ZipRecruiter

Log In

1

Freelance Credit Risk Manager Jobs (NOW HIRING)

ATLANTICUS

Credit Risk Manager

Atlanta, GA

The Credit Risk Manager is responsible for delivering strategies that drive product growth and optimization for the private label retail business. You will own and manage credit risk strategies ...

Worldpac

Credit Risk Manager

Oak Brook, IL

The Manager oversees credit risk reviews as well as investigations and is responsible to make timely credit related recommendations and decisions as applicable. The role will work closely with ...

usauto

Credit Risk Manager

Duluth, GA · On-site

Position Summary The Credit Risk Manager will be responsible for reporting, analytics and credit strategy formulation to support credit underwriting for US Auto's auto financing business. This is a ...

Fiserv, Inc.

Credit Risk Manager

Berkeley Heights, NJ · On-site

$69K - $110K/yr

Job Title Credit Risk Manager * The Fiserv Credit Risk Organization is responsible for managing the risk throughout the lifecycle of the firm's products and services. This is an exciting and fast ...

Monitise

Credit Risk Manager

Coral Springs, FL

$69K - $110K/yr

Job Title Credit Risk Manager * The Fiserv Credit Risk Organization is responsible for managing the risk throughout the lifecycle of the firm's products and services. This is an exciting and fast ...

Monitise

Credit Risk Manager

Berkeley Heights, NJ

$69K - $110K/yr

Job Title Credit Risk Manager * The Fiserv Credit Risk Organization is responsible for managing the risk throughout the lifecycle of the firm's products and services. This is an exciting and fast ...

MQ Referrals Only

Credit Risk Manager

As Marqeta's Credit Risk Manager you will lead credit underwriting and account management for our SMB and commercial card programs, helping us launch and scale credit offerings for small, mid-market ...

Freddie Mac

Seller Credit Risk Manager

Mclean, VA

$128K - $192K/yr

The Credit Manager for Single-Family Seller Credit Risk Management is tasked with identifying, evaluating, and managing credit risk at the Seller/Servicer level, ensuring alignment with Freddie Mac ...

Freddie Mac

Seller Credit Risk Manager

Plano, TX

$128K - $192K/yr

The Credit Manager for Single-Family Seller Credit Risk Management is tasked with identifying, evaluating, and managing credit risk at the Seller/Servicer level, ensuring alignment with Freddie Mac ...

Freddie Mac

Seller Credit Risk Manager

Plano, TX · On-site

$128K - $192K/yr

The Credit Manager for Single-Family Seller Credit Risk Management is tasked with identifying, evaluating, and managing credit risk at the Seller/Servicer level, ensuring alignment with Freddie Mac ...

Bing Recruitment

Credit Risk Manager

Orlando, FL

$83K - $143K/yr

Credit Risk Manager Multiple Locations: AL; CA; IL; FL; NJ; NY; NC; PA; TX; VA Pay Range $83,100.00 - $143,500.00 / year Job Overview The Credit Risk Manager is responsible for supervising all ...

Valley Bank

Credit Risk Manager

Los Angeles, CA · On-site

... management. Identifies, outlines, and mitigates risks associated with potential lending ... Ensures credits are accurately risk rated and are properly monitored and reported. * Prepares all ...

Monex

Senior Credit Risk Manager

Washington, DC · On-site

$100K - $140K/yr

Senior Credit Risk Manager Location: Washington, D.C.; (Hybrid, 4 days in office, after first 90-days in office) Status: Full-time; Exempt Reports to: Senior Risk Leadership Team Typical Work Hours ...

Truist

Credit Risk Manager I

Atlanta, GA · On-site

Serve as a risk manager for Corporate Banking and Leverage Finance * Provide risk oversight and credit guidance across a diverse portfolio, including investment-grade exposures, leveraged borrowers ...

Truist

Credit Risk Manager I

Charlotte, NC

Serve as a risk manager for Corporate Banking and Leverage Finance * Provide risk oversight and credit guidance across a diverse portfolio, including investment-grade exposures, leveraged borrowers ...

Truist

Credit Risk Manager I

Atlanta, GA · On-site

Serve as a risk manager for Corporate Banking and Leverage Finance * Provide risk oversight and credit guidance across a diverse portfolio, including investment-grade exposures, leveraged borrowers ...

Monex USA

Senior Credit Risk Manager

Washington, DC · On-site

$100K - $140K/yr

Senior Credit Risk Manager Location: Washington, D.C.; (Hybrid, 4 days in office, after first 90-days in office) Status: Full-time; Exempt Reports to: Senior Risk Leadership Team Typical Work Hours ...

next page

Showing results 1-20

All JobsCredit Risk JobsFreelance Credit Risk Manager Jobs

Freelance Credit Risk Manager information

See salary details

$86.5K

$158.3K

$239.5K

How much do freelance credit risk manager jobs pay per year?

As of Jun 8, 2026, the average yearly pay for freelance credit risk manager in the United States is $158,312.00, according to ZipRecruiter salary data. Most workers in this role earn between $133,500.00 and $177,500.00 per year, depending on experience, location, and employer.

What does a Freelance Credit Risk Manager do?

A Freelance Credit Risk Manager is an independent professional who evaluates and manages the risk associated with lending money or extending credit to clients or businesses. Their main responsibilities include analyzing financial statements, assessing creditworthiness, setting credit limits, and recommending risk mitigation strategies. They often work with banks, financial institutions, or companies on a project basis, providing expert advice without being a full-time employee. By identifying potential risks, they help ensure that clients make sound lending decisions and minimize potential financial losses.

What are the key skills and qualifications needed to thrive as a Freelance Credit Risk Manager, and why are they important?

To thrive as a Freelance Credit Risk Manager, you need a solid background in finance, risk assessment, and data analysis, typically supported by a degree in finance, economics, or a related field. Familiarity with credit risk modeling software, financial databases, and relevant certifications such as FRM or CFA is often required. Strong communication, independent problem-solving, and client management skills help distinguish top performers in this role. These abilities ensure accurate risk evaluation, build client trust, and support effective decision-making in dynamic environments.

What is the difference between Freelance Credit Risk Manager vs Credit Analyst?

AspectFreelance Credit Risk ManagerCredit Analyst
CredentialsRelevant certifications (e.g., CFA, credit risk certifications), experience in credit risk managementOften requires finance or accounting degrees, certifications like CFA or CPA beneficial
Work EnvironmentIndependent, remote or client-site, project-basedTypically in banks, financial institutions, or corporate finance teams
Employer & IndustryFreelance/consulting firms, financial services, lending companiesBanks, investment firms, corporate finance departments

While both roles involve assessing creditworthiness, a Freelance Credit Risk Manager focuses on managing credit risk strategies for multiple clients independently, whereas a Credit Analyst primarily works within organizations to evaluate individual credit applications. The freelance role offers flexibility and project-based work, while the credit analyst role is usually within a corporate or banking environment.

How does a Freelance Credit Risk Manager typically collaborate with clients and stakeholders?

As a Freelance Credit Risk Manager, you’ll frequently work with clients’ finance teams, senior management, and sometimes external auditors to assess and mitigate credit risks. Collaboration often takes place via virtual meetings, email communications, and shared project management tools, since many engagements are remote or hybrid. You’ll be expected to present your analyses, explain risk models, and provide actionable recommendations tailored to each client’s unique needs. Building strong relationships and clear channels of communication is essential for delivering value and ensuring your assessments are effectively implemented.
More about Freelance Credit Risk Manager jobs
What cities are hiring for Freelance Credit Risk Manager jobs? Cities with the most Freelance Credit Risk Manager job openings:
What are the most commonly searched types of Credit Risk Manager jobs? The most popular types of Credit Risk Manager jobs are:
What states have the most Freelance Credit Risk Manager jobs? States with the most job openings for Freelance Credit Risk Manager jobs include:
What job categories do people searching Freelance Credit Risk Manager jobs look for? The top searched job categories for Freelance Credit Risk Manager jobs are:
Freelance Credit Risk Manager jobs near you
Infographic showing various Freelance Credit Risk Manager job openings in the United States as of May 2026, with employment types broken down into 95% Full Time, and 5% Contract. Highlights an 72% Physical, 2% Hybrid, and 26% Remote job distribution, with an average salary of $158,312 per year, or $76.1 per hour.
Credit Risk Manager

Credit Risk Manager

Atlanticus Holdings Corporation

Atlanta, GA • On-site

Other

Medical, Retirement, PTO

Posted 16 days ago

Job description

When you join Atlanticus, you become a member of a fast-growing, mission-focused company that is committed to aid in meeting the financial needs of middle-class Americans. With a culture of collaboration and a one-team mindset, we encourage entrepreneurial thinking to empower our customers toward financial well-being.
Atlanticus™ technology enables bank, retail, and healthcare partners to offer more inclusive financial services to everyday Americans through the use of proprietary analytics. We apply the experience gained and infrastructure built from servicing over 20 million customers and over $40 billion in consumer loans over more than 25 years of operating history to support lenders that originate a range of consumer loan products. These products include retail and healthcare, private label credit and general-purpose credit cards marketed through our omnichannel platform, including retail point-of-sale, healthcare point-of-care, direct mail solicitation, digital marketing, and partnerships with third parties. Additionally, through our Auto Finance subsidiary, Atlanticus serves the individual needs of automotive dealers and automotive non-prime financial organizations with multiple financing and service programs.
Office Location
  • Atlanta, GA - Located in the Queen Building (King & Queen Towers, Sandy Springs), with easy access to I-285, GA-400, and a free shuttle to MARTA.

Work Culture
We foster a collaborative, innovative environment where everyone contributes to building something meaningful. You'll be empowered to lead, grow, and make an impact.
The Role
  • What a day looks like:
    The Credit Risk Manager is responsible for delivering strategies that drive product growth and optimization for the private label retail business. You will own and manage credit risk strategies including population segmentation, the evaluation of new data sources, and product/price optimization across the credit spectrum. In addition, you will optimize strategies, new and existing, to drive new account originations and deliver incremental profit. The candidate should be able to apply knowledge of credit strategy as well as communicate complex topics to colleagues, management, and other stakeholders within the company.
  • Evaluate new data and partner data sources for underwriting and line assignment strategies using statistical analysis techniques such as CHAID Decision Trees, optimization procedures, loss forecasting, enhanced process monitoring, data quality analyses, and incorporate score implementations supporting launch
  • Develop and monitor customized manual underwriting process
  • Work with Segment / Strategic Analytics / Decision Science staff to ensure project completion within agreed time frames and end-client satisfaction
  • Analyze, validate, track, and monitor delivered projects
  • Interact with Business Development and/or Client Management to discuss new opportunities and/or changes to client portfolio

  • Primary Responsibilities:
  • Deliver profitable growth through the development of new strategies and the optimization of existing strategies through the assessment of credit risk and P&L drivers
  • Develop and maintain Key Performance Indicators (KPI)
  • Develop strategies focusing on growth, profitability, and competitive success while catering to needs of the consumer
  • Applies knowledge of credit card regulations in the development, implementation, and monitoring of credit strategies
  • Perform ad-hoc and recurrent credit risk analytical work
  • Collaborate and partner across the business (Risk, Marketing, Business Development to drive highly visible and impactful projects
  • Communicate strategies to management and other stakeholders

  • You're a great fit if you have:
  • Bachelor's degree and 5+ years of Credit Card Industry experience
  • Fundamental knowledge of credit scoring, underwriting, and credit risk management
  • Familiar with a wide variety of credit card industry concepts, practices, and metrics across credit policy, credit risk, and loss forecasting
  • Extensive experience working hands-on with SAS/SQL or equivalent to independently write queries to generate reports and perform ad-hoc analyses
  • Proficiency in analytical or reporting tools such as SAS, R, Python, or Tableau
  • Excellent written and verbal communication skills

Why You'll Love Working Here
This isn't just a job, it's a place to lead, grow, and thrive. If you believe in your skills and drive, we'll provide the resources and support to help you succeed.
Benefits include:
  • Generous PTO and holiday schedule
  • 401(k) with company match
  • Employee stock purchase plan
  • Ongoing training (lunch & learns, financial and health webinars)
  • Team volunteer outings

Atlanticus is an equal opportunity employer. All qualified applicants will receive consideration without regard to race, religion, gender, sexual orientation, age, veteran status, disability, or other protected status.

Apply