A credit processor reviews and researches data provided on financial applications from potential customers. These applications may be for a credit card or another form of credit. As a credit processor, your job duties include running applicant credit checks, confirm the accuracy of the data on the application, and contact the applicant for any follow up information. To become a credit processor, you need a high school diploma and industry experience. Some employers may prefer candidates with an associate or bachelor’s degree and familiarity with lending rules and regulations.