ZipRecruiter

Log In

1

Chief Credit Risk Officer Jobs (NOW HIRING)

Frost Bank

Senior Credit Risk Officer

San Antonio, TX · On-site

If so, being a Senior Credit Risk Officer with Frost could be for you. At Frost, it's about more than a job. It's about having a flourishing career where you can thrive, both in and out of work. At ...

Frost Bank

Senior Credit Risk Officer

San Antonio, TX · On-site

If so, being a Senior Credit Risk Officer with Frost could be for you. At Frost, it's about more than a job. It's about having a flourishing career where you can thrive, both in and out of work. At ...

Frost Bank

Senior Credit Risk Officer

Dallas, TX · On-site

If so, being a Senior Credit Risk Officer with Frost could be for you. At Frost, it's about more than a job. It's about having a flourishing career where you can thrive, both in and out of work. At ...

DataAnnotation

Credit Risk Officer

Indiana, PA · Remote

$50 - $60/hr

We are looking for a Credit Risk Officer to join our team to train AI models. You will measure the progress of these AI chatbots, evaluate their logic, and solve problems to improve the quality of ...

Broadway Bank

Chief Credit Officer

San Antonio, TX · On-site

The Chief Credit Officer ensures consistent application of soundcredit principles across all ... Provide executive oversight and approval authority for large, complex, and high-risk credit ...

Climate First Bank

Chief Credit Officer

Orlando, FL

Chief Credit Officer (CCO) We're seeking a Chief Credit Officer to be responsible for overseeing ... What You'll Contribute as the CCO Credit Risk & Loan Portfolio Management * Develop and implement ...

DataAnnotation

Credit Risk Officer

Jackson, MS · Remote

$50 - $60/hr

We are looking for a Credit Risk Officer to join our team to help train the next generation of AI while enjoying the flexibility of remote work and the freedom to set your own schedule. This role is ...

Broadway Bank

Chief Risk Officer

San Antonio, TX · On-site

Provide oversight of the lending portfolio, working with the Chief Credit Officer to ensure sound underwriting standards, concentration risk monitoring, and stress testing protocols. * Work closely ...

Broadway Bank

Chief Risk Officer

San Antonio, TX

Provide oversight of the lending portfolio, working with the Chief Credit Officer to ensure sound underwriting standards, concentration risk monitoring, and stress testing protocols. * Work closely ...

DataAnnotation

Credit Risk Officer

Oregon, WI · Remote

$50 - $60/hr

We are looking for a Credit Risk Officer to join our team to help train the next generation of AI while enjoying the flexibility of remote work and the freedom to set your own schedule. This role is ...

DataAnnotation

Credit Risk Officer

Charleston, WV · Remote

$50 - $60/hr

We are looking for a Credit Risk Officer to join our team to help train the next generation of AI while enjoying the flexibility of remote work and the freedom to set your own schedule. This role is ...

next page

Showing results 1-20

People also search for

All JobsChief Credit Risk Officer Jobs

Chief Credit Risk Officer information

See salary details

$121K

$183.1K

$274.5K

How much do chief credit risk officer jobs pay per year?

As of Jun 6, 2026, the average yearly pay for chief credit risk officer in the United States is $183,073.00, according to ZipRecruiter salary data. Most workers in this role earn between $150,000.00 and $210,000.00 per year, depending on experience, location, and employer.

How does a Chief Credit Risk Officer typically collaborate with other departments to manage and mitigate risk?

A Chief Credit Risk Officer (CCRO) works closely with teams across the organization, including lending, compliance, finance, and operations, to develop and enforce risk management strategies. They regularly consult with business unit leaders to assess emerging risks and ensure that credit policies align with the company's overall objectives. The CCRO often leads cross-functional committees, conducts risk reviews, and advises on large credit decisions to maintain a balanced risk portfolio. This collaborative approach helps promote a strong risk culture and ensures that risk considerations are integrated into business planning and decision-making processes.

What does a Chief Credit Risk Officer do?

A Chief Credit Risk Officer (CCRO) is responsible for overseeing and managing an organization’s credit risk exposure. They develop strategies, policies, and procedures to identify, measure, and mitigate risks related to lending and credit operations. The CCRO works closely with other executives to ensure that credit risks are aligned with the company’s overall risk appetite and regulatory requirements. Additionally, they monitor credit portfolios, assess loan quality, and implement risk management frameworks to protect the organization from potential losses.

What are the key skills and qualifications needed to thrive as a Chief Credit Risk Officer, and why are they important?

To thrive as a Chief Credit Risk Officer, you need deep expertise in credit risk assessment, portfolio management, and regulatory compliance, typically supported by a finance-related degree and significant experience in risk management. Familiarity with credit risk modeling tools, risk assessment systems, and relevant certifications such as FRM or CFA is highly valuable. Exceptional analytical thinking, strategic leadership, and strong communication skills distinguish top performers in this role. These competencies are crucial for protecting an organization's financial health, ensuring regulatory compliance, and guiding risk policy at the executive level.

What is the difference between Chief Credit Risk Officer vs Credit Analyst?

AspectChief Credit Risk OfficerCredit Analyst
CredentialsTypically requires advanced degrees (MBA, Finance) and extensive experience in credit risk managementUsually holds a bachelor's degree in finance, economics, or related fields; certifications like CFA are common
Work EnvironmentStrategic, leadership-focused role overseeing credit risk policies at the organizational levelAnalytical role focused on assessing individual credit applications and risk profiles
Employer & Industry UsageUsed in banking, financial services, and large lending institutionsCommon across banks, credit agencies, and lending firms

The Chief Credit Risk Officer and Credit Analyst roles differ mainly in scope and seniority. The Chief Credit Risk Officer oversees the entire credit risk management strategy, requiring extensive experience and leadership skills. In contrast, the Credit Analyst focuses on evaluating specific credit applications, with a more analytical and operational focus. Both roles are essential in credit risk management but serve different levels within an organization.

More about Chief Credit Risk Officer jobs
What cities are hiring for Chief Credit Risk Officer jobs? Cities with the most Chief Credit Risk Officer job openings:
What states have the most Chief Credit Risk Officer jobs? States with the most job openings for Chief Credit Risk Officer jobs include:
What job categories do people searching Chief Credit Risk Officer jobs look for? The top searched job categories for Chief Credit Risk Officer jobs are:
Chief Credit Risk Officer jobs near you
Infographic showing various Chief Credit Risk Officer job openings in the United States as of May 2026, with employment types broken down into 1% As Needed, 91% Full Time, and 8% Part Time. Highlights an 87% Physical, 2% Hybrid, and 11% Remote job distribution, with an average salary of $183,073 per year, or $88 per hour.
SVP, Chief Credit Officer

SVP, Chief Credit Officer

Ballston Spa National Bank

Ballston Spa, NY • On-site

$145K - $280K/yr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

This job post has expired today. Applications are no longer accepted.

Job description

Join a growing, nationally recognized financial institution and make a difference in the communities where you live and work! Ballston Spa National Bank (BSNB) is seeking a transformational leader who will shape the future of credit strategy and risk management as the Senior Vice President, Chief Credit Officer. This position is a key member of the management team at BSNB.
A DAY IN THE LIFE OF THE CHIEF CREDIT OFFICER
As Chief Credit Officer, you will lead the Bank's credit function, ensuring a disciplined and forward-looking approach to portfolio quality, underwriting standards, and risk governance. Key responsibilities include:
  • Establishing and guiding credit strategy aligned with the Bank's growth objectives and risk appetite
  • Overseeing credit quality across the loan portfolio
  • Providing leadership in underwriting philosophy and approval standards
  • Partnering with executive leadership to balance loan growth with prudent risk management
  • Leading the quarterly Criticized Loan Committee and collaborating on the Allowance for Credit Losses (ACL/CECL) assessment
  • Overseeing and continuously enhancing the Bank's credit policy
  • Leading the Management Loan Committee
  • Ensuring adherence to regulatory expectations and internal credit policies

Essential Functions
  • Oversee the Bank's credit risk management functions, including commercial underwriting, credit analysis, commercial loan closing coordination, and management reporting, including concentration monitoring
  • Provide leadership and development for Credit Administration and Collections teams
  • Provide input and guidance into the Allowance for Credit Losses (ACL/CECL) analysis, partnering with the CFO to ensure accuracy, sound methodology, and alignment with portfolio performance
  • Review credit approval memoranda to assess risk ratings, structure, terms, repayment sources, and overall risk/return
  • Collaborate with Commercial Banking to evaluate, structure and price new loan opportunities
  • Monitor loan relationships including risk ratings, performance trends, liquidity, and covenant compliance
  • Review complex credit proposals for adherence to credit policy and regulatory guidelines
  • Oversee the annual credit review process
  • Review and present reports to Management and the Board
  • Serve as a liaison with third parties to include loan review and banking regulators
  • Oversee the Collections Department function to ensure performance goals are met while maintaining compliance
  • Oversee the Bank's Regulation O compliance efforts, ensuring proper controls, reporting, and adherence to insider lending requirements

Decisions
  • Exercise credit approval authority within limits
  • Recommend larger transactions for committee or Board approval
  • Evaluate loan opportunities and potential modifications for alignment with credit risk appetite and approval standards

QUALIFICATIONS
The ideal candidate will have a minimum of 10 years of progressive experience in commercial credit, including senior leadership responsibilities and demonstrated success in portfolio management. Exceptional analytical, decision-making, and communication skills are required. Strong knowledge of regulatory expectations, credit policy, and risk management frameworks, along with a proven ability to drive process improvement and strategic initiatives is essential. Bachelor's degree in Business, Finance or related field required.
OUR INVESTMENT IN YOU
BSNB offers a generous compensation and benefits package. This includes medical, dental, vision, company-paid life insurance, voluntary insurance options, both a 401(k0 Plan with a company match and a pension plan, and tuition reimbursement.
We invest in you with a generous paid time off package including 11 paid holidays. We believe providing a work-life balance is key to your success and investing in your professional development is key to your growth and satisfaction.
BSNB provides all employees and applicants an equal employment opportunity in the manner required by law in all aspects of employment regardless of race, color, religion, creed, national origin, age, sex, sexual orientation, gender identity or expression, marital status, military status, disability, predisposing genetic characteristics, domestic violence victim status or any other status protected by local, state, or federal law. BSNB is a VEVRAA employer and has a desire for priority referrals of protected veterans. We thank all applicants for their interest and will contact those candidates who are under consideration.

Apply