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Avp Credit Officer Jobs (NOW HIRING)

AVP of Finance

Saginaw, MI · On-site

$110 - $160/hr

... credit union. This role owns the interpretation, assumptions, methodologies, and conclusions ... The role functions as a key thought partner to the CFO, supporting strategic initiatives, merger ...

AVP of Finance

Chicago, IL · On-site

$120 - $190/hr

... credit union. This role owns the interpretation, assumptions, methodologies, and conclusions ... The role functions as a key thought partner to the CFO, supporting strategic initiatives, merger ...

... credit union. This role owns the interpretation, assumptions, methodologies, and conclusions ... The role functions as a key thought partner to the CFO, supporting strategic initiatives, merger ...

Showing results 21-40

Avp Credit Officer information

See salary details

$35K

$98K

$147.5K

How much do avp credit officer jobs pay per year?

As of Aug 10, 2026, the average yearly pay for avp credit officer in the United States is $98,014.00, according to ZipRecruiter salary data. Most workers in this role earn between $78,000.00 and $120,500.00 per year, depending on experience, location, and employer.

What is an AVP Credit Officer?

AVP Credit Officers, or Assistant Vice President Credit Officers, are mid-senior level professionals in financial institutions responsible for assessing, analyzing, and approving credit applications. They evaluate the creditworthiness of individuals or businesses, manage credit risk, and ensure compliance with lending policies. AVP Credit Officers often supervise junior credit staff and collaborate with other departments to support the bank's lending portfolio. Their decisions play a crucial role in minimizing risk while supporting the institution’s growth objectives.

What does an AVP Credit Officer do in a bank?

An AVP Credit Officer in a bank is responsible for evaluating, approving, and monitoring credit applications to manage risk and ensure loan quality. They analyze financial statements, assess borrower creditworthiness, and work with clients to structure appropriate credit solutions, often using banking software and adhering to regulatory standards.

What are the key skills and qualifications needed to thrive as an AVP Credit Officer?

To thrive as an AVP Credit Officer, you need strong analytical skills, a solid understanding of credit risk assessment, and a relevant degree such as finance, accounting, or economics. Familiarity with credit analysis software, financial modeling tools, and regulatory compliance systems is typically required, along with certifications like CFA or FRM being advantageous. Excellent decision-making, attention to detail, and effective communication are crucial soft skills for interfacing with clients and cross-functional teams. These competencies ensure sound credit decisions, minimize risk exposure, and support the financial stability and growth of the institution.

What are the primary challenges an AVP Credit Officer faces when managing complex credit portfolios?

As an AVP Credit Officer, one of the main challenges is balancing risk assessment with the need to support business growth. You'll frequently review large and diverse credit portfolios, requiring strong analytical skills and attention to regulatory compliance. Navigating complex financial structures and staying updated on market trends are also crucial. Additionally, you’ll often collaborate with relationship managers, risk teams, and senior leadership to ensure sound credit decisions and mitigate potential losses.

What is the difference between Avp Credit Officer vs Credit Analyst?

AspectAvp Credit OfficerCredit Analyst
Required CredentialsBachelor's degree, relevant certifications, experience in credit riskBachelor's degree, financial analysis certifications often preferred
Work EnvironmentBanking or financial institutions, client-facing rolesFinancial institutions, analytical and research-focused
Employer & Industry UsageCommonly used in banks and large financial firmsWidely used across banks, credit agencies, and lending companies

The Avp Credit Officer and Credit Analyst roles share similar credentials and industry settings, but the Avp Credit Officer typically has more client interaction and decision-making authority. Both roles are essential in credit risk management, with the Avp often overseeing credit portfolios and the Credit Analyst focusing on detailed financial analysis.

More about Avp Credit Officer jobs
What cities are hiring for Avp Credit Officer jobs? Cities with the most Avp Credit Officer job openings:
What states have the most Avp Credit Officer jobs? States with the most job openings for Avp Credit Officer jobs include:
What job categories do people searching Avp Credit Officer jobs look for? The top searched job categories for Avp Credit Officer jobs are:
Infographic showing various Avp Credit Officer job openings in the United States as of August 2026, with employment types broken down into 94% Full Time, and 6% Part Time. Highlights an 98% Physical, and 2% Remote job distribution, with an average salary of $98,014 per year, or $47.1 per hour.

Financial Institutions Department - Credit AVP/Associate

Bank of China Limited, New York Branch

Manhattan, NY • On-site

$42K - $150K/yr

Full-time

Re-posted 13 days ago


Job description

Established in 1912, Bank of China is one of the largest banks in the world, with over $3 trillion in assets and a footprint that spans more than 60 countries and regions. Our long-term outlook, institutional weight and global breadth provide our clients with a stable and reliable financial partner, whether in Corporate or Personal Banking or our Trade Services, Commodities, Financial Institutions and Global Markets lines of business.


This position will conduct various types of credit analysis on loans and perform the annual review of credit limits. In addition to administer and maintain superb relationships with Financial Institutions to expand the bank’s customer base and increase the business with each in correspondent in accordance with established policy and procedures. Coordinating with other department to ensure the bank relationships follow the most up-to-date OCC and other regulations is also needed for this role.


Credit Portfolio Maintenance/Credit Officer

  • Conduct in-depth thorough analysis of new credit requests, credit change requests, renewals and annual customer relationship reviews
  • Report any findings that may have an adverse effect on loan collateral or borrower’s ability to pay/repay the loan
  • Present detailed credit analysis to relevant parties (e.g. Loan Officers)
  • Ensure all credit files are complete with supporting documentation
  • Perform annual file reviews
  • Update CRR and Credit usage tracker
  • Complete any credit related tasks/assessments requested by 2nd line in a timely manner
  • Participate in internal and external audit request, and take remediation actions is needed
  • Participate in special projects and other duties as assigned

Credit Review and Ongoing Screening

  • Conduct due diligence on CRR entities in accordance to bank policies, procedures and regulatory requirements
  • Report any unusual credit activities to supervisor and Department Head
  • Review loan files as needed to ensure quality, consistency, and compliance with regulatory requirements
  • Performing quality assurance and editorial function for the credit recommendation report and proposal

Customer Service

  • Perform liaison functions for FI customers and relevant business departments to resolve their inquires
  • Actively support new type of customer and new product onboarding

  • Bachelor’s degree in business, accounting, computer science, economics, mathematics, finance or statistics required; Master’s degree preferred
  • At least 4 years of work experience of credit risk management required for AVP;  At least 1 year of work experience of credit risk management required for Associate
  • Excellent written and verbal communication and interpersonal skills required
  • Must be organized and detail orientated with follow-up skills
  • Knowledge of credit risk, financial and statistical analysis, credit administration, policies and procedures, and regulatory compliance is required
  • Effective credit report writing skills required

USD $42,000.00 - USD $150,000.00 /Yr.