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Credit Operations Specialist Jobs (NOW HIRING)

Credit Operations Specialist

Mankato, MN ยท On-site

$22.22 - $31.72/hr

Credit Operations Specialist Join a team that is excited to plan and prepare for the continued growth of the company! United Prairie Bank is hiring a Credit Operations Specialist in our Mankato ...

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Credit Operations Specialist information

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$15

$32

$42

How much do credit operations specialist jobs pay per hour?

As of Aug 22, 2026, the average hourly pay for credit operations specialist in the United States is $32.54, according to ZipRecruiter salary data. Most workers in this role earn between $25.24 and $38.22 per hour, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a credit operations specialist?

To thrive as a Credit Operations Specialist, you need strong analytical skills, attention to detail, and a solid understanding of credit processes, often backed by a degree in finance or business. Familiarity with credit management systems, loan processing software, and regulatory compliance tools is typically required. Excellent organizational skills, problem-solving abilities, and effective communication are crucial soft skills for managing complex customer accounts and collaborating with team members. These qualifications ensure accurate credit assessments, regulatory compliance, and efficient workflow within financial institutions.

What are the most common challenges faced by a credit operations specialist, and how can they be managed effectively?

One of the most common challenges for a Credit Operations Specialist is balancing accuracy with efficiency when processing high volumes of credit applications and transactions. Ensuring compliance with company policies and regulatory requirements while meeting tight deadlines can also be demanding. Effective management of these challenges involves strong organizational skills, attention to detail, and the ability to communicate clearly with both internal teams and external clients. Building a good rapport with colleagues in risk, sales, and customer support helps streamline processes and resolve issues more quickly.

What is the difference between Credit Operations Specialist vs Credit Analyst?

AspectCredit Operations SpecialistCredit Analyst
Primary FocusManaging credit processes, transaction processing, and account maintenanceAssessing creditworthiness, analyzing financial data, and making credit decisions
Required SkillsAttention to detail, knowledge of credit systems, data entryFinancial analysis, risk assessment, credit scoring
Work EnvironmentBanking or financial institutions, back-office operationsCredit departments, risk management teams
CertificationsOften requires banking or finance certifications, but less specializedOften requires CFA, CPA, or similar financial certifications

While both roles operate within the credit industry, Credit Operations Specialists focus on processing and managing credit transactions, whereas Credit Analysts evaluate credit risk and make lending decisions. Understanding these differences helps job seekers target the right roles based on their skills and career goals.

What does a credit operations specialist do?

A credit operations specialist manages and processes credit-related transactions, reviews credit applications, and ensures compliance with credit policies. They often use financial software and analyze credit data to support lending decisions and maintain accurate records.
More about Credit Operations Specialist jobs

Who are the top companies hiring for Credit Operations Specialist jobs?

The top employers for Credit Operations Specialist jobs are:

What are popular job titles related to Credit Operations Specialist jobs?

For Credit Operations Specialist jobs, the most frequently searched job titles are:

Infographic showing various Credit Operations Specialist job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 84% Full Time, 11% Part Time, 1% Temporary, 2% Contract, and 1% Nights. Highlights an 94% Physical, 2% Hybrid, and 4% Remote job distribution, with an average salary of $67,684 per year, or $32.5 per hour.

Credit Operations Specialist

United Prairie

Mankato, MN โ€ข On-site

$22.22 - $31.72/hr

Other

Medical, Dental, Vision, Life, Retirement, PTO

Posted 10 days ago


Job description

Credit Operations Specialist

Join a team that is excited to plan and prepare for the continued growth of the company!

United Prairie Bank is hiring a Credit Operations Specialist in our Mankato location. This position is full-time, Monday โ€“ Friday, located in Mankato, MN.

Job Overview:

As a Credit Operations Specialist, you will be responsible for ensuring credit tasks are completed accurately and in a timely fashion. This may include pulling preliminary documentation such as credit reports, flood determinations and UCC's, updating loan rate indexes and pricing matrixes, assisting with loan reporting, processing check requests to pay outstanding loan invoices and applying payments to participation loans.

Hourly Compensation Range: $22.22-$31.72

Qualifications for this Opportunity:

  • High school diploma or GED (Required)
  • Bachelor's Degree in Finance, Accounting or similar field preferred
  • Two (2) years of Banking experience preferred.
  • Deliver an exceptional customer service experience.
  • Problem solving skills to find effective solutions.
  • Ability to work independently and cooperatively with other team members.

Benefits Include:

  • Medical, Dental, Vision insurance
  • 401(k) with Employer Match
  • Health Savings Account (HSA) with Employer Match
  • Flexible Spendings Plans
  • Time Off Benefits โ€“ PTO, Volunteer Time Off, 11 paid holidays.
  • Company-paid Life Insurance and Short- & Long-Term Disability
  • Profit Sharing

Why United Prairie:

United Prairie Bank is a family-owned community bank serving customers for over 100 years through-out Minnesota. Our vision is to inspire dreams and bring them to life. We recognize that our team members are our most important resource. We strive to create a positive work environment through accountability, communication, trust, and service. We are a team of highly engaged employees and foster a culture of opportunity for you to achieve career growth and success.

United Prairie Bank is an equal opportunity employer and all qualified applicants will receive consideration for employment without regard to race, color, age, religion, gender, sexual preference or orientation, gender identity, gender expression, national origin, disability status, veteran status and all other protected classes.