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Credit Representative Jobs (NOW HIRING)

Star Group LP

Credit Representative

Woodbury, NY · On-site

Job Responsibilities As a Credit Representative, you will be responsible for collecting outstanding account receivables on residential accounts. Additionally, you will take incoming calls from our ...

Petro

Credit Representative

Woodbury, NY · On-site

Job Responsibilities As a Credit Representative, you will be responsible for collecting outstanding account receivables on residential accounts. Additionally, you will take incoming calls from our ...

DeLaval

Credit Representative

Kansas City, MO · On-site

Credit Representative Credit Representative, DeLaval (Kansas City Office, hybrid - 3 days a week - Tuesday, Wednesday, Thursday) For over 140 years, DeLaval has been driving progress in milk ...

Star Group LP

Credit Representative

Woodbury, NY · On-site

Job Responsibilities As a Credit Representative, you will be responsible for collecting outstanding account receivables on residential accounts. Additionally, you will take incoming calls from our ...

Petro

Credit Representative

Woodbury, NY · On-site

Job Responsibilities As a Credit Representative, you will be responsible for collecting outstanding account receivables on residential accounts. Additionally, you will take incoming calls from our ...

Star Group LP

Credit Representative

Woodbury, NY · On-site

Job Responsibilities As a Credit Representative, you will be responsible for collecting outstanding account receivables on residential accounts. Additionally, you will take incoming calls from our ...

Star Group, LP

Credit Representative

Woodbury, NY · On-site

Job Responsibilities As a Credit Representative, you will be responsible for collecting outstanding account receivables on residential accounts. Additionally, you will take incoming calls from our ...

Petro Home Services

Credit Representative

Woodbury, NY · On-site

Job Responsibilities As a Credit Representative, you will be responsible for collecting outstanding account receivables on residential accounts. Additionally, you will take incoming calls from our ...

Star Group LP

Credit Representative

Woodbury, NY · On-site

Job Responsibilities As a Credit Representative, you will be responsible for collecting outstanding account receivables on residential accounts. Additionally, you will take incoming calls from our ...

DeLaval

Credit Representative

Kansas City, KS · On-site

Credit Representative Credit Representative, DeLaval (Kansas City Office, hybrid - 3 days a week - Tuesday, Wednesday, Thursday) For over 140 years, DeLaval has been driving progress in milk ...

PetroServices

Credit Representative

Woodbury, NY · On-site

Job Responsibilities As a Credit Representative, you will be responsible for collecting outstanding account receivables on residential accounts. Additionally, you will take incoming calls from our ...

Petro Home Services

Credit Representative

Woodbury, NY · On-site

Job Responsibilities As a Credit Representative, you will be responsible for collecting outstanding account receivables on residential accounts. Additionally, you will take incoming calls from our ...

Flambeau, Inc.

Credit Representative

Middlefield, OH · On-site

The Credit Representative's responsibility is to manage customer receivable accounts as assigned to minimize Flambeau's risk and maximize cash flow position. * Assess creditworthiness of current and ...

FLAMBEAU, Inc.

Credit Representative

Middlefield, OH · On-site

The Credit Representative's responsibility is to manage customer receivable accounts as assigned to minimize Flambeau's risk and maximize cash flow position. * Assess creditworthiness of current and ...

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All JobsCredit Representative Jobs

Credit Representative information

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How much do credit representative jobs pay per hour?

As of Jul 8, 2026, the average hourly pay for credit representative in the United States is $23.19, according to ZipRecruiter salary data. Most workers in this role earn between $19.23 and $25.96 per hour, depending on experience, location, and employer.

What are some common challenges a Credit Representative faces when assessing customer creditworthiness?

Credit Representatives often encounter challenges such as evaluating incomplete or inconsistent financial information, balancing risk while meeting company sales goals, and communicating credit decisions diplomatically to customers. They must stay updated on evolving credit policies and regulations, and may need to collaborate closely with sales and collections teams to resolve disputes or negotiate payment terms. Effective problem-solving and strong interpersonal skills are essential for navigating these complexities and ensuring both customer satisfaction and company financial health.

What is the highest paying job in credit?

The highest paying roles in credit typically include senior credit managers, credit directors, or chief credit officers, who oversee credit policies and risk management at an executive level. These positions often require extensive experience, advanced certifications, and strong leadership skills, with salaries reaching six figures or more depending on the organization and location.

What does a credit representative do?

A credit representative evaluates and processes credit applications, reviews financial information, and determines creditworthiness for individuals or businesses. They often use credit scoring tools and must adhere to company policies and regulations to approve or deny credit requests.

What are Credit Representatives?

Credit Representatives are professionals who evaluate and process credit applications, manage customer accounts, and assist with resolving credit-related issues. They work for financial institutions, retail companies, or other organizations that offer credit to customers. Their responsibilities include assessing creditworthiness, setting credit limits, monitoring payments, and communicating with clients about account statuses. By ensuring that customers meet payment terms and handling any disputes, Credit Representatives help organizations minimize financial risk and maintain healthy cash flow.

Will a credit analyst be replaced by AI?

Credit analysts perform tasks such as evaluating creditworthiness and analyzing financial data, which can be partially automated using AI tools. However, human judgment remains important for complex assessments, relationship management, and decision-making that require contextual understanding. AI may assist or augment their work but is unlikely to fully replace credit analysts in the near future.

What is the difference between Credit Representative vs Credit Analyst?

AspectCredit RepresentativeCredit Analyst
Required CredentialsTypically high school diploma or equivalent; some roles may require industry-specific certificationsBachelor's degree in finance, accounting, or related field; professional certifications like CFA or CPA are common
Work EnvironmentOffice setting, interacting with clients and sales teamsOffice setting, analyzing financial data and credit reports
Employer & Industry UsageUsed by banks, finance companies, and lending institutions for customer credit managementUsed by financial institutions, credit bureaus, and corporations for risk assessment

While both roles involve credit management, Credit Representatives primarily handle customer interactions and credit applications, whereas Credit Analysts focus on evaluating financial data to assess credit risk. Understanding these differences helps in choosing the right career path or job search focus within the credit industry.

What are the key skills and qualifications needed to thrive as a Credit Representative, and why are they important?

To thrive as a Credit Representative, you need a solid understanding of credit analysis, financial documentation, and risk assessment, often supported by a background in finance or accounting. Familiarity with credit management software, CRM systems, and sometimes certification like the Credit Business Associate (CBA) is beneficial. Strong negotiation, attention to detail, and effective communication skills help manage client relationships and resolve disputes. These abilities are essential for making sound credit decisions, minimizing risk, and maintaining positive client interactions.

What skills do you need to be a Credit Officer?

A Credit Officer needs strong analytical skills to assess creditworthiness, attention to detail, and good communication abilities to explain credit decisions. Knowledge of financial statements, credit reporting, and relevant regulations is essential, along with proficiency in using credit analysis tools and software. Typically, a bachelor's degree in finance, accounting, or a related field is required, and some roles may require professional certifications such as a Credit Risk Certification.
More about Credit Representative jobs
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Who are the top companies hiring for Credit Representative jobs? The top employers for Credit Representative jobs are:
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What are popular job titles related to Credit Representative jobs? For Credit Representative jobs, the most frequently searched job titles are:
Credit Representative jobs near you
Infographic showing various Credit Representative job openings in the United States as of July 2026, with employment types broken down into 84% Full Time, and 16% Part Time. Highlights an 94% Physical, 1% Hybrid, and 5% Remote job distribution, with an average salary of $48,239 per year, or $23.2 per hour.
Credit Representative

Credit Representative

Star Group LP

Woodbury, NY • On-site

Part-time

Posted 2 days ago

Job description

We are a leading home services provider, and due to our continued growth we are looking for knowledgeable and reliable individuals to serve as Credit Representatives. You will be responsible for collecting outstanding account receivables on residential accounts. You must have good negotiation skills as well as the ability to think outside the box in order to work out suitable payment arrangements.

We offer competitive compensation and benefits as well as overtime opportunities. You will also find room for advancement with us. If this sounds like the kind of career move you've been wanting to make, and if you meet our qualifications, we want to talk with you!

Job Responsibilities

As a Credit Representative, you will be responsible for collecting outstanding account receivables on residential accounts. Additionally, you will take incoming calls from our customers as well as making outbound customer calls. Above all, you will use your communication and active listening skills to provide customers with exceptional customer service.

Your specific duties in this role will include:

  • Handle inbound and outbound calls using dialer technology
  • Respond to customer inquiries
  • Negotiate payment arrangements with delinquent customers
  • Perform follow up on delinquent active/cancelled accounts
  • Take payment by check or credit card over the phone
  • Update credit files on billing system
  • Respond to customer inquiries and communicate with other departments through out the company to help solve the customers problems

Job Requirements:

As a Credit Representative, you must be pleasant, professional and possess the ability to function equally well in both a team environment and independently. You must also be highly detail-oriented and focused with a flexible and adaptable nature. It is also important that you display excellent verbal and written communication, interpersonal, and active listening skills as well as the ability to interact effectively with both customer and co-workers.

Specific qualifications in this role will include:

  • Excellent communication skills
  • Ability to produce in a fast paced environment
  • Knowledge of credit reports helpful but not required
  • Must be able to work in a team environment as well as be able to resolve issues accurately and independently
  • 1-2 years in a customer-facing role; prior experience in a customer service setting, preferred
  • Pleasant people who can work under pressure; adaptable
  • Ability to work well under pressure
  • Strong troubleshooting abilities-Solid negotiating skills

Benefits

As a Credit Representative, you will be part of an evolving organization that built its reputation on providing our customers with the best possible service. Our employees are, of course, one of the main keys to our continued success, and so, we are committed to your professional development. As we continue to grow, we will need more good people just like you, and you will find opportunities for advancement to roles of greater responsibility with us.

Build a rewarding career with an industry leader!

We are proud to be an equal opportunity employer, and are committed to a drug and alcohol-free workplace

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