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Chief Credit Risk Officer Jobs (NOW HIRING)

Platinum Bank

VP - Credit Officer

Oakdale, MN · On-site

$115K - $150K/yr

Credit Risk Analysis * Completes independent analysis of the most complex borrowers and new loan requests as determined by the Chief Credit Officer. * Recommends loan structure that serves to ...

Platinum Bank

VP - Credit Officer

Saint Paul, MN · On-site

$115K - $150K/yr

Credit Risk Analysis * Completes independent analysis of the most complex borrowers and new loan requests as determined by the Chief Credit Officer. * Recommends loan structure that serves to ...

Platinum Bank

VP - Credit Officer

Saint Paul, MN · On-site

Credit Risk Analysis * Completes independent analysis of the most complex borrowers and new loan requests as determined by the Chief Credit Officer. * Recommends loan structure that serves to ...

Cross River

SVP, Chief Credit Risk Officer

Fort Lee, NJ · On-site

Reporting to the Chief Risk and Compliance Officer, this leader will be responsible for enhancing and maintaining the credit risk framework, setting risk appetite, and ensuring sound credit decision ...

PLATINUM BANK MINNESOTA

VP - Credit Officer

Saint Paul, MN · On-site

$115K - $150K/yr

Credit Risk Analysis Completes independent analysis of the most complex borrowers and new loan requests as determined by the Chief Credit Officer. Recommends loan structure that serves to minimize ...

PLATINUM BANK

VP - Credit Officer

Saint Paul, MN · On-site

$115K - $150K/yr

Credit Risk Analysis * Completes independent analysis of the most complex borrowers and new loan requests as determined by the Chief Credit Officer. * Recommends loan structure that serves to ...

ThinkingAhead

Chief Credit Officer

Kalamazoo, MI · Hybrid

$195K - $235K/yr

Chief Credit Officer (CCO) Southwest Michigan | Hybrid | $195,000-$235,000 Base Salary A ... The successful candidate will oversee all aspects of credit risk management, portfolio ...

New

Eazifunds

Chief Credit Officer (Remote)

New York, NY · On-site +1

As the Chief Credit Officer (CCO), you will spearhead our credit, risk, and exposure management initiatives. Your leadership will be instrumental in crafting and maintaining risk and credit policies ...

Adyen

Credit Risk Officer

Chicago, IL · On-site

Credit Risk Officer - Financial Products As a Credit Risk Analyst based in Chicago, you will be part of a growing team responsible for evaluating, managing, and scaling credit risk across Adyen ...

Citigroup, Inc.

Credit Risk Officer

Getzville, NY · On-site

A. seeks a Credit Risk Officer for its Getzville, New York location. Duties: Assess analyst work and creditworthiness as a senior on the team and assign appropriate credit rating by credit ...

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All JobsChief Credit Risk Officer Jobs

Chief Credit Risk Officer information

See salary details

$121K

$183.1K

$274.5K

How much do chief credit risk officer jobs pay per year?

As of Jul 4, 2026, the average yearly pay for chief credit risk officer in the United States is $183,073.00, according to ZipRecruiter salary data. Most workers in this role earn between $150,000.00 and $210,000.00 per year, depending on experience, location, and employer.

How does a Chief Credit Risk Officer typically collaborate with other departments to manage and mitigate risk?

A Chief Credit Risk Officer (CCRO) works closely with teams across the organization, including lending, compliance, finance, and operations, to develop and enforce risk management strategies. They regularly consult with business unit leaders to assess emerging risks and ensure that credit policies align with the company's overall objectives. The CCRO often leads cross-functional committees, conducts risk reviews, and advises on large credit decisions to maintain a balanced risk portfolio. This collaborative approach helps promote a strong risk culture and ensures that risk considerations are integrated into business planning and decision-making processes.

What does a Chief Credit Risk Officer do?

A Chief Credit Risk Officer (CCRO) is responsible for overseeing and managing an organization’s credit risk exposure. They develop strategies, policies, and procedures to identify, measure, and mitigate risks related to lending and credit operations. The CCRO works closely with other executives to ensure that credit risks are aligned with the company’s overall risk appetite and regulatory requirements. Additionally, they monitor credit portfolios, assess loan quality, and implement risk management frameworks to protect the organization from potential losses.

What are the key skills and qualifications needed to thrive as a Chief Credit Risk Officer, and why are they important?

To thrive as a Chief Credit Risk Officer, you need deep expertise in credit risk assessment, portfolio management, and regulatory compliance, typically supported by a finance-related degree and significant experience in risk management. Familiarity with credit risk modeling tools, risk assessment systems, and relevant certifications such as FRM or CFA is highly valuable. Exceptional analytical thinking, strategic leadership, and strong communication skills distinguish top performers in this role. These competencies are crucial for protecting an organization's financial health, ensuring regulatory compliance, and guiding risk policy at the executive level.

What is the difference between Chief Credit Risk Officer vs Credit Analyst?

AspectChief Credit Risk OfficerCredit Analyst
CredentialsTypically requires advanced degrees (MBA, Finance) and extensive experience in credit risk managementUsually holds a bachelor's degree in finance, economics, or related fields; certifications like CFA are common
Work EnvironmentStrategic, leadership-focused role overseeing credit risk policies at the organizational levelAnalytical role focused on assessing individual credit applications and risk profiles
Employer & Industry UsageUsed in banking, financial services, and large lending institutionsCommon across banks, credit agencies, and lending firms

The Chief Credit Risk Officer and Credit Analyst roles differ mainly in scope and seniority. The Chief Credit Risk Officer oversees the entire credit risk management strategy, requiring extensive experience and leadership skills. In contrast, the Credit Analyst focuses on evaluating specific credit applications, with a more analytical and operational focus. Both roles are essential in credit risk management but serve different levels within an organization.

More about Chief Credit Risk Officer jobs
What cities are hiring for Chief Credit Risk Officer jobs? Cities with the most Chief Credit Risk Officer job openings:
What states have the most Chief Credit Risk Officer jobs? States with the most job openings for Chief Credit Risk Officer jobs include:
What job categories do people searching Chief Credit Risk Officer jobs look for? The top searched job categories for Chief Credit Risk Officer jobs are:
Chief Credit Risk Officer jobs near you
Infographic showing various Chief Credit Risk Officer job openings in the United States as of June 2026, with employment types broken down into 1% As Needed, 65% Full Time, 27% Part Time, 5% Temporary, and 2% Contract. Highlights an 96% Physical, 1% Hybrid, and 3% Remote job distribution, with an average salary of $183,073 per year, or $88 per hour.
VP - Credit Officer

VP - Credit Officer

Platinum Bank

Oakdale, MN • On-site

$115K - $150K/yr

Other

Posted 2 days ago

Job description

Job Type
Full-time
Description
POSITION REPORTS TO: SVP, Director of Portfolio Management and Underwriting
OBJECTIVE: The Credit Risk Officer provides analysis and evaluation regarding the credit risk of large and/or complex commercial relationships. This person is responsible for aiding in maintaining an effective credit policy and managing the credit quality of the bank's loan portfolio.
The Credit Risk Officer works with commercial loan officers to structure loans and monitor the risk and profitability of complex relationships on an ongoing basis. Additionally, the Credit Risk Officer is charged with reporting to management on the credit quality of the bank's largest and most complex relationships and makes recommendations regarding risk management these relationships. They rely on experience and judgment to plan and accomplish ambitious goals, and a wide degree of creativity and latitude is expected.
ESSENTIAL DUTIES & RESPONSIBILITIES.
Credit Risk Analysis

  • Completes independent analysis of the most complex borrowers and new loan requests as determined by the Chief Credit Officer.
  • Recommends loan structure that serves to minimize the credit risk to the Bank.
  • Is responsible for the market/business analysis, financial analysis (including sensitivity analysis) and structure analysis in the credit report.
  • Works cooperatively with others. Plans and organizes own work, uses time effectively, sets appropriate priorities, and anticipates business needs.
Credit Risk Monitoring
  • Monitors financial covenant defaults or loan deterioration during a review of the customer's financial statement and promptly communicates to the Loan Officer and others as needed.
  • Conducts ongoing monitoring of assigned relationships including assessment of financial statements, covenant calculations, and compliance with loan agreements.
  • Ensures relationships are appropriately risk rated at all times and recommends risk rating changes to the Loan Officer in a timely manner.
  • Ensures file comments are completed on an ongoing basis as needed.
  • Identifies emerging risks and market conditions of the industries included in the Bank's portfolio.
Communication and Credit Risk Management Support
  • Communicates all matters of importance to both internal and external constituents.
  • Provides knowledgeable, well-articulated responses to questions received in credit committee meetings.
  • Monitors current economic trends to make recommended changes in our lending behaviors to the Chief Credit Officer.
  • Advises and communicates credit department policy and procedures to bank personnel.
Client Relationship Management
  • Assists internal partners to ensure proper service to clients.
  • Stays up to date on new types of loans and other financial services and products to better recognize customers' needs.
Requirements
Education and/or Experience:
  • 4-year college degree and/or training; or equivalent combination of education and experience preferred.
  • 10+ years of related commercial credit experience.
Knowledge, Skills & Abilities.
  • Strong organizational skills with attention to detail and accuracy
  • Ability to manage multiple deadlines in a fast-paced environment
  • Analytical mindset and problem-solving ability
  • Clear written and verbal communication skills
  • Professional discretion and respect for confidentiality
  • Collaborative, respectful, and service-oriented approach
  • Proficiency in Microsoft Excel, Word, and Outlook
  • Experience with nCino a plus
  • Experience with Jack Henry, LaserPro, or financial spreading software a plus

PHYSICAL DEMANDS.
While performing the duties of this job, the employee is regularly required to sit; use hands to finger, handle, or feel objects, tools, or controls; reach with hands and arms; and talk or hear. The employee is occasionally required to stand and walk. The employee must occasionally lift and/or move up to 25 pounds. Specific vision abilities required by this job include close vision, distance vision, peripheral vision, and depth perception.
WORK ENVIRONMENT.
The working environment is typical for an office and does not require exposure to difficult or hazardous conditions.
This Position Description reflects management's assignment of major responsibilities, which represent the most essential functions. It is not to be construed as an exhaustive statement of duties, responsibilities, or requirements. They may be subject to change at any time due to reasonable accommodation or other reasons.
Salary Description
$115,000-$150,000 Annually

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