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Credit Risk Manager Jobs in Winnipeg, MB (NOW HIRING)

Td

Associate, Commercial National Accounts

Winnipeg, MB · On-site

CA$81K - CA$115K/yr

... credit risk policies. Accountable for underwriting new credit requests, completing annual credit reviews, coordinating (or managing) draw requests, along with responsibilities for monitoring and ...

BMO Capital Markets

Personal Banker

Winnipeg, MB · Hybrid

Applies the risk management framework to the portfolio to protect the Bank's assets and maintain ... Makes credit recommendations for personal lending transactions, including home financing, in ...

Bmo

Customer Service Representative

Winnipeg, MB

Probes to understand customer personal banking and credit card needs and integrates marketing ... Take measured risks while protecting the bank by applying our Risk Management Framework in the ...

Bmo

Customer Service Representative

Winnipeg, MB

Probes to understand customer personal banking and credit card needs and integrates marketing ... Take measured risks while protecting the bank by applying our Risk Management Framework in the ...

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Credit Risk Manager information

What are the 5 C's of credit risk management?

The 5 C's of credit risk management are Character, Capacity, Capital, Collateral, and Conditions. These factors help credit risk managers evaluate a borrower's ability and willingness to repay a loan, guiding credit decisions and risk assessments. Understanding these principles is essential for effective credit analysis and maintaining financial stability.

How does a Credit Risk Manager typically collaborate with other departments to assess and mitigate risk?

A Credit Risk Manager frequently works with teams across the organization, such as underwriting, finance, and compliance, to assess borrower creditworthiness and ensure adherence to risk policies. Collaboration often involves developing risk models, reviewing loan portfolios, and communicating risk exposures to senior management. Working closely with these departments enables comprehensive risk assessments and the implementation of effective mitigation strategies. This cross-functional approach fosters a proactive risk culture and ensures that credit decisions align with both regulatory requirements and business objectives.

What Does a Credit Risk Manager Do?

A credit risk manager analyzes credit risk for banks and similar financial institutions. In this role, it’s your job to develop better credit risk policies and procedures to alleviate losses and maintain capital. Additional duties involve examining data, building financial models, creating performance reports, ensuring regulatory compliance, and formulating credit policy. This career requires at least a bachelor’s degree in business administration or a related field. Other important qualifications include excellent analytical, communication, and research skills. Most employers typically prefer candidates who have previous risk management experience.

What is the highest salary for a risk manager?

The highest salary for a Credit Risk Manager can exceed $150,000 annually, especially in large financial institutions or with extensive experience and advanced certifications. Senior risk managers in major markets or with specialized skills may earn even higher compensation, including bonuses and incentives.

What are Credit Risk Managers?

Credit Risk Managers are professionals responsible for assessing and managing the risk of financial losses that may arise from borrowers failing to repay loans or meet contractual obligations. They analyze financial data, credit reports, and market trends to determine the creditworthiness of individuals or businesses. Credit Risk Managers also develop policies and strategies to minimize potential losses and ensure compliance with regulatory standards. Their role is critical in maintaining the financial health and stability of banks, lending institutions, and other organizations involved in credit.

What is the role of a credit risk manager?

A credit risk manager is responsible for assessing and monitoring the creditworthiness of clients and borrowers to minimize financial losses. They analyze financial data, develop risk mitigation strategies, and ensure compliance with lending policies, often using tools like credit scoring models and financial analysis software.

What are the key skills and qualifications needed to thrive as a Credit Risk Manager, and why are they important?

To thrive as a Credit Risk Manager, you need strong analytical abilities, deep knowledge of financial principles, and typically a degree in finance, accounting, or a related field. Familiarity with risk modeling software, credit scoring systems, and regulatory frameworks such as Basel III is essential. Strong communication, decision-making, and stakeholder management skills set outstanding professionals apart in this field. These skills are crucial for accurately assessing creditworthiness, minimizing financial losses, and ensuring regulatory compliance within financial institutions.

What is the difference between Credit Risk Manager vs Credit Analyst?

AspectCredit Risk ManagerCredit Analyst
CredentialsBachelor's degree, often certifications like CFA or credit risk certificationsBachelor's degree, finance or related field, sometimes certifications like CFA
Work EnvironmentOversees risk policies, manages teams, strategic planningAnalyzes credit data, assesses borrower risk, prepares reports
Industry UsageUsed in banking, financial services, lending institutionsCommon in banks, credit agencies, financial firms

The Credit Risk Manager focuses on overseeing and managing the overall credit risk policies and teams, while the Credit Analyst conducts detailed credit assessments of individual borrowers. Both roles require similar credentials and are integral to credit decision processes, but they differ in scope and responsibilities.

Does credit risk pay well?

Credit Risk Managers typically earn competitive salaries that vary by industry, experience, and location. They often receive additional benefits and may need certifications such as CFA or FRM, which can influence compensation levels.
More about Credit Risk Manager jobs
What job categories do people searching Credit Risk Manager jobs in Winnipeg, MB look for? The top searched job categories for Credit Risk Manager jobs in Winnipeg, MB are:
Credit Risk Manager jobs near you
Infographic showing various Credit Risk Manager job openings in Winnipeg, MB as of July 2026, with employment types broken down into 80% Full Time, 18% Part Time, and 2% Temporary. Highlights an 95% Physical, 1% Hybrid, and 4% Remote job distribution.

Manager Financing Solutions

National Bank

Winnipeg, MB • On-site

Full-time

Medical, Retirement

Posted 22 days ago

Job description

A career as Manager, Financing Solutions in the Commercial Banking team means working closely with the commercial account managers and several other internal and external partners as a credit expert. This job allows you to have a positive impact on your colleagues and customers thanks to your knowledge of commercial financing.

Your job

  • Perform high-quality credit analyses in accordance with the standards established by the Credit Centre, and make recommendations.
  • Structure credit applications by mitigating risks and developing financing scenarios that meet client needs and match the Bank's risk criteria.
  • Participate in determining client financing needs in collaboration with the Commercial Account Managers and Senior Manager, Financing Solutions.
  • Negotiate credit terms and conditions with the Credit Risk Management as needed and confirm the availability of financing for the Commercial Account Manager.
  • Obtain comments from the Account Managers on the preliminary versions of credit applications, adjust them as needed, then present them to the RVP before they are forwarded to the Credit Risk Management to ensure they meet the Bank's requirements for overall client profitability.
  • Produce documents and update client files in collaboration with account representatives and the Credit Risk Management to ensure credit applications are processed efficiently.
  • Act as a resource person for your team in handling credit matters and assist, as needed, in addressing team members' skills development in this area.
  • Identify the risks inherent to sector activities.

Your team

Within the Commercial Banking sector, the Manager, Financing Solutions reports to the Senior Manager and Team Leader, Financing Solutions and will be a part of the Winnipeg office. Our team stands out for its exceptional service and unwavering support to both business owners and our colleagues, ensuring a collaborative and thriving work environment. We ultimately aim to offer you flexibility and quality of life. This notably means a hybrid work environment, as well as adaptable working hours.

Prerequisites

  • Hold a Bachelor’s Degree in commerce, finance, business or accounting fields and 3+ years of experience
  • Knowledge of functions of risk management, banking, business lending
  • Experience in commercial credit
  • Negotiation experience
  • Experience analyzing financial statements
  • Good interpersonal and communication skills with an ability to efficiently collaborate with all partners and form well-reasoned recommendations
Your benefits
In addition to competitive compensation, upon hiring you’ll be eligible for a wide range of flexible benefits to help promote your wellbeing and that of your family such as:

* Health and wellness program, including many options
* Flexible group insurance
* Generous pension plan
* Employee Share Ownership Plan
* Employee and family assistance program
* Preferential banking services
* Involvement in community initiatives
* Telemedicine service
* Virtual sleep clinic

We have an offer that keeps up with trends as well as your needs and those of your family.

Our dynamic work environments and cutting-edge collaboration tools foster a positive employee experience. We value employees’ ideas. Whether through our surveys or programs, regular feedback and ongoing communication are encouraged.

Making a bold move in a people-first environment
We’re a bank on a human scale that stands out for its courage, entrepreneurial culture, and passion for people. Our mission is to have a positive impact on people’s lives. Our core values of partnership, agility, and empowerment inspire us, and inclusion is central to our commitments. We aim, wherever possible, to provide a barrier-free and accessible environment to all employees.

We strive to provide accessibility measures throughout the recruitment process within the limits of our available resources. If you require accommodations, feel free to let us know during our initial conversations. We welcome all candidates! What can you bring to our team?

Join us!

Apply