ZipRecruiter

Log In

1

Credit Risk Officer Jobs in Texas (NOW HIRING)

Frost Bank

Senior Credit Risk Officer

Dallas, TX · On-site

If so, being a Senior Credit Risk Officer with Frost could be for you. At Frost, it's about more than a job. It's about having a flourishing career where you can thrive, both in and out of work. At ...

Frost Bank

Senior Credit Risk Officer

Dallas, TX · On-site

If so, being a Senior Credit Risk Officer with Frost could be for you. At Frost, it's about more than a job. It's about having a flourishing career where you can thrive, both in and out of work. At ...

next page

Showing results 1-20

All JobsCredit Risk Officer JobsCredit Risk Officer Jobs in Texas

Credit Risk Officer information

See Texas salary details

$71.3K

$125.6K

$196.1K

How much do credit risk officer jobs pay per year?

As of Jul 14, 2026, the average yearly pay for credit risk officer in Texas is $125,635.00, according to ZipRecruiter salary data. Most workers in this role earn between $101,600.00 and $143,500.00 per year, depending on experience, location, and employer.

What is a Credit Risk Officer job?

A Credit Risk Officer is responsible for assessing and managing the potential risks associated with lending and credit decisions. They analyze financial data, review credit applications, and develop risk mitigation strategies to minimize losses for their organization. Their role involves setting credit policies, monitoring portfolio performance, and ensuring compliance with regulatory requirements. By evaluating creditworthiness, they help financial institutions make informed lending decisions while maintaining a balanced risk-reward approach.

What are the main challenges a Credit Risk Officer typically faces in their daily work?

Credit Risk Officers often encounter the challenge of balancing thorough risk analysis with the need for timely decision-making in a fast-paced environment. They must interpret complex financial data and market trends to make accurate credit assessments while complying with evolving regulatory requirements. Additionally, they may need to communicate difficult lending decisions to clients and collaborate closely with relationship managers and other departments. Successfully managing these challenges requires a combination of technical knowledge, sound judgment, and strong interpersonal skills, making the role both dynamic and rewarding.

What are the key skills and qualifications needed to thrive in the Credit Risk Officer position, and why are they important?

To thrive as a Credit Risk Officer, you need a strong understanding of credit analysis, financial statement evaluation, and risk assessment, typically supported by a degree in finance, economics, or a related field. Familiarity with risk management software, financial modeling tools, and credit rating systems is crucial, and certifications such as FRM or CFA can be beneficial. Strong analytical thinking, attention to detail, and clear communication skills help you effectively assess creditworthiness and explain decisions to stakeholders. These skills are essential for identifying potential risk exposures and making informed lending decisions that protect the organization’s financial interests.

What are the most commonly searched types of Credit Risk Officer jobs in Texas? The most popular types of Credit Risk Officer jobs in Texas are:
What are popular job titles related to Credit Risk Officer jobs in Texas? For Credit Risk Officer jobs in Texas, the most frequently searched job titles are:
What job categories do people searching Credit Risk Officer jobs in Texas look for? The top searched job categories for Credit Risk Officer jobs in Texas are:
What cities in Texas are hiring for Credit Risk Officer jobs? Cities in Texas with the most Credit Risk Officer job openings:
What are popular job titles related to Credit Risk Officer jobs in TX? For Credit Risk Officer jobs in TX, the most frequently searched job titles are:
Credit Risk Officer jobs near you
Infographic showing various Credit Risk Officer job openings in Texas as of July 2026, with employment types broken down into 84% Full Time, 15% Part Time, and 1% Nights. Highlights an 94% Physical, 1% Hybrid, and 5% Remote job distribution, with an average salary of $125,635 per year, or $60.4 per hour.

Senior Credit Risk Officer

Frost Bank

Dallas, TX • On-site

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 19 days ago

Job description

Job Description
It's about interactions more than transactions.
Are you ready to facilitate all the moving pieces to help deliver a top-quality experience? Have others complimented you on your attention to detail and exceptional organizational skills? Are you known for your ability to adapt in everchanging fast paced environments? If so, being a Senior Credit Risk Officer with Frost could be for you.
At Frost, it's about more than a job. It's about having a flourishing career where you can thrive, both in and out of work. At Frost, we're committed to fostering an environment that reflects our values and encourages team members to be the best they can be. In joining our adaptable, integrity-driven team, you'll become part of Frost's over 150-year legacy of providing unparalleled financial services.
Who you are:
As a Senior Credit Risk Officer, you are our key support. You will be responsible for the review and approval of loans and credit limits, under little oversight, within various product areas for commercial banking relationships. You will evaluate the structure of the loan, ensuring an appropriate product type and level of credit is extended to the borrower with a credit approval limit of up to $20 million. You will also verify that proposed loan packages meet organization credit standards, reviewing for completion and accuracy. More than that, this role is about building relationships and doing so with integrity, caring, and excellence in mind.
What you'll do:
  • Monitor various lending teams, groups of lending teams, and lines of business portfolios for credit risk issues, including but not limited to: exception reporting, past dues, loan agreement compliance, trend analysis, and identification of emerging risks
  • Review and approve credit requests, modifications, amendments and waivers for commercial banking relationships; credit requests range across various product areas, including but not limited to: loans, treasury management, global trader services, and other exposures
  • Expected to ensure the efficient delivery of credit risk to promote an excellent customer experience both internally and externally
  • May act as a source of knowledge to assist in identifying relevant content for credit education programs
  • Provide guidance and feedback on how proposed loan packages can be improved
  • Always take action using Integrity, Caring, and Excellence to achieve all-win outcomes

What you'll need:
  • Bachelor's degree, preferably in Finance or Accounting
  • 10+ years of banking experience, with completion of a formal credit training program or equivalent knowledge of credit analysis and secured lending
  • Demonstrated experience in successfully managing loan portfolios and approving credit risks through economic cycles
  • Excellent written and verbal communication skills
  • Proficient in Microsoft computer applications

Additional Preferred Skills:
  • 15+ years of banking experience with time spent as a relationship manager

Our Benefits:
At Frost, we care about your health, your family, and your future and strive to have our benefits reflect that. This includes:
  • Medical, dental, vision, long-term disability, and life insurance
  • 401(k) matching
  • Generous holiday and paid time off schedule
  • Tuition reimbursement
  • Extensive health and wellness programs, including our Employee Assistance Program
  • Referral bonus program + more!

Since 1868, Frost has dedicated their expertise to provide exceptional banking, investment, and insurance services to businesses and individuals throughout Texas. Frost is one of the 50 largest U.S. banks by asset size and is a leader in banking customer satisfaction. At Frost, it's about being part of something bigger. If this sounds like you, we encourage you to apply and see what's possible at Frost.

Apply