The Credit Representative plays a crucial role in managing and maintaining the financial relationships between the company and its clients. This position is responsible for assessing credit ...
The Credit Representative plays a crucial role in managing and maintaining the financial relationships between the company and its clients. This position is responsible for assessing credit ...
Credit Representative
Nacogdoches, TX · On-site
Credit Representative CREDIT REPRESENTATIVE (AR SPECIALIST) will contact and oversee A/R for a select group of customers including current and past due accounts. We believe in collecting through ...
Credit Representative
Nacogdoches, TX · On-site
Credit Representative CREDIT REPRESENTATIVE (AR SPECIALIST) will contact and oversee A/R for a select group of customers including current and past due accounts. We believe in collecting through ...
Credit Representative The Credit Representative plays a crucial role in managing and maintaining the financial relationships between the company and its clients. This position is responsible for ...
Credit Representative The Credit Representative plays a crucial role in managing and maintaining the financial relationships between the company and its clients. This position is responsible for ...
Job Responsibilities As a Credit Representative, you will be responsible for collecting outstanding account receivables on residential accounts. Additionally, you will take incoming calls from our ...
Job Responsibilities As a Credit Representative, you will be responsible for collecting outstanding account receivables on residential accounts. Additionally, you will take incoming calls from our ...
Credit Representative
Woodbury, NY · On-site
Job Responsibilities As a Credit Representative, you will be responsible for collecting outstanding account receivables on residential accounts. Additionally, you will take incoming calls from our ...
Credit Representative
Woodbury, NY · On-site
Job Responsibilities As a Credit Representative, you will be responsible for collecting outstanding account receivables on residential accounts. Additionally, you will take incoming calls from our ...
Credit Representative
Woodbury, NY · On-site
Job Responsibilities As a Credit Representative, you will be responsible for collecting outstanding account receivables on residential accounts. Additionally, you will take incoming calls from our ...
Credit Representative
Woodbury, NY · On-site
Job Responsibilities As a Credit Representative, you will be responsible for collecting outstanding account receivables on residential accounts. Additionally, you will take incoming calls from our ...
Credit Representative
Woodbury, NY · On-site
Job Responsibilities As a Credit Representative, you will be responsible for collecting outstanding account receivables on residential accounts. Additionally, you will take incoming calls from our ...
Credit Representative
Woodbury, NY · On-site
Job Responsibilities As a Credit Representative, you will be responsible for collecting outstanding account receivables on residential accounts. Additionally, you will take incoming calls from our ...
Job Responsibilities As a Credit Representative, you will be responsible for collecting outstanding account receivables on residential accounts. Additionally, you will take incoming calls from our ...
Job Responsibilities As a Credit Representative, you will be responsible for collecting outstanding account receivables on residential accounts. Additionally, you will take incoming calls from our ...
Job Responsibilities As a Credit Representative, you will be responsible for collecting outstanding account receivables on residential accounts. Additionally, you will take incoming calls from our ...
Job Responsibilities As a Credit Representative, you will be responsible for collecting outstanding account receivables on residential accounts. Additionally, you will take incoming calls from our ...
Credit Representative
Woodbury, NY · On-site
Job Responsibilities As a Credit Representative, you will be responsible for collecting outstanding account receivables on residential accounts. Additionally, you will take incoming calls from our ...
Credit Representative
Woodbury, NY · On-site
Job Responsibilities As a Credit Representative, you will be responsible for collecting outstanding account receivables on residential accounts. Additionally, you will take incoming calls from our ...
Credit Representative
Woodbury, NY · On-site
Job Responsibilities As a Credit Representative, you will be responsible for collecting outstanding account receivables on residential accounts. Additionally, you will take incoming calls from our ...
Credit Representative
Woodbury, NY · On-site
Job Responsibilities As a Credit Representative, you will be responsible for collecting outstanding account receivables on residential accounts. Additionally, you will take incoming calls from our ...
Credit Representative
Woodbury, NY · On-site
Job Responsibilities As a Credit Representative, you will be responsible for collecting outstanding account receivables on residential accounts. Additionally, you will take incoming calls from our ...
Credit Representative
Woodbury, NY · On-site
Job Responsibilities As a Credit Representative, you will be responsible for collecting outstanding account receivables on residential accounts. Additionally, you will take incoming calls from our ...
Credit Representative
Woodbury, NY · On-site
Job Responsibilities As a Credit Representative, you will be responsible for collecting outstanding account receivables on residential accounts. Additionally, you will take incoming calls from our ...
Credit Representative
Woodbury, NY · On-site
Job Responsibilities As a Credit Representative, you will be responsible for collecting outstanding account receivables on residential accounts. Additionally, you will take incoming calls from our ...
Credit Representative
Woodbury, NY · On-site
Job Responsibilities As a Credit Representative, you will be responsible for collecting outstanding account receivables on residential accounts. Additionally, you will take incoming calls from our ...
Credit Representative
Woodbury, NY · On-site
Job Responsibilities As a Credit Representative, you will be responsible for collecting outstanding account receivables on residential accounts. Additionally, you will take incoming calls from our ...
Credit Representative
Humble, TX · On-site
The Credit Representative plays a crucial role in managing and maintaining the financial relationships between the company and its clients. This position is responsible for assessing credit ...
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Credit Representative
Humble, TX · On-site
The Credit Representative plays a crucial role in managing and maintaining the financial relationships between the company and its clients. This position is responsible for assessing credit ...
Job Responsibilities As a Credit Representative, you will be responsible for collecting outstanding account receivables on residential accounts. Additionally, you will take incoming calls from our ...
Job Responsibilities As a Credit Representative, you will be responsible for collecting outstanding account receivables on residential accounts. Additionally, you will take incoming calls from our ...
Corporate Credit Representative Join Our Team! Corporate Credit Representative Location: Farmers Home Furniture Corporate Office Schedule: Monday & Thursday: 11:00 AM - 8:00 PM Tuesday, Wednesday ...
Corporate Credit Representative Join Our Team! Corporate Credit Representative Location: Farmers Home Furniture Corporate Office Schedule: Monday & Thursday: 11:00 AM - 8:00 PM Tuesday, Wednesday ...
The Credit Representative's responsibility is to manage customer receivable accounts as assigned to minimize Flambeau's risk and maximize cash flow position. * Assess creditworthiness of current and ...
The Credit Representative's responsibility is to manage customer receivable accounts as assigned to minimize Flambeau's risk and maximize cash flow position. * Assess creditworthiness of current and ...
Credit Representatives will be responsible for serving internal and external customers of the Credit Department and managing routine credit tasks, including applying cash receipts to customer ...
Credit Representatives will be responsible for serving internal and external customers of the Credit Department and managing routine credit tasks, including applying cash receipts to customer ...
Credit Representative Working at Reece & Fortiline means being part of a growing global company that brings our purpose and values to life every day. We celebrate our team members living our values ...
Credit Representative Working at Reece & Fortiline means being part of a growing global company that brings our purpose and values to life every day. We celebrate our team members living our values ...
Credit Representative information
See salary details
$12.98 - $14.79
1% of jobs
$14.79 - $16.61
3% of jobs
$16.61 - $18.42
12% of jobs
$19.36 is the 25th percentile. Wages below this are outliers.
$18.42 - $20.24
18% of jobs
$20.24 - $22.05
9% of jobs
The median wage is $22.70 / hr.
$22.05 - $23.86
19% of jobs
$25.45 is the 75th percentile. Wages above this are outliers.
$23.86 - $25.68
15% of jobs
$25.68 - $27.49
7% of jobs
$27.49 - $29.31
5% of jobs
$29.31 - $31.12
7% of jobs
$31.12 - $32.93
3% of jobs
$12
$23
$32
How much do credit representative jobs pay per hour?
As of Jun 18, 2026, the average hourly pay for credit representative in the United States is $23.19, according to ZipRecruiter salary data. Most workers in this role earn between $19.23 and $25.96 per hour, depending on experience, location, and employer.
What job makes $10,000 a month without a degree?
A Credit Representative typically does not earn $10,000 a month without a degree; such high earnings are uncommon in this role. High-paying jobs that can reach this level often involve sales, entrepreneurship, or specialized skills like real estate, software development, or trading, which may require experience, certifications, or licenses rather than formal degrees.
What are some common challenges a Credit Representative faces when assessing customer creditworthiness?
Credit Representatives often encounter challenges such as evaluating incomplete or inconsistent financial information, balancing risk while meeting company sales goals, and communicating credit decisions diplomatically to customers. They must stay updated on evolving credit policies and regulations, and may need to collaborate closely with sales and collections teams to resolve disputes or negotiate payment terms. Effective problem-solving and strong interpersonal skills are essential for navigating these complexities and ensuring both customer satisfaction and company financial health.
What is the highest paying job in credit?
The highest paying roles in credit typically include senior credit managers, credit directors, or chief credit officers, who oversee credit policies and risk management at an executive level. These positions often require extensive experience, strong analytical skills, and advanced certifications such as CFA or CPA. Salaries can vary based on industry, company size, and location but generally exceed $100,000 annually.
What does a credit representative do?
A credit representative evaluates and processes credit applications, reviews financial information, and determines creditworthiness for individuals or businesses. They often use credit scoring tools and must adhere to company policies and regulations to approve or deny credit requests.
What are Credit Representatives?
Credit Representatives are professionals who evaluate and process credit applications, manage customer accounts, and assist with resolving credit-related issues. They work for financial institutions, retail companies, or other organizations that offer credit to customers. Their responsibilities include assessing creditworthiness, setting credit limits, monitoring payments, and communicating with clients about account statuses. By ensuring that customers meet payment terms and handling any disputes, Credit Representatives help organizations minimize financial risk and maintain healthy cash flow.
Will a credit analyst be replaced by AI?
Credit analysts perform tasks such as evaluating creditworthiness and analyzing financial data, which can be partially automated using AI tools. However, human judgment remains essential for complex assessments, relationship management, and decision-making that require contextual understanding. AI is more likely to augment rather than fully replace credit analysts in the near future.
What is the difference between Credit Representative vs Credit Analyst?
| Aspect | Credit Representative | Credit Analyst |
|---|---|---|
| Required Credentials | Typically high school diploma or equivalent; some roles may require industry-specific certifications | Bachelor's degree in finance, accounting, or related field; professional certifications like CFA or CPA are common |
| Work Environment | Office setting, interacting with clients and sales teams | Office setting, analyzing financial data and credit reports |
| Employer & Industry Usage | Used by banks, finance companies, and lending institutions for customer credit management | Used by financial institutions, credit bureaus, and corporations for risk assessment |
While both roles involve credit management, Credit Representatives primarily handle customer interactions and credit applications, whereas Credit Analysts focus on evaluating financial data to assess credit risk. Understanding these differences helps in choosing the right career path or job search focus within the credit industry.
What are the key skills and qualifications needed to thrive as a Credit Representative, and why are they important?
To thrive as a Credit Representative, you need a solid understanding of credit analysis, financial documentation, and risk assessment, often supported by a background in finance or accounting. Familiarity with credit management software, CRM systems, and sometimes certification like the Credit Business Associate (CBA) is beneficial. Strong negotiation, attention to detail, and effective communication skills help manage client relationships and resolve disputes. These abilities are essential for making sound credit decisions, minimizing risk, and maintaining positive client interactions.
More about Credit Representative jobs
What cities are hiring for Credit Representative jobs? Cities with the most Credit Representative job openings:
Who are the top companies hiring for Credit Representative jobs? The top employers for Credit Representative jobs are:
What states have the most Credit Representative jobs? States with the most job openings for Credit Representative jobs include:
What are popular job titles related to Credit Representative jobs? For Credit Representative jobs, the most frequently searched job titles are:
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Job description
About M&D
For the past 80 years, M&D has led the aftermarket in remanufacturing innovation to address technological advancements and changing customer needs. In the past few decades, we have expanded beyond our remanufacturing roots to develop close (and sometimes exclusive) partnerships with the world's leading OEMs and manufacturers.
Those partnerships with key suppliers like Bosch, Garrett, Federal Mogul, Cummins, Stanadyne, Holset, BorgWarner, Delphi, Yanmar, Mitsubishi, Denso and others have been critical in honing our remanufacturing capabilities and expanding our parts offering to include new, no core options in fuel injectors and fuel pumps, diesel engine cylinder heads, blocks, crankshafts and connecting rods. M&D also stocks a complete assortment of turbos (new and remanufactured), inframe overhaul kits, filtration and aftertreatment parts including DPFs, DOCs, EGRs, sensors and other engine parts.
Our strong remanufacturing roots combined with our 41 branch locations, a nationwide outside sales team of 25 and our close OEM & Manufacturer partnerships make us unique in the industry - no one understands diesel engine failure analysis and parts better than M&D. WE FUEL UPTIME.
About the Role:
The Credit Representative plays a crucial role in managing and maintaining the financial relationships between the company and its clients. This position is responsible for assessing credit applications, monitoring outstanding accounts, and ensuring timely collection of payments to support the company's cash flow and minimize financial risk. The role requires effective communication with customers to resolve billing issues, negotiate payment plans, and provide credit information. The Credit Representative collaborates closely with sales, finance, and customer service teams to ensure accurate credit evaluations and adherence to company credit policies. Ultimately, this position contributes to the company's financial health by balancing customer satisfaction with prudent credit management.
Minimum Qualifications:
Skills:
The Credit Representative uses analytical skills daily to assess credit applications and evaluate financial data, ensuring informed credit decisions. Strong communication and negotiation skills are essential for interacting with customers to resolve payment issues and establish mutually agreeable payment plans. Organizational skills help maintain detailed records and manage multiple accounts efficiently. Proficiency in credit management software and Microsoft Office enables accurate tracking and reporting of credit activities. Additionally, collaboration skills facilitate effective teamwork with sales and finance departments to align credit practices with overall business goals.
Note
M&D provides equal employment opportunity to all qualified applicants and employees without regard to race, color, sex, religion, national origin, age, sexual orientation, gender identity, marital status, familial status, disability, military status, and genetic information.
This job posting does not state or imply that these are the only duties to be performed by this employee. The employee will be required to follow any other instructions and to perform any other duties requested by their leader.
For the past 80 years, M&D has led the aftermarket in remanufacturing innovation to address technological advancements and changing customer needs. In the past few decades, we have expanded beyond our remanufacturing roots to develop close (and sometimes exclusive) partnerships with the world's leading OEMs and manufacturers.
Those partnerships with key suppliers like Bosch, Garrett, Federal Mogul, Cummins, Stanadyne, Holset, BorgWarner, Delphi, Yanmar, Mitsubishi, Denso and others have been critical in honing our remanufacturing capabilities and expanding our parts offering to include new, no core options in fuel injectors and fuel pumps, diesel engine cylinder heads, blocks, crankshafts and connecting rods. M&D also stocks a complete assortment of turbos (new and remanufactured), inframe overhaul kits, filtration and aftertreatment parts including DPFs, DOCs, EGRs, sensors and other engine parts.
Our strong remanufacturing roots combined with our 41 branch locations, a nationwide outside sales team of 25 and our close OEM & Manufacturer partnerships make us unique in the industry - no one understands diesel engine failure analysis and parts better than M&D. WE FUEL UPTIME.
About the Role:
The Credit Representative plays a crucial role in managing and maintaining the financial relationships between the company and its clients. This position is responsible for assessing credit applications, monitoring outstanding accounts, and ensuring timely collection of payments to support the company's cash flow and minimize financial risk. The role requires effective communication with customers to resolve billing issues, negotiate payment plans, and provide credit information. The Credit Representative collaborates closely with sales, finance, and customer service teams to ensure accurate credit evaluations and adherence to company credit policies. Ultimately, this position contributes to the company's financial health by balancing customer satisfaction with prudent credit management.
Minimum Qualifications:
- High school diploma or equivalent; associate or bachelor's degree in finance, business, or related field preferred.
- Proven experience in credit analysis, collections, or a related financial role.
- Strong understanding of credit principles, financial statements, and risk assessment.
- Proficiency with credit management software and Microsoft Office applications.
- Excellent communication and negotiation skills.
- Experience working in a credit representative or credit analyst role within a similar industry.
- Familiarity with relevant laws and regulations governing credit and collections.
- Certification in credit management (e.g., Certified Credit Professional) is a plus.
- Ability to analyze complex financial data and make sound credit decisions.
- Experience with CRM systems and advanced Excel skills.
- Evaluate credit applications by analyzing financial data and credit reports to determine creditworthiness.
- Monitor customer accounts to identify overdue payments and initiate collection activities as necessary.
- Communicate with customers to resolve billing discrepancies, negotiate payment arrangements, and provide credit-related information.
- Maintain accurate records of credit transactions, customer interactions, and payment histories in the company's database.
- Collaborate with internal teams such as sales and finance to ensure credit policies are followed and to support business objectives.
Skills:
The Credit Representative uses analytical skills daily to assess credit applications and evaluate financial data, ensuring informed credit decisions. Strong communication and negotiation skills are essential for interacting with customers to resolve payment issues and establish mutually agreeable payment plans. Organizational skills help maintain detailed records and manage multiple accounts efficiently. Proficiency in credit management software and Microsoft Office enables accurate tracking and reporting of credit activities. Additionally, collaboration skills facilitate effective teamwork with sales and finance departments to align credit practices with overall business goals.
Note
M&D provides equal employment opportunity to all qualified applicants and employees without regard to race, color, sex, religion, national origin, age, sexual orientation, gender identity, marital status, familial status, disability, military status, and genetic information.
This job posting does not state or imply that these are the only duties to be performed by this employee. The employee will be required to follow any other instructions and to perform any other duties requested by their leader.
About Diesel Store
Sourced by ZipRecruiter
Industry
Apparel and accessories stores
Company size
11 - 50 Employees
Headquarters location
New York, NY, US