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Senior Credit Officer Jobs (NOW HIRING)

Symicor Group

Sr. Credit Officer

Brentwood, TN · On-site

$270K/yr

Sr. Credit Officer Our bank client seeks to fill a Sr. Credit Officer role in the Brentwood, TN area. The selected candidate will be responsible for managing the credit analysis and administration ...

TRUSTBANK

AVP/Senior Credit Officer

Olney, IL

$115K - $125K/yr

AVP/SENIOR CREDIT OFFICER DEPARTMENT: CREDIT REPORTS TO: VP/CHIEF CREDIT OFFICER FLSA STATUS: EXEMPT TYPE OF POSITION: FULL-TIME JOB SUMMARY The Senior Credit Officer serves as a key leader within ...

TrustBank

AVP/Senior Credit Officer

Olney, IL · On-site

AVP/SENIOR CREDIT OFFICER DEPARTMENT: CREDIT REPORTS TO: VP/CHIEF CREDIT OFFICER FLSA STATUS: EXEMPT TYPE OF POSITION: FULL-TIME JOB SUMMARY The Senior Credit Officer serves as a key leader within ...

TrustBank

AVP/Senior Credit Officer

Olney, IL · On-site

$115K - $125K/yr

AVP/SENIOR CREDIT OFFICER DEPARTMENT: CREDIT REPORTS TO: VP/CHIEF CREDIT OFFICER FLSA STATUS: EXEMPT TYPE OF POSITION: FULL-TIME JOB SUMMARY The Senior Credit Officer serves as a key leader within ...

TrustBank

AVP/Senior Credit Officer

Olney, IL · On-site

$115 - $125/hr

JOB TITLE: AVP/SENIOR CREDIT OFFICER DEPARTMENT: CREDIT REPORTS TO: VP/CHIEF CREDIT OFFICER FLSA STATUS: EXEMPT JOB SUMMARY The Senior Credit Officer serves as a key leader within the Credit ...

The Symicor Group

Sr. Credit Officer

Brentwood, TN · On-site

$270K/yr

About the Job Sr. Credit Officer - To $270K - Brentwood, TN - Job # 3822-20677 Who We Are: The Symicor Group is a boutique talent acquisition firm based in Schaumburg, IL & Rockport, TX. Our ...

ThinkingAhead

Chief Credit Officer

Kalamazoo, MI · Hybrid

$195K - $235K/yr

Position Overview The Chief Credit Officer serves as the Bank's senior credit executive and is responsible for the overall quality and performance of the loan portfolio. This individual provides ...

River Run Services LLC

Senior Credit Officer

Haverhill, MA · On-site

$83K - $121K/yr

Job Summary The Senior Credit Officer provides oversight and reporting in support of the company's credit activities and serves as a Bank Credit Signer for an affiliated bank. This role also prepares ...

FirstBank

Senior Credit Officer

Atlanta, GA · On-site

The Sr. Credit Officer will be assigned credit authority in conjunction with their experience level, time within the FB position, and market needs. * Demonstrate ability to quickly analyze available ...

FirstBank

Senior Credit Officer

Atlanta, GA

The Sr. Credit Officer will be assigned credit authority in conjunction with their experience level, time within the FB position, and market needs. * Demonstrate ability to quickly analyze available ...

FirstBank

Senior Credit Officer

Atlanta, GA · On-site

The Sr. Credit Officer will be assigned credit authority in conjunction with their experience level, time within the FB position, and market needs. * Demonstrate ability to quickly analyze available ...

FirstBank

Senior Credit Officer

Atlanta, GA · On-site

The Sr. Credit Officer will be assigned credit authority in conjunction with their experience level, time within the FB position, and market needs. * Demonstrate ability to quickly analyze available ...

FirstBank

Senior Credit Officer

Atlanta, GA · On-site

$110 - $150/hr

The Sr. Credit Officer will be assigned credit authority in conjunction with their experience level, time within the FB position, and market needs. * Demonstrate ability to quickly analyze available ...

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Senior Credit Officer information

See salary details

$47.5K

$108.4K

$184K

How much do senior credit officer jobs pay per year?

As of Aug 28, 2026, the average yearly pay for senior credit officer in the United States is $108,398.00, according to ZipRecruiter salary data. Most workers in this role earn between $71,500.00 and $150,000.00 per year, depending on experience, location, and employer.

What is a senior credit officer?

Senior Credit Officers are experienced professionals responsible for overseeing the credit granting process in financial institutions. They evaluate, authorize, or recommend approval of loan applications and credit extensions, ensuring compliance with regulations and company policies. Their role involves assessing creditworthiness, managing credit risk, and establishing lending guidelines. Senior Credit Officers frequently lead credit teams, mentor junior staff, and play a key role in shaping a bank’s credit strategy.

What does a senior credit officer do?

As a senior credit officer, you provide support, direction, and loan policies to ensure a bank, credit union, or another financial institution maintains a quality credit extension. Your primary responsibilities include reviewing and assessing credit applications to analyze each client’s finances, credit, and collateral. You also validate any credit analysis prepared by a credit analyst, ensure all necessary documentation is completed correctly, and manage account exposure each month, quarter, and year. Other duties may include interviewing customers to learn about their financial situation and presenting features of products and services that fit their needs.

What are the key skills and qualifications needed to thrive as a senior credit officer, and why are they important?

To thrive as a Senior Credit Officer, you need advanced knowledge of credit analysis, risk assessment, and portfolio management, often supported by a degree in finance or accounting and significant banking experience. Proficiency with credit rating systems, financial modeling tools, and regulatory compliance software is typically required. Strong decision-making, negotiation, and communication skills are essential for effectively managing client relationships and leading credit teams. These skills and qualifications are crucial for minimizing financial risks and ensuring sound lending decisions within financial institutions.

How does a senior credit officer typically collaborate with other departments to manage credit risk effectively?

A Senior Credit Officer works closely with various departments such as risk management, sales, and underwriting to ensure that credit policies are consistently applied and risks are appropriately assessed. They often participate in cross-functional meetings to review large or complex credit applications and provide guidance on structuring deals to mitigate risk. Collaboration with legal and compliance teams is also common to ensure regulatory adherence. This teamwork helps maintain a balanced portfolio and supports informed, strategic lending decisions.

What is the difference between Senior Credit Officer vs Credit Analyst?

AspectSenior Credit OfficerCredit Analyst
Required CredentialsBachelor's degree, often with experience in credit risk or financeBachelor's degree in finance, economics, or related field; certifications like CFA are a plus
Work EnvironmentFinancial institutions, banks, or lending companiesBanking, investment firms, or credit departments within corporations
Employer & Industry UsageUsed in banking and lending sectors for overseeing credit processesCommonly used in credit analysis, risk assessment, and loan evaluation

The main difference is that a Senior Credit Officer oversees credit policies and manages credit risk at a higher level, while a Credit Analyst focuses on evaluating individual credit applications and analyzing financial data. Both roles require strong analytical skills and financial knowledge, but the Senior Credit Officer typically has more experience and responsibilities related to credit strategy and decision-making.

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Senior Credit Officer jobs near you
Infographic showing various Senior Credit Officer job openings in the United States as of August 2026, with employment types broken down into 96% Full Time, and 4% Part Time. Highlights an 85% In-person, 11% Hybrid, and 4% Remote job distribution, with an average salary of $108,398 per year, or $52.1 per hour.

Sr. Credit Officer

Brentwood, TN • On-site

Symicor Group
Recruiting and Staffing Services • 1 - 10 employees
Learn more about Symicor Groupexternal

$270K/yr

Other

Posted 14 days ago

Job description

Sr. Credit Officer

Our bank client seeks to fill a Sr. Credit Officer role in the Brentwood, TN area. The selected candidate will be responsible for managing the credit analysis and administration teams, including recruitment, development, compensation, and performance management.

This position includes a generous salary of up to $270K and an excellent benefits package. (This is not a remote position).

Sr. Credit Officer responsibilities include:

  • Developing department financial goals including credit quality, volume, and risk distribution.
  • Providing recommendations on loan structure, terms, risk rating, and pricing.
  • Presenting loans to the Bank's Management Loan Committee and Directors Loan Committee for approval.
  • Working with credit analysts and commercial lenders to ensure consistency and content of loan presentations.
  • Implementing and monitoring credit policies and procedures with controls sufficient to maintain asset quality and credit risk management.
  • Ensuring adherence to credit criteria, information guidelines, underwriting requirements, and performance expectations of the portfolio.
  • Preparing and distributing reports related to loan quality and growth trends and loan product concentrations.
  • Reviewing real estate data and assessing the impact on the Bank's loan portfolio.
  • Delegating assignments to balance workloads and meet customer expectations.
  • Representing the Bank in communications with regulators, external loan review, auditors, and other parties.
  • Participating in Bank committees including but not limited to Management Loan Committee and Directors Loan Committee.

You're someone who wants to influence your own development. You're looking for an opportunity where you can pursue your interests and your passion. Where a job title is not considered the final definition of who you are, but merely the starting point for your future.

You also bring the following skills and experience:

  • Bachelor's degree required.
  • Ten or more years of commercial banking.
  • Ten or more years of progressive leadership experience required.
  • Experience in credit administration, analysis, and risk mitigation with direct credit approval.
  • Supervisory experience in commercial real estate, construction, and commercial and industrial lending.

Email us your current resume along with the position you are considering to:

resumes@symicorgroup.com

Apply