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Credit Operation Officer Jobs (NOW HIRING)

Farm Credit Bank

Credit Officer

Austin, TX · Hybrid

... operations. * Assist other bank personnel in completing coordinated projects as assigned Skills ... Knowledgeable on credit and accounting standards, real estate appraisals, product and service ...

New Horizon Bank N.A

Credit Officer

Richmond, VA

Credit Officer New Horizon Bank is not just another bank; it is a dynamic, forward-thinking ... Working with the Credit Risk Management team, lenders, and operations team members, the role will ...

Atlantic Union Bank

Credit Officer

Reston, VA

$155K - $259K/yr

Description The Credit Officer is responsible for loan approvals on commercial real estate and ... and operations. * Exercises signature loan approvals on commercial loan requests to be determined ...

Atlantic Union Bank

Credit Officer

Reston, VA · On-site

$155K - $259K/yr

The Credit Officer is responsible for loan approvals on commercial real estate and commercial ... and operations. * Exercises signature loan approvals on commercial loan requests to be determined ...

Atlantic Union Bank

Credit Officer

Reston, VA

$155K - $259K/yr

Description The Credit Officer is responsible for loan approvals on commercial real estate and ... and operations. * Exercises signature loan approvals on commercial loan requests to be determined ...

Monson Savings Bank

Commercial Credit Officer

Wilbraham, MA · Hybrid

$90K - $115K/yr

The Commercial Credit Officer will play a central role in shaping credit quality and underwriting ... This Exempt, Full-time position works within the Loan & Operations Center located at 75 Post Office ...

COREFIRST BANK & TRUST

Chief Credit Officer

Lenexa, KS · On-site

Act as a critical collaborative working partner with Loan Operations. * Convene meetings for the ... Prior experience as a chief credit officer is strongly preferred. * A minimum of 7 to 10 years of ...

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All JobsCredit Operation Officer Jobs

Credit Operation Officer information

See salary details

$35K

$98K

$147.5K

How much do credit operation officer jobs pay per year?

As of Jun 10, 2026, the average yearly pay for credit operation officer in the United States is $98,014.00, according to ZipRecruiter salary data. Most workers in this role earn between $78,000.00 and $120,500.00 per year, depending on experience, location, and employer.

What is the difference between Credit Operation Officer vs Credit Analyst?

AspectCredit Operation OfficerCredit Analyst
Primary RoleManages daily credit processing, loan disbursements, and account maintenanceEvaluates credit data, analyzes financial statements, and assesses credit risk
Required CredentialsTypically requires a bachelor's degree in finance, banking, or related fields; certifications like CFA or credit-specific courses are a plusRequires a bachelor's degree in finance, economics, or related fields; often holds certifications like CFA or credit analysis courses
Work EnvironmentBank branches, financial institutions, credit departmentsFinancial institutions, credit bureaus, investment firms

While both roles involve working with credit, the Credit Operation Officer focuses on processing and managing credit transactions, whereas the Credit Analyst specializes in evaluating creditworthiness and risk assessment. Understanding these differences helps in choosing the right career path or job search focus within the credit industry.

What states have the most Credit Operation Officer jobs? States with the most job openings for Credit Operation Officer jobs include:
Special Assets Operation Officer

Special Assets Operation Officer

Golden Bank NA

Houston, TX • On-site

Full-time

Posted 12 days ago

Job description

Job Summary

The Special Assets Operations Officer is responsible for supporting the administration and operational activities related to delinquent, criticized, and classified loan relationships transferred to Special Assets, generally after 60 days delinquent or upon deterioration of credit quality.

This position coordinates operational processes related to loan resolution activities, collateral monitoring, foreclosure administration, recovery tracking, documentation management, vendor coordination, and regulatory reporting to support the Bank’s asset recovery efforts and compliance requirements.

The position works under the direction of the Special Assets Manager and closely with Credit Administration, Loan Operations, Finance, Legal Counsel, Loan Review, and other departments as necessary.


Key Responsibilities

Special Assets Administration

  • Support administration of delinquent and criticized loan relationships transferred to Special Assets.
  • Maintain servicing records, collection documentation, exception tracking, and account activity logs.
  • Coordinate borrower communication regarding repayment arrangements, documentation requests, settlement discussions, and other resolution-related activities.
  • Monitor covenant compliance, maturity status, collateral deficiencies, insurance coverage, tax delinquencies, and documentation exceptions.
  • Assist with preparation and tracking of foreclosure documentation, liquidation activities, recovery processing, and charge-off support documentation.
  • Prepare account status updates and support operational reports for management review.

Collateral and Asset Administration

  • Verify collateral documentation, lien perfection, insurance coverage, UCC filings, and collateral valuation records.
  • Coordinate appraisals, inspections, environmental reviews, property evaluations, and collateral preservation activities.
  • Monitor collateral-related expenses including taxes, insurance, maintenance expenses, legal invoices, and vendor payments.
  • Obtain updated borrower financial information and collateral documentation as requested.
  • Assist with administration and tracking related to OREO and repossessed collateral, when applicable.

Legal and Recovery Coordination

  • Coordinate with legal counsel regarding foreclosure, bankruptcy, litigation, and recovery matters.
  • Track legal deadlines, foreclosure timelines, court filings, and required documentation.
  • Maintain organized legal, servicing, and collateral files for management, audit, and regulatory review.
  • Assist with payoff demands, settlement documentation, liquidation documentation, and recovery processing.

Operational Reporting and Tracking

  • Maintain criticized asset reports, delinquency reports, recovery tracking, and watch list reporting.
  • Coordinate with Finance regarding nonaccrual status, charge-offs, recoveries, and accrual adjustments.
  • Ensure servicing systems accurately reflect loan status, collateral information, collection efforts, and resolution activity.
  • Prepare operational reports and supporting documentation for management, auditors, and regulatory examinations.
  • Support internal audit, loan review, external audit, and regulatory examination requests.

Vendor and Property Coordination

  • Coordinate with attorneys, appraisers, brokers, inspectors, contractors, auction companies, and environmental consultants.
  • Review and track vendor invoices and expenses associated with collateral preservation and liquidation activities.
  • Coordinate property maintenance and collateral protection activities to support preservation of Bank assets.

Compliance and Operational Support

  • Ensure compliance with Bank policies, loan servicing procedures, and regulatory requirements.
  • Maintain accurate documentation and record retention related to Special Assets administration.
  • Assist with process improvement initiatives related to Special Assets operations, tracking, and reporting.

Qualifications

  • Bachelor’s degree in Business, Finance, Accounting, or related field preferred.
  • Minimum 3-7 years of banking experience in loan servicing, collections, special assets administration, credit administration, or related banking operations.
  • Working knowledge of:
  • Delinquent loan administration
  • Collateral documentation
  • Loan servicing procedures
  • Foreclosure and bankruptcy processes
  • Regulatory and compliance requirements
  • Strong organizational, analytical, and communication skills.
  • Ability to manage multiple tasks and maintain detailed operational records.
  • Experience with core banking and loan servicing systems preferred.