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Credit Risk Manager Jobs (NOW HIRING)

DV Trading

Credit Risk Manager

Chicago, IL

Overview: DV is looking for a Credit Risk Manager to lead its counterparty and credit risk management function by evaluating clients, counterparties, and credit investments while identifying ...

DV Trading

Credit Risk Manager

Chicago, IL · On-site

$150K - $200K/yr

DV is looking for a Credit Risk Manager to lead its counterparty and credit risk management function by evaluating clients, counterparties, and credit investments while identifying, measuring, and ...

DV Trading

Credit Risk Manager

Chicago, IL · On-site

$150K - $200K/yr

DV is looking for a Credit Risk Manager to lead its counterparty and credit risk management function by evaluating clients, counterparties, and credit investments while identifying, measuring, and ...

usauto

Credit Risk Manager

Duluth, GA

Position Summary The Credit Risk Manager will be responsible for reporting, analytics and credit strategy formulation to support credit underwriting for US Auto's auto financing business. This is a ...

Made Card

Credit Risk Manager

New York, NY · Remote

$100K - $110K/yr

About the Role The Credit Risk Manager will play a critical role in shaping and leading Made Card's credit risk strategy across the customer lifecycle. You'll drive underwriting, pricing ...

Made Card

Credit Risk Manager

New York, NY · On-site

$100K - $110K/yr

About the Role The Credit Risk Manager will play a critical role in shaping and leading Made Card's credit risk strategy across the customer lifecycle. You'll drive underwriting, pricing ...

Valley Bank

Credit Risk Manager

Los Angeles, CA · On-site

... management. Identifies, outlines, and mitigates risks associated with potential lending ... Ensures credits are accurately risk rated and are properly monitored and reported. * Prepares all ...

Valley Bank

CRE Credit Risk Manager

Tampa, FL · On-site

... management. Identifies, outlines, and mitigates risks associated with potential lending ... Ensures credits are accurately risk rated and are properly monitored and reported. * Prepares all ...

Lendable Ltd

Senior Credit Risk Manager

Virginia, MN · On-site

$175 - $250/hr

# Senior Credit Risk Manager* Virginia* Full Time (Permanent)* Hybrid* 175-250k* Loans US CreditApply for this role## About the roleWe're looking for a **highly analytical, technically strong Senior ...

Td

Credit Risk Strategy Manager I (US)

Wilmington, DE · On-site

$120K - $145K/yr

Risk Management The Credit Risk Strategy Manager I (US) manages the creation, implementation and validation of various risk segmentation strategies including, but not limited to: adjudication ...

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Credit Risk Manager information

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$86.5K

$158.3K

$239.5K

How much do credit risk manager jobs pay per year?

As of Aug 28, 2026, the average yearly pay for credit risk manager in the United States is $158,312.00, according to ZipRecruiter salary data. Most workers in this role earn between $133,500.00 and $177,500.00 per year, depending on experience, location, and employer.

What is a credit risk manager?

Credit Risk Managers are professionals responsible for assessing and managing the risk of financial losses that may arise from borrowers failing to repay loans or meet contractual obligations. They analyze financial data, credit reports, and market trends to determine the creditworthiness of individuals or businesses. Credit Risk Managers also develop policies and strategies to minimize potential losses and ensure compliance with regulatory standards. Their role is critical in maintaining the financial health and stability of banks, lending institutions, and other organizations involved in credit.

What does a credit risk manager do?

A credit risk manager analyzes credit risk for banks and similar financial institutions. In this role, it’s your job to develop better credit risk policies and procedures to alleviate losses and maintain capital. Additional duties involve examining data, building financial models, creating performance reports, ensuring regulatory compliance, and formulating credit policy. This career requires at least a bachelor’s degree in business administration or a related field. Other important qualifications include excellent analytical, communication, and research skills. Most employers typically prefer candidates who have previous risk management experience.

What are the key skills and qualifications needed to thrive as a credit risk manager, and why are they important?

To thrive as a Credit Risk Manager, you need strong analytical abilities, deep knowledge of financial principles, and typically a degree in finance, accounting, or a related field. Familiarity with risk modeling software, credit scoring systems, and regulatory frameworks such as Basel III is essential. Strong communication, decision-making, and stakeholder management skills set outstanding professionals apart in this field. These skills are crucial for accurately assessing creditworthiness, minimizing financial losses, and ensuring regulatory compliance within financial institutions.

How does a credit risk manager typically collaborate with other departments to assess and mitigate risk?

A Credit Risk Manager frequently works with teams across the organization, such as underwriting, finance, and compliance, to assess borrower creditworthiness and ensure adherence to risk policies. Collaboration often involves developing risk models, reviewing loan portfolios, and communicating risk exposures to senior management. Working closely with these departments enables comprehensive risk assessments and the implementation of effective mitigation strategies. This cross-functional approach fosters a proactive risk culture and ensures that credit decisions align with both regulatory requirements and business objectives.

What is the difference between Credit Risk Manager vs Credit Analyst?

AspectCredit Risk ManagerCredit Analyst
CredentialsBachelor's degree, often certifications like CFA or credit risk certificationsBachelor's degree, finance or related field, sometimes certifications like CFA
Work EnvironmentOversees risk policies, manages teams, strategic planningAnalyzes credit data, assesses borrower risk, prepares reports
Industry UsageUsed in banking, financial services, lending institutionsCommon in banks, credit agencies, financial firms

The Credit Risk Manager focuses on overseeing and managing the overall credit risk policies and teams, while the Credit Analyst conducts detailed credit assessments of individual borrowers. Both roles require similar credentials and are integral to credit decision processes, but they differ in scope and responsibilities.

How much do credit risk managers make in the US?

Credit risk managers in the US typically earn a median annual salary of around $85,000 to $125,000, with experienced professionals and those in senior roles earning higher. Salaries can vary based on industry, location, and level of experience, and certifications like CFA or FRM can enhance earning potential.
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Credit Risk Manager jobs near you
Infographic showing various Credit Risk Manager job openings in the United States as of August 2026, with employment types broken down into 88% Full Time, 11% Part Time, and 1% Contract. Highlights an 80% Physical, 2% Hybrid, and 18% Remote job distribution, with an average salary of $158,312 per year, or $76.1 per hour.

Credit Risk Manager

Salt Lake City, UT • On-site

First Electronic Bank
51 - 200 employees
Learn more about First Electronic Bankexternal

Full-time

Posted 9 days ago

Job description

Job Type
Full-time
Description
At First Electronic Bank (FEB), we are driven by the purpose to make credit accessible to everyday Americans, and their businesses. Partnering with some of the most innovative FinTech companies in the nation, we offer a wide range of consumer and commercial credit products on a national basis. Offering revolving lines of credit, private-label credit cards, installment financing programs and more, FEB's engages with strategic, collaborative partnerships, promoting services and products to provide the most beneficial consumer and commercial financing solutions.
The Credit Risk Manager serves as the primary credit risk subject matter expert for assigned Strategic Partner programs. This role maintains a deep understanding of partner underwriting frameworks, customer application processes, credit decisioning methodologies, testing strategies, and portfolio performance drivers. The position is responsible for evaluating underwriting effectiveness, monitoring portfolio performance, and assessing the impact of proposed credit strategy changes on risk and expected outcomes.
Working closely with Strategic Partner Managers, Compliance, Legal, Model Risk Management, and other key stakeholders, the Credit Risk Manager provides independent oversight and effective challenge of partner credit programs. The role reviews and approves credit strategy changes through the Bank's governance framework, ensuring underwriting practices remain aligned with FEB Credit Policy, approved risk tolerances, and overall risk management objectives.
What You'll Do:
  • Serve as the primary Credit Administration subject matter expert for assigned Strategic Partner underwriting programs and related credit strategies.
  • Maintain a comprehensive understanding of assigned Strategic Partner credit programs, including customer application flows, underwriting methodologies, credit decisioning strategies, policy rules, testing frameworks, portfolio performance drivers, and key credit risk indicators.
  • Lead the Strategic Partner Credit Strategy Change Request process and associated recordkeeping for assigned programs.
  • Review, challenge, and approve proposed underwriting and credit strategy changes by assessing their potential impact on portfolio performance, credit risk, customer outcomes, approval rates, loss performance, and alignment with approved risk tolerances.
  • Evaluate underwriting methodologies, decision strategies, policy rules, testing results, and portfolio performance outcomes to ensure credit programs operate as expected and remain aligned with the FEB Credit Policy, approved risk tolerances, and risk management expectations.
  • Participate in due diligence initiatives for new products launched in partnership with Strategic Partners, with a particular emphasis on enabling the development of credit programs and the origination of financial receivables.
  • Perform Credit Policy adherence testing and prepare related reporting for management and governance committees.
  • Monitor for credit policy gaps and collaborate with Strategic Partner teams to ensure timely remediation of identified policy adherence issues.
  • Review static pool analyses, portfolio performance reporting, and key credit risk metrics to evaluate how underwriting strategies, decisioning methodologies, testing initiatives, and credit policy changes influence portfolio performance, customer outcomes, and overall credit risk, and to assess whether results align with expected outcomes.
  • Collaborate with internal stakeholders, including but not limited to, Strategic Partner Managers, Compliance, Legal, and Model Risk Management, to ensure effective oversight of assigned credit programs.
  • Collaborate with internal stakeholders to ensure shared deadlines and Service Level Agreements (SLAs) are met.
  • Work with management to develop, enhance, and administer credit risk governance processes supporting Strategic Partner oversight and internal credit activities.
  • Participate in and provide information and documentation in support of internal audits, external audits, regulatory examinations, and independent reviews.
  • Prepare and present partner performance, underwriting strategy changes, credit strategy trends, and emerging credit risk matters to the Credit Committee and other governance committees, as appropriate.
  • Identify emerging credit risk issues and escalate material concerns to management and appropriate governance committees.

Requirements
What We're Looking For:
  • Bachelor's degree in finance, Business, Economics, Risk Management or a related field.
  • Minimum of 5 years of experience in banking, financial services, credit risk management, or a related field.
  • Strong analytical, problem-solving, credit analysis, and data interpretation skills.
  • Experience working with large datasets to analyze credit performance, underwriting outcomes, and credit risk trends.
  • Working knowledge of Power BI, SQL, Excel, or similar data analysis and reporting tools.
  • Ability to independently extract, validate, analyze, and interpret data to identify emerging risks, performance trends, and actionable insights.
  • Strong understanding of underwriting concepts, credit decisioning methodologies, credit policies, and risk-based lending strategies.
  • Experience evaluating underwriting performance through testing frameworks such as A/B testing, champion/challenger testing, segmentation analysis, or similar strategy validation techniques.
  • Experience with credit origination strategies and portfolio performance monitoring.
  • Ability to understand and clearly communicate complex credit strategies and concepts to both credit and non-credit stakeholders.
  • Self-motivated and capable of exercising sound judgment, making risk-based decisions, and identifying when issues require escalation in complex or nuanced situations.
  • Ability to work effectively in a cross-functional, collaborative environment.
  • Strong organizational skills with the ability to manage multiple priorities and meet deadlines.
  • Demonstrated ability to work independently with minimal supervision and drive assignments to completion in a deadline-driven environment.
  • Experience preparing materials for management committees, audits, examinations, or risk governance activities preferred.
  • Experience working with fintech partners, third-party credit programs, or Banking-as-a-Service (BaaS) environments preferred.

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