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Credit Advisor Jobs (NOW HIRING)

A Credit Advisor should demonstrate commitment to delivering distinctive service. This position will be responsible for providing the credit analysis and underwriting for new and renewed credit ...

Credit Analyst

Portland, OR · Hybrid

$55K - $65K/yr

Key Responsibilities for the Collections & Credit Advisor: • Manage a portfolio of customer accounts and monitor credit activity. • Conduct collections outreach and negotiate payment arrangements ...

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Credit Advisor information

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$56K

$62.1K

$66.5K

How much do credit advisor jobs pay per year?

As of Jul 29, 2026, the average yearly pay for credit advisor in the United States is $62,074.00, according to ZipRecruiter salary data. Most workers in this role earn between $59,500.00 and $64,500.00 per year, depending on experience, location, and employer.

How does a Credit Advisor typically collaborate with other departments to support client needs?

Credit Advisors frequently work alongside loan officers, underwriters, and customer service teams to deliver comprehensive financial solutions for clients. By sharing insights on creditworthiness and financial planning, they help tailor products that best fit each client's profile. This collaborative approach ensures that clients receive accurate guidance and smooth service, while also helping the organization manage risk effectively. Regular team meetings and cross-departmental communication are common to ensure alignment on client strategies.

How do credit counselors make money?

Credit counselors typically earn money through fees charged for their services, such as debt management plan setup or counseling sessions. Some may receive commissions from creditors for referring clients or selling financial products, but reputable counselors often operate on a fee-based model to maintain independence and trust.

What does a credit advisor do?

A credit advisor helps clients understand and improve their credit scores by analyzing credit reports, providing financial advice, and recommending strategies to manage debt. They often work with financial tools and may hold certifications such as the Certified Credit Counselor credential. Their goal is to assist clients in achieving better creditworthiness and financial stability.

What are Credit Advisors?

Credit Advisors are professionals who assist individuals or businesses in managing and improving their credit profiles. They analyze clients’ financial situations, provide strategies to reduce debt, improve credit scores, and offer guidance on financial products. Credit Advisors may also help clients understand credit reports and negotiate with creditors. Their goal is to empower clients to make informed decisions and achieve financial stability.

What field of counseling makes the most money?

Among counseling fields, clinical psychologists and psychiatrists tend to earn the highest salaries, often exceeding $100,000 annually, especially with advanced degrees and licensure. In the context of a credit advisor, related financial counseling roles such as financial planners or credit counselors generally have lower earning potential compared to specialized mental health counseling professions.

What is the difference between Credit Advisor vs Loan Officer?

AspectCredit AdvisorLoan Officer
CredentialsTypically requires certifications like CFP or relevant financial licensesOften requires mortgage or loan originator licenses
Work EnvironmentAdvises clients on credit and financial strategies, often in banks or financial firmsAssists clients in applying for loans, working in banks, credit unions, or mortgage companies
Industry UsageUsed in financial planning and credit managementCommonly found in lending and mortgage industries
Search & Comparison IntentOften compared for financial advisory rolesCompared for lending and mortgage services

The main difference is that a Credit Advisor focuses on advising clients on credit management and financial strategies, while a Loan Officer primarily helps clients secure loans. Both roles require financial knowledge and certifications but serve different functions within the financial industry.

What is the highest paying job in credit?

The highest paying roles in credit typically include senior credit managers, credit directors, and chief credit officers, who oversee credit policies and risk management at a strategic level. These positions often require extensive experience, advanced certifications, and strong leadership skills, with salaries reaching six figures or more depending on the organization and location.

What are the key skills and qualifications needed to thrive as a Credit Advisor, and why are they important?

To excel as a Credit Advisor, you need a solid understanding of credit analysis, financial assessment, and relevant regulatory policies, often supported by a degree in finance, business, or a related field. Familiarity with credit management software, financial modeling tools, and sometimes certifications like Certified Credit Professional (CCP) are commonly required. Strong interpersonal skills, attention to detail, and effective communication help build trust and tailor advice to individual client needs. These skills are vital for accurately assessing creditworthiness, minimizing risk, and delivering valuable guidance to clients.
More about Credit Advisor jobs
What cities are hiring for Credit Advisor jobs? Cities with the most Credit Advisor job openings:
Who are the top companies hiring for Credit Advisor jobs? The top employers for Credit Advisor jobs are:
What states have the most Credit Advisor jobs? States with the most job openings for Credit Advisor jobs include:
Infographic showing various Credit Advisor job openings in the United States as of July 2026, with employment types broken down into 90% Full Time, 8% Part Time, and 2% Contract. Highlights an 87% Physical, 5% Hybrid, and 8% Remote job distribution, with an average salary of $62,074 per year, or $29.8 per hour.
Credit Advisor (Franchise Finance)

Credit Advisor (Franchise Finance)

Synovus

Atlanta, GA • On-site

Full-time

Posted 23 days ago


Synovus rating

8.9

Company rating: 8.9 out of 10

Based on 27 frontline employees who took The Breakroom Quiz

12th of 170 rated banks


Job description

Job Summary:
A Credit Advisor should demonstrate commitment to delivering distinctive service. This position will be responsible for providing the credit analysis and underwriting for new and renewed credit requests. This position is also responsible for ongoing portfolio management and preparation of underwriting documentation. The Credit Advisor may become eligible to receive lending authority, as determined by the hiring manager.
Job Duties and Responsibilities:
  • Provide distinctive service to clients and prospects, in person and over the telephone. Respond to client inquiries and satisfactorily resolve client issues. Support firm-wide achievement of the three-ring standard (all phones answered by a live person within three rings). Partner with Financial Advisors by giving front end guidance on new and renewed credit requests including desirability of the credit related to Pinnacle's credit appetite, structure, documentation, and monitoring. Complete all underwriting functions such as financial spreading (if applicable), written analysis, global cash flow analysis, industry analysis, projections, collateral evaluation, and risk rating to provide vital decisioning information to the credit approving team. Engage in prospect and client calls. Exhibit willingness and ability to "weigh in" on the credit decision. If applicable, exercise sound decisioning judgment if approving within own lending authority. Ensure timely completion of Periodic Credit Reviews. Provide sufficient written analysis to support the credit exposure, assigned risk rating, and recommendations. Perform ongoing, timely calculations and testing of financial covenants, borrowing bases and margin requirements as required; address and communicate any issues that warrant discussion such as defaults, variances from projections, over advances, potential risk rating changes (up or down). Evaluate appropriate front end cost analysis on construction loans. Complete Net Operating Income (NOI) analysis to ensure the requested loan amount supports the income producing property, as applicable. Review the monthly KPI and portfolio reports available on the intranet each month, ensuring accuracy and discussing results with the appropriate Senior Credit Officer. Meet all the client's financial needs, both business and personal, and refer clients to other specialty areas such as Trust, Investments, Insurance, Treasury Management, etc. as appropriate. Assist other team members as needed to ensure delivery of distinctive service. Perform other related duties and responsibilities as assigned.

The information on this description has been designed to indicate the general nature and level of work performed by employees within this classification. It is not designed to contain or be interpreted as a comprehensive inventory of all duties, responsibilities, and qualifications required of employees assigned to this job
Pinnacle is an Equal Opportunity Employer committed to fostering an inclusive work environment.
Minimum Education: Bachelor's degree is required -- finance or business-related field (accounting, economics, etc.).
Minimum Experience: Minimum of 10 years' experience in financial services.
Required Knowledge, Skills & Abilities: Thorough knowledge and understanding of the lending process. Proficient in Microsoft Office (Word, Excel, and PowerPoint) or related software. Knowledge of federal and state banking regulations and compliance. Proficient in use of technology and loan systems. Effective interpersonal skills, including verbal and written communication skills. Effective analytical skills regarding financial and procedural data. Ability to articulate complex concepts clearly and concisely. Ability to define problems, collect data, establish facts, and draw valid conclusions. Understanding of critical lending documentation, general business systems and internal controls. Ability to work in a fast-paced environment and work well under pressure with a high degree of accuracy. Ability to work independently and prioritize daily tasks. Must be flexible and multi-task, using effective time-management skills to meet deadlines. Ability to adapt to a changing environment and handle multiple priorities. Excellent client service skills. Tact and diplomacy in dealing with both clients and team members. The physical activities of this job include but are not limited to the ability to stand and sit for prolonged periods of time, use of manual dexterity, verbal communication, visual acuity, repetitive motion, and the ability to hear. Often long periods of mental concentration are required. Other activities are the ability to bend, climb, balance, stoop, kneel, crouch, reach, walk, push, pull, lift, and grasp.

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