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Credit Analyst Work Jobs (NOW HIRING)

Credit Analyst

Saint Louis, MO · On-site

$23 - $34.87/hr

We are looking for a confident and thoughtful Credit Analyst to review and underwrite consumer and ... Work through complex lending situations using underwriting guidelines, policy interpretation, and ...

We are looking for a confident and thoughtful Credit Analyst to review and underwrite consumer and ... Work through complex lending situations using underwriting guidelines, policy interpretation, and ...

Credit Analyst

Buffalo, NY · On-site

$22 - $26/hr

Work with dealerships to structure and restructure non-prime deals, ensuring the right balance between risk and reward. * Analyze Credit Data: Evaluate credit reports, customer information, and ...

Credit Analyst

Buffalo, NY · On-site

$22 - $26/hr

Work with dealerships to structure and restructure non-prime deals, ensuring the right balance between risk and reward. * Analyze Credit Data: Evaluate credit reports, customer information, and ...

Credit Analyst

Columbus, OH · On-site +1

$24 - $44.50/hr

Work directly with sales and credit personnel in generating approval documents while also helping to protect the quality of the Bank's loan Portfolio. Gather and analyze all financial and business ...

Credit Analyst

Columbus, OH · On-site +1

$24 - $44.50/hr

Work directly with sales and credit personnel in generating approval documents while also helping to protect the quality of the Bank's loan Portfolio. * Gather and analyze all financial and business ...

If you are an experienced Credit Analyst, Home State Bank has an opportunity to join our team. The Credit Analyst position supports two key areas of loan function including Sales and Loan Production.

Credit Analyst Established in 1987, Triad Metals is a privately held, independent company that has grown to become one of the premier wholesale distributors and processors of structural steel, tubing ...

Credit Analyst

Cleveland, OH · On-site +1

$24 - $44.50/hr

Work directly with sales and credit personnel in generating approval documents while also helping to protect the quality of the Bank's loan Portfolio. * Gather and analyze all financial and business ...

The successful Credit Analyst candidate will be responsible for processing daily credit ... Providing thorough documentation of all financial analysis work, including ratios, cash flow, and ...

New

Credit Analyst

Olney, IL · On-site +1

$65K - $90K/yr

The Bank may consider a remote or hybrid work schedule based on the qualifications of the candidate ... analytics, credit risk management, or banking technology is preferred. Required Skills and ...

Credit Analyst

Olney, IL · On-site

$65K - $90K/yr

The Bank may consider a remote or hybrid work schedule based on the qualifications of the candidate ... analytics, credit risk management, or banking technology is preferred. Required Skills and ...

Credit Analyst

Olney, IL · On-site

$65K - $90K/yr

Credit Analyst Description TrustBank is seeking a highly motivated Credit Analyst to join our ... The Bank may consider a remote or hybrid work schedule based on the qualifications of the candidate ...

Credit Analyst

Olney, IL · On-site

$65K - $90K/yr

Credit Analyst Description TrustBank is seeking a highly motivated Credit Analyst to join our ... The Bank may consider a remote or hybrid work schedule based on the qualifications of the candidate ...

If you are an experienced Credit Analyst, Home State Bank has an opportunity to join our team. The Credit Analyst position supports two key areas of loan function including Sales and Loan Production.

Showing results 21-40

Credit Analyst Work information

See salary details

$15

$29

$49

How much do credit analyst work jobs pay per hour?

As of Aug 16, 2026, the average hourly pay for credit analyst work in the United States is $29.92, according to ZipRecruiter salary data. Most workers in this role earn between $23.08 and $33.65 per hour, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a credit analyst, and why are they important?

To thrive as a Credit Analyst, you need strong analytical skills, proficiency in financial statement analysis, and a relevant degree such as finance, accounting, or economics. Familiarity with credit risk assessment tools, financial modeling software like Excel, and sometimes certifications such as CFA or FRM are commonly required. Attention to detail, effective communication, and sound judgment are crucial soft skills for evaluating creditworthiness and presenting recommendations. These competencies are vital for making informed lending decisions, minimizing risk, and supporting organizational financial health.

What does a credit analyst do?

A credit analyst evaluates the creditworthiness of individuals, companies, or organizations applying for loans or credit. They analyze financial statements, credit reports, and economic trends to assess risk and make recommendations on whether to approve or deny credit applications. Their work helps financial institutions minimize risk and make informed lending decisions. Credit analysts often prepare detailed reports and may communicate their findings to loan officers or management. They also monitor existing accounts to identify potential problems early.

How much does a credit analyst earn?

The average salary for a credit analyst typically ranges from $50,000 to $70,000 per year, depending on experience, location, and industry. Entry-level positions may start lower, while experienced analysts or those with specialized skills can earn higher salaries and bonuses.

Do credit analysts make good money?

Credit analysts typically earn a median annual salary that varies by experience, location, and industry, with entry-level positions starting around $50,000 and experienced analysts earning over $80,000. They often receive benefits such as health insurance and retirement plans, and advanced certifications can lead to higher compensation. Overall, credit analysis is considered a well-paying profession within finance and risk management fields.

What are some common challenges credit analysts face when assessing loan applications?

Credit Analysts often encounter challenges such as incomplete or inconsistent financial data from applicants, making it difficult to accurately assess risk. They must also stay updated on changing industry regulations and economic trends that impact creditworthiness. Additionally, balancing the need for thorough analysis with tight deadlines can be demanding, especially when collaborating with loan officers and underwriters to ensure timely decisions. Navigating these challenges requires strong analytical skills, attention to detail, and effective communication with both clients and internal teams.

What is the difference between Credit Analyst Work vs Loan Officer?

AspectCredit Analyst WorkLoan Officer
CredentialsBachelor's degree in finance, accounting, or related field; certifications like CFA or Credit Risk CertificationBachelor's degree; often required to have sales or customer service experience
Work EnvironmentOffice setting, analyzing financial data, assessing creditworthinessOffice or branch, meeting clients, processing loan applications
Employer & IndustryBanks, financial institutions, credit agenciesBanks, credit unions, mortgage companies
Common Search & ComparisonFocuses on evaluating credit risk and financial analysisFocuses on client interaction and loan approval process

While both roles operate within the financial industry, Credit Analyst Work primarily involves assessing credit risk through data analysis, whereas Loan Officers focus on client interactions and approving loan applications. Understanding these differences helps job seekers identify the right career path based on their skills and interests.

More about Credit Analyst Work jobs
Infographic showing various Credit Analyst Work job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 78% Full Time, 17% Part Time, and 4% Contract. Highlights an 93% Physical, 2% Hybrid, and 5% Remote job distribution, with an average salary of $62,243 per year, or $29.9 per hour.

Full-time

Re-posted 16 days ago


Job description

Credit Analyst
Charlotte, NC

Commercial Credit Group Inc (CCG) is an independent national commercial equipment finance and leasing company focused on purchase money and refinance transactions in the construction, fleet transportation, waste/environmental and machine tool industries. CCG does equipment financing different than any other lender. We consider the character, collateral and cash flow of the borrower to make our credit decisions, often allowing us to lend money when a bank or captive lender won't. We realize there are ebbs and flows to the business and take the time to listen to the customers' stories. Headquartered in Charlotte, NC, CCG has made NCs Mid-Market Fast 40 List for the 12th time.

CCG has a Credit Analyst position available in the Charlotte, NC office. This position has visibility and interaction with senior management and offers career advancement.

Position Responsibilities:

  • Analyze, structure and recommend new business transactions.
  • Financial statement and collateral analysis.
  • Coordinate credit process with marketing team, customer and vendor to ensure timely and responsive transaction flow.
  • Oversight of transaction documentation and funding.
  • Post funding compliance.

Desired Skills:

  • 3-5 years of credit experience in commercial equipment finance underwriting and recommending/approving loans for small to medium sized businesses, preferably in equipment finance in the construction and transportation industry or completion of a bank credit training program.
  • Ability to work in a fast-paced team environment.
  • Strong communication, interpersonal, and analytical skills required.
  • A positive and entrepreneurial attitude.
  • Proficient in Microsoft Windows, Word and Excel
  • Ability to read and spread financial statements.
  • Detail oriented with ability to multitask.
  • Strong organizational skills.

Required:

  • Bachelors Degree in Finance or related field.

CCG offers an entrepreneurial small company approach to doing business emphasizing customer service and relationships with financial capabilities of a large institution. For more information please visit us at www.commercialcreditgroup.com

Interested candidates should send a resume and cover letter to careers@commercialcreditgroup.com