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Credit Analyst Work Jobs (NOW HIRING)

Capital Farm Credit

Credit Analyst

Lubbock, TX

Performs simple to moderately complex level credit analysis work on loans and leases, works under moderate supervision. * In many cases the person is part of a deal team that processes a new loan or ...

Capital Farm Credit

Credit Analyst

Lubbock, TX · On-site

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

Performs simple to moderately complex level credit analysis work on loans and leases, works under moderate supervision. * In many cases the person is part of a deal team that processes a new loan or ...

JEFF BANK

Credit Analyst

Jeffersonville, NY

$24.08 - $29.80/hr

... credit analysis function; achieving goals as established in the assigned department's annual ... Demonstrates support of Management. 2. Ensures that all activities and work functions adhere to ...

Superior Choice Credit Union

Credit Analyst

Rice Lake, WI · On-site

$25 - $35/hr

In this role, you'll work closely with lenders to evaluate credit requests, assess risk, and ensure our members receive thoughtful, informed financial solutions. What You'll Be Doing: * Analyzing ...

Superior Choice Credit Union

Credit Analyst

Duluth, MN · On-site

$25 - $35/hr

In this role, you'll work closely with lenders to evaluate credit requests, assess risk, and ensure our members receive thoughtful, informed financial solutions. What You'll Be Doing: * Analyzing ...

Jeff Bank

Credit Analyst

Jeffersonville, NY · On-site

$24.08 - $29.80/hr

  • Medical

  • Life

  • Retirement

  • PTO

Provides thorough documentation of all financial analysis work, including ratios and other related information. e. Ensures that all credit analysis activities are conducted in accordance with ...

North American Savings Bank

Credit Analyst

Kansas City, MO · On-site

  • Medical

  • Dental

  • Vision

  • Retirement

  • PTO

Commercial Real Estate Credit Analyst Our mission is to create exceptional experiences for our ... We believe exceptional customer service starts with an outstanding work culture that rewards hard ...

Superior Choice Credit Union

Credit Analyst

Superior, WI · On-site

$25 - $35/hr

In this role, you'll work closely with lenders to evaluate credit requests, assess risk, and ensure our members receive thoughtful, informed financial solutions. What You'll Be Doing: * Analyzing ...

North American Savings Bank

Credit Analyst

Kansas City, MO · Hybrid

  • Medical

  • Dental

  • Vision

  • Retirement

  • PTO

Commercial Real Estate Credit Analyst Our mission is to create exceptional experiences for our ... We believe exceptional customer service starts with an outstanding work culture that rewards hard ...

Superior Choice Credit Union

Credit Analyst

Eau Claire, WI · On-site

$25 - $35/hr

In this role, you'll work closely with lenders to evaluate credit requests, assess risk, and ensure our members receive thoughtful, informed financial solutions. What You'll Be Doing: * Analyzing ...

Farm Credit of Central Florida

Credit Analyst

Lakeland, FL · Hybrid

  • Retirement

  • PTO

In this role, you will work closely with Credit and Lending leadership to evaluate new lending ... Analyze financial statements, tax returns, cash flow, collateral, and other financial information ...

GreenStone Farm Credit Services

Credit Analyst

Grand Rapids, MI · On-site +1

$150/day

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

Remote work arrangements would be considered, depending on qualifications. In this role, you will ... Day in the life of a Credit Analyst * Detailed Analysis: Examine loan requests with meticulous ...

Fairwinds Credit Union

Credit Analyst

Orlando, FL · On-site

As a Credit Analyst , you'll play a critical role in helping us deliver on that mission by ... Places to Work, FAIRWINDS is a top workplace where your purpose matters and your growth is ...

FAIRWINDS Credit Union

Credit Analyst

Orlando, FL · On-site

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

As a Credit Analyst , you'll play a critical role in helping us deliver on that mission by ... Places to Work, FAIRWINDS is a top workplace where your purpose matters and your growth is ...

Farm Credit of Central Florida

Credit Analyst

Lakeland, FL · On-site

  • Retirement

  • PTO

In this role, you will work closely with Credit and Lending leadership to evaluate new lending ... Analyze financial statements, tax returns, cash flow, collateral, and other financial information ...

Commercial Credit Group

Credit Analyst

Charlotte, NC · On-site

Credit Analyst Charlotte, NC Commercial Credit Group Inc (CCG) is an independent national ... Ability to work in a fast-paced team environment. * Strong communication, interpersonal, and ...

GreenStone Farm Credit Services

Credit Analyst

Little Chute, WI · On-site

$150/day

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

Remote work arrangements would be considered, depending on qualifications. In this role, you will ... Day in the life of a Credit Analyst * Detailed Analysis: Examine loan requests with meticulous ...

GreenStone Farm Credit Services

Credit Analyst

Little Chute, WI · On-site +1

$150/day

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

Remote work arrangements would be considered, depending on qualifications. In this role, you will ... Day in the life of a Credit Analyst * Detailed Analysis: Examine loan requests with meticulous ...

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All JobsCredit Analyst Work Jobs

Credit Analyst Work information

See salary details

$15

$29

$49

How much do credit analyst work jobs pay per hour?

As of Aug 16, 2026, the average hourly pay for credit analyst work in the United States is $29.92, according to ZipRecruiter salary data. Most workers in this role earn between $23.08 and $33.65 per hour, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a credit analyst, and why are they important?

To thrive as a Credit Analyst, you need strong analytical skills, proficiency in financial statement analysis, and a relevant degree such as finance, accounting, or economics. Familiarity with credit risk assessment tools, financial modeling software like Excel, and sometimes certifications such as CFA or FRM are commonly required. Attention to detail, effective communication, and sound judgment are crucial soft skills for evaluating creditworthiness and presenting recommendations. These competencies are vital for making informed lending decisions, minimizing risk, and supporting organizational financial health.

What does a credit analyst do?

A credit analyst evaluates the creditworthiness of individuals, companies, or organizations applying for loans or credit. They analyze financial statements, credit reports, and economic trends to assess risk and make recommendations on whether to approve or deny credit applications. Their work helps financial institutions minimize risk and make informed lending decisions. Credit analysts often prepare detailed reports and may communicate their findings to loan officers or management. They also monitor existing accounts to identify potential problems early.

How much does a credit analyst earn?

The average salary for a credit analyst typically ranges from $50,000 to $70,000 per year, depending on experience, location, and industry. Entry-level positions may start lower, while experienced analysts or those with specialized skills can earn higher salaries and bonuses.

Do credit analysts make good money?

Credit analysts typically earn a median annual salary that varies by experience, location, and industry, with entry-level positions starting around $50,000 and experienced analysts earning over $80,000. They often receive benefits such as health insurance and retirement plans, and advanced certifications can lead to higher compensation. Overall, credit analysis is considered a well-paying profession within finance and risk management fields.

What are some common challenges credit analysts face when assessing loan applications?

Credit Analysts often encounter challenges such as incomplete or inconsistent financial data from applicants, making it difficult to accurately assess risk. They must also stay updated on changing industry regulations and economic trends that impact creditworthiness. Additionally, balancing the need for thorough analysis with tight deadlines can be demanding, especially when collaborating with loan officers and underwriters to ensure timely decisions. Navigating these challenges requires strong analytical skills, attention to detail, and effective communication with both clients and internal teams.

What is the difference between Credit Analyst Work vs Loan Officer?

AspectCredit Analyst WorkLoan Officer
CredentialsBachelor's degree in finance, accounting, or related field; certifications like CFA or Credit Risk CertificationBachelor's degree; often required to have sales or customer service experience
Work EnvironmentOffice setting, analyzing financial data, assessing creditworthinessOffice or branch, meeting clients, processing loan applications
Employer & IndustryBanks, financial institutions, credit agenciesBanks, credit unions, mortgage companies
Common Search & ComparisonFocuses on evaluating credit risk and financial analysisFocuses on client interaction and loan approval process

While both roles operate within the financial industry, Credit Analyst Work primarily involves assessing credit risk through data analysis, whereas Loan Officers focus on client interactions and approving loan applications. Understanding these differences helps job seekers identify the right career path based on their skills and interests.

More about Credit Analyst Work jobs

What job categories do people searching Credit Analyst Work jobs look for?

The top searched job categories for Credit Analyst Work jobs are:

Credit Analyst Work jobs near you
Infographic showing various Credit Analyst Work job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 78% Full Time, 17% Part Time, and 4% Contract. Highlights an 93% Physical, 2% Hybrid, and 5% Remote job distribution, with an average salary of $62,243 per year, or $29.9 per hour.

Credit Analyst

Capital Farm Credit

Lubbock, TX

Full-time

Posted 5 days ago

Job description

EDUCATION AND EXPERIENCE

  • Bachelor's degree in Finance, Business Administration or a related field, or equivalent experience.
  • Two (2) to four (4) years of experience in the administration and analysis of credit on commercial and mortgage loans including risk assessments and recommendations on approval of new loan or lease applications or credit servicing actions. 

JOB SUMMARY

  • Assists Relationship Managers, Special Assets Officers and Administrators with data input, analysis, and risk determination.
  • Performs simple to moderately complex level credit analysis work on loans and leases, works under moderate supervision.
  • In many cases the person is part of a deal team that processes a new loan or lease or credit servicing requests. 

ESSENTIAL FUNCTIONS

  • Provides assistance to Relationship Managers, Special Assets Officers, and Loan Administrators in analysis, servicing and reporting of the Association's loans and leases.
  • Analyzes financial information including balance sheets, income statements and cash flows of potential borrowers to ascertain credit worthiness. Determines appropriate risk Probability of Default (PD) rating for loans and leases.
  • Analyzes collateral and borrower primary and secondary repayment sources. Determines appropriate Loss Given Default (LGD) rating for loans and leases.
  • Interprets, communicates, and provides guidance regarding Association lending policies and procedures.
  • Works directly with other internal stakeholders in the development of appropriate credit decisions and prepares other reports as requested by management.
  • Reviews and approves loans submitted by other lending staff that exceed their delegated authority.
  • Complies with proper credit administration practices as outlined in the association's policies and procedures.
  • Assists senior-level credit analysts with complex loan applications as necessary.
  • Participates in the development of loan/lease relationships with other lenders, potential borrowers, applicants, members, participants, and loan/lease referral sources.
  • Assists in the development and closing of loans/leases by assisting management and loan officers and negotiation of such credits.
  • Acts as an approver of loans, leases and credit servicing actions within personal delegated authority and prepares recommendations for loan committee on loans exceeding such delegated authority.
  • Interprets and acts upon various legal, title and other questions which may arise on loans or leases.
  • May assist in developing and administering lending programs, as well as developing and revising operating procedures relating to lending operations.
  • Provides mentoring/training to less-senior credit analysts.
  • Assists other Association personnel in completing projects as assigned.
  • Other duties as assigned.

REQUIRED SKILLS

  • General knowledge of accounting/financial systems.
  • Specialized knowledge of accounting/finance principles.
  • Skill in oral and written communication.
  • Intermediate skill level in Microsoft Office applications.
  • Ability to perform intermediate-level accounting and financial analyses under moderate supervision.

DISCLAIMER

We are an Equal Employment/Affirmative Action employer. We do not discriminate in hiring on the basis of sex, race, color, religious creed, national origin, physical or mental disability, protected Veteran status, or any other characteristic protected by federal, state, or local law. If you need a reasonable accommodation for any part of the employment process, please contact us by email at careers@capitalfarmcredit.com and let us know the nature of your request and your contact information. Requests for accommodation will be considered on a case-by-case basis. Please note that only inquiries concerning a request for reasonable accommodation will be responded to from this e-mail address. For more information, view the EEO - Know Your Rights and Pay Transparency Statement.

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