts ...
Credit Specialist
Wylie, TX · On-site
Credit Specialist Schedule: Full-Time Location: Wylie, Texas About the Role As a Credit Specialist , you will be responsible for collecting and resolving outstanding balances for assigned accounts ...
Credit Specialist
Phoenix, AZ · On-site
$21 - $23/hr
Overview The Credit Specialist is responsible for communicating with customers regarding credit applications, billing, discrepancies, collecting past due invoices, resolving payment applications and ...
Credit Specialist
Phoenix, AZ · On-site
$21 - $23/hr
Overview The Credit Specialist is responsible for communicating with customers regarding credit applications, billing, discrepancies, collecting past due invoices, resolving payment applications and ...
Credit Specialist
Huntersville, NC · Hybrid
The Credit Specialist will be managing a portfolio of process focused customers and national accounts. This is a Hybrid role based out of Huntersville, NC, in accordance with the Amerock Flex ...
Credit Specialist
Huntersville, NC · Hybrid
The Credit Specialist will be managing a portfolio of process focused customers and national accounts. This is a Hybrid role based out of Huntersville, NC, in accordance with the Amerock Flex ...
Credit Specialist
Charlotte, NC · On-site
As a Credit Specialist, your ability to assess, negotiate and collect on open account receivables will be key. As our liaison between customers and branches, you will help us maintain positive ...
Credit Specialist
Charlotte, NC · On-site
As a Credit Specialist, your ability to assess, negotiate and collect on open account receivables will be key. As our liaison between customers and branches, you will help us maintain positive ...
Credit Specialist
Charlotte, NC · On-site
As a Credit Specialist, your ability to assess, negotiate and collect on open account receivables will be key. As our liaison between customers and branches, you will help us maintain positive ...
Credit Specialist
Charlotte, NC · On-site
As a Credit Specialist, your ability to assess, negotiate and collect on open account receivables will be key. As our liaison between customers and branches, you will help us maintain positive ...
Credit Specialist
Huntersville, NC · On-site
The Credit Specialist will be managing a portfolio of process focused customers and national accounts. This is a Hybrid role based out of Huntersville, NC, in accordance with the Amerock Flex ...
Credit Specialist
Huntersville, NC · On-site
The Credit Specialist will be managing a portfolio of process focused customers and national accounts. This is a Hybrid role based out of Huntersville, NC, in accordance with the Amerock Flex ...
Credit Specialist
Middleton, WI · On-site
Springs Window Fashions is looking for a customer service focused team player for a Credit Specialist to join the Credit & Collections team. This well-established group has a great reputation for a ...
Credit Specialist
Middleton, WI · On-site
Springs Window Fashions is looking for a customer service focused team player for a Credit Specialist to join the Credit & Collections team. This well-established group has a great reputation for a ...
Credit Specialist
Middleton, WI · On-site
Springs Window Fashions is looking for a customer service focused team player for a Credit Specialist to join the Credit & Collections team. This well-established group has a great reputation for a ...
Credit Specialist
Middleton, WI · On-site
Springs Window Fashions is looking for a customer service focused team player for a Credit Specialist to join the Credit & Collections team. This well-established group has a great reputation for a ...
... As a Credit Specialist, you'll play a key role in supporting credit approvals for a large, dynamic organization while learning how to apply your education to real-world business decisions. This ...
... As a Credit Specialist, you'll play a key role in supporting credit approvals for a large, dynamic organization while learning how to apply your education to real-world business decisions. This ...
Credit Specialist
Huntersville, NC · Hybrid
The Credit Specialist will be managing a portfolio of process focused customers and national accounts. This is a Hybrid role based out of Huntersville, NC, in accordance with the Amerock Flex ...
Credit Specialist
Huntersville, NC · Hybrid
The Credit Specialist will be managing a portfolio of process focused customers and national accounts. This is a Hybrid role based out of Huntersville, NC, in accordance with the Amerock Flex ...
Credit Specialist
Falls, PA · On-site
$60 - $80/hr
Credit Specialist Location: Fairless Hills, PA (Fully On-Site) Industry-Leading Benefits : Medical, Prescription, Dental, Vision, 401K, Pension, Short- and Long-Term Disability, Life Insurance ...
New
Credit Specialist
Falls, PA · On-site
$60 - $80/hr
Credit Specialist Location: Fairless Hills, PA (Fully On-Site) Industry-Leading Benefits : Medical, Prescription, Dental, Vision, 401K, Pension, Short- and Long-Term Disability, Life Insurance ...
New
Credit Specialist
Charlotte, NC · On-site
$55 - $75/hr
As a Credit Specialist, your ability to assess, negotiate and collect on open account receivables will be key. As our liaison between customers and branches, you will help us maintain positive ...
New
Credit Specialist
Charlotte, NC · On-site
$55 - $75/hr
As a Credit Specialist, your ability to assess, negotiate and collect on open account receivables will be key. As our liaison between customers and branches, you will help us maintain positive ...
New
Credit Specialist
Huntersville, NC · Hybrid
The Credit Specialist will be managing a portfolio of process focused customers and national accounts. This is a Hybrid role based out of Huntersville, NC, in accordance with the Amerock Flex ...
Credit Specialist
Huntersville, NC · Hybrid
The Credit Specialist will be managing a portfolio of process focused customers and national accounts. This is a Hybrid role based out of Huntersville, NC, in accordance with the Amerock Flex ...
Credit Specialist
Aurora, CO · On-site
The Credit Specialist will be managing a portfolio of process focused customers and national accounts Responsibilities: * Manage customers utilizing portals for purchase order delivery, invoicing ...
Credit Specialist
Aurora, CO · On-site
The Credit Specialist will be managing a portfolio of process focused customers and national accounts Responsibilities: * Manage customers utilizing portals for purchase order delivery, invoicing ...
Credit Specialist
Aurora, CO · On-site
The Credit Specialist will be managing a portfolio of process focused customers and national accounts Responsibilities: * Manage customers utilizing portals for purchase order delivery, invoicing ...
Credit Specialist
Aurora, CO · On-site
The Credit Specialist will be managing a portfolio of process focused customers and national accounts Responsibilities: * Manage customers utilizing portals for purchase order delivery, invoicing ...
Credit Specialist
Aurora, CO · On-site
The Credit Specialist will be managing a portfolio of process focused customers and national accounts Responsibilities: * Manage customers utilizing portals for purchase order delivery, invoicing ...
Credit Specialist
Aurora, CO · On-site
The Credit Specialist will be managing a portfolio of process focused customers and national accounts Responsibilities: * Manage customers utilizing portals for purchase order delivery, invoicing ...
Credit Specialist
Grand Rapids, MI · On-site
The Credit Specialist at Crystal Flash (CF) is a valued team member who is responsible for the credit and collection activities on customer accounts. This role will be responsible for coordinating ...
Credit Specialist
Grand Rapids, MI · On-site
The Credit Specialist at Crystal Flash (CF) is a valued team member who is responsible for the credit and collection activities on customer accounts. This role will be responsible for coordinating ...
Credit Specialist
Huntersville, NC · Hybrid
The Credit Specialist will be managing a portfolio of process focused customers and national accounts. This is a Hybrid role based out of Huntersville, NC, in accordance with the Amerock Flex ...
Credit Specialist
Huntersville, NC · Hybrid
The Credit Specialist will be managing a portfolio of process focused customers and national accounts. This is a Hybrid role based out of Huntersville, NC, in accordance with the Amerock Flex ...
Credit Specialist
Huntersville, NC · Hybrid
The Credit Specialist will be managing a portfolio of process focused customers and national accounts. This is a Hybrid role based out of Huntersville, NC, in accordance with the Amerock Flex ...
Credit Specialist
Huntersville, NC · Hybrid
The Credit Specialist will be managing a portfolio of process focused customers and national accounts. This is a Hybrid role based out of Huntersville, NC, in accordance with the Amerock Flex ...
Credit Specialist information
See salary details
$12.26 - $14.20
2% of jobs
$14.20 - $16.15
4% of jobs
$16.15 - $18.09
11% of jobs
$18.81 is the 25th percentile. Wages below this are outliers.
$18.09 - $20.04
20% of jobs
The median wage is $21.41 / hr.
$20.04 - $21.98
18% of jobs
$21.98 - $23.93
18% of jobs
$24.71 is the 75th percentile. Wages above this are outliers.
$23.93 - $25.87
5% of jobs
$25.87 - $27.82
7% of jobs
$27.82 - $29.76
6% of jobs
$29.76 - $31.71
5% of jobs
$31.71 - $33.65
3% of jobs
$12
$23
$33
How much do credit specialist jobs pay per hour?
As of Sep 2, 2026, the average hourly pay for credit specialist in the United States is $23.36, according to ZipRecruiter salary data. Most workers in this role earn between $18.75 and $26.44 per hour, depending on experience, location, and employer.
What is a credit specialist?
As a credit specialist, you work with clients to help them improve their credit scores and financial situation. You likely work at a credit repair agency, but some specialists work independently or start their own businesses. Your job duties include reviewing the financial information of clients, identifying ways to improve their situation, and implementing strategies to accomplish financial goals. Credit specialists deal with sensitive information, and so safe data handling practices are of paramount importance. You may also offer additional financial services to clients as part of their portfolio.
What does a credit specialist do?
A Credit Specialist is responsible for evaluating the creditworthiness of individuals or businesses applying for loans or credit lines. They review financial documents, assess risk, and make recommendations on approving or denying credit requests. Additionally, Credit Specialists may monitor existing accounts, help resolve payment issues, and work to minimize financial losses for their organization. Their role is essential in ensuring that lending decisions are made responsibly and in compliance with relevant regulations.
What are the key skills and qualifications needed to thrive as a credit specialist?
To thrive as a Credit Specialist, you need a solid understanding of credit analysis, financial statement interpretation, and risk assessment, often supported by a degree in finance, accounting, or a related field. Familiarity with credit management software, financial modeling tools, and sometimes certifications like the Certified Credit Professional (CCP) are commonly required. Strong attention to detail, analytical thinking, and effective communication skills set top performers apart in this role. These competencies ensure accurate credit decisions, minimize financial risks, and foster positive client relationships.
What are some common challenges credit specialists face when evaluating complex credit applications?
Credit Specialists often encounter challenges when assessing applications with limited credit histories, inconsistent financial documentation, or complex business structures. These situations require critical analysis, attention to detail, and sometimes creative problem-solving to accurately assess creditworthiness while adhering to company policies and regulatory requirements. Collaborating closely with underwriters, account managers, and sometimes directly with applicants or their representatives is common to gather additional information and make informed decisions.
What is the difference between Credit Specialist vs Loan Officer?
| Aspect | Credit Specialist | Loan Officer |
|---|---|---|
| Credentials | Typically requires a high school diploma or equivalent; some roles prefer certifications like the Credit Business Associate (CBA) | High school diploma or equivalent; often requires mortgage or loan originator licenses |
| Work Environment | Banking, credit bureaus, financial institutions | Banks, credit unions, mortgage companies |
| Primary Responsibilities | Assess credit reports, analyze creditworthiness, determine credit limits | Evaluate loan applications, explain loan options, approve or deny loans |
While both roles involve assessing financial information, Credit Specialists focus on analyzing credit reports and managing credit risk, whereas Loan Officers handle the loan application process and client interactions. Both roles are essential in the lending industry and often work closely together.
What skills do you need to be a credit specialist?
A credit specialist needs strong analytical skills to assess creditworthiness, attention to detail, and good communication abilities for interacting with clients and colleagues. Knowledge of credit reporting systems, financial regulations, and proficiency with relevant software are also important for success in this role.
More about Credit Specialist jobs
What cities are hiring for Credit Specialist jobs?
Cities with the most Credit Specialist job openings:
Who are the top companies hiring for Credit Specialist jobs?
The top employers for Credit Specialist jobs are:
What states have the most Credit Specialist jobs?
States with the most job openings for Credit Specialist jobs include:
What job categories do people searching Credit Specialist jobs look for?
The top searched job categories for Credit Specialist jobs are:
What are popular job titles related to Credit Specialist jobs?
For Credit Specialist jobs, the most frequently searched job titles are:
SouthernCarlson rating
6.3
Based on 9 frontline employees who took The Breakroom Quiz
325th of 428 rated retail wholesalers
Job description
The vision of SouthernCarlson is to develop strong business relationships so we understand our customers' individual needs and provide the best possible service to improve our and their profitability.
Job Title: Credit Specialist
Schedule: Full-Time
Location: Wylie, Texas
About the Role
As a Credit Specialist, you will be responsible for collecting and resolving outstanding balances for assigned accounts and locations. Your role will be essential in ensuring we meet our collection goals while maintaining strong relationships with internal teams and external customers.
About Us
SouthernCarlson is a leading distributor of the most recognized brands of construction and packaging tools, fasteners, jobsite supplies, and expert service across North America. With deep roots in the construction and industrial supply industry, we serve contractors, builders, and manufacturers with an unwavering commitment to reliability, integrity, and performance.
Our success is built not only on the quality of our products and services, but on a company culture that values people, relationships, and the drive to go above and beyond. We believe that how we serve is just as important as what we deliver.
Our Core Values
At SouthernCarlson, our core values guide everything we do-from how we treat our team members to how we serve our customers and partners. These values are at the heart of our mission to solve problems, build trust, and provide unmatched service.
Provide Fanatical Service
We don't just talk about service-we live it. Fanatical service means treating every challenge like our own, going above and beyond to deliver faster, better solutions that exceed expectations.
⚡ Act With Urgency
In our industry, time is everything. Whether it's a quote, an answer, a delivery, or a solution-urgency isn't optional. We respond quickly, because every second matters.
Earn & Maintain Trust
Trust is the foundation of every strong relationship. We work hard to earn it-every day-with our customers, vendors, and coworkers, and we never take it for granted.
Continuously Improve
We're committed to growth-personally, professionally, and organizationally. We challenge ourselves to improve every process, every experience, and every interaction, because better never stops.
At SouthernCarlson, we're more than a supplier-we're a service-driven partner focused on building long-term relationships and delivering results. Join us, and be part of a team that values excellence, urgency, and relentless improvement.
Key Responsibilities
You May Be a Great Fit If You Have:
Why You'll Love Working With Us
Please Note: Employment is contingent upon the successful completion of a background check and drug screening.
At SouthernCarlson, We are proud to be an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, protected veteran status, or any other characteristic protected by applicable federal, state, or local laws.
SouthernCarlson, Inc. is an equal opportunity at will employer and does not discriminate against any employee or applicant for employment because of age, race, religion, color, disability, sex, sexual orientation or national origin.
Job Title: Credit Specialist
Schedule: Full-Time
Location: Wylie, Texas
About the Role
As a Credit Specialist, you will be responsible for collecting and resolving outstanding balances for assigned accounts and locations. Your role will be essential in ensuring we meet our collection goals while maintaining strong relationships with internal teams and external customers.
About Us
SouthernCarlson is a leading distributor of the most recognized brands of construction and packaging tools, fasteners, jobsite supplies, and expert service across North America. With deep roots in the construction and industrial supply industry, we serve contractors, builders, and manufacturers with an unwavering commitment to reliability, integrity, and performance.
Our success is built not only on the quality of our products and services, but on a company culture that values people, relationships, and the drive to go above and beyond. We believe that how we serve is just as important as what we deliver.
Our Core Values
At SouthernCarlson, our core values guide everything we do-from how we treat our team members to how we serve our customers and partners. These values are at the heart of our mission to solve problems, build trust, and provide unmatched service.
Provide Fanatical Service
We don't just talk about service-we live it. Fanatical service means treating every challenge like our own, going above and beyond to deliver faster, better solutions that exceed expectations.
⚡ Act With Urgency
In our industry, time is everything. Whether it's a quote, an answer, a delivery, or a solution-urgency isn't optional. We respond quickly, because every second matters.
Earn & Maintain Trust
Trust is the foundation of every strong relationship. We work hard to earn it-every day-with our customers, vendors, and coworkers, and we never take it for granted.
Continuously Improve
We're committed to growth-personally, professionally, and organizationally. We challenge ourselves to improve every process, every experience, and every interaction, because better never stops.
At SouthernCarlson, we're more than a supplier-we're a service-driven partner focused on building long-term relationships and delivering results. Join us, and be part of a team that values excellence, urgency, and relentless improvement.
Key Responsibilities
- Coordinate invoice collections and resolve customer account issues
- Work independently to ensure customer accounts remain within agreed terms
- Analyze delinquent accounts and initiate collection efforts based on due date and dollar amount
- Improve receivable turnover through proactive follow-up and communication
- Collaborate with branches and sales reps to align on collection strategies
- Maintain strong, positive relationships with customers and internal stakeholders
- Escalate financial concerns or risks to management as needed
You May Be a Great Fit If You Have:
- High school diploma or GED (required)
- 2+ years of experience in collections and customer service
- Background in the construction industry (preferred)
- Familiarity with accounts receivable and finance policies
- Strong analytical and problem-solving skills
- Ability to multitask and work independently with minimal supervision
- Proficiency in Microsoft Excel and other Microsoft Office software
- Self-starter with high attention to detail
Why You'll Love Working With Us
- No weekends! Enjoy a consistent Monday-Friday schedule.
- Be part of a collaborative, growth-oriented team.
- Great benefits and opportunities to grow your career.
- Make a real impact by supporting our finance operations and customer relationships.
Please Note: Employment is contingent upon the successful completion of a background check and drug screening.
At SouthernCarlson, We are proud to be an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, protected veteran status, or any other characteristic protected by applicable federal, state, or local laws.
SouthernCarlson, Inc. is an equal opportunity at will employer and does not discriminate against any employee or applicant for employment because of age, race, religion, color, disability, sex, sexual orientation or national origin.
What SouthernCarlson employees say
Pay
Benefits
Hours and flexibility
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Get the full story on Breakroom
About SouthernCarlson
Sourced by ZipRecruiter
Industry
Construction materials wholesalers
Company size
1,001 - 5,000 Employees
Headquarters location
Omaha, NE, US
Year founded
1947