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Credit Analyst Work Jobs (NOW HIRING)

Superior Choice Credit Union

Credit Analyst

Rice Lake, WI · On-site

$25 - $35/hr

In this role, you'll work closely with lenders to evaluate credit requests, assess risk, and ensure our members receive thoughtful, informed financial solutions. What You'll Be Doing: * Analyzing ...

Superior Choice Credit Union

Credit Analyst

Duluth, MN · On-site

$25 - $35/hr

In this role, you'll work closely with lenders to evaluate credit requests, assess risk, and ensure our members receive thoughtful, informed financial solutions. What You'll Be Doing: * Analyzing ...

Superior Choice Credit Union

Credit Analyst

Superior, WI · On-site

$25 - $35/hr

In this role, you'll work closely with lenders to evaluate credit requests, assess risk, and ensure our members receive thoughtful, informed financial solutions. What You'll Be Doing: * Analyzing ...

United Auto Credit

Credit Analyst

Newport Beach, CA

$22 - $26/hr

Work with dealerships to structure and restructure non-prime deals, ensuring the right balance between risk and reward. * Analyze Credit Data: Evaluate credit reports, customer information, and ...

United Auto Credit

Credit Analyst

Buffalo, NY

$22 - $26/hr

Work with dealerships to structure and restructure non-prime deals, ensuring the right balance between risk and reward. * Analyze Credit Data: Evaluate credit reports, customer information, and ...

United Auto Credit

Credit Analyst

Fort Worth, TX · On-site

$22 - $26/hr

Work with dealerships to structure and restructure non-prime deals, ensuring the right balance between risk and reward. * Analyze Credit Data: Evaluate credit reports, customer information, and ...

United Auto Credit

Credit Analyst

Fort Worth, TX

$22 - $26/hr

Work with dealerships to structure and restructure non-prime deals, ensuring the right balance between risk and reward. * Analyze Credit Data: Evaluate credit reports, customer information, and ...

United Auto Credit

Credit Analyst

Buffalo, NY · On-site

$22 - $26/hr

Work with dealerships to structure and restructure non-prime deals, ensuring the right balance between risk and reward. * Analyze Credit Data: Evaluate credit reports, customer information, and ...

Aston Carter

Credit Analyst

Fargo, ND · On-site

$72K - $90K/yr

The Credit Analyst exercises sound judgment, collaborates closely with lending teams, and ... Demonstrated capability to work collaboratively with lending teams and participate effectively in ...

New

United Auto Credit

Credit Analyst

Fort Worth, TX · On-site

$22 - $26/hr

Work with dealerships to structure and restructure non-prime deals, ensuring the right balance between risk and reward. * Analyze Credit Data: Evaluate credit reports, customer information, and ...

United Auto Credit

Credit Analyst

Fort Worth, TX · On-site

$22 - $26/hr

Work with dealerships to structure and restructure non-prime deals, ensuring the right balance between risk and reward. * Analyze Credit Data: Evaluate credit reports, customer information, and ...

United Auto Credit

Credit Analyst

Newport Beach, CA · On-site

$22 - $26/hr

Work with dealerships to structure and restructure non-prime deals, ensuring the right balance between risk and reward. * Analyze Credit Data: Evaluate credit reports, customer information, and ...

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Credit Analyst Work information

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$15

$29

$49

How much do credit analyst work jobs pay per hour?

As of Jul 26, 2026, the average hourly pay for credit analyst work in the United States is $29.92, according to ZipRecruiter salary data. Most workers in this role earn between $23.08 and $33.65 per hour, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a Credit Analyst, and why are they important?

To thrive as a Credit Analyst, you need strong analytical skills, proficiency in financial statement analysis, and a relevant degree such as finance, accounting, or economics. Familiarity with credit risk assessment tools, financial modeling software like Excel, and sometimes certifications such as CFA or FRM are commonly required. Attention to detail, effective communication, and sound judgment are crucial soft skills for evaluating creditworthiness and presenting recommendations. These competencies are vital for making informed lending decisions, minimizing risk, and supporting organizational financial health.

What does a credit analyst do?

A credit analyst evaluates the creditworthiness of individuals, companies, or organizations applying for loans or credit. They analyze financial statements, credit reports, and economic trends to assess risk and make recommendations on whether to approve or deny credit applications. Their work helps financial institutions minimize risk and make informed lending decisions. Credit analysts often prepare detailed reports and may communicate their findings to loan officers or management. They also monitor existing accounts to identify potential problems early.

What exactly does a credit analyst do?

A credit analyst evaluates the creditworthiness of individuals or businesses by analyzing financial statements, credit reports, and other relevant data. They assess the risk of lending money or extending credit, often using financial software and industry standards to make informed decisions. Their work helps financial institutions manage credit risk and ensure profitable lending practices.

Are credit analysts paid well?

Credit analysts typically earn a competitive salary that varies based on experience, location, and industry. According to industry data, the median annual wage for credit analysts is around $70,000, with higher earnings possible for those with advanced certifications or in senior roles. The profession often requires strong analytical skills and knowledge of financial software tools.

How much is the salary of a credit analyst?

The average salary of a credit analyst in the United States ranges from $50,000 to $70,000 per year, depending on experience, location, and industry. Entry-level positions typically start around $45,000, while experienced analysts can earn over $80,000, especially with certifications like the CFA or CPA. Salaries may also include bonuses and benefits based on performance and company size.

Is a credit analyst a stressful job?

A credit analyst's job can be stressful due to the responsibility of assessing financial risks and making critical decisions that impact lending outcomes. The role often involves tight deadlines, detailed analysis, and high accuracy, which can contribute to work-related stress, especially in fast-paced or high-pressure environments.

What are some common challenges Credit Analysts face when assessing loan applications?

Credit Analysts often encounter challenges such as incomplete or inconsistent financial data from applicants, making it difficult to accurately assess risk. They must also stay updated on changing industry regulations and economic trends that impact creditworthiness. Additionally, balancing the need for thorough analysis with tight deadlines can be demanding, especially when collaborating with loan officers and underwriters to ensure timely decisions. Navigating these challenges requires strong analytical skills, attention to detail, and effective communication with both clients and internal teams.

What is the difference between Credit Analyst Work vs Loan Officer?

AspectCredit Analyst WorkLoan Officer
CredentialsBachelor's degree in finance, accounting, or related field; certifications like CFA or Credit Risk CertificationBachelor's degree; often required to have sales or customer service experience
Work EnvironmentOffice setting, analyzing financial data, assessing creditworthinessOffice or branch, meeting clients, processing loan applications
Employer & IndustryBanks, financial institutions, credit agenciesBanks, credit unions, mortgage companies
Common Search & ComparisonFocuses on evaluating credit risk and financial analysisFocuses on client interaction and loan approval process

While both roles operate within the financial industry, Credit Analyst Work primarily involves assessing credit risk through data analysis, whereas Loan Officers focus on client interactions and approving loan applications. Understanding these differences helps job seekers identify the right career path based on their skills and interests.

More about Credit Analyst Work jobs
What job categories do people searching Credit Analyst Work jobs look for? The top searched job categories for Credit Analyst Work jobs are:
Credit Analyst Work jobs near you
Infographic showing various Credit Analyst Work job openings in the United States as of July 2026, with employment types broken down into 89% Full Time, 6% Part Time, 1% Temporary, and 4% Contract. Highlights an 83% Physical, 7% Hybrid, and 10% Remote job distribution, with an average salary of $62,243 per year, or $29.9 per hour.
Credit Analyst

Credit Analyst

Superior Choice Credit Union

Rice Lake, WI • On-site

$25 - $35/hr

Full-time

Posted 10 days ago

Job description

Credit Analyst
Are you a numbers-driven problem solver who enjoys digging into financial details and turning data into meaningful insights? Do you take pride in accuracy, organization, and supporting smart lending decisions?

We’re looking for a Credit Analyst who’s equal parts analytical thinker, detail detective, and collaborative partner. In this role, you’ll work closely with lenders to evaluate credit requests, assess risk, and ensure our members receive thoughtful, informed financial solutions.

What You’ll Be Doing:
  • Analyzing financial statements, credit reports, and other data to assess the strength of business members’ credit requests
  • Performing initial credit analysis to determine alignment with credit union policies and guidelines
  • Assisting with or preparing clear, concise credit presentations for lending decisions
  • Monitoring loan collateral, valuations, and inspections to ensure compliance with agreements and loan covenants
  • Supporting lenders with ongoing portfolio management and problem loan administration
  • Preparing and maintaining reports on members’ credit obligations and financial performance
  • Collecting and organizing financial data directly from members when needed
  • Updating and maintaining credit and loan systems with accurate data entry and reporting
  • Contributing to special projects and supporting team initiatives
You’ll Thrive in This Role If You:
  • Have 3–5 years of experience in credit analysis, commercial lending, or a related financial role
  • Enjoy analyzing financial data and translating it into clear recommendations
  • Are highly organized, detail-oriented, and pride yourself on accuracy
  • Communicate complex financial concepts clearly and professionally
  • Can manage multiple priorities while meeting deadlines
  • Work well independently but also enjoy collaborating with a team
  • Are comfortable using loan software, reporting tools, and Microsoft Office
Bonus Points If You:
  • Have experience working with commercial or business lending portfolios
  • Are skilled at identifying potential risks and offering proactive solutions
  • Enjoy building relationships with internal teams and supporting lenders
  • Thrive in a fast-paced environment where no two days are exactly the same
What Success Looks Like:
  • Accurate, thorough credit analysis that supports strong lending decisions
  • Well-prepared credit presentations that clearly communicate risk and opportunity
  • Timely and compliant reporting on credit activity and loan performance
  • Strong collaboration with lenders and internal partners
  • Maintaining high standards of confidentiality, professionalism, and service
Why Join Us?

We’re more than a credit union—we’re a team committed to helping our members and communities thrive. At Superior Choice Credit Union, your expertise helps drive smart decisions, support local businesses, and strengthen financial futures.

If you’re ready to put your analytical skills to work in a meaningful way, we’d love to have you on our team.

Superior Choice Credit Union has proudly served the community for over 90 years, with more than 150 team members supporting over 30,000 members across Wisconsin and Minnesota. Learn more at superiorchoice.com.