ZipRecruiter

Log In

1

Avp Credit Officer Jobs (NOW HIRING)

MutualOne Bank

Credit Analyst II

Framingham, MA · On-site

With additional guidance from the AVP, Credit Team Leader and VP, Credit Officer, responsibilities include analyzing financial statements and other documentation to assess repayment capacity ...

Barclays

AVP, Credit Risk Reporting

Whippany, NJ · On-site

Barclays Services Corp. seeks AVP, Credit Risk Reporting (multiple positions) in Whippany, NJ ... Act as liaison between Front Office and Credit Officers for any credit inquiries. * Participate in ...

Cathay Bank

AVP Credit Analysis Officer

El Monte, CA · On-site

$95K - $110K/yr

Escalates potential credit issues to Team Manager, Division Manager and Account Officer. QUALIFICATIONS * Education: College degree in Finance, Accounting, Business, Economics or related field ...

HEBRON SAVINGS BANK

AVP/Credit Analyst

Hebron, MD · On-site

$50K - $70K/yr

Credit Administration ACCOUNTABILITY: EVP, Chief Credit Officer Scope of Responsibility: The Credit Analyst position supports the Bank's lending function and facilitates loan portfolio management ...

Team One Credit Union

AVP of Finance

Chicago, IL · On-site

$120 - $190/hr

... credit union. This role owns the interpretation, assumptions, methodologies, and conclusions ... The role functions as a key thought partner to the CFO, supporting strategic initiatives, merger ...

next page

Showing results 1-20

All JobsAvp Credit Officer Jobs

Avp Credit Officer information

See salary details

$35K

$98K

$147.5K

How much do avp credit officer jobs pay per year?

As of Jul 26, 2026, the average yearly pay for avp credit officer in the United States is $98,014.00, according to ZipRecruiter salary data. Most workers in this role earn between $78,000.00 and $120,500.00 per year, depending on experience, location, and employer.

What are AVP Credit Officers?

AVP Credit Officers, or Assistant Vice President Credit Officers, are mid-senior level professionals in financial institutions responsible for assessing, analyzing, and approving credit applications. They evaluate the creditworthiness of individuals or businesses, manage credit risk, and ensure compliance with lending policies. AVP Credit Officers often supervise junior credit staff and collaborate with other departments to support the bank's lending portfolio. Their decisions play a crucial role in minimizing risk while supporting the institution’s growth objectives.

What are the key skills and qualifications needed to thrive as an AVP Credit Officer, and why are they important?

To thrive as an AVP Credit Officer, you need strong analytical skills, a solid understanding of credit risk assessment, and a relevant degree such as finance, accounting, or economics. Familiarity with credit analysis software, financial modeling tools, and regulatory compliance systems is typically required, along with certifications like CFA or FRM being advantageous. Excellent decision-making, attention to detail, and effective communication are crucial soft skills for interfacing with clients and cross-functional teams. These competencies ensure sound credit decisions, minimize risk exposure, and support the financial stability and growth of the institution.

What are the primary challenges an AVP Credit Officer faces when managing complex credit portfolios?

As an AVP Credit Officer, one of the main challenges is balancing risk assessment with the need to support business growth. You'll frequently review large and diverse credit portfolios, requiring strong analytical skills and attention to regulatory compliance. Navigating complex financial structures and staying updated on market trends are also crucial. Additionally, you’ll often collaborate with relationship managers, risk teams, and senior leadership to ensure sound credit decisions and mitigate potential losses.

What is the difference between Avp Credit Officer vs Credit Analyst?

AspectAvp Credit OfficerCredit Analyst
Required CredentialsBachelor's degree, relevant certifications, experience in credit riskBachelor's degree, financial analysis certifications often preferred
Work EnvironmentBanking or financial institutions, client-facing rolesFinancial institutions, analytical and research-focused
Employer & Industry UsageCommonly used in banks and large financial firmsWidely used across banks, credit agencies, and lending companies

The Avp Credit Officer and Credit Analyst roles share similar credentials and industry settings, but the Avp Credit Officer typically has more client interaction and decision-making authority. Both roles are essential in credit risk management, with the Avp often overseeing credit portfolios and the Credit Analyst focusing on detailed financial analysis.

More about Avp Credit Officer jobs
What cities are hiring for Avp Credit Officer jobs? Cities with the most Avp Credit Officer job openings:
What states have the most Avp Credit Officer jobs? States with the most job openings for Avp Credit Officer jobs include:
What job categories do people searching Avp Credit Officer jobs look for? The top searched job categories for Avp Credit Officer jobs are:
Avp Credit Officer jobs near you
Infographic showing various Avp Credit Officer job openings in the United States as of July 2026, with employment types broken down into 100% Full Time. Highlights an 100% In-person job distribution, with an average salary of $98,014 per year, or $47.1 per hour.
Credit Analyst II

Credit Analyst II

MutualOne Bank

Framingham, MA • On-site

Full-time

Posted 19 days ago

Job description

Position Description

Title:                           Credit Analyst II

Department:              Credit Administration

Reports to:                 AVP, Credit Team Leader

Supervises:                 None

Classification:            Exempt

Date Prepared:          November

Summary / Objective

The Credit Analyst II is responsible for determining and monitoring credit risk in the commercial loan portfolio, and for assisting the AVP, Credit Team Leader with maintaining department templates and draft policy updates. With additional guidance from the AVP, Credit Team Leader and VP, Credit Officer, responsibilities include analyzing financial statements and other documentation to assess repayment capacity, collateral adequacy as well as other key analysis requirements to recommend or validate appropriate risk ratings. May also assist in projects and borrowing base review process, as needed, and reviewing real estate appraisals.

Experience & Education Requirements:

  • Bachelor’s degree in Business, Finance, Accounting or related field.
  • 2-4 years of credit and financial statement analysis experience
  • Good interpersonal, communication & computer skills

Essential Job Functions:

  • Evaluate the financial condition of individuals and businesses applying for credit with the financial institution.
  • Analyze loan data on new and existing loans and borrower relationships, including data provided by credit bureaus, other financial institutions and financial institution files.
  • Determine if loan requests meet sound underwriting standards with the guidance of the AVP, Credit Team Leader and/or VP, Credit Officer.
  • Monitor adherence to loan policies and credit risk review policies
  • Assist with reviewing borrowing bases for formula-based / non-conforming asset-based loans
  • Prepare memos and management reports to be presented to the Security Committee on a regular basis.
  • Identify credit risk situations and, with the guidance of the AVP, Credit Team Leader and/or VP, Credit Officer, provides guidelines to line of business lending managers.
  • Oversee and manage financial information files to assure current financial statements, accounts receivable and other information on customer accounts.
  • Review and updates new and existing loan files for the financial institution on an as needed basis.
  • Prepare spread sheets, reports, summaries and opinions for financial institution officers on new, renewal and existing loans.
  • Maintain knowledge of department policies and procedures through internal and external training activities
  • Work under supervision of credit management and in compliance with established policies, procedures and regulations.
  • Assist with other projects as needed, which may include assisting with implementation of a loan origination system.

Required knowledge, skills & abilities:

  • Familiarity with federal and state regulations regarding lending and related departments.
  • Strong understanding of accounting principles with ability to prepare and analyze financial statements, including working capital cycles and collateral.
  • Strong computer skills including Microsoft Word, and Excel.
  • Strong written, oral, and interpersonal skills with ability to prepare and make presentations.
  • Ability to apply critical thinking and problem-solving skills.
  • Ability to adapt to changing demands and requirements.

Physical Demands and Work Environment:

  • Ability to use standard equipment such as computers, phones, photocopiers.
  • Work involves standing and walking for brief periods of time, but most duties are performed from a seated position.
  • There is potential for eyestrain from reading detailed printouts and computer screen. Deadlines, workloads during peak periods and pressure may cause increased stress levels.

Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Other Duties

This job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. It is expected that from time-to-time other duties, both related and unrelated to the above, may be assigned and therefore, required.

Apply