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Credit Analyst Work Jobs (NOW HIRING)

Marion Center Bank

Credit Analyst II

Indiana, PA · On-site

$57K - $63K/yr

Provides thorough documentation of all financial analysis work, including ratios and other related ... Maintains credit file information. * Ensures that all credit analysis activities are conducted in ...

Home State Bank

Credit Analyst

Polk City, IA · On-site

If you are an experienced Credit Analyst with commercial real estate and construction and development in a bank setting, Home State Bank has an opportunity to join our team. The Credit Analyst ...

FinWise Bank Corporation

$55 - $75/hr

The Credit Analyst will work in the Bank's Credit Department reporting to the Director of Portfolio Management and will help support the Credit Department by requesting updated financials from ...

FinWise Bank Corporation

Credit Analyst

Murray, UT · On-site

$55 - $75/hr

The Credit Analyst will work in the Bank's Credit Department reporting to the Director of Portfolio Management and will help support the Credit Department by requesting updated financials from ...

FinWise Bancorp

Credit Analyst

Murray, UT · On-site

The Credit Analyst will work in the Bank's Credit Department reporting to the Director of Portfolio Management and will help support the Credit Department by requesting updated financials from ...

FINWISE BANK

Credit Analyst

Murray, UT · On-site

The Credit Analyst will work in the Bank's Credit Department reporting to the Director of Portfolio Management and will help support the Credit Department by requesting updated financials from ...

Independent Bank

Credit Analyst

Memphis, TN · On-site

This individual will work with our Commercial Lenders to manage existing commercial clients and develop new relationships. A key part of the Commercial Lending Team, the credit analyst helps usher ...

Ballston Spa National Bank

Credit Analyst

Ballston Spa, NY · On-site

$70 - $90/hr

You will work closely with BSNB's Commercial Lending team and communicate with clients to obtain ... QUALIFICATIONS OF THE CREDIT ANALYST The ideal candidate will have a minimum of 5 years' Commercial ...

Independent Bank

Credit Analyst

Memphis, TN · On-site

This individual will work with our Commercial Lenders to manage existing commercial clients and develop new relationships. A key part of the Commercial Lending Team, the credit analyst helps usher ...

Peregrine Team

Credit Analyst

Newport Beach, CA · On-site

$70K - $90K/yr

Work closely with loan officers and underwriting teams. Qualifications * Experience: 2-4 years in credit analysis or commercial banking. Skills * Strong understanding of financial statements and ...

Vantage Bank

Credit Analyst

Dallas, TX · On-site

JOB SUMMARY The Credit Analyst prepares comprehensive credit presentations for new, renewed ... Must be a self-starter with the ability to work independently and as part of a team. * Excellent ...

Vantage Bank

Credit Analyst

El Paso, TX · On-site

JOB SUMMARY The Credit Analyst prepares comprehensive credit presentations for new, renewed ... Must be a self-starter with the ability to work independently and as part of a team. * Excellent ...

Cypress HCM

Credit Analyst

Nashville, TN · On-site

$20 - $22.76/hr

Credit Analyst The Credit Analyst will evaluate and analyze financial information to assess the ... Work & Monitor accounts sent to Collection Agencies or Legal Team * conduct resolution on various ...

First Service Bank

Credit Analyst

Maumelle, AR · On-site

$52 - $78/hr

Our associates are relationship-builders who work to understand our customers' needs. POSITION: CREDIT ANALYST LOCATION: CORPORATE First Service Bank, honored as one of Arkansas' Best Places to Work ...

Cornhusker Bank

Credit Analyst

Lincoln, NE · On-site

... work environment ADDITIONAL RESPONSIBILITIES: · Assist with customer and associate inquiries · ... credit analyst experience with a financial institution required or equivalent experience in a ...

Bank Of Springfield

Credit Analyst

Springfield, IL · On-site

$45K - $55K/yr

Credit Analyst About the Role: As a Credit Analyst, your main responsibility will be to assess the creditworthiness of individuals and businesses applying for loans. You will analyze financial data ...

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Credit Analyst Work information

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$15

$29

$49

How much do credit analyst work jobs pay per hour?

As of Sep 5, 2026, the average hourly pay for credit analyst work in the United States is $29.92, according to ZipRecruiter salary data. Most workers in this role earn between $23.08 and $33.65 per hour, depending on experience, location, and employer.

What does a credit analyst do?

A credit analyst evaluates the creditworthiness of individuals, companies, or organizations applying for loans or credit. They analyze financial statements, credit reports, and economic trends to assess risk and make recommendations on whether to approve or deny credit applications. Their work helps financial institutions minimize risk and make informed lending decisions. Credit analysts often prepare detailed reports and may communicate their findings to loan officers or management. They also monitor existing accounts to identify potential problems early.

What are some common challenges credit analysts face when assessing loan applications?

Credit Analysts often encounter challenges such as incomplete or inconsistent financial data from applicants, making it difficult to accurately assess risk. They must also stay updated on changing industry regulations and economic trends that impact creditworthiness. Additionally, balancing the need for thorough analysis with tight deadlines can be demanding, especially when collaborating with loan officers and underwriters to ensure timely decisions. Navigating these challenges requires strong analytical skills, attention to detail, and effective communication with both clients and internal teams.

What are the key skills and qualifications needed to thrive as a credit analyst, and why are they important?

To thrive as a Credit Analyst, you need strong analytical skills, proficiency in financial statement analysis, and a relevant degree such as finance, accounting, or economics. Familiarity with credit risk assessment tools, financial modeling software like Excel, and sometimes certifications such as CFA or FRM are commonly required. Attention to detail, effective communication, and sound judgment are crucial soft skills for evaluating creditworthiness and presenting recommendations. These competencies are vital for making informed lending decisions, minimizing risk, and supporting organizational financial health.

What is the difference between Credit Analyst Work vs Loan Officer?

AspectCredit Analyst WorkLoan Officer
CredentialsBachelor's degree in finance, accounting, or related field; certifications like CFA or Credit Risk CertificationBachelor's degree; often required to have sales or customer service experience
Work EnvironmentOffice setting, analyzing financial data, assessing creditworthinessOffice or branch, meeting clients, processing loan applications
Employer & IndustryBanks, financial institutions, credit agenciesBanks, credit unions, mortgage companies
Common Search & ComparisonFocuses on evaluating credit risk and financial analysisFocuses on client interaction and loan approval process

While both roles operate within the financial industry, Credit Analyst Work primarily involves assessing credit risk through data analysis, whereas Loan Officers focus on client interactions and approving loan applications. Understanding these differences helps job seekers identify the right career path based on their skills and interests.

Are credit analysts paid well?

Credit analysts typically earn competitive salaries that vary based on experience, location, and industry. According to industry data, the median annual wage for credit analysts is around $70,000, with higher earnings possible for those with advanced certifications or in senior roles. The profession often offers opportunities for bonuses and career advancement.

How much does a credit analyst earn?

The average salary for a credit analyst typically ranges from $50,000 to $70,000 per year, depending on experience, location, and industry. Entry-level positions may start lower, while experienced analysts or those with specialized skills can earn higher salaries and bonuses. Certifications like the CFA or CPA can also influence earning potential.
More about Credit Analyst Work jobs

What job categories do people searching Credit Analyst Work jobs look for?

The top searched job categories for Credit Analyst Work jobs are:

Credit Analyst Work jobs near you
Infographic showing various Credit Analyst Work job openings in the United States as of August 2026, with employment types broken down into 96% Full Time, 2% Part Time, and 2% Contract. Highlights an 100% In-person job distribution, with an average salary of $62,243 per year, or $29.9 per hour.

Credit Analyst II

Marion Center Bank

Indiana, PA • On-site

$57K - $63K/yr

Full-time

Posted 16 days ago

Job description

Job Type
Full-time
Description
General Responsibilities
Responsible for performing various duties to support the credit analysis function; achieving goals as established in the assigned department's annual operating plan; coordinating work within the department, as well as with other departments; complying with operating policies and procedures established for the credit analysis function; communicating with appropriate personnel; responding to inquiries or requests for information; providing guidance and on-the job training to Credit Analyst I(s); maintaining appropriate records and providing assigned reports; performing all duties of a Credit Analyst I, as required.
Essential Duties
  • Performs various duties to support the credit analysis function of which the following are illustrative:
  • Receives data on prospective and active borrowing accounts, i.e., financial statements, agency reports, and interview and investigation sheets.
  • Spreads financial statements to facilitate analysis and preparation of credit analyses and/or credit approval memorandums or reviews.
  • Accepts, reviews and analyzes loan applications.
  • Conducts appropriate credit investigations.
  • Prepares detailed credit analyses; analyzes data and evaluates the short- and long-run prospects of the individual or company.
  • May make recommendations to appropriate personnel on the granting or denying of loans; prepares sufficient information to document recommendations.
  • If assigned to the loan review function, assigns a loan grade after conducting a thorough credit analysis and documentation review
  • Provides thorough documentation of all financial analysis work, including ratios and other related information.
  • Provides collateral analysis using financial statements, appraisals, etc. to calculate loan to value ratios, etc.
  • Maintains credit file information.
  • Ensures that all credit analysis activities are conducted in accordance with prescribed lending policy.
  • Monitors and adjusts the Bank's loan risk rating system.
  • Assists loan staff with commercial loan packages, underwriting, and origination.
  • Prepares various monthly and/or quarterly loan reports as directed
  • Acts as contact with external loan review; provides individual loan information, loan reports, and responses to all inquiries.
  • Monitors the Bank's appraisal review function to ensure compliance with FIRREA requirements and USPAP guidelines.
  • Achieves goals assigned to the Credit Analyst II as part of the assigned department's annual operating plan.
  • Abides by the current laws and organizational policies and procedures designed and implemented to promote an environment which is free of harassment and other forms of illegal discriminatory behavior in the work place.
  • Cooperates with, participates in, and supports the adherence to all internal policies, procedures, and practices in support of risk management and overall safety and soundness and the Bank's compliance with all regulatory requirements, e.g. Community Reinvestment Act (CRA), Bank Secrecy Act (BSA), Equal Credit Opportunity Act, etc.
  • Coordinates specific work tasks with other personnel within the department as well as with other departments in order to ensure the smooth and efficient flow of information.
  • Complies with established operating policies and procedures in order to maintain adequate controls and to support the Bank's adherence to outside regulatory requirements.
  • Communicates with management and staff personnel in order to integrate goals and activities. Reports Credit Facilities to the Board of Directors or appropriate Loan Committees.
  • Responds to inquiries relating to his/her particular area, or to requests from other Bank personnel, customers, etc., within given time frames and within established policy.
  • Provides leadership, on-the-job training, and technical guidance to Credit Analyst I(s).
  • Maintains appropriate records and provides assigned reports.
  • Performs all duties of a Credit Analyst I, as required.

Ancillary Duties
  • Performs tasks which are supportive in nature to the essential functions of the job, but which may be altered or re-designed depending upon individual circumstances.

Job Location
1st level, Corporate Headquarters
1271 Indian Springs Rd.
Indiana, PA 15701
Various outside locations
Equipment/Machines
  1. Automobile
  2. Telephone
  3. PC/Computer keyboard
  4. Printer
  5. Fax machine
  6. Copy machine
  7. Calculator

Requirements
Basic Qualifications
Education/Training: A B.S. or B.A. degree in a related field of study preferred; specialized financial analysis training.
Skill(s): Proficient reading, writing, grammar, and mathematics skills; proficient interpersonal relations and communicative skills; thorough knowledge of current lending and loan review regulations and banking regulations, procedures, and operations; proficient ability to analyze and interpret financial statements; moderate PC skills; technical supervisory skills sufficient to provide guidance and training to Credit Analyst I(s); visual and auditory skills; valid driver's license.
Experience: A minimum of two (2) years' experience as a Credit Analyst normally required. In addition to the preferred experience requirements, promotion from a Credit Analyst I to a Credit Analyst II is contingent upon the incumbent's ability to effectively perform multiple tasks, duties, and jobs throughout the division or department
Salary Description
$57,000-$63,000

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