ZipRecruiter

Log In

1

Credit Analyst Work Jobs (NOW HIRING)

Home State Bank

Credit Analyst

Polk City, IA · On-site

If you are an experienced Credit Analyst, Home State Bank has an opportunity to join our team. The Credit Analyst position supports two key areas of loan function including Sales and Loan Production.

Independent Bank

Credit Analyst

Memphis, TN · On-site

This individual will work with our Commercial Lenders to manage existing commercial clients and develop new relationships. A key part of the Commercial Lending Team, the credit analyst helps usher ...

Ballston Spa National Bank

Credit Analyst

Ballston Spa, NY · On-site

$56K - $85K/yr

You will work closely with BSNB's Commercial Lending team and communicate with clients to obtain ... QUALIFICATIONS OF THE CREDIT ANALYST: The ideal candidate will have a minimum of 5 years ...

Apply Early

The Savings Bank

Credit Analyst

Wakefield, MA

$79K - $100K/yr

We offer a collaborative work environment, opportunities for professional growth, and a comprehensive benefits package. We are currently seeking an experienced Credit Analyst Officer to support our ...

GREATER STATE BANK

CREDIT ANALYST

Mcallen, TX · On-site

The Credit Analyst will work primarily with the Credit Officer to analyze creditworthiness of commercial and/or consumer borrowers, prepare detailed credit memorandums, and support in underwriting ...

Apply Early

Home State Bank

Credit Analyst

Jefferson, IA · On-site

If you are an experienced Credit Analyst, Home State Bank has an opportunity to join our team. The Credit Analyst position supports two key areas of loan function including Sales and Loan Production.

dfb

Credit Analyst

Dearborn, MI · On-site

As a Credit Analyst, you will evaluate loan requests and financial information to support informed ... work in a team environment.

Independent Bank

Credit Analyst

Memphis, TN · On-site

This individual will work with our Commercial Lenders to manage existing commercial clients and develop new relationships. A key part of the Commercial Lending Team, the credit analyst helps usher ...

Apply Early

BizTek People, Inc.

Credit Analyst

Manhattan, NY · On-site

\n \n \n Credit Analyst will be responsible for the portfolio management. Responsibilities include: Performing due diligence and regularly scheduling credit reviews Analyzing credit risk Preparing ...

Minnesota Lakes Bank

Be Seen First

Credit Analyst

Delano, MN · On-site

$50K - $75K/yr

The Credit Analyst position also furnishes information in relation to credit inquiries and provides assistance to loan officers as requested. Key Responsibilities: Spread Financial Statements for ...

Cornhusker Bank

Credit Analyst

Lincoln, NE

... work environment ADDITIONAL RESPONSIBILITIES: · Assist with customer and associate inquiries · ... credit analyst experience with a financial institution required or equivalent experience in a ...

Apply Early

PeopleSuite Talent Solutions

Credit Analyst

Burlington, VT · On-site

$70K - $75K/yr

Scope of Position Our client is seeking a motivated, analytical Credit Analyst to join our Finance team. This role is instrumental in protecting the company's financial health by evaluating customer ...

Apply Early

First Hawaiian, Inc.

Credit Analyst

Honolulu, HI · On-site

$50K - $60K/yr

Work Schedule: Monday - Friday 8:00AM - 5:00PM (hours may vary) Compensation: The salary range for ... The analysis mainly focuses on lower complexity branch credits, which often include spreading of ...

Cypress HCM

Credit Analyst

Nashville, TN

$20 - $22.76/hr

Credit Analyst The Credit Analyst will evaluate and analyze financial information to assess the ... Work & Monitor accounts sent to Collection Agencies or Legal Team * conduct resolution on various ...

Apply Early

next page

Showing results 1-20

All JobsCredit Analyst Work Jobs

Credit Analyst Work information

See salary details

$15

$29

$49

How much do credit analyst work jobs pay per hour?

As of Jul 6, 2026, the average hourly pay for credit analyst work in the United States is $29.92, according to ZipRecruiter salary data. Most workers in this role earn between $23.08 and $33.65 per hour, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a Credit Analyst, and why are they important?

To thrive as a Credit Analyst, you need strong analytical skills, proficiency in financial statement analysis, and a relevant degree such as finance, accounting, or economics. Familiarity with credit risk assessment tools, financial modeling software like Excel, and sometimes certifications such as CFA or FRM are commonly required. Attention to detail, effective communication, and sound judgment are crucial soft skills for evaluating creditworthiness and presenting recommendations. These competencies are vital for making informed lending decisions, minimizing risk, and supporting organizational financial health.

What does a credit analyst do?

A credit analyst evaluates the creditworthiness of individuals, companies, or organizations applying for loans or credit. They analyze financial statements, credit reports, and economic trends to assess risk and make recommendations on whether to approve or deny credit applications. Their work helps financial institutions minimize risk and make informed lending decisions. Credit analysts often prepare detailed reports and may communicate their findings to loan officers or management. They also monitor existing accounts to identify potential problems early.

What exactly does a credit analyst do?

A credit analyst evaluates the creditworthiness of individuals or businesses by analyzing financial statements, credit reports, and other relevant data. They assess the risk of lending money or extending credit, often using financial software and industry standards to make informed decisions. Their work helps financial institutions manage credit risk and ensure profitable lending practices.

Are credit analysts paid well?

Credit analysts typically earn a competitive salary that varies based on experience, location, and industry. According to industry data, the median annual wage for credit analysts is around $70,000, with higher earnings possible for those with advanced certifications or in senior roles. The profession often requires strong analytical skills and knowledge of financial software tools.

How much is the salary of a credit analyst?

The average salary of a credit analyst in the United States ranges from $50,000 to $70,000 per year, depending on experience, location, and industry. Entry-level positions typically start around $45,000, while experienced analysts can earn over $80,000, especially with certifications like the CFA or CPA. Salaries may also include bonuses and benefits based on performance and company size.

Is a credit analyst a stressful job?

A credit analyst's job can be stressful due to the responsibility of assessing financial risks and making critical decisions that impact lending outcomes. The role often involves tight deadlines, detailed analysis, and high accuracy, which can contribute to work-related stress, especially in fast-paced or high-pressure environments.

What are some common challenges Credit Analysts face when assessing loan applications?

Credit Analysts often encounter challenges such as incomplete or inconsistent financial data from applicants, making it difficult to accurately assess risk. They must also stay updated on changing industry regulations and economic trends that impact creditworthiness. Additionally, balancing the need for thorough analysis with tight deadlines can be demanding, especially when collaborating with loan officers and underwriters to ensure timely decisions. Navigating these challenges requires strong analytical skills, attention to detail, and effective communication with both clients and internal teams.

What is the difference between Credit Analyst Work vs Loan Officer?

AspectCredit Analyst WorkLoan Officer
CredentialsBachelor's degree in finance, accounting, or related field; certifications like CFA or Credit Risk CertificationBachelor's degree; often required to have sales or customer service experience
Work EnvironmentOffice setting, analyzing financial data, assessing creditworthinessOffice or branch, meeting clients, processing loan applications
Employer & IndustryBanks, financial institutions, credit agenciesBanks, credit unions, mortgage companies
Common Search & ComparisonFocuses on evaluating credit risk and financial analysisFocuses on client interaction and loan approval process

While both roles operate within the financial industry, Credit Analyst Work primarily involves assessing credit risk through data analysis, whereas Loan Officers focus on client interactions and approving loan applications. Understanding these differences helps job seekers identify the right career path based on their skills and interests.

More about Credit Analyst Work jobs
What job categories do people searching Credit Analyst Work jobs look for? The top searched job categories for Credit Analyst Work jobs are:
Credit Analyst Work jobs near you
Credit Analyst

Credit Analyst

Home State Bank

Polk City, IA • On-site

Full-time

Posted 25 days ago

Job description

If you are an experienced Credit Analyst, Home State Bank has an opportunity to join our team. The Credit Analyst position supports two key areas of loan function including Sales and Loan Production. This position needs to maintain a high level of accuracy in the credit process by being familiar with loan procedures, structure of credit, collateralization perfection and sound file documentation based on credit type. This function further provides credit file accuracy to support business bankers to facilitate sound lending decisions and assists by helping mitigate risks by ensuring credit is documented in accordance with our policies and procedures. The Credit Analyst also provides support for the internal loan review function, external independent loan review and regulatory examinations conducted by IDOB and FDIC.

Apply