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Chief Credit Risk Officer Jobs in Texas (NOW HIRING)

Frost Bank

Senior Credit Risk Officer

Fort Worth, TX · On-site

If so, being a Senior Credit Risk Officer with Frost could be for you. At Frost, it's about more than a job. It's about having a flourishing career where you can thrive, both in and out of work. At ...

Frost Bank

Senior Credit Risk Officer

Dallas, TX · On-site

If so, being a Senior Credit Risk Officer with Frost could be for you. At Frost, it's about more than a job. It's about having a flourishing career where you can thrive, both in and out of work. At ...

Fifth Third

Credit Risk Officer II

Dallas, TX · On-site

Credit Risk Officers may participate in LOB deal screens to ensure engagement and provide early constructive feedback on opportunities. * Review periodic Bancorp credit quality reports to assess ...

Schertzbank

Credit Officer

Schertz, TX · On-site

$110 - $140/hr

Reports to: Chief Credit Officer * Department: Credit * FLSA Status: Exempt * Location: Schertz ... Review risk rating analysis and Criticized/Classified Asset Reports and provide feedback. * Approve ...

Hilltop Holdings

Regional Credit Officer

Houston, TX · On-site

The Regional Credit Officer executes credit risk management strategies and policies for an assigned ... Keeps the Senior Credit Officers, Chief Credit Officer and lending leadership informed of any ...

Third Coast Bank

Regional Credit Officer

Austin, TX · On-site

$120 - $160/hr

... risk management. * Support the Bank's strategic growth initiatives and market expansion efforts. * Assist the Chief Credit Officer in developing scalable credit infrastructure appropriate for a ...

THIRD COAST BANK

Regional Credit Officer

Humble, TX · On-site

... risk management. * Support the Bank's strategic growth initiatives and market expansion efforts. * Assist the Chief Credit Officer in developing scalable credit infrastructure appropriate for a ...

THIRD COAST BANK

Regional Credit Officer

Houston, TX · On-site

... risk management. * Support the Bank's strategic growth initiatives and market expansion efforts. * Assist the Chief Credit Officer in developing scalable credit infrastructure appropriate for a ...

THIRD COAST BANK

Regional Credit Officer

Austin, TX · On-site

... risk management. * Support the Bank's strategic growth initiatives and market expansion efforts. * Assist the Chief Credit Officer in developing scalable credit infrastructure appropriate for a ...

THIRD COAST BANK

Regional Credit Officer

Dallas, TX · On-site

... risk management. * Support the Bank's strategic growth initiatives and market expansion efforts. * Assist the Chief Credit Officer in developing scalable credit infrastructure appropriate for a ...

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Showing results 1-20

All JobsChief Credit Risk Officer JobsChief Credit Risk Officer Jobs in Texas

Chief Credit Risk Officer information

See Texas salary details

$112.7K

$170.6K

$255.7K

How much do chief credit risk officer jobs pay per year?

As of Aug 14, 2026, the average yearly pay for chief credit risk officer in Texas is $170,561.00, according to ZipRecruiter salary data. Most workers in this role earn between $139,700.00 and $195,600.00 per year, depending on experience, location, and employer.

How does a chief credit risk officer typically collaborate with other departments to manage and mitigate risk?

A Chief Credit Risk Officer (CCRO) works closely with teams across the organization, including lending, compliance, finance, and operations, to develop and enforce risk management strategies. They regularly consult with business unit leaders to assess emerging risks and ensure that credit policies align with the company's overall objectives. The CCRO often leads cross-functional committees, conducts risk reviews, and advises on large credit decisions to maintain a balanced risk portfolio. This collaborative approach helps promote a strong risk culture and ensures that risk considerations are integrated into business planning and decision-making processes.

What does a chief credit risk officer do?

A Chief Credit Risk Officer (CCRO) is responsible for overseeing and managing an organization’s credit risk exposure. They develop strategies, policies, and procedures to identify, measure, and mitigate risks related to lending and credit operations. The CCRO works closely with other executives to ensure that credit risks are aligned with the company’s overall risk appetite and regulatory requirements. Additionally, they monitor credit portfolios, assess loan quality, and implement risk management frameworks to protect the organization from potential losses.

What are the key skills and qualifications needed to thrive as a chief credit risk officer, and why are they important?

To thrive as a Chief Credit Risk Officer, you need deep expertise in credit risk assessment, portfolio management, and regulatory compliance, typically supported by a finance-related degree and significant experience in risk management. Familiarity with credit risk modeling tools, risk assessment systems, and relevant certifications such as FRM or CFA is highly valuable. Exceptional analytical thinking, strategic leadership, and strong communication skills distinguish top performers in this role. These competencies are crucial for protecting an organization's financial health, ensuring regulatory compliance, and guiding risk policy at the executive level.

What is the difference between Chief Credit Risk Officer vs Credit Analyst?

AspectChief Credit Risk OfficerCredit Analyst
CredentialsTypically requires advanced degrees (MBA, Finance) and extensive experience in credit risk managementUsually holds a bachelor's degree in finance, economics, or related fields; certifications like CFA are common
Work EnvironmentStrategic, leadership-focused role overseeing credit risk policies at the organizational levelAnalytical role focused on assessing individual credit applications and risk profiles
Employer & Industry UsageUsed in banking, financial services, and large lending institutionsCommon across banks, credit agencies, and lending firms

The Chief Credit Risk Officer and Credit Analyst roles differ mainly in scope and seniority. The Chief Credit Risk Officer oversees the entire credit risk management strategy, requiring extensive experience and leadership skills. In contrast, the Credit Analyst focuses on evaluating specific credit applications, with a more analytical and operational focus. Both roles are essential in credit risk management but serve different levels within an organization.

What are popular job titles related to Chief Credit Risk Officer jobs in Texas?

For Chief Credit Risk Officer jobs in Texas, the most frequently searched job titles are:

What job categories do people searching Chief Credit Risk Officer jobs in Texas look for?

The top searched job categories for Chief Credit Risk Officer jobs in Texas are:

What cities in Texas are hiring for Chief Credit Risk Officer jobs?

Cities in Texas with the most Chief Credit Risk Officer job openings:

Chief Credit Risk Officer jobs near you
Infographic showing various Chief Credit Risk Officer job openings in Texas as of August 2026, with employment types broken down into 1% As Needed, 89% Full Time, 8% Part Time, and 2% Contract. Highlights an 87% Physical, 5% Hybrid, and 8% Remote job distribution, with an average salary of $170,561 per year, or $82 per hour.

Senior Credit Risk Officer

Frost Bank

Fort Worth, TX • On-site

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 11 days ago

Job description

Job Description

It's about interactions more than transactions.

Are you ready to facilitate all the moving pieces to help deliver a top-quality experience? Have others complimented you on your attention to detail and exceptional organizational skills? Are you known for your ability to adapt in everchanging fast paced environments? If so, being a Senior Credit Risk Officer with Frost could be for you.

At Frost, it's about more than a job. It's about having a flourishing career where you can thrive, both in and out of work. At Frost, we're committed to fostering an environment that reflects our values and encourages team members to be the best they can be. In joining our adaptable, integrity-driven team, you'll become part of Frost's over 150-year legacy of providing unparalleled financial services.

Who you are:

As a Senior Credit Risk Officer, you are our key support. You will be responsible for the review and approval of loans and credit limits, under little oversight, within various product areas for commercial banking relationships. You will evaluate the structure of the loan, ensuring an appropriate product type and level of credit is extended to the borrower with a credit approval limit of up to $20 million. You will also verify that proposed loan packages meet organization credit standards, reviewing for completion and accuracy. More than that, this role is about building relationships and doing so with integrity, caring, and excellence in mind.

What you'll do:

  • Monitor various lending teams, groups of lending teams, and lines of business portfolios for credit risk issues, including but not limited to: exception reporting, past dues, loan agreement compliance, trend analysis, and identification of emerging risks

  • Review and approve credit requests, modifications, amendments and waivers for commercial banking relationships; credit requests range across various product areas, including but not limited to: loans, treasury management, global trader services, and other exposures

  • Expected to ensure the efficient delivery of credit risk to promote an excellent customer experience both internally and externally

  • May act as a source of knowledge to assist in identifying relevant content for credit education programs

  • Provide guidance and feedback on how proposed loan packages can be improved

  • Always take action using Integrity, Caring, and Excellence to achieve all-win outcomes

What you'll need:

  • Bachelor's degree, preferably in Finance or Accounting

  • 10+ years of banking experience, with completion of a formal credit training program or equivalent knowledge of credit analysis and secured lending

  • Demonstrated experience in successfully managing loan portfolios and approving credit risks through economic cycles

  • Excellent written and verbal communication skills

  • Proficient in Microsoft computer applications

Additional Preferred Skills:

  • 15+ years of banking experience with time spent as a relationship manager

Our Benefits:

At Frost, we care about your health, your family, and your future and strive to have our benefits reflect that. This includes:

  • Medical, dental, vision, long-term disability, and life insurance

  • 401(k) matching

  • Generous holiday and paid time off schedule

  • Tuition reimbursement

  • Extensive health and wellness programs, including our Employee Assistance Program

  • Referral bonus program + more!

Since 1868, Frost has dedicated their expertise to provide exceptional banking, investment, and insurance services to businesses and individuals throughout Texas. Frost is one of the 50 largest U.S. banks by asset size and is a leader in banking customer satisfaction. At Frost, it's about being part of something bigger. If this sounds like you, we encourage you to apply and see what's possible at Frost.

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