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Credit Analyst Work Jobs (NOW HIRING)

3Rivers Federal Credit Union

Credit Analyst

Fort Wayne, IN · On-site

$51K - $123K/yr

Credit Analyst Reports To : AVP of Commercial Lending Location: Onsite Position Type: Exempt ... Work Environment & Physical Effort Required Normal Core Values Commitment - Be all in. Consistency ...

Horizon Farm Credit

Credit Analyst

Winchester, VA · On-site

$51K - $86K/yr

This position is eligible for hybrid work schedule after 6 months of successful employment. Our ideal candidate is an experienced, organized, detail-oriented, and analytical Credit Analyst with ...

Horizon Farm Credit

Credit Analyst

Mechanicsburg, PA · On-site

$51K - $86K/yr

This position is eligible for hybrid work schedule after 6 months of successful employment. Our ideal candidate is an experienced, organized, detail-oriented, and analytical Credit Analyst with ...

Horizon Farm Credit

Credit Analyst

Reedsville, PA · On-site

$51K - $86K/yr

This position is eligible for hybrid work schedule after 6 months of successful employment. Our ideal candidate is an experienced, organized, detail-oriented, and analytical Credit Analyst with ...

Horizon Farm Credit

Credit Analyst

Frederick, MD · Hybrid

$51K - $86K/yr

This position is eligible for hybrid work schedule after 6 months of successful employment. Our ideal candidate is an experienced, organized, detail-oriented, and analytical Credit Analyst with ...

Horizon Farm Credit

Credit Analyst

Reedsville, PA · Hybrid

$51K - $86K/yr

This position is eligible for hybrid work schedule after 6 months of successful employment. Our ideal candidate is an experienced, organized, detail-oriented, and analytical Credit Analyst with ...

Horizon Farm Credit

Credit Analyst

Mechanicsburg, PA · Hybrid

$51K - $86K/yr

This position is eligible for hybrid work schedule after 6 months of successful employment. Our ideal candidate is an experienced, organized, detail-oriented, and analytical Credit Analyst with ...

Horizon Farm Credit

Credit Analyst

Frederick, MD · On-site

$51K - $86K/yr

This position is eligible for hybrid work schedule after 6 months of successful employment. Our ideal candidate is an experienced, organized, detail-oriented, and analytical Credit Analyst with ...

Horizon Farm Credit

Credit Analyst

Winchester, VA · Hybrid

$51K - $86K/yr

This position is eligible for hybrid work schedule after 6 months of successful employment. Our ideal candidate is an experienced, organized, detail-oriented, and analytical Credit Analyst with ...

Huntington

Credit Analyst

Cleveland, OH · On-site +1

$25 - $48.56/hr

Work directly with sales and credit personnel in generating approval documents while also helping to protect the quality of the Bank's loan Portfolio. Gather and analyze all financial and business ...

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All JobsCredit Analyst Work Jobs

Credit Analyst Work information

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$15

$29

$49

How much do credit analyst work jobs pay per hour?

As of Jun 10, 2026, the average hourly pay for credit analyst work in the United States is $29.92, according to ZipRecruiter salary data. Most workers in this role earn between $23.08 and $33.65 per hour, depending on experience, location, and employer.

Will AI replace credit analyst?

AI can automate routine tasks in credit analysis, such as data collection and initial risk assessments, but human credit analysts are still essential for interpreting complex financial information, making judgment calls, and understanding context. AI tools are used to enhance efficiency and accuracy, not fully replace the analytical expertise of credit analysts.

What are the key skills and qualifications needed to thrive as a Credit Analyst, and why are they important?

To thrive as a Credit Analyst, you need strong analytical skills, proficiency in financial statement analysis, and a relevant degree such as finance, accounting, or economics. Familiarity with credit risk assessment tools, financial modeling software like Excel, and sometimes certifications such as CFA or FRM are commonly required. Attention to detail, effective communication, and sound judgment are crucial soft skills for evaluating creditworthiness and presenting recommendations. These competencies are vital for making informed lending decisions, minimizing risk, and supporting organizational financial health.

What does a credit analyst do?

A credit analyst evaluates the creditworthiness of individuals, companies, or organizations applying for loans or credit. They analyze financial statements, credit reports, and economic trends to assess risk and make recommendations on whether to approve or deny credit applications. Their work helps financial institutions minimize risk and make informed lending decisions. Credit analysts often prepare detailed reports and may communicate their findings to loan officers or management. They also monitor existing accounts to identify potential problems early.

What are some common challenges Credit Analysts face when assessing loan applications?

Credit Analysts often encounter challenges such as incomplete or inconsistent financial data from applicants, making it difficult to accurately assess risk. They must also stay updated on changing industry regulations and economic trends that impact creditworthiness. Additionally, balancing the need for thorough analysis with tight deadlines can be demanding, especially when collaborating with loan officers and underwriters to ensure timely decisions. Navigating these challenges requires strong analytical skills, attention to detail, and effective communication with both clients and internal teams.

What is the difference between Credit Analyst Work vs Loan Officer?

AspectCredit Analyst WorkLoan Officer
CredentialsBachelor's degree in finance, accounting, or related field; certifications like CFA or Credit Risk CertificationBachelor's degree; often required to have sales or customer service experience
Work EnvironmentOffice setting, analyzing financial data, assessing creditworthinessOffice or branch, meeting clients, processing loan applications
Employer & IndustryBanks, financial institutions, credit agenciesBanks, credit unions, mortgage companies
Common Search & ComparisonFocuses on evaluating credit risk and financial analysisFocuses on client interaction and loan approval process

While both roles operate within the financial industry, Credit Analyst Work primarily involves assessing credit risk through data analysis, whereas Loan Officers focus on client interactions and approving loan applications. Understanding these differences helps job seekers identify the right career path based on their skills and interests.

More about Credit Analyst Work jobs
What job categories do people searching Credit Analyst Work jobs look for? The top searched job categories for Credit Analyst Work jobs are:
Credit Analyst Work jobs near you
Infographic showing various Credit Analyst Work job openings in the United States as of June 2026, with employment types broken down into 99% Full Time, and 1% Temporary. Highlights an 81% Physical, 8% Hybrid, and 11% Remote job distribution, with an average salary of $62,243 per year, or $29.9 per hour.
Credit Analyst

Credit Analyst

3Rivers Federal Credit Union

Fort Wayne, IN • On-site

$51K - $123K/yr

Full-time

This job post has expired today. Applications are no longer accepted.

Job description

Credit Analyst
Reports To: AVP of Commercial Lending
Location: Onsite
Position Type: Exempt
Individual Contributor
Pay - $51,250/yr - $123,000/yr
Note - The salary for this position is based on a combination of education, relevant experience, and industry standards. The top of the posted pay range reflects compensation for candidates with a similar title, performing comparable duties within a similar industry, and possessing 12 or more years of experience. Actual compensation will be determined based on individual qualifications.
Variable Incentive Pay / Merit: This position is eligible for variable incentive pay based on individual and credit union performance. In addition, the position is also eligible for merit-based pay adjustments after the completion of one year of service, based on personal performance.

Position Summary
The Credit Analyst supports credit analysis, customer relationship activities, and lending decision processes by gathering and evaluating financial and account information. This role assists in assessing creditworthiness, preparing recommendations, and supporting lending and service teams to ensure timely and accurate credit decisions.
Operating as an entry‑level professional, the Credit Analyst applies analytical thinking, structured problem‑solving, and established procedures to moderate‑complexity credit activities. The role emphasizes accuracy, customer focus, and adherence to credit policies while supporting both operational efficiency and customer outcomes.
Knowledge Requirements
  • Foundational understanding of credit analysis and financial concepts.
  • Strong analytical and problem‑solving skills.
  • Ability to interpret financial and account data.
  • Effective communication and customer service skills.
  • Proficiency in Microsoft Office and credit/lending systems.
Education and Experience
  • Bachelor’s degree required or equivalent experience in finance, accounting, business, or a related field.
  • Typically 1–3 years of experience in credit analysis, financial services, or related roles.
  • Exposure to lending or credit risk environments preferred.
Work Environment amp; Physical Effort Required
Normal
Core Values
Commitment - Be all in.
Consistency - Be all in EVERY DAY.
Innovation - Think (UYH) and ASK WHY.
Integrity - Do the RIGHT thing, not the easy or quick thing.
Quality - Do an OUTSTANDING job, don't run out of GAS.
Trust - Hold trust and be trustworthy.
Value - Make members lives better, easier, safer; help them fulfill dreams; help them to do what they don't know how to or think isn't possible even if it's not here (see integrity above); make them wiser; help them build wealth (beyond saving $$)

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