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Credit Analyst Work Jobs (NOW HIRING)

Credit Analyst II

Indiana, PA · On-site

$57K - $63K/yr

Provides thorough documentation of all financial analysis work, including ratios and other related ... Maintains credit file information. * Ensures that all credit analysis activities are conducted in ...

Credit Analyst

Austin, TX · On-site

$80K - $100K/yr

The program work will concentrate primarily on asset management, underwriting and corporate ... Credit Analysts at TLCP act as the primary day-to-day leaders for account management and will be ...

New

If you are an experienced Credit Analyst with commercial real estate and construction and development in a bank setting, Home State Bank has an opportunity to join our team. The Credit Analyst ...

Credit Analyst Established in 1987, Triad Metals is a privately held, independent company that has grown to become one of the premier wholesale distributors and processors of structural steel, tubing ...

Credit Analyst

Denver, CO · On-site

$70 - $110/hr

You'll work closely with Sales and other teams to evaluate credit risk, support customer ... Analyze and underwrite commercial credit applications using financial statements, tax returns ...

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Credit Analyst

Frankfort, KY · On-site

$53K - $63K/yr

Credit Analyst Reports To: Sr. Credit Manager and/or Chief Credit Officer Location: Hybrid with ... Work with internal credit teams and business representatives to exchange credit information.

Credit Analyst

Murray, UT · On-site

$65 - $85/hr

The Credit Analyst will work in the Bank's Credit Department reporting to the Director of Portfolio Management and will help support the Credit Department by requesting updated financials from ...

Credit Analyst

Denver, CO · On-site

$70K - $110K/yr

You'll work closely with Sales and other teams to evaluate credit risk, support customer ... Analyze and underwrite commercial credit applications using financial statements, tax returns ...

If you are an experienced Credit Analyst with commercial real state and construction and development in a bank setting, Home State Bank has an opportunity to join our team. The Credit Analyst ...

Credit Analyst

Houma, LA · On-site

$60 - $85/hr

As a Credit Analyst, you will analyze financial statements, tax returns, cash flow, and collateral ... Work closely with loan officers, management, and compliance personnel to ensure accurate and ...

Credit Analyst

Denver, CO · On-site

$70K - $110K/yr

You'll work closely with Sales and other teams to evaluate credit risk, support customer ... Analyze and underwrite commercial credit applications using financial statements, tax returns ...

Credit Analyst

Santa Cruz, CA · On-site

$60 - $80/hr

The Credit Analyst spreads financial statements, analyzes loan requests, and prepares credit approval forms for the Bank's commercial loan requests. Financial analysis includes ratio and trend ...

Credit Analyst II

Indiana, PA · On-site

$57K - $63K/yr

Provides thorough documentation of all financial analysis work, including ratios and other related ... Maintains credit file information. * Ensures that all credit analysis activities are conducted in ...

$70 - $110/hr

You'll work closely with Sales and other teams to evaluate credit risk, support customer ... Analyze and underwrite commercial credit applications using financial statements, tax returns ...

You'll work closely with Sales and other teams to evaluate credit risk, support customer ... Analyze and underwrite commercial credit applications using financial statements, tax returns ...

If you are an experienced Credit Analyst with commercial real state and construction and development in a bank setting, Home State Bank has an opportunity to join our team. The Credit Analyst ...

Credit Analyst

Mcallen, TX · On-site

$65 - $95/hr

JOB SUMMARYThe Credit Analyst prepares comprehensive credit presentations for new, renewed ... Must be a self-starter with the ability to work independently and as part of a team.Excellent ...

Showing results 21-40

Credit Analyst Work information

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$15

$29

$49

How much do credit analyst work jobs pay per hour?

As of Sep 5, 2026, the average hourly pay for credit analyst work in the United States is $29.92, according to ZipRecruiter salary data. Most workers in this role earn between $23.08 and $33.65 per hour, depending on experience, location, and employer.

What does a credit analyst do?

A credit analyst evaluates the creditworthiness of individuals, companies, or organizations applying for loans or credit. They analyze financial statements, credit reports, and economic trends to assess risk and make recommendations on whether to approve or deny credit applications. Their work helps financial institutions minimize risk and make informed lending decisions. Credit analysts often prepare detailed reports and may communicate their findings to loan officers or management. They also monitor existing accounts to identify potential problems early.

What are some common challenges credit analysts face when assessing loan applications?

Credit Analysts often encounter challenges such as incomplete or inconsistent financial data from applicants, making it difficult to accurately assess risk. They must also stay updated on changing industry regulations and economic trends that impact creditworthiness. Additionally, balancing the need for thorough analysis with tight deadlines can be demanding, especially when collaborating with loan officers and underwriters to ensure timely decisions. Navigating these challenges requires strong analytical skills, attention to detail, and effective communication with both clients and internal teams.

What are the key skills and qualifications needed to thrive as a credit analyst, and why are they important?

To thrive as a Credit Analyst, you need strong analytical skills, proficiency in financial statement analysis, and a relevant degree such as finance, accounting, or economics. Familiarity with credit risk assessment tools, financial modeling software like Excel, and sometimes certifications such as CFA or FRM are commonly required. Attention to detail, effective communication, and sound judgment are crucial soft skills for evaluating creditworthiness and presenting recommendations. These competencies are vital for making informed lending decisions, minimizing risk, and supporting organizational financial health.

What is the difference between Credit Analyst Work vs Loan Officer?

AspectCredit Analyst WorkLoan Officer
CredentialsBachelor's degree in finance, accounting, or related field; certifications like CFA or Credit Risk CertificationBachelor's degree; often required to have sales or customer service experience
Work EnvironmentOffice setting, analyzing financial data, assessing creditworthinessOffice or branch, meeting clients, processing loan applications
Employer & IndustryBanks, financial institutions, credit agenciesBanks, credit unions, mortgage companies
Common Search & ComparisonFocuses on evaluating credit risk and financial analysisFocuses on client interaction and loan approval process

While both roles operate within the financial industry, Credit Analyst Work primarily involves assessing credit risk through data analysis, whereas Loan Officers focus on client interactions and approving loan applications. Understanding these differences helps job seekers identify the right career path based on their skills and interests.

Are credit analysts paid well?

Credit analysts typically earn competitive salaries that vary based on experience, location, and industry. According to industry data, the median annual wage for credit analysts is around $70,000, with higher earnings possible for those with advanced certifications or in senior roles. The profession often offers opportunities for bonuses and career advancement.

How much does a credit analyst earn?

The average salary for a credit analyst typically ranges from $50,000 to $70,000 per year, depending on experience, location, and industry. Entry-level positions may start lower, while experienced analysts or those with specialized skills can earn higher salaries and bonuses. Certifications like the CFA or CPA can also influence earning potential.
More about Credit Analyst Work jobs
Infographic showing various Credit Analyst Work job openings in the United States as of August 2026, with employment types broken down into 96% Full Time, 2% Part Time, and 2% Contract. Highlights an 100% In-person job distribution, with an average salary of $62,243 per year, or $29.9 per hour.

Job description


Credit Analyst will be responsible for the portfolio management.
Responsibilities include:
• Performing due diligence and regularly scheduling credit reviews
• Analyzing credit risk
• Preparing detailed credit analysis and credit applications. Providing recommendations of extensions of credit to management.
• Communicating and coordinating pertinent account information to various parties throughout the bank, product groups, and the risk management division and examination
• Overseeing covenant compliance
• Communicating with customers
• Coordinate and communicate account information to external regulators (FRB, JFSA, BOJ, SNIC)
• Advising account officers on credit risk issues, terms and conditions
• Contributing to the development and improvement of credit risk management procedures
• Coordinating the implementation process of the new Head Office rules and procedures
• Training and guiding junior staff
• Facilitating the approval process for credit actions and loan sales
Requirements
BA/BS in Business Administration, Accounting, Technology or related degree
• 3+ years of related credit review experience
• Experience preparing credit analysis
• Fluency in English and Japanese
Skill Set
BA/BS in Business Administration, Accounting, Technology or related degree • 3+ years of related credit review experience • Experience preparing credit analysis • Fluency in English and Japanese