ZipRecruiter

Log In

1

Credit Analyst Work Jobs (NOW HIRING)

Octus

Credit Analyst

New York, NY · Hybrid

We are looking for a credit analyst who is keen to work on the leverage loan situations across the credit lifecycle, mainly primary analysis of loans in the broadly syndicated loan market in the US.

Sunward Federal Credit Union

Credit Analyst

Albuquerque, NM · On-site

$83K - $104K/yr

Work with other Senior Credit Analyst(s) to balance and direct/assign the daily workload of the Credit Analysis team. Make recommendations to business services management with regards to team member ...

Superior Choice Credit Union

Credit Analyst

Rice Lake, WI · On-site

$25 - $35/hr

In this role, you'll work closely with lenders to evaluate credit requests, assess risk, and ensure our members receive thoughtful, informed financial solutions. What You'll Be Doing: * Analyzing ...

Superior Choice Credit Union

Credit Analyst

Duluth, MN · On-site

$25 - $35/hr

In this role, you'll work closely with lenders to evaluate credit requests, assess risk, and ensure our members receive thoughtful, informed financial solutions. What You'll Be Doing: * Analyzing ...

Superior Choice Credit Union

Credit Analyst

Superior, WI · On-site

$25 - $35/hr

In this role, you'll work closely with lenders to evaluate credit requests, assess risk, and ensure our members receive thoughtful, informed financial solutions. What You'll Be Doing: * Analyzing ...

Premier Auto Credit

Credit Analyst

Glendale, CA · On-site

$45K - $48K/yr

The Credit Analyst will report to Premier Auto Credit's General Manager and will have two main ... Work with dealers, the marketing team, and management to find solutions. * Set interest rate and ...

Octus

Credit Analyst

New York, NY · On-site

Role We are looking for a credit analyst who is keen to work on the leverage loan situations across the credit lifecycle, mainly primary analysis of loans in the broadly syndicated loan market in the ...

Commercial Credit Group

Credit Analyst

Charlotte, NC · On-site

Credit Analyst Charlotte, NC Commercial Credit Group Inc (CCG) is an independent national ... Ability to work in a fast-paced team environment. * Strong communication, interpersonal, and ...

ArborOne Farm Credit

Credit Analyst

Florence, SC · On-site

ArborOne Farm Credit is seeking a Credit Analyst to underwrite agricultural loans. This person will ... work environment for employees. The value we place on our employees is reflected in a variety of ...

Huntington

Credit Analyst

Cleveland, OH · On-site +1

$25 - $48.56/hr

Work directly with sales and credit personnel in generating approval documents while also helping to protect the quality of the Bank's loan Portfolio. * Gather and analyze all financial and business ...

Huntington

Credit Analyst

Cleveland, OH · On-site +1

$25 - $48.56/hr

Work directly with sales and credit personnel in generating approval documents while also helping to protect the quality of the Bank's loan Portfolio. Gather and analyze all financial and business ...

next page

Showing results 1-20

All JobsCredit Analyst Work Jobs

Credit Analyst Work information

See salary details

$15

$29

$49

How much do credit analyst work jobs pay per hour?

As of Jul 6, 2026, the average hourly pay for credit analyst work in the United States is $29.92, according to ZipRecruiter salary data. Most workers in this role earn between $23.08 and $33.65 per hour, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a Credit Analyst, and why are they important?

To thrive as a Credit Analyst, you need strong analytical skills, proficiency in financial statement analysis, and a relevant degree such as finance, accounting, or economics. Familiarity with credit risk assessment tools, financial modeling software like Excel, and sometimes certifications such as CFA or FRM are commonly required. Attention to detail, effective communication, and sound judgment are crucial soft skills for evaluating creditworthiness and presenting recommendations. These competencies are vital for making informed lending decisions, minimizing risk, and supporting organizational financial health.

What does a credit analyst do?

A credit analyst evaluates the creditworthiness of individuals, companies, or organizations applying for loans or credit. They analyze financial statements, credit reports, and economic trends to assess risk and make recommendations on whether to approve or deny credit applications. Their work helps financial institutions minimize risk and make informed lending decisions. Credit analysts often prepare detailed reports and may communicate their findings to loan officers or management. They also monitor existing accounts to identify potential problems early.

What exactly does a credit analyst do?

A credit analyst evaluates the creditworthiness of individuals or businesses by analyzing financial statements, credit reports, and other relevant data. They assess the risk of lending money or extending credit, often using financial software and industry standards to make informed decisions. Their work helps financial institutions manage credit risk and ensure profitable lending practices.

Are credit analysts paid well?

Credit analysts typically earn a competitive salary that varies based on experience, location, and industry. According to industry data, the median annual wage for credit analysts is around $70,000, with higher earnings possible for those with advanced certifications or in senior roles. The profession often requires strong analytical skills and knowledge of financial software tools.

How much is the salary of a credit analyst?

The average salary of a credit analyst in the United States ranges from $50,000 to $70,000 per year, depending on experience, location, and industry. Entry-level positions typically start around $45,000, while experienced analysts can earn over $80,000, especially with certifications like the CFA or CPA. Salaries may also include bonuses and benefits based on performance and company size.

Is a credit analyst a stressful job?

A credit analyst's job can be stressful due to the responsibility of assessing financial risks and making critical decisions that impact lending outcomes. The role often involves tight deadlines, detailed analysis, and high accuracy, which can contribute to work-related stress, especially in fast-paced or high-pressure environments.

What are some common challenges Credit Analysts face when assessing loan applications?

Credit Analysts often encounter challenges such as incomplete or inconsistent financial data from applicants, making it difficult to accurately assess risk. They must also stay updated on changing industry regulations and economic trends that impact creditworthiness. Additionally, balancing the need for thorough analysis with tight deadlines can be demanding, especially when collaborating with loan officers and underwriters to ensure timely decisions. Navigating these challenges requires strong analytical skills, attention to detail, and effective communication with both clients and internal teams.

What is the difference between Credit Analyst Work vs Loan Officer?

AspectCredit Analyst WorkLoan Officer
CredentialsBachelor's degree in finance, accounting, or related field; certifications like CFA or Credit Risk CertificationBachelor's degree; often required to have sales or customer service experience
Work EnvironmentOffice setting, analyzing financial data, assessing creditworthinessOffice or branch, meeting clients, processing loan applications
Employer & IndustryBanks, financial institutions, credit agenciesBanks, credit unions, mortgage companies
Common Search & ComparisonFocuses on evaluating credit risk and financial analysisFocuses on client interaction and loan approval process

While both roles operate within the financial industry, Credit Analyst Work primarily involves assessing credit risk through data analysis, whereas Loan Officers focus on client interactions and approving loan applications. Understanding these differences helps job seekers identify the right career path based on their skills and interests.

More about Credit Analyst Work jobs
What job categories do people searching Credit Analyst Work jobs look for? The top searched job categories for Credit Analyst Work jobs are:
Credit Analyst Work jobs near you

Credit Analyst

Octus

New York, NY • Hybrid

Other

Posted 22 days ago

Job description

We are looking for a credit analyst who is keen to work on the leverage loan situations across the credit lifecycle, mainly primary analysis of loans in the broadly syndicated loan market in the US. The analyst will be a part of a team of fourteen analysts covering both performing and distressed credits. 

We are seeking analysts experienced with primary new loans and performing credit coverage, or distressed debt and restructuring coverage. The analysts will be responsible for publishing credit research reports with actionable investment ideas, focusing on fundamental credit analysis, relative value analysis, and valuation. 

The role provides the opportunity to collaborate with our lawyers and other groups in generating cross-disciplinary research and analysis for our subscribers, which include top institutional asset managers, hedge funds, investment banks, trading desks, and financial and legal advisors. The role involves a high degree of client interaction. 

This position is based in New York City, with an in-office requirement of 3 days/week.

What we offer: 

  • Working with a team of experienced, passionate analysts who will use a team-wide collaborative approach to developing as corporate credit analysts
  • Fast growth environment with progression opportunities
  • Generous benefits packages 

Responsibilities 

  • Conduct fundamental credit analysis, relative value analysis and build forward looking credit models with an aim of producing actionable investment ideas for our subscribers
  • Prepare and write "deep dive" analysis on corporate loan issuers that include detailed discussions of key credit strengths, key credit risks, industry comparisons with publicly traded competitors, historical industry metrics, and historical transaction analysis of similar business for valuation analysis. 
  • As a member of the team, you will also be expected to maintain an active dialogue with team members and follow trends in various sectors that may be relevant for your next cases to analyze.
  • Over time, ensure coverage of a portfolio of performing leveraged loan borrowers across different stages of lifecycle and lead primary analysis work 

Requirements 

  • Minimum of 1+ years of credit research experience from buy side, sell side or rating agency, with significant time spent in either a client-facing or decision-making role
  • Experience should include financial analysis, building cash flow projections, and understanding capital structures
  • Possess very strong technical and analytical skills as well as excellent written and oral communication abilities. Extensive writing is required, and excellence in written communication is a critical prerequisite. Reports are typically 20-30 pages of detailed writing and analysis.
  • Familiarity with AI tools and an eagerness to learn
  • Fluency in Excel 

At Octus, we consider a range of factors in connection with compensation decisions, including experience, skills, location, and our business needs and limitations. As a result, compensation may vary within and across similar roles and positions. Please note that the salary range information below is a good faith estimate for this position and actual compensation for any individual may fall outside this range if warranted by the circumstances applicable to that individual. If we identify a role that would be suitable for a broader range of skills and experience such that we would consider hiring at multiple levels then the range listed below may reflect that breadth.

The base salary range estimate for this position is $80,000 - $100,000. This position is eligible for an annual discretionary bonus.

The actual compensation will be at Octus' sole discretion and will be determined by the aforementioned and other relevant factors.

Apply