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Credit Analyst Work Jobs (NOW HIRING)

CB&S Bank

Credit Analyst

Birmingham, AL · On-site

GENERAL FUNCTION OF CREDIT ANALYST Responsible for spreading and analyzing financial statements of commercial customers which include calling lenders to collect additional financial information.

Apply Early

CB&S Bank

Credit Analyst

Birmingham, AL

GENERAL FUNCTION OF CREDIT ANALYST Responsible for spreading and analyzing financial statements of commercial customers which include calling lenders to collect additional financial information.

Atlas Roofing Corporation

Credit Analyst

Meridian, MS · On-site

Work with state and/or audit agencies and corporate accounting during field audits. * Create and ... Credit Analyst Experience * Minimum one-year experience in Accounting or Credit related fields or ...

Home State Bank

Credit Analyst

Polk City, IA · On-site

If you are an experienced Credit Analyst, Home State Bank has an opportunity to join our team. The Credit Analyst position supports two key areas of loan function including Sales and Loan Production.

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Benda Infotech

Credit Analyst

Chicago, IL

$60K - $80K/yr

This full-time, on-site position offers an exciting opportunity to work in the thriving field of ... As a Credit Analyst, you will be directly involved in analyzing clients' credit data and financial ...

First Horizon Bank

Credit Analyst

Bentonville, AR

Work will be completed within a production-based environment and includes: financial statement and ... Prepare credit analysis including review/analysis of real estate and C&I loans--specific market ...

CB&S Bank

Credit Analyst

Birmingham, AL · On-site

GENERAL FUNCTION OF CREDIT ANALYST Responsible for spreading and analyzing financial statements of commercial customers which include calling lenders to collect additional financial information.

Home State Bank

Credit Analyst

Jefferson, IA · On-site

If you are an experienced Credit Analyst, Home State Bank has an opportunity to join our team. The Credit Analyst position supports two key areas of loan function including Sales and Loan Production.

Apply Early

First Horizon

Credit Analyst

Bentonville, AR · On-site

Work will be completed within a production-based environment and includes: financial statement and ... Prepare credit analysis including review/analysis of real estate and C&I loans-specific market ...

Farm Credit

Commercial Credit Analyst

Alachua, FL · On-site

Now Hiring a Commercial Credit Analyst The Commercial Credit Analyst develops and analyzes credit ... Ability to work independently. * Ability to be assertive and decisive in arriving at sound business ...

The Savings Bank

Credit Analyst

Wakefield, MA · On-site

$79K - $100K/yr

We offer a collaborative work environment, opportunities for professional growth, and a comprehensive benefits package. We are currently seeking an experienced Credit Analyst Officer to support our ...

The Symicor Group

Commercial Credit Analyst

Lombard, IL · On-site

$75K/yr

About the Job Commercial Credit Analyst - To $75K - Lombard, IL - Job # 3493 Who We Are: The ... Providing thorough documentation of all financial analysis work, including ratios, cash flow, and ...

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All JobsCredit Analyst Work Jobs

Credit Analyst Work information

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$29

$49

How much do credit analyst work jobs pay per hour?

As of Jul 6, 2026, the average hourly pay for credit analyst work in the United States is $29.92, according to ZipRecruiter salary data. Most workers in this role earn between $23.08 and $33.65 per hour, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a Credit Analyst, and why are they important?

To thrive as a Credit Analyst, you need strong analytical skills, proficiency in financial statement analysis, and a relevant degree such as finance, accounting, or economics. Familiarity with credit risk assessment tools, financial modeling software like Excel, and sometimes certifications such as CFA or FRM are commonly required. Attention to detail, effective communication, and sound judgment are crucial soft skills for evaluating creditworthiness and presenting recommendations. These competencies are vital for making informed lending decisions, minimizing risk, and supporting organizational financial health.

What does a credit analyst do?

A credit analyst evaluates the creditworthiness of individuals, companies, or organizations applying for loans or credit. They analyze financial statements, credit reports, and economic trends to assess risk and make recommendations on whether to approve or deny credit applications. Their work helps financial institutions minimize risk and make informed lending decisions. Credit analysts often prepare detailed reports and may communicate their findings to loan officers or management. They also monitor existing accounts to identify potential problems early.

What exactly does a credit analyst do?

A credit analyst evaluates the creditworthiness of individuals or businesses by analyzing financial statements, credit reports, and other relevant data. They assess the risk of lending money or extending credit, often using financial software and industry standards to make informed decisions. Their work helps financial institutions manage credit risk and ensure profitable lending practices.

Are credit analysts paid well?

Credit analysts typically earn a competitive salary that varies based on experience, location, and industry. According to industry data, the median annual wage for credit analysts is around $70,000, with higher earnings possible for those with advanced certifications or in senior roles. The profession often requires strong analytical skills and knowledge of financial software tools.

How much is the salary of a credit analyst?

The average salary of a credit analyst in the United States ranges from $50,000 to $70,000 per year, depending on experience, location, and industry. Entry-level positions typically start around $45,000, while experienced analysts can earn over $80,000, especially with certifications like the CFA or CPA. Salaries may also include bonuses and benefits based on performance and company size.

Is a credit analyst a stressful job?

A credit analyst's job can be stressful due to the responsibility of assessing financial risks and making critical decisions that impact lending outcomes. The role often involves tight deadlines, detailed analysis, and high accuracy, which can contribute to work-related stress, especially in fast-paced or high-pressure environments.

What are some common challenges Credit Analysts face when assessing loan applications?

Credit Analysts often encounter challenges such as incomplete or inconsistent financial data from applicants, making it difficult to accurately assess risk. They must also stay updated on changing industry regulations and economic trends that impact creditworthiness. Additionally, balancing the need for thorough analysis with tight deadlines can be demanding, especially when collaborating with loan officers and underwriters to ensure timely decisions. Navigating these challenges requires strong analytical skills, attention to detail, and effective communication with both clients and internal teams.

What is the difference between Credit Analyst Work vs Loan Officer?

AspectCredit Analyst WorkLoan Officer
CredentialsBachelor's degree in finance, accounting, or related field; certifications like CFA or Credit Risk CertificationBachelor's degree; often required to have sales or customer service experience
Work EnvironmentOffice setting, analyzing financial data, assessing creditworthinessOffice or branch, meeting clients, processing loan applications
Employer & IndustryBanks, financial institutions, credit agenciesBanks, credit unions, mortgage companies
Common Search & ComparisonFocuses on evaluating credit risk and financial analysisFocuses on client interaction and loan approval process

While both roles operate within the financial industry, Credit Analyst Work primarily involves assessing credit risk through data analysis, whereas Loan Officers focus on client interactions and approving loan applications. Understanding these differences helps job seekers identify the right career path based on their skills and interests.

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Credit Analyst Work jobs near you

Credit Analyst

BizTek People, Inc. | APA International Placement Consultants

Manhattan, NY • On-site

Full-time

Posted 2 days ago

Job description


Credit Analyst will be responsible for the portfolio management.
Responsibilities include:
• Performing due diligence and regularly scheduling credit reviews
• Analyzing credit risk
• Preparing detailed credit analysis and credit applications. Providing recommendations of extensions of credit to management.
• Communicating and coordinating pertinent account information to various parties throughout the bank, product groups, and the risk management division and examination
• Overseeing covenant compliance
• Communicating with customers
• Coordinate and communicate account information to external regulators (FRB, JFSA, BOJ, SNIC)
• Advising account officers on credit risk issues, terms and conditions
• Contributing to the development and improvement of credit risk management procedures
• Coordinating the implementation process of the new Head Office rules and procedures
• Training and guiding junior staff
• Facilitating the approval process for credit actions and loan sales
Requirements
BA/BS in Business Administration, Accounting, Technology or related degree
• 3+ years of related credit review experience
• Experience preparing credit analysis
• Fluency in English and Japanese
Skill Set
BA/BS in Business Administration, Accounting, Technology or related degree • 3+ years of related credit review experience • Experience preparing credit analysis • Fluency in English and Japanese

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