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Chief Credit Risk Officer Jobs (NOW HIRING)

Topaz HR

Chief Credit Officer

Toms River, NJ · On-site

Position Overview A growing financial services organization is seeking a Chief Credit Officer to ... This executive-level role will be responsible for credit strategy, risk oversight, underwriting ...

Figure Lending

Chief Credit Officer

New York, NY

$210K - $263K/yr

We are seeking a Chief Credit Officer to serve as the primary architect for our credit risk strategy across our growing suite of secured lending products. This role sits at the critical intersection ...

TrustBank

AVP/Senior Credit Officer

Olney, IL · On-site

$115K - $125K/yr

... the Chief Credit Officer. This role is responsible for overseeing the credit analyst function, ensuring high-quality underwriting and risk assessment practices, and supporting the continued ...

Nano Banc

Chief Credit Officer

Irvine, CA · On-site

$180 - $260/hr

The Chief Credit Officer (CCO) is a vital executive leader responsible for overseeing the ... Credit Risk and Portfolio Management * Monitor credit portfolios and conduct risk assessments to ...

Cross River

VP, Commercial Credit Risk

Fort Lee, NJ · On-site

This position reports directly to the Chief Credit Risk Officer (CCRO). Responsibilities: Second Line Review of Commercial Loan Originations * Perform independent second line of defense review of all ...

TrustBank

AVP/Senior Credit Officer

Olney, IL · On-site

... the Chief Credit Officer. This role is responsible for overseeing the credit analyst function, ensuring high-quality underwriting and risk assessment practices, and supporting the continued ...

TrustBank

AVP/Senior Credit Officer

Olney, IL · On-site

... the Chief Credit Officer. This role is responsible for overseeing the credit analyst function, ensuring high-quality underwriting and risk assessment practices, and supporting the continued ...

Cross River

VP, Commercial Credit Risk

Fort Lee, NJ · On-site

This position reports directly to the Chief Credit Risk Officer (CCRO). Responsibilities Second Line Review of Commercial Loan Originations * Perform independent second line of defense review of all ...

Cross River

VP, Commercial Credit Risk

Fort Lee, NJ · Hybrid

This position reports directly to the Chief Credit Risk Officer (CCRO). Responsibilities: Second Line Review of Commercial Loan Originations * Perform independent second line of defense review of all ...

River Run Services LLC

Senior Credit Officer

Haverhill, MA · On-site

$83K - $121K/yr

Provide back up coverage for the Chief Credit Risk Officer and the Commercial Credit Review and Analysis manager when needed * Performs additional duties, as directed by management. Qualifications ...

River Run Services LLC

Senior Credit Officer

Haverhill, MA · On-site

$83K - $121K/yr

Provide back up coverage for the Chief Credit Risk Officer and the Commercial Credit Review and Analysis manager when needed * Performs additional duties, as directed by management. Qualifications ...

Cboe Global Markets

Chief Risk Officer

Chicago, IL

The Chief Risk Officer will partner closely with second- and third-line functions, clearing members ... Oversee credit risk management of clearing members, settlement bank, and other counterparties ...

Cboe Global Markets

Chief Risk Officer

Chicago, IL · On-site

The Chief Risk Officer will partner closely with second- and third-line functions, clearing members ... Oversee credit risk management of clearing members, settlement bank, and other counterparties ...

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All JobsChief Credit Risk Officer Jobs

Chief Credit Risk Officer information

See salary details

$121K

$183.1K

$274.5K

How much do chief credit risk officer jobs pay per year?

As of Aug 16, 2026, the average yearly pay for chief credit risk officer in the United States is $183,073.00, according to ZipRecruiter salary data. Most workers in this role earn between $150,000.00 and $210,000.00 per year, depending on experience, location, and employer.

How does a chief credit risk officer typically collaborate with other departments to manage and mitigate risk?

A Chief Credit Risk Officer (CCRO) works closely with teams across the organization, including lending, compliance, finance, and operations, to develop and enforce risk management strategies. They regularly consult with business unit leaders to assess emerging risks and ensure that credit policies align with the company's overall objectives. The CCRO often leads cross-functional committees, conducts risk reviews, and advises on large credit decisions to maintain a balanced risk portfolio. This collaborative approach helps promote a strong risk culture and ensures that risk considerations are integrated into business planning and decision-making processes.

What does a chief credit risk officer do?

A Chief Credit Risk Officer (CCRO) is responsible for overseeing and managing an organization’s credit risk exposure. They develop strategies, policies, and procedures to identify, measure, and mitigate risks related to lending and credit operations. The CCRO works closely with other executives to ensure that credit risks are aligned with the company’s overall risk appetite and regulatory requirements. Additionally, they monitor credit portfolios, assess loan quality, and implement risk management frameworks to protect the organization from potential losses.

What are the key skills and qualifications needed to thrive as a chief credit risk officer, and why are they important?

To thrive as a Chief Credit Risk Officer, you need deep expertise in credit risk assessment, portfolio management, and regulatory compliance, typically supported by a finance-related degree and significant experience in risk management. Familiarity with credit risk modeling tools, risk assessment systems, and relevant certifications such as FRM or CFA is highly valuable. Exceptional analytical thinking, strategic leadership, and strong communication skills distinguish top performers in this role. These competencies are crucial for protecting an organization's financial health, ensuring regulatory compliance, and guiding risk policy at the executive level.

What is the difference between Chief Credit Risk Officer vs Credit Analyst?

AspectChief Credit Risk OfficerCredit Analyst
CredentialsTypically requires advanced degrees (MBA, Finance) and extensive experience in credit risk managementUsually holds a bachelor's degree in finance, economics, or related fields; certifications like CFA are common
Work EnvironmentStrategic, leadership-focused role overseeing credit risk policies at the organizational levelAnalytical role focused on assessing individual credit applications and risk profiles
Employer & Industry UsageUsed in banking, financial services, and large lending institutionsCommon across banks, credit agencies, and lending firms

The Chief Credit Risk Officer and Credit Analyst roles differ mainly in scope and seniority. The Chief Credit Risk Officer oversees the entire credit risk management strategy, requiring extensive experience and leadership skills. In contrast, the Credit Analyst focuses on evaluating specific credit applications, with a more analytical and operational focus. Both roles are essential in credit risk management but serve different levels within an organization.

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What states have the most Chief Credit Risk Officer jobs?

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Chief Credit Risk Officer jobs near you
Infographic showing various Chief Credit Risk Officer job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 88% Full Time, 8% Part Time, and 3% Contract. Highlights an 88% Physical, 5% Hybrid, and 7% Remote job distribution, with an average salary of $183,073 per year, or $88 per hour.

Chief Credit Officer

Topaz HR

Toms River, NJ • On-site

Full-time

PTO

Re-posted 13 days ago

Job description

Position Overview

A growing financial services organization is seeking a Chief Credit Officer to lead underwriting, credit risk, and portfolio management functions. This executive-level role will be responsible for credit strategy, risk oversight, underwriting performance, and portfolio quality while supporting the company's continued growth. The ideal candidate brings strong leadership experience within commercial lending, alternative finance, fintech, or revenue-based financing environments and can balance disciplined risk management with sustainable business expansion.

Responsibilities
  • Lead underwriting, credit, and risk management functions
  • Develop and enhance credit policies, risk frameworks, and approval processes
  • Oversee portfolio performance, pricing discipline, and risk exposure
  • Manage and mentor underwriting and credit teams
  • Review and approve high-value or complex transactions
  • Partner with executive leadership on growth strategy and risk management
  • Monitor portfolio trends, credit quality, and loss mitigation efforts
  • Drive process improvements, automation, and underwriting efficiency
Qualifications
  • 3+ years of experience in underwriting, credit risk, commercial lending, alternative finance, or fintech lending
  • 3+ years of leadership experience managing underwriting or credit teams
  • Experience with MCA, revenue-based financing, commercial lending, or similar products
  • Strong expertise in cash-flow underwriting, risk assessment, and portfolio management
  • Tech-savvy with a high level of comfort using modern financial technology, underwriting platforms, data analytics tools, CRM systems, and workflow automation solutions
  • Experience improving underwriting systems, workflows, or credit models preferred
  • Excellent analytical, leadership, and decision-making skills
Compensation & Benefits
  • $150,000–$200,000 base + bonus depending on experience
  • Performance-based bonus opportunity
  • Paid time off
  • Executive-level growth and leadership opportunity
About the Employer

A rapidly growing financial services company that provides flexible working capital solutions to small and mid-sized businesses nationwide. The organization combines disciplined risk management, operational excellence, and technology-driven decision-making to deliver efficient funding solutions while maintaining a strong commitment to client service and portfolio performance.

EEO Statement

Topaz HR is an Equal Opportunity Employer, and we do not discriminate on the basis of race, color, religion, gender, national origin, age, disability, or any other status protected by applicable law. We value and are committed to creating an inclusive environment for all employees.

Please Note

Topaz HR is managing the recruitment process for this opportunity. Additional information about the organization will be shared with qualified candidates during the interview process. All hiring decisions will be made directly by the employer.

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