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Freelance Credit Risk Manager Jobs (NOW HIRING)

Monex USA

Senior Credit Risk Manager

Washington, DC · On-site

$100K - $140K/yr

Senior Credit Risk Manager Location: Washington, D.C.; (Hybrid, 4 days in office, after first 90-days in office) Status: Full-time; Exempt Reports to: Senior Risk Leadership Team Typical Work Hours ...

Farmers Bank

Credit Risk Officer

Little Rock, AR · On-site

The Credit Risk Manager serves as a key liaison between Credit Administration, Senior Management, and the Board on matters related to credit risk governance. ESSENTIAL DUTIES AND RESPONSIBILITIES ...

Nelo Mobile

Senior Credit Risk Manager

New York, NY · On-site

Senior Credit Risk Manager At most companies, credit policy goes through a committee. At Nelo, you ... Nelo Time Leverage Program - monthly budget for AI tools and freelance support, no approval needed

Valley Bank

Sr Credit Risk Manager

Phoenix, AZ · On-site

... management. Identifies, outlines, and mitigates risks associated with potential lending ... Ensures credits are accurately risk rated and are properly monitored and reported. * Prepares all ...

Nelo Mobile

Credit Risk Mgr/Dir

New York, NY · On-site

$175K - $225K/yr

Credit Risk Manager/Director @ Nelo About Nelo Nelo is a leading consumer fintech and e-commerce platform in Mexico, with >$500MM in annualized GMV and >$70MM in annualized revenue. Our mission is to ...

Uber

B2B Credit Risk Manager

Dallas, TX · On-site +1

As a B2B Credit Risk Manager, you will lead initiatives across Credit Risk Management, Process Improvement & AI Automation, Cross Functional Initiatives. This work directly impacts cash flow ...

Sallie Mae

Manager, Credit Risk

Newark, DE · On-site

What You'll Contribute The Manager, Credit Risk serves as a key leader within the Second Line of Defense (2LOD), providing independent oversight, credible effective challenge, and governance support ...

Sallie_mae

Manager, Credit Risk

Sterling, VA

What You'll Contribute The Manager, Credit Risk serves as a key leader within the Second Line of Defense (2LOD), providing independent oversight, credible effective challenge, and governance support ...

Uber

B2B Credit Risk Manager

San Francisco, CA · On-site +1

As a B2B Credit Risk Manager, you will lead initiatives across Credit Risk Management, Process Improvement & AI Automation, Cross Functional Initiatives. This work directly impacts cash flow ...

Sallie_mae

Manager, Credit Risk

Newark, DE

What You'll Contribute The Manager, Credit Risk serves as a key leader within the Second Line of Defense (2LOD), providing independent oversight, credible effective challenge, and governance support ...

Attain Finance

Manager, Credit Risk

$120K - $160K/yr

Responsibilities The Credit Risk Manager is responsible for developing and executing credit risk strategies that optimize portfolio performance across multiple loan products. This role serves as the ...

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Freelance Credit Risk Manager information

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$86.5K

$158.3K

$239.5K

How much do freelance credit risk manager jobs pay per year?

As of Jun 15, 2026, the average yearly pay for freelance credit risk manager in the United States is $158,312.00, according to ZipRecruiter salary data. Most workers in this role earn between $133,500.00 and $177,500.00 per year, depending on experience, location, and employer.

What does a Freelance Credit Risk Manager do?

A Freelance Credit Risk Manager is an independent professional who evaluates and manages the risk associated with lending money or extending credit to clients or businesses. Their main responsibilities include analyzing financial statements, assessing creditworthiness, setting credit limits, and recommending risk mitigation strategies. They often work with banks, financial institutions, or companies on a project basis, providing expert advice without being a full-time employee. By identifying potential risks, they help ensure that clients make sound lending decisions and minimize potential financial losses.

What are the key skills and qualifications needed to thrive as a Freelance Credit Risk Manager, and why are they important?

To thrive as a Freelance Credit Risk Manager, you need a solid background in finance, risk assessment, and data analysis, typically supported by a degree in finance, economics, or a related field. Familiarity with credit risk modeling software, financial databases, and relevant certifications such as FRM or CFA is often required. Strong communication, independent problem-solving, and client management skills help distinguish top performers in this role. These abilities ensure accurate risk evaluation, build client trust, and support effective decision-making in dynamic environments.

What is the difference between Freelance Credit Risk Manager vs Credit Analyst?

AspectFreelance Credit Risk ManagerCredit Analyst
CredentialsRelevant certifications (e.g., CFA, credit risk certifications), experience in credit risk managementOften requires finance or accounting degrees, certifications like CFA or CPA beneficial
Work EnvironmentIndependent, remote or client-site, project-basedTypically in banks, financial institutions, or corporate finance teams
Employer & IndustryFreelance/consulting firms, financial services, lending companiesBanks, investment firms, corporate finance departments

While both roles involve assessing creditworthiness, a Freelance Credit Risk Manager focuses on managing credit risk strategies for multiple clients independently, whereas a Credit Analyst primarily works within organizations to evaluate individual credit applications. The freelance role offers flexibility and project-based work, while the credit analyst role is usually within a corporate or banking environment.

How does a Freelance Credit Risk Manager typically collaborate with clients and stakeholders?

As a Freelance Credit Risk Manager, you’ll frequently work with clients’ finance teams, senior management, and sometimes external auditors to assess and mitigate credit risks. Collaboration often takes place via virtual meetings, email communications, and shared project management tools, since many engagements are remote or hybrid. You’ll be expected to present your analyses, explain risk models, and provide actionable recommendations tailored to each client’s unique needs. Building strong relationships and clear channels of communication is essential for delivering value and ensuring your assessments are effectively implemented.
More about Freelance Credit Risk Manager jobs
What cities are hiring for Freelance Credit Risk Manager jobs? Cities with the most Freelance Credit Risk Manager job openings:
What are the most commonly searched types of Credit Risk Manager jobs? The most popular types of Credit Risk Manager jobs are:
What states have the most Freelance Credit Risk Manager jobs? States with the most job openings for Freelance Credit Risk Manager jobs include:
What job categories do people searching Freelance Credit Risk Manager jobs look for? The top searched job categories for Freelance Credit Risk Manager jobs are:
Freelance Credit Risk Manager jobs near you
Infographic showing various Freelance Credit Risk Manager job openings in the United States as of June 2026, with employment types broken down into 34% As Needed, 33% Part Time, and 33% Temporary. Highlights an 92% Physical, 2% Hybrid, and 6% Remote job distribution, with an average salary of $158,312 per year, or $76.1 per hour.
Senior Credit Risk Manager

Senior Credit Risk Manager

Monex USA

Washington, DC • On-site

$100K - $140K/yr

Full-time

Medical, Dental, Vision, Retirement, PTO

Posted 24 days ago

Job description

Job Title: Senior Credit Risk Manager
Location: Washington, D.C.; (Hybrid, 4 days in office, after first 90-days in office)
Status: Full-time; Exempt
Reports to: Senior Risk Leadership Team
Typical Work Hours: 8:30 a.m. to 5:00 p.m. Monday to Friday
Since 1999, Monex USA has provided corporate clients with industry-leading foreign exchange (FX) and international payment solutions. Across the Monex Group, we support thousands of clients globally with tailored FX risk management strategies, international payments, and market expertise recognized by leading financial media outlets including Bloomberg, Reuters, and CNBC.
Monex USA is a rapidly growing financial services firm specializing in FX Spot, Forwards, FX Options, and bespoke structured products. We are committed to helping clients navigate global currency markets through competitive pricing, strategic guidance, and personalized service.
Monex USA is seeking a highly analytical and hands-on Senior Credit Risk Manager to oversee and actively manage the company’s credit risk function within a fast-paced FX and derivatives environment. This role is responsible for day-to-day credit risk analysis, counterparty assessments, exposure monitoring, and risk decision-making, while also contributing to the ongoing enhancement of the broader risk framework.
The ideal candidate combines strong technical expertise in credit and derivatives risk with a practical, commercially minded approach and the ability to operate effectively in a dynamic and collaborative environment.
Responsibilities
Credit Risk Management & Oversight
  • Assess the creditworthiness of clients and counterparties through detailed financial and qualitative analysis
  • Review and approve credit requests, counterparty limits, margin facilities, and exposure thresholds
  • Monitor counterparty exposures, collateral positions, margin utilization, and limit breaches on an ongoing basis
  • Support the development and enhancement of the company’s credit risk framework, policies, and procedures
  • Partner with senior leadership to provide practical and commercially balanced risk guidance
Derivatives & FX Risk
  • Maintain oversight of FX spot, forwards, and options exposures, including structured and non-linear products where applicable
  • Analyze exposure sensitivity, concentration risk, volatility impacts, and stress behavior
  • Support exposure modelling methodologies including PFE, stress exposure, and scenario analysis
  • Provide effective challenge to Front Office on trade structures, client exposure, and risk mitigation strategies
Risk Monitoring, Reporting & Analytics
  • Prepare and present risk reporting to senior management and relevant governance committees
  • Conduct stress testing, concentration analysis, and portfolio surveillance
  • Monitor early warning indicators and escalate emerging counterparty or portfolio concerns
  • Ensure accuracy, integrity, and consistency of risk data and reporting
Collateral, Margining & Exposure Management
  • Monitor margin calls, collateral movements, and intraday exposure changes
  • Support margin framework enhancements, including Initial Margin and Variation Margin methodologies
  • Assist with escalation and resolution of exposure breaches or collateral disputes
  • Work closely with Treasury and Operations regarding liquidity and funding impacts
Process Improvement & Cross-Functional Collaboration
  • Identify and implement improvements to risk controls, reporting, systems, and workflows
  • Support automation and enhancement of risk analytics and monitoring processes
  • Collaborate closely with Front Office, Compliance, Finance, Treasury, and Operations teams
  • Contribute to policy, governance, and documentation updates
Team Support & Execution
  • Provide guidance and oversight to junior team members where applicable
  • Remain actively involved in daily operational risk activities and reviews
  • Act as a hands-on contributor to support workload management and business continuity
  • Help foster a strong risk-aware culture across the organization
Required Qualifications
  • Bachelor’s degree in Finance, Economics, Business, Mathematics, or related field
  • 5–10+ years of experience in credit risk, counterparty risk, or financial risk management
  • Strong experience within financial services, FX, brokerage, trading, or banking environments
  • Solid understanding of derivatives, collateral management, exposure monitoring, and margining
  • Strong analytical and quantitative skills, including financial statement analysis and risk assessment
  • Ability to make independent risk decisions while balancing commercial considerations
  • Excellent communication and stakeholder management skills
  • Strong ownership mindset with the ability to thrive in a lean and fast-paced environment
Preferred Qualifications
  • Experience analyzing corporate clients, financial institutions, hedge funds, or investment vehicles
  • Exposure to FX options or structured derivatives products
  • Familiarity with stress testing and exposure modelling methodologies
  • Experience with risk systems, exposure engines, or risk reporting platforms
  • Understanding of regulatory expectations within financial services environments
Compensation
  • The annual salary range is $100,000 to $140,000 with a 10% annual bonus. Salary is commensurate with experience and qualifications.
Benefits
  • Medical insurance
  • Dental insurance
  • Vision insurance
  • 401(k) and employer match
  • Paid time off
  • Disability benefits
  • Paid parental leave
  • Pet Insurance
  • Catered lunches

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