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Credit Representative Jobs (NOW HIRING)

Petro Home Services

Credit Representative

Woodbury, NY · On-site

Job Responsibilities As a Credit Representative, you will be responsible for collecting outstanding account receivables on residential accounts. Additionally, you will take incoming calls from our ...

M&D Services

Credit Representative

Humble, TX · On-site

Credit Representative The Credit Representative plays a crucial role in managing and maintaining the financial relationships between the company and its clients. This position is responsible for ...

Star Group LP

Credit Representative

Woodbury, NY · On-site

Job Responsibilities As a Credit Representative, you will be responsible for collecting outstanding account receivables on residential accounts. Additionally, you will take incoming calls from our ...

DeLaval

Credit Representative

Kansas City, MO · On-site

Credit Representative Credit Representative, DeLaval (Kansas City Office, hybrid - 3 days a week - Tuesday, Wednesday, Thursday) For over 140 years, DeLaval has been driving progress in milk ...

Star Group LP

Credit Representative

Woodbury, NY · On-site

Job Responsibilities As a Credit Representative, you will be responsible for collecting outstanding account receivables on residential accounts. Additionally, you will take incoming calls from our ...

The Diesel Store

Credit Representative

Humble, TX · On-site

The Credit Representative plays a crucial role in managing and maintaining the financial relationships between the company and its clients. This position is responsible for assessing credit ...

DeLaval

Credit Representative

Kansas City, KS · On-site

Credit Representative Credit Representative, DeLaval (Kansas City Office, hybrid - 3 days a week - Tuesday, Wednesday, Thursday) For over 140 years, DeLaval has been driving progress in milk ...

PetroServices

Credit Representative

Woodbury, NY · On-site

Job Responsibilities As a Credit Representative, you will be responsible for collecting outstanding account receivables on residential accounts. Additionally, you will take incoming calls from our ...

Petro

Credit Representative

Woodbury, NY

Job Responsibilities As a Credit Representative, you will be responsible for collecting outstanding account receivables on residential accounts. Additionally, you will take incoming calls from our ...

MNCP Staffing

Credit Representative

Davenport, IA

The Credit Representative will interact with customers, internal teams, and external agencies to effectively resolve escalated credit situations and maintain accurate account records. Key ...

New

Allegiance Staffing

Credit Representative

Conover, NC · On-site

$21/hr

Credit Representative Employment Type: Temp-to-Perm Location: Conover, NC Pay: $21.00 per hour Schedule: Monday - Friday, 8:00 AM - 5:00 PM Job Summary We are seeking a detail-oriented and ...

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Credit Representative information

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$23

$32

How much do credit representative jobs pay per hour?

As of Aug 20, 2026, the average hourly pay for credit representative in the United States is $23.19, according to ZipRecruiter salary data. Most workers in this role earn between $19.23 and $25.96 per hour, depending on experience, location, and employer.

What is a credit representative?

Credit Representatives are professionals who evaluate and process credit applications, manage customer accounts, and assist with resolving credit-related issues. They work for financial institutions, retail companies, or other organizations that offer credit to customers. Their responsibilities include assessing creditworthiness, setting credit limits, monitoring payments, and communicating with clients about account statuses. By ensuring that customers meet payment terms and handling any disputes, Credit Representatives help organizations minimize financial risk and maintain healthy cash flow.

What are the key skills and qualifications needed to thrive as a credit representative?

To thrive as a Credit Representative, you need a solid understanding of credit analysis, financial documentation, and risk assessment, often supported by a background in finance or accounting. Familiarity with credit management software, CRM systems, and sometimes certification like the Credit Business Associate (CBA) is beneficial. Strong negotiation, attention to detail, and effective communication skills help manage client relationships and resolve disputes. These abilities are essential for making sound credit decisions, minimizing risk, and maintaining positive client interactions.

What are some common challenges a credit representative faces when assessing customer creditworthiness?

Credit Representatives often encounter challenges such as evaluating incomplete or inconsistent financial information, balancing risk while meeting company sales goals, and communicating credit decisions diplomatically to customers. They must stay updated on evolving credit policies and regulations, and may need to collaborate closely with sales and collections teams to resolve disputes or negotiate payment terms. Effective problem-solving and strong interpersonal skills are essential for navigating these complexities and ensuring both customer satisfaction and company financial health.

What is the difference between Credit Representative vs Credit Analyst?

AspectCredit RepresentativeCredit Analyst
Required CredentialsTypically high school diploma or equivalent; some roles may require industry-specific certificationsBachelor's degree in finance, accounting, or related field; professional certifications like CFA or CPA are common
Work EnvironmentOffice setting, interacting with clients and sales teamsOffice setting, analyzing financial data and credit reports
Employer & Industry UsageUsed by banks, finance companies, and lending institutions for customer credit managementUsed by financial institutions, credit bureaus, and corporations for risk assessment

While both roles involve credit management, Credit Representatives primarily handle customer interactions and credit applications, whereas Credit Analysts focus on evaluating financial data to assess credit risk. Understanding these differences helps in choosing the right career path or job search focus within the credit industry.

Do you need a degree to be a credit representative?

A degree is not typically required to become a credit representative, but employers often prefer candidates with a high school diploma or equivalent. Relevant skills such as customer service, attention to detail, and knowledge of credit procedures are important, and some positions may require certification or training programs.
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Credit Representative jobs near you
Infographic showing various Credit Representative job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 84% Full Time, 13% Part Time, and 2% Contract. Highlights an 65% Physical, 1% Hybrid, and 34% Remote job distribution, with an average salary of $48,239 per year, or $23.2 per hour.

Credit Representative

Petro Home Services

Woodbury, NY • On-site

Full-time

Re-posted 15 days ago

Petro Home Services rating

7.9

Company rating: 7.9 out of 10

Based on 14 frontline employees who took The Breakroom Quiz

86th of 280 rated repair and maintenance companies

Job description

Job Description
We are a leading home services provider, and due to our continued growth we are looking for knowledgeable and reliable individuals to serve as Credit Representatives. You will be responsible for collecting outstanding account receivables on residential accounts. You must have good negotiation skills as well as the ability to think outside the box in order to work out suitable payment arrangements.
We offer competitive compensation and benefits as well as overtime opportunities. You will also find room for advancement with us. If this sounds like the kind of career move you've been wanting to make, and if you meet our qualifications, we want to talk with you!
Job Responsibilities
As a Credit Representative, you will be responsible for collecting outstanding account receivables on residential accounts. Additionally, you will take incoming calls from our customers as well as making outbound customer calls. Above all, you will use your communication and active listening skills to provide customers with exceptional customer service.
Your specific duties in this role will include:
  • Handle inbound and outbound calls using dialer technology
  • Respond to customer inquiries
  • Negotiate payment arrangements with delinquent customers
  • Perform follow up on delinquent active/cancelled accounts
  • Take payment by check or credit card over the phone
  • Update credit files on billing system
  • Respond to customer inquiries and communicate with other departments through out the company to help solve the customers problems

Job Requirements:
As a Credit Representative, you must be pleasant, professional and possess the ability to function equally well in both a team environment and independently. You must also be highly detail-oriented and focused with a flexible and adaptable nature. It is also important that you display excellent verbal and written communication, interpersonal, and active listening skills as well as the ability to interact effectively with both customer and co-workers.
Specific qualifications in this role will include:
  • Excellent communication skills
  • Ability to produce in a fast paced environment
  • Knowledge of credit reports helpful but not required
  • Must be able to work in a team environment as well as be able to resolve issues accurately and independently
  • 1-2 years in a customer-facing role; prior experience in a customer service setting, preferred
  • Pleasant people who can work under pressure; adaptable
  • Ability to work well under pressure
  • Strong troubleshooting abilities-Solid negotiating skills

Benefits
As a Credit Representative, you will be part of an evolving organization that built its reputation on providing our customers with the best possible service. Our employees are, of course, one of the main keys to our continued success, and so, we are committed to your professional development. As we continue to grow, we will need more good people just like you, and you will find opportunities for advancement to roles of greater responsibility with us.
Build a rewarding career with an industry leader!
We are proud to be an equal opportunity employer, and are committed to a drug and alcohol-free workplace

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