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Credit Risk Manager Jobs (NOW HIRING)

Inizio Partners

Credit Risk Manager

Charlotte, NC · On-site

Credit Risk Manager Charlotte, NC, USA About the Role Our client's Credit Risk Practice partners with leading banks, fintechs, and financial institutions to design and implement advanced risk ...

ATLANTICUS

Credit Risk Manager

Atlanta, GA

The Credit Risk Manager is responsible for delivering strategies that drive product growth and optimization for the private label retail business. You will own and manage credit risk strategies ...

Worldpac

Credit Risk Manager

Oak Brook, IL

The Manager oversees credit risk reviews as well as investigations and is responsible to make timely credit related recommendations and decisions as applicable. The role will work closely with ...

DataAnnotation

Credit Risk Manager

Oregon, WI · Remote

$50 - $60/hr

Join to apply for the Credit Risk Manager role at DataAnnotation. We are looking for a Credit Risk Manager to join our team to train AI models. You will measure the progress of these AI chatbots ...

usauto

Credit Risk Manager

Duluth, GA · On-site

Position Summary The Credit Risk Manager will be responsible for reporting, analytics and credit strategy formulation to support credit underwriting for US Auto's auto financing business. This is a ...

Monitise

Credit Risk Manager

Coral Springs, FL · On-site

$69K - $110K/yr

Job Title Credit Risk Manager * The Fiserv Credit Risk Organization is responsible for managing the risk throughout the lifecycle of the firm's products and services. This is an exciting and fast ...

Monitise

Credit Risk Manager

Berkeley Heights, NJ · On-site

$69K - $110K/yr

Job Title Credit Risk Manager * The Fiserv Credit Risk Organization is responsible for managing the risk throughout the lifecycle of the firm's products and services. This is an exciting and fast ...

Freddie Mac

Seller Credit Risk Manager

Mclean, VA

$128K - $192K/yr

The Credit Manager for Single-Family Seller Credit Risk Management is tasked with identifying, evaluating, and managing credit risk at the Seller/Servicer level, ensuring alignment with Freddie Mac ...

MQ Referrals Only

Credit Risk Manager

As Marqeta's Credit Risk Manager you will lead credit underwriting and account management for our SMB and commercial card programs, helping us launch and scale credit offerings for small, mid-market ...

Fiserv, Inc.

Credit Risk Manager

Berkeley Heights, NJ · On-site

$69K - $110K/yr

Job Title Credit Risk Manager * The Fiserv Credit Risk Organization is responsible for managing the risk throughout the lifecycle of the firm's products and services. This is an exciting and fast ...

Freddie Mac

Seller Credit Risk Manager

Plano, TX

$128K - $192K/yr

The Credit Manager for Single-Family Seller Credit Risk Management is tasked with identifying, evaluating, and managing credit risk at the Seller/Servicer level, ensuring alignment with Freddie Mac ...

Freddie Mac

Seller Credit Risk Manager

Plano, TX · On-site

$128K - $192K/yr

The Credit Manager for Single-Family Seller Credit Risk Management is tasked with identifying, evaluating, and managing credit risk at the Seller/Servicer level, ensuring alignment with Freddie Mac ...

Bing Recruitment

Credit Risk Manager

Orlando, FL

$83K - $143K/yr

Credit Risk Manager Multiple Locations: AL; CA; IL; FL; NJ; NY; NC; PA; TX; VA Pay Range $83,100.00 - $143,500.00 / year Job Overview The Credit Risk Manager is responsible for supervising all ...

Valley Bank

Credit Risk Manager

Los Angeles, CA · On-site

... management. Identifies, outlines, and mitigates risks associated with potential lending ... Ensures credits are accurately risk rated and are properly monitored and reported. * Prepares all ...

DataAnnotation

Credit Risk Manager

Nevada, IA · Remote

$50 - $60/hr

We are looking for a Credit Risk Manager to join our team at DataAnnotation to train AI models. You will measure the progress of AI chatbots, evaluate their logic, and solve problems to improve the ...

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Credit Risk Manager information

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$86.5K

$158.3K

$239.5K

How much do credit risk manager jobs pay per year?

As of Jun 6, 2026, the average yearly pay for credit risk manager in the United States is $158,312.00, according to ZipRecruiter salary data. Most workers in this role earn between $133,500.00 and $177,500.00 per year, depending on experience, location, and employer.

How does a Credit Risk Manager typically collaborate with other departments to assess and mitigate risk?

A Credit Risk Manager frequently works with teams across the organization, such as underwriting, finance, and compliance, to assess borrower creditworthiness and ensure adherence to risk policies. Collaboration often involves developing risk models, reviewing loan portfolios, and communicating risk exposures to senior management. Working closely with these departments enables comprehensive risk assessments and the implementation of effective mitigation strategies. This cross-functional approach fosters a proactive risk culture and ensures that credit decisions align with both regulatory requirements and business objectives.

What Does a Credit Risk Manager Do?

A credit risk manager analyzes credit risk for banks and similar financial institutions. In this role, it’s your job to develop better credit risk policies and procedures to alleviate losses and maintain capital. Additional duties involve examining data, building financial models, creating performance reports, ensuring regulatory compliance, and formulating credit policy. This career requires at least a bachelor’s degree in business administration or a related field. Other important qualifications include excellent analytical, communication, and research skills. Most employers typically prefer candidates who have previous risk management experience.

What are Credit Risk Managers?

Credit Risk Managers are professionals responsible for assessing and managing the risk of financial losses that may arise from borrowers failing to repay loans or meet contractual obligations. They analyze financial data, credit reports, and market trends to determine the creditworthiness of individuals or businesses. Credit Risk Managers also develop policies and strategies to minimize potential losses and ensure compliance with regulatory standards. Their role is critical in maintaining the financial health and stability of banks, lending institutions, and other organizations involved in credit.

What are the key skills and qualifications needed to thrive as a Credit Risk Manager, and why are they important?

To thrive as a Credit Risk Manager, you need strong analytical abilities, deep knowledge of financial principles, and typically a degree in finance, accounting, or a related field. Familiarity with risk modeling software, credit scoring systems, and regulatory frameworks such as Basel III is essential. Strong communication, decision-making, and stakeholder management skills set outstanding professionals apart in this field. These skills are crucial for accurately assessing creditworthiness, minimizing financial losses, and ensuring regulatory compliance within financial institutions.

What is the difference between Credit Risk Manager vs Credit Analyst?

AspectCredit Risk ManagerCredit Analyst
CredentialsBachelor's degree, often certifications like CFA or credit risk certificationsBachelor's degree, finance or related field, sometimes certifications like CFA
Work EnvironmentOversees risk policies, manages teams, strategic planningAnalyzes credit data, assesses borrower risk, prepares reports
Industry UsageUsed in banking, financial services, lending institutionsCommon in banks, credit agencies, financial firms

The Credit Risk Manager focuses on overseeing and managing the overall credit risk policies and teams, while the Credit Analyst conducts detailed credit assessments of individual borrowers. Both roles require similar credentials and are integral to credit decision processes, but they differ in scope and responsibilities.

Does credit risk pay well?

Credit risk managers typically earn competitive salaries that vary based on experience, location, and industry. They often receive additional benefits and may need certifications such as CFA or FRM, with higher salaries generally associated with senior roles and specialized skills.
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Credit Risk Manager jobs near you
Infographic showing various Credit Risk Manager job openings in the United States as of May 2026, with employment types broken down into 1% As Needed, 62% Full Time, 36% Part Time, and 1% Nights. Highlights an 94% Physical, 2% Hybrid, and 4% Remote job distribution, with an average salary of $158,312 per year, or $76.1 per hour.

Credit Risk Manager

Inizio Partners

Charlotte, NC • On-site

Full-time

This job post has expired today. Applications are no longer accepted.

Job description

Credit Risk Manager

Charlotte, NC, USA

About the Role

Our client's Credit Risk Practice partners with leading banks, fintechs, and financial institutions to design and implement advanced risk management strategies. We are seeking a Credit Risk data scientist to support the design, execution, and monitoring of credit strategies across the lending lifecycle. This role is highly analytical, with direct involvement in underwriting models and policies, line assignment, credit line increase programs, and ongoing portfolio monitoring.

Key Responsibilities

  • Contribute to development and validation of underwriting models, including data preparation, feature engineering, and performance benchmarking.
  • Support policy design for credit, fraud, pricing, and digital pre-qualification strategies.
  • Work on line assignment and credit line increase strategies, optimizing risk/return tradeoffs and supporting income capture initiatives.
  • Assist in graduation and product upgrade strategies for profitable base (like engaged, low-risk customers).
  • Support the design of risk appetite frameworks, concentration limits, and program guardrails.
  • Help establish reporting, monitoring dashboards, success metrics, and participate in industry benchmarking.
  • Collaborate with cross-functional teams to ensure strategies are aligned with business goals, compliant with policies, and scalable.
  • Drive innovation by testing new data sources, exploring A/B testing approaches, and refining strategies through continuous learning.

Qualifications

  • Bachelors degree in Business, Finance, Statistics, Mathematics, Engineering, or related field; Masters preferred.
  • 5+ years of experience in credit risk analytics, modeling, or strategy within banking, fintech, or consulting.
  • Strong knowledge of the credit lifecycle (underwriting, line assignment, CLI, monitoring, risk appetite).
  • Proficiency in SQL and SAS; exposure to Python /Tableau or other analytical tools is a plus.
  • Experience with statistical modeling, segmentation, regression, and hyperparameter optimization.
  • Knowledge of model governance, regulatory guidelines and designing risk appetite framework.
  • Strong analytical problem-solving skills with ability to translate insights into actionable strategies with excellent communication and presentation skills.
  • Ability to work in fast-paced environments, manage multiple priorities, and collaborate across teams.

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