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Chief Credit Risk Officer Jobs (NOW HIRING)

Fifth Third

Credit Risk Officer II

Charlotte, NC

Credit Risk Officers may participate in LOB deal screens to ensure engagement and provide early constructive feedback on opportunities. * Review periodic Bancorp credit quality reports to assess ...

Frost Bank

Senior Credit Risk Officer

Fort Worth, TX

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

If so, being a Senior Credit Risk Officer with Frost could be for you. At Frost, it's about more than a job. It's about having a flourishing career where you can thrive, both in and out of work. At ...

Fifth Third

Credit Risk Officer II

Cincinnati, OH

Credit Risk Officers may participate in LOB deal screens to ensure engagement and provide early constructive feedback on opportunities. * Review periodic Bancorp credit quality reports to assess ...

Fifth Third Bank

Credit Risk Officer II

Cincinnati, OH · On-site

Credit Risk Officers may participate in LOB deal screens to ensure engagement and provide early constructive feedback on opportunities. * Review periodic Bancorp credit quality reports to assess ...

Frost Bank

Senior Credit Risk Officer

Dallas, TX · On-site

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

If so, being a Senior Credit Risk Officer with Frost could be for you. At Frost, it's about more than a job. It's about having a flourishing career where you can thrive, both in and out of work. At ...

Fifth Third

Credit Risk Officer II

Chicago, IL · On-site

Credit Risk Officers may participate in LOB deal screens to ensure engagement and provide early constructive feedback on opportunities. * Review periodic Bancorp credit quality reports to assess ...

Fifth Third

Credit Risk Officer II

Dallas, TX · On-site

Credit Risk Officers may participate in LOB deal screens to ensure engagement and provide early constructive feedback on opportunities. * Review periodic Bancorp credit quality reports to assess ...

Climate First Bank

Chief Credit Officer

Orlando, FL · On-site

Chief Credit Officer (CCO) We're seeking a Chief Credit Officer to be responsible for overseeing ... What You'll Contribute as the CCO Credit Risk & Loan Portfolio Management * Develop and implement ...

TrustBank

AVP/Senior Credit Officer

Olney, IL · On-site

$115K - $125K/yr

... the Chief Credit Officer. This role is responsible for overseeing the credit analyst function, ensuring high-quality underwriting and risk assessment practices, and supporting the continued ...

TrustBank

AVP/Senior Credit Officer

Olney, IL

$115K - $125K/yr

... the Chief Credit Officer. This role is responsible for overseeing the credit analyst function, ensuring high-quality underwriting and risk assessment practices, and supporting the continued ...

TRUSTBANK

AVP/Senior Credit Officer

Olney, IL · On-site

$115K - $125K/yr

... the Chief Credit Officer. This role is responsible for overseeing the credit analyst function, ensuring high-quality underwriting and risk assessment practices, and supporting the continued ...

TrustBank

AVP/Senior Credit Officer

Olney, IL · On-site

$115K - $125K/yr

... the Chief Credit Officer. This role is responsible for overseeing the credit analyst function, ensuring high-quality underwriting and risk assessment practices, and supporting the continued ...

TrustBank

AVP/Senior Credit Officer

Olney, IL · On-site

... the Chief Credit Officer. This role is responsible for overseeing the credit analyst function, ensuring high-quality underwriting and risk assessment practices, and supporting the continued ...

TrustBank

AVP/Senior Credit Officer

Olney, IL · On-site

... the Chief Credit Officer. This role is responsible for overseeing the credit analyst function, ensuring high-quality underwriting and risk assessment practices, and supporting the continued ...

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Showing results 21-40

All JobsChief Credit Risk Officer Jobs

Chief Credit Risk Officer information

See salary details

$121K

$183.1K

$274.5K

How much do chief credit risk officer jobs pay per year?

As of Aug 15, 2026, the average yearly pay for chief credit risk officer in the United States is $183,073.00, according to ZipRecruiter salary data. Most workers in this role earn between $150,000.00 and $210,000.00 per year, depending on experience, location, and employer.

How does a chief credit risk officer typically collaborate with other departments to manage and mitigate risk?

A Chief Credit Risk Officer (CCRO) works closely with teams across the organization, including lending, compliance, finance, and operations, to develop and enforce risk management strategies. They regularly consult with business unit leaders to assess emerging risks and ensure that credit policies align with the company's overall objectives. The CCRO often leads cross-functional committees, conducts risk reviews, and advises on large credit decisions to maintain a balanced risk portfolio. This collaborative approach helps promote a strong risk culture and ensures that risk considerations are integrated into business planning and decision-making processes.

What does a chief credit risk officer do?

A Chief Credit Risk Officer (CCRO) is responsible for overseeing and managing an organization’s credit risk exposure. They develop strategies, policies, and procedures to identify, measure, and mitigate risks related to lending and credit operations. The CCRO works closely with other executives to ensure that credit risks are aligned with the company’s overall risk appetite and regulatory requirements. Additionally, they monitor credit portfolios, assess loan quality, and implement risk management frameworks to protect the organization from potential losses.

What are the key skills and qualifications needed to thrive as a chief credit risk officer, and why are they important?

To thrive as a Chief Credit Risk Officer, you need deep expertise in credit risk assessment, portfolio management, and regulatory compliance, typically supported by a finance-related degree and significant experience in risk management. Familiarity with credit risk modeling tools, risk assessment systems, and relevant certifications such as FRM or CFA is highly valuable. Exceptional analytical thinking, strategic leadership, and strong communication skills distinguish top performers in this role. These competencies are crucial for protecting an organization's financial health, ensuring regulatory compliance, and guiding risk policy at the executive level.

What is the difference between Chief Credit Risk Officer vs Credit Analyst?

AspectChief Credit Risk OfficerCredit Analyst
CredentialsTypically requires advanced degrees (MBA, Finance) and extensive experience in credit risk managementUsually holds a bachelor's degree in finance, economics, or related fields; certifications like CFA are common
Work EnvironmentStrategic, leadership-focused role overseeing credit risk policies at the organizational levelAnalytical role focused on assessing individual credit applications and risk profiles
Employer & Industry UsageUsed in banking, financial services, and large lending institutionsCommon across banks, credit agencies, and lending firms

The Chief Credit Risk Officer and Credit Analyst roles differ mainly in scope and seniority. The Chief Credit Risk Officer oversees the entire credit risk management strategy, requiring extensive experience and leadership skills. In contrast, the Credit Analyst focuses on evaluating specific credit applications, with a more analytical and operational focus. Both roles are essential in credit risk management but serve different levels within an organization.

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Chief Credit Risk Officer jobs near you
Infographic showing various Chief Credit Risk Officer job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 88% Full Time, 8% Part Time, and 3% Contract. Highlights an 88% Physical, 5% Hybrid, and 7% Remote job distribution, with an average salary of $183,073 per year, or $88 per hour.

EVP, Chief Lending Officer

National Cooperative Business Association

Crozet, VA • On-site

Full-time

Re-posted 29 days ago

Job description

EVP, Chief Lending Officer
VA Office
Position Summary:
Under the direction of the Chief Executive Officer, this position is responsible for overseeing the bank's Consumer, Commercial and Real Estate business units. As a member of the Executive Committee, the Chief Lending Officer plays a key role in enterprise strategy, capital allocation, and governance. With the exception of a sizable residential mortgage/share loan business and one small bank branch, the Bank is primarily a commercially focused bank with business and customers across the United States. Lines of business span cooperative housing, community associations, commercial real estate, commercial & industrial, energy and tax credits, credit unions, impact banking, national retail, local Ohio retail and FHA conduit businesses. The Bank has over $4 billion in total assets and $10 billion of assets under management, with the bulk of off-balance sheet balances stemming from the Bank's robust Commercial Mortgage-Backed Securities (CMBS) and agency multifamily business. The Chief Lending officer is responsible for ensuring that these businesses achieve their business production goals and financial targets while carefully managing credit, concentration, and compliance risk.
Key Responsibilities
  • The Chief Lending Officer will oversee all of the Bank's revenue producing businesses and serve as a key member of the Executive Committee, helping shape the future direction of the company.
  • The role offers the opportunity to build upon several established specialty lending businesses while helping identify adjacent growth opportunities, expand customer relationships, and strengthen the Bank's overall market position.
  • Lead all sales and strategic planning efforts for the bank's ten lines of businesses, with additional indirect oversight for pricing, product development, product management, operations, and credit risk management activities for the business segments. Responsible for the profitability of the lines of business and for meeting established financial goals. Ensures that the portfolio and operational risk are mitigated according to Bank standards.
  • Leads enterprise-level strategic transformation initiatives across lending and deposit platforms, including portfolio optimization, market expansion, and modernization of processes and systems aligned with the Bank's long-term growth objectives.
  • Optimizes marketing and sales plans through all channels. Helps monitor and set loan and deposit pricing to ensure appropriate risk-adjusted returns. Develops and maintains relationships with internal and external channels to maximize sales.
  • Directs underwriting and relationship management in a "first line of defense capacity" to ensure credit quality remains within guidelines established by the Chief Credit Officer and his/her team. Recommends changes to credit policies working in conjunction with the Chief Credit Officer.
  • Partners closely with the Chief Credit Officer, Chief Risk Officer, Compliance, and Audit to ensure strong credit governance, effective risk escalation, and alignment with regulatory expectations.
  • Working closely with operations and technology executives, champion process improvement initiatives and expense reduction programs for the lending businesses. Drive adoption and continuous improvement of all systems that impact the origination, approval and documentation of all loan types.
  • Directly, or through senior managers, manages the leaders of the lines of business and credit underwriting, while working closely with all. Attracts, retains and motivates the team to achieve management business objectives.
  • Promotes a continued focus on treasury product sales and services throughout the lines of business sales strategy.
  • Work closely with the corporate compliance department to ensure adherence to all regulatory and legal requirements.
  • Serves as an external ambassador of the Bank with regulators, investors, industry partners, and key stakeholders nationwide.
  • Performs all other miscellaneous responsibilities and duties as assigned.
Experience and Professional Qualifications
15+ years of progressive experience in commercial banking and lending, including executive-level responsibility for lending strategy, portfolio performance, P&L accountability, and enterprise credit risk management within a regulated financial institution. Demonstrated experience operating as a member of a senior leadership or executive management team, with exposure to board or board-committee reporting and interaction preferred.
  • Bachelor's degree (or equivalent experience) is required.
  • Master of Business Administration (MBA) is preferred.
  • Minimum fifteen years of management experience and proven leadership ability.
  • Demonstrated ability to operate effectively within an executive leadership or management committee structure, contributing to enterprise decision-making beyond functional responsibility.
  • Willingness and ability to travel. This position requires travel to conferences and customer events throughout the country.
  • Prior experience managing the full P&L for a distinct line-of-business, or group of businesses.
  • Knowledge of both consumer and commercial loan and deposit products, a thorough understanding of the risks associated with such products, and a proven track record driving production volume and profitability selling these products to bank customers. Comprehensive knowledge of commercial, construction, real estate and consumer loans preferred.
  • Extensive experience with complex commercial & industrial and commercial real estate transactions. Experience with secondary market channels including Fannie Mae, private CMBS, Small Business Administration, private participations, and other specialty lending areas preferred.
  • Prior experience working within a regulated bank environment. Strong working knowledge of OCC Regulation and Guidance as it relates to credit dynamics of a financial institution.
  • Understanding and knowledge of commercial loan structuring and credit underwriting. Working knowledge of technology and operations which support lending activities, including loan originations systems.
  • Comfort and experience serving as the face of the organization to external parties including potential and existing customers, the community that the bank serves, various regulatory bodies, auditors and the media. Ability and willingness to remain in contact with internal and external contacts on extended day basis (given national footprint of Bank).
  • Working knowledge of tax credit structures, particularly new market tax credit (healthcare and community service) and investment tax credit (renewable energy) structures.
Skills and Competencies
Skills and competencies required for the role.
  • Demonstrated ability to recruit, develop, and retain top talent to the organization to ensure adequate succession planning and bench strength.
  • Excellent oral, written and interpersonal communication skills with the ability to apply common sense to carry out instructions and instruct others, interpret documents, understand procedures, write reports and correspondence, speak clearly to customers and employees.
  • Demonstrate the ability to adapt to change. Understand that change will occur, expect it, effortlessly perform during and after the change using the perspectives, tools, and techniques provided within the organization.
  • Ability to deal with complex problems involving multiple facets and variables in non-standardized situations.
  • Excellent organizational and time management skills.
  • Ability to work with no supervision while performing duties.

Work Environment:
Hybrid - Employees will work from both remote and onsite locations. Employees must live within a reasonable commuting distance of the office and are required to be onsite at least two (2) days per week, specifically on Tuesdays and Wednesdays. Certain positions or business needs may require additional in-office days.
General Notice:
This position description describes the general nature and level of work performed by the employee assigned to this position and should not be interpreted as all inclusive. It does not state or imply that these are the only duties and responsibilities assigned to the position. The employee may be required to perform other job-related duties. All requirements are subject to change and to possible modification to reasonably accommodate individuals with a disability.
This position description does not constitute an employment agreement between the Bank and employee and is subject to change by the employer as the needs of the Bank and requirements of the position change.
AA/EOE
Equal Opportunity Employer
This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.

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