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Chief Credit Risk Officer Jobs in Kentucky (NOW HIRING)

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Chief Financial Officer

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Chief Credit Risk Officer information

See Kentucky salary details

$105.1K

$159K

$238.4K

How much do chief credit risk officer jobs pay per year?

As of Aug 10, 2026, the average yearly pay for chief credit risk officer in Kentucky is $159,004.00, according to ZipRecruiter salary data. Most workers in this role earn between $130,300.00 and $182,400.00 per year, depending on experience, location, and employer.

How does a chief credit risk officer typically collaborate with other departments to manage and mitigate risk?

A Chief Credit Risk Officer (CCRO) works closely with teams across the organization, including lending, compliance, finance, and operations, to develop and enforce risk management strategies. They regularly consult with business unit leaders to assess emerging risks and ensure that credit policies align with the company's overall objectives. The CCRO often leads cross-functional committees, conducts risk reviews, and advises on large credit decisions to maintain a balanced risk portfolio. This collaborative approach helps promote a strong risk culture and ensures that risk considerations are integrated into business planning and decision-making processes.

What does a chief credit risk officer do?

A Chief Credit Risk Officer (CCRO) is responsible for overseeing and managing an organization’s credit risk exposure. They develop strategies, policies, and procedures to identify, measure, and mitigate risks related to lending and credit operations. The CCRO works closely with other executives to ensure that credit risks are aligned with the company’s overall risk appetite and regulatory requirements. Additionally, they monitor credit portfolios, assess loan quality, and implement risk management frameworks to protect the organization from potential losses.

What are the key skills and qualifications needed to thrive as a chief credit risk officer, and why are they important?

To thrive as a Chief Credit Risk Officer, you need deep expertise in credit risk assessment, portfolio management, and regulatory compliance, typically supported by a finance-related degree and significant experience in risk management. Familiarity with credit risk modeling tools, risk assessment systems, and relevant certifications such as FRM or CFA is highly valuable. Exceptional analytical thinking, strategic leadership, and strong communication skills distinguish top performers in this role. These competencies are crucial for protecting an organization's financial health, ensuring regulatory compliance, and guiding risk policy at the executive level.

What is the difference between Chief Credit Risk Officer vs Credit Analyst?

AspectChief Credit Risk OfficerCredit Analyst
CredentialsTypically requires advanced degrees (MBA, Finance) and extensive experience in credit risk managementUsually holds a bachelor's degree in finance, economics, or related fields; certifications like CFA are common
Work EnvironmentStrategic, leadership-focused role overseeing credit risk policies at the organizational levelAnalytical role focused on assessing individual credit applications and risk profiles
Employer & Industry UsageUsed in banking, financial services, and large lending institutionsCommon across banks, credit agencies, and lending firms

The Chief Credit Risk Officer and Credit Analyst roles differ mainly in scope and seniority. The Chief Credit Risk Officer oversees the entire credit risk management strategy, requiring extensive experience and leadership skills. In contrast, the Credit Analyst focuses on evaluating specific credit applications, with a more analytical and operational focus. Both roles are essential in credit risk management but serve different levels within an organization.

What are popular job titles related to Chief Credit Risk Officer jobs in Kentucky? For Chief Credit Risk Officer jobs in Kentucky, the most frequently searched job titles are:
What job categories do people searching Chief Credit Risk Officer jobs in Kentucky look for? The top searched job categories for Chief Credit Risk Officer jobs in Kentucky are:
What cities in Kentucky are hiring for Chief Credit Risk Officer jobs? Cities in Kentucky with the most Chief Credit Risk Officer job openings:
Infographic showing various Chief Credit Risk Officer job openings in Kentucky as of August 2026, with employment types broken down into 100% Full Time. Highlights an 100% In-person job distribution, with an average salary of $159,004 per year, or $76.4 per hour.

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Re-posted 3 days ago


Appalachian Regional Healthcare rating

6.5

Company rating: 6.5 out of 10

Based on 74 frontline employees who took The Breakroom Quiz

605th of 887 rated healthcare providers


Job description

Overview

The Senior Vice President (SVP), Litigation and Risk serves as a senior executive leader responsible for the strategic oversight, governance, and operational effectiveness of Appalachian Regional Healthcare's Enterprise Risk Management, Litigation Management, Insurance, and Claims functions. Under the direction of the Chief Legal Officer (CLO), this position leads a significant enterprise portfolio spanning multiple hospitals, service lines, business units, and corporate functions and is responsible for developing and leading the ARH Enterprise Risk Management Program. The position drives a culture that prioritizes compliance with the law, ethical business practices, robust reporting, shared learning, and proactive risk management across the organization.

The SVP provides executive oversight for the day-to-day operations of the Risk, Insurance, and Litigation Management functions, including all matters pertaining to litigation, captive management, safety event management and prevention, claims administration, and insurance programs. The position partners with executive leadership and operational stakeholders to support organizational resilience, reduce enterprise risk exposure, strengthen governance, and drive risk-informed decision-making across the organization.

The SVP also supports the Chief Legal Officer on governance‑related matters as assigned. Consistent with the ARH Executive Level 1 (E1) framework, this position carries Tier 1 organizational impact and supports the development and execution of short‑to‑mid‑term organizational and operational strategies across multiple facilities, departments, and business units.

Responsibilities

Litigation and Insurance Duties

  • Responsible for the analysis of each newly reported incident and/or claim to determine appropriateness of early resolution, coverage, timely reporting to carriers, assignment and proactive management of outside counsel, aggressive direct claims handling, direct litigation participation, oversight, and development of a plan to achieve a beneficial timely conclusion.
  • Responsible for developing and updating defense counsel guidelines and ensuring guidelines are followed.
  • Participate in site visits, mediations, and/or court proceedings.
  • Oversee early resolution program.
  • Work closely with Senior Director of Insurance and Claims to oversee placement and operational leadership for all ARH insurance programs.
  • Keep Chief Legal Officer informed of material incidents, claims, and status of litigations.
  • Provide education to providers and others within the organization on litigation trends, deposition skills, litigation avoidance.

Enterprise Risk Management

  • Implement and oversee Enterprise Risk Management roadmap milestones to strengthen enterprise risk maturity.
  • Lead risk assessments and facilitate risk workshops with business units.
  • Analyze and consolidate risk data to identify trends and emerging risks.
  • Collaborate with business units to support the development of risk response plans.
  • Oversee and supervise attorney‑client privileged investigations related to significant incidents, sentinel events, losses, or alleged non‑compliance, working closely with Clinical Risk, Insurance/Claims, Compliance, Quality, HR, IT, and external parties as needed.
  • Ensure reporting systems are effective and robust for patient safety and general litigation‑related matters as evidenced by strong reporting numbers, early notice of claims and general freedom from surprises or citations related to underreporting.

General

  • Engage with the external environment including industry thought leaders in order to maintain real‑time appreciation of new laws, regulatory developments and opportunities in the relevant areas. Makes connections and fosters external relationships that inure to the benefit of the organization.
  • Keep Chief Legal Officer informed of significant risk incidents.
  • Assist with budget development and assign resources accordingly.
  • Promote a culture of continuous learning and problem‑solving.
  • Establish long‑term innovation and improvement strategies.
  • Participate in regular Legal and Risk Department responsibilities including but not limited to offering legal advice, reviewing subpoenas and court documents, taking phone calls from internal clients with questions, and supporting the resolution of legal or risk issues.
  • Perform other duties as assigned by the Chief Legal Officer.
Qualifications

Education

Juris Doctor (J.D.) from an accredited law school; active license to practice law in good standing (Kentucky or West Virginia preferred).

Minimum Work Experience

At least 5 years in healthcare related legal practice required. Medical malpractice and healthcare/hospital system experience are strongly preferred.

Required Skills, Knowledge, and Abilities

  • Litigation experience, preferably in the area of medical malpractice.
  • Exhibits business operations knowledge.
  • Highly developed communications, team player, change agent, strategic and creative, excellent project management skills and the ability to drive performance.
  • Excellent judgment, executive presence, and ability to influence across all levels of the organization, including Board/committee interaction.
  • Great interpersonal skills, including diplomacy and flexibility, and the ability to interface effectively and engender trust and confidence with personnel internally and externally to ARH.
  • Handles confidential and sensitive information with discretion.
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