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Credit Administration Officer Jobs (NOW HIRING)

ThinkingAhead

Chief Credit Officer

Kalamazoo, MI · Hybrid

$195K - $235K/yr

Chief Credit Officer (CCO) Southwest Michigan | Hybrid | $195,000-$235,000 Base Salary A ... This individual provides leadership and oversight for credit administration, loan review, portfolio ...

Aston Carter

Credit Officer

Fargo, ND · On-site

$72K - $105K/yr

The Credit Officer exercises sound judgment, collaborates closely with lending teams, and ... Review and provide guidance on loan documentation and credit administration processes to enhance ...

Aston Carter

Credit Officer

Fargo, ND

$72K - $105K/yr

The Credit Officer exercises sound judgment, collaborates closely with lending teams, and ... Review and provide guidance on loan documentation and credit administration processes to enhance ...

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Credit Administration Officer information

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$39K

$80.4K

$113.5K

How much do credit administration officer jobs pay per year?

As of Sep 4, 2026, the average yearly pay for credit administration officer in the United States is $80,416.00, according to ZipRecruiter salary data. Most workers in this role earn between $43,000.00 and $103,000.00 per year, depending on experience, location, and employer.

What is a credit administration officer?

Credit Administration Officers are professionals responsible for managing and overseeing the credit processes within a financial institution, such as a bank or lending company. Their primary duties include reviewing loan applications, ensuring compliance with lending policies, preparing credit documentation, and monitoring credit portfolios for risks or irregularities. They play a key role in minimizing financial risks by ensuring that all credit activities adhere to regulatory and internal guidelines. Additionally, they often collaborate with credit analysts, loan officers, and risk management teams to maintain the overall health of the institution’s credit operations.

What are the key skills and qualifications needed to thrive as a credit administration officer?

To thrive as a Credit Administration Officer, you need strong analytical skills, knowledge of credit policies, and a background in finance or banking, often supported by a relevant degree. Familiarity with loan management software, credit risk assessment tools, and regulatory compliance systems is typically required. Attention to detail, organizational skills, and effective communication are vital soft skills for this role. These abilities ensure accurate credit processing, risk mitigation, and compliance with financial regulations, which are crucial for organizational stability.

What are some common challenges a credit administration officer may face when managing loan documentation and compliance?

Credit Administration Officers frequently encounter challenges such as ensuring the accuracy and completeness of loan documentation, adhering to evolving regulatory requirements, and managing tight deadlines during high-volume periods. They must coordinate closely with loan officers, compliance teams, and external auditors to resolve discrepancies and maintain up-to-date records. Attention to detail, strong organizational skills, and proactive communication are essential to successfully navigate these challenges and support the institution’s risk management objectives.

Is credit administration officer a good job?

A credit administration officer is responsible for managing credit risk, reviewing loan applications, and ensuring compliance with lending policies. The role typically requires strong attention to detail, analytical skills, and knowledge of financial regulations, with opportunities for career advancement in banking and finance sectors. Job satisfaction depends on individual interests in finance and risk management, as well as the work environment and organizational support.
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Credit Administration Officer jobs near you
Infographic showing various Credit Administration Officer job openings in the United States as of August 2026, with employment types broken down into 1% Internship, 83% Full Time, and 16% Part Time. Highlights an 95% Physical, 1% Hybrid, and 4% Remote job distribution, with an average salary of $80,416 per year, or $38.7 per hour.

Credit Administration Officer

Starion Bank

Bismarck, ND • On-site

Other

Posted 22 days ago

Job description

Credit Administration Officer
Position Summary
The Credit Administration Officer is responsible for supporting the Bank's credit administration function through portfolio monitoring, credit governance coordination, credit quality reporting, commercial construction draw oversight, training coordination, and regulatory examination readiness activities. This position serves as a key liaison between business banking, credit administration, special assets, and executive leadership to promote sound credit practices, enhance portfolio quality, and support the Bank's ongoing growth and risk management objectives.
Essential Duties and Responsibilities
Credit Administration & Governance
  • Support administration of commercial, agricultural, construction, consumer, and specialty lending credit processes.
  • Assist in maintaining consistent application of credit policies, underwriting standards, and credit administration procedures.
  • Monitor policy exceptions and track corrective action plans.
  • Support risk rating governance through reporting, monitoring, and follow-up activities.
  • Coordinate watchlist reporting, portfolio reviews, and related action item tracking.
  • Work closely with Special Assets on reporting and documentation needs involving problem credits.
  • Assist with preparation for regulatory examinations, loan reviews, and independent credit reviews.
Credit Quality & Portfolio Monitoring
  • Monitor criticized, classified, special mention, and watchlist credits.
  • Assist with ongoing analysis and reporting of portfolio quality trends.
  • Track risk rating migration and support initiatives to improve risk rating accuracy.
  • Monitor concentration risks, emerging portfolio concerns, and large credit relationships.
  • Support financial analysis, cash flow analysis, stress testing, and guarantor assessment standards.
  • Assist management in identifying and mitigating credit risk exposures across the portfolio.
Training & Development Coordination
  • Coordinate and administer structured credit training programs for lenders, analysts, market presidents, and other lending personnel.
  • Support development and maintenance of annual credit education plans.
  • Organize Credit Chalk Talks, portfolio review sessions, case study workshops, examiner readiness training, and annual credit school programs.
  • Track training participation, completion rates, competency assessments, and effectiveness measures.
  • Partner with Human Resources to support onboarding and ongoing employee development initiatives.
  • Promote a consistent credit culture and continuous learning environment throughout the organization.
Commercial Construction Draw Monitoring
  • Monitor commercial construction loan draw activity for completeness and compliance with approved loan terms.
  • Track draw requests, inspections, lien waivers, title updates, budget variances, contingency usage, and borrower equity contributions.
  • Maintain construction draw monitoring logs and exception tracking reports.
  • Escalate unresolved documentation deficiencies, budget overruns, or approval concerns to appropriate management.
  • Support examination readiness and documentation quality for construction lending activities.
Reporting & Management Support
  • Prepare and maintain Credit Administration Dashboard reporting.
  • Monitor and report trends involving:
    • Criticized and classified assets
    • Risk rating migration
    • Policy exceptions
    • Past due loans
    • Construction draw exceptions
    • Training metrics and completion rates
  • Assist executive management with portfolio monitoring reports and special projects.
Qualifications
Education & Experience
  • Bachelor's degree in Finance, Accounting, Agricultural Economics, Business Administration, or a related field preferred.
  • Minimum 5-10 years of experience in commercial banking, credit administration, lending, loan review, underwriting, or portfolio management.
  • Strong knowledge of commercial, agricultural, consumer, and construction lending.
  • Experience with regulatory examinations, risk rating systems, and credit administration processes preferred.
Knowledge, Skills & Abilities
  • Strong understanding of credit analysis, cash flow analysis, financial statement interpretation, loan structuring, and portfolio management.
  • Knowledge of banking regulations and regulatory expectations related to credit administration.
  • Excellent organizational and project coordination skills.
  • Strong analytical and problem-solving abilities.
  • Ability to communicate effectively with lenders, analysts, executives, auditors, and regulators.
  • Proficiency with banking systems, reporting tools, spreadsheet applications, and credit administration technology.
  • Ability to manage multiple priorities while maintaining attention to detail and accountability.
Key Performance Indicators (KPIs)
  • Timeliness and accuracy of credit administration reporting.
  • Reduction of unresolved policy exceptions.
  • Improvement in risk rating accuracy and governance compliance.
  • Criticized and classified asset monitoring effectiveness.
  • Construction draw exception management and documentation quality.
  • Training completion and participation rates.
  • Examination readiness and audit findings resolution.
  • Support of portfolio quality initiatives and risk mitigation efforts.

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