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Credit Analyst Work Jobs (NOW HIRING)

Huntington

Credit Analyst

Detroit, MI · On-site +1

$25 - $48.56/hr

Work directly with sales and credit personnel in generating approval documents while also helping to protect the quality of the Bank's loan Portfolio. * Gather and analyze all financial and business ...

CB&S Bank

Credit Analyst

Birmingham, AL · On-site

GENERAL FUNCTION OF CREDIT ANALYST Responsible for spreading and analyzing financial statements of commercial customers which include calling lenders to collect additional financial information.

CB&S Bank

Credit Analyst

Birmingham, AL · On-site

GENERAL FUNCTION OF CREDIT ANALYST Responsible for spreading and analyzing financial statements of commercial customers which include calling lenders to collect additional financial information.

Bank of Pontiac

Credit Analyst

Pontiac, IL · On-site

$50K - $60K/yr

Work closely with loan officers, underwriters, and other team members to ensure timely and accurate decision-making * Stay current on industry trends and regulations related to credit analysis

Bank of Pontiac

Credit Analyst

Pontiac, IL · On-site

$50K - $60K/yr

Work closely with loan officers, underwriters, and other team members to ensure timely and accurate decision-making * Stay current on industry trends and regulations related to credit analysis

CB&S Bank

Credit Analyst

Birmingham, AL · On-site

GENERAL FUNCTION OF CREDIT ANALYST Responsible for spreading and analyzing financial statements of commercial customers which include calling lenders to collect additional financial information.

Farmers State Bank

Credit Analyst

Lagrange, IN · On-site

$19.78 - $32.97/hr

The noise level in the work environment is usually light to moderate. Requirements * Associate's degree or higher in accounting, finance, agribusiness or related field. * Ability to analyze ...

Farm Credit

Commercial Credit Analyst

Alachua, FL

Now Hiring a Commercial Credit Analyst The Commercial Credit Analyst develops and analyzes credit ... Ability to work independently. * Ability to be assertive and decisive in arriving at sound business ...

Farmers State Bank

Credit Analyst

Lagrange, IN · On-site

$19.78/hr

The noise level in the work environment is usually light to moderate. Requirements * Associate's degree or higher in accounting, finance, agribusiness or related field. * Ability to analyze ...

Fifth Third

Credit Analyst

Cincinnati, OH · On-site

GENERAL FUNCTION: The Credit Analyst is primarily responsible for partnering with Portfolio ... May work on special projects as assigned by management. SUPERVISORY RESPONSIBILITIES: None MINIMUM ...

Commercial Credit Group

Credit Analyst

Hartford, CT · On-site

KEF has a Credit Analyst position available in the West Hartford office. This position has ... Ability to work in a fast-paced team environment. * Strong communication, interpersonal, and ...

Fifth Third

Credit Analyst

Chicago, IL · On-site

GENERAL FUNCTION: The Credit Analyst is primarily responsible for partnering with Portfolio ... May work on special projects as assigned by management. SUPERVISORY RESPONSIBILITIES: None MINIMUM ...

Independent Bank

Credit Analyst

Memphis, TN · On-site

This individual will work with our Commercial Lenders to manage existing commercial clients and develop new relationships. A key part of the Commercial Lending Team, the credit analyst helps usher ...

The TCW Group

Credit Analyst

Los Angeles, CA · On-site

$185K - $200K/yr

Position Summary The Credit Analyst is a member of the corporate credit research team within the ... Strong work ethic and uncompromising attention to detail * Proven ability to work in a fast-paced ...

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All JobsCredit Analyst Work Jobs

Credit Analyst Work information

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$15

$29

$49

How much do credit analyst work jobs pay per hour?

As of Jun 10, 2026, the average hourly pay for credit analyst work in the United States is $29.92, according to ZipRecruiter salary data. Most workers in this role earn between $23.08 and $33.65 per hour, depending on experience, location, and employer.

Will AI replace credit analyst?

AI can automate routine tasks in credit analysis, such as data collection and initial risk assessments, but human credit analysts are still essential for interpreting complex financial information, making judgment calls, and understanding context. AI tools are used to enhance efficiency and accuracy, not fully replace the analytical expertise of credit analysts.

What are the key skills and qualifications needed to thrive as a Credit Analyst, and why are they important?

To thrive as a Credit Analyst, you need strong analytical skills, proficiency in financial statement analysis, and a relevant degree such as finance, accounting, or economics. Familiarity with credit risk assessment tools, financial modeling software like Excel, and sometimes certifications such as CFA or FRM are commonly required. Attention to detail, effective communication, and sound judgment are crucial soft skills for evaluating creditworthiness and presenting recommendations. These competencies are vital for making informed lending decisions, minimizing risk, and supporting organizational financial health.

What does a credit analyst do?

A credit analyst evaluates the creditworthiness of individuals, companies, or organizations applying for loans or credit. They analyze financial statements, credit reports, and economic trends to assess risk and make recommendations on whether to approve or deny credit applications. Their work helps financial institutions minimize risk and make informed lending decisions. Credit analysts often prepare detailed reports and may communicate their findings to loan officers or management. They also monitor existing accounts to identify potential problems early.

What are some common challenges Credit Analysts face when assessing loan applications?

Credit Analysts often encounter challenges such as incomplete or inconsistent financial data from applicants, making it difficult to accurately assess risk. They must also stay updated on changing industry regulations and economic trends that impact creditworthiness. Additionally, balancing the need for thorough analysis with tight deadlines can be demanding, especially when collaborating with loan officers and underwriters to ensure timely decisions. Navigating these challenges requires strong analytical skills, attention to detail, and effective communication with both clients and internal teams.

What is the difference between Credit Analyst Work vs Loan Officer?

AspectCredit Analyst WorkLoan Officer
CredentialsBachelor's degree in finance, accounting, or related field; certifications like CFA or Credit Risk CertificationBachelor's degree; often required to have sales or customer service experience
Work EnvironmentOffice setting, analyzing financial data, assessing creditworthinessOffice or branch, meeting clients, processing loan applications
Employer & IndustryBanks, financial institutions, credit agenciesBanks, credit unions, mortgage companies
Common Search & ComparisonFocuses on evaluating credit risk and financial analysisFocuses on client interaction and loan approval process

While both roles operate within the financial industry, Credit Analyst Work primarily involves assessing credit risk through data analysis, whereas Loan Officers focus on client interactions and approving loan applications. Understanding these differences helps job seekers identify the right career path based on their skills and interests.

More about Credit Analyst Work jobs
What job categories do people searching Credit Analyst Work jobs look for? The top searched job categories for Credit Analyst Work jobs are:
Credit Analyst Work jobs near you
Infographic showing various Credit Analyst Work job openings in the United States as of June 2026, with employment types broken down into 99% Full Time, and 1% Temporary. Highlights an 81% Physical, 8% Hybrid, and 11% Remote job distribution, with an average salary of $62,243 per year, or $29.9 per hour.

Credit Analyst

FORT FINANCIAL CREDIT UNION

Fort Wayne, IN

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 5 days ago

Job description

  1. Spreads financial statements and provides analysis accordingly.
  2. Performs credit analysis for all business loan requests, both internally and participations.
  3. Assesses credit risks and identifies mitigating factors.
  4. Provide knowledge and expertise on establishing and maintaining the member business loan policies and procedures.
  5. Assist in developing business loan products and structures and works with IT to establish the products on our core system.
  6. Recommend new business loan products and business deposit products on an ongoing basis.
  7. Completes annual reviews for all business loan relationships.
  8. Identifies and mitigates any loan policy exceptions.
  9. Provides recommendations regarding loan structure, including establishing loan covenants.
  10. Maintains risk rating standards and recommends appropriate risk ratings for business loans.
  11. Performs all aspects of loan processing which include payment processing, review of loan documents and monthly maintenance of business loans as needed.
  12. Ensures approved and funded business loans are properly documented, liens perfected, and all paperwork properly completed.
  13. Recommend loan alternatives for business members, as necessary.

Required Skills:

  • Proven and demonstrated knowledge with lending practices, underwriting standards, and regulatory requirements.
  • Attention to detail, knowledge in risk analysis, quantitative analysis skills and documentation and organization skills.
  • Ability to communicate effectively, multitask, and solve problems with sound reasoning.

Qualifications:

  • Job Level: Mid-High Level
  • Required Experience: 5- 7 years of credit analyst experience.
  • Required Education: Bachelor's degree or achievement of formal certifications recognized in the industry as equivalent.

Benefits:

  • Education/Scholarship Assistance
  • Training/Career Development Programs
  • Mentor Program
  • PTO & 13 Paid Holidays
  • Pension & 401k Retirement Plans
  • Health/Dental/Vision Insurance Plans
  • Flex Spending Account & Health Reimbursement Arrangement
  • Employer Paid Life & Voluntary Life Insurance
  • Employer Paid Short-Term & Long-Term Disability
  • Accident, Critical Illness, & Hospital Confinement Plans

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