ZipRecruiter

Log In

1

Freelance Credit Risk Manager Jobs in Iowa (NOW HIRING)

FHLB Des Moines

Credit Risk Analyst

Des Moines, IA · Hybrid

$59K - $70K/yr

The Credit Risk Analyst supports the Bank's credit risk management function through the evaluation, monitoring, and analysis of member financial institutions and counterparties. This role assesses ...

Saige Partners

VP Credit Risk Management

Des Moines, IA · On-site

The VP of Credit Risk Management will oversee underwriting operations, establish and maintain credit policies, guide complex credit decisions, ensure regulatory compliance, and partner with executive ...

E6

Chief Risk Officer (Des Moines)

Des Moines, IA · On-site

Lead and oversee enterprise credit risk management practices aligned to defined risk appetite and strategic priorities * Establish forward-looking credit risk strategy by identifying emerging ...

next page

Showing results 1-20

All JobsCredit Risk JobsFreelance Credit Risk Manager JobsFreelance Credit Risk Manager Jobs in Iowa

Freelance Credit Risk Manager information

What does a freelance credit risk manager do?

A Freelance Credit Risk Manager is an independent professional who evaluates and manages the risk associated with lending money or extending credit to clients or businesses. Their main responsibilities include analyzing financial statements, assessing creditworthiness, setting credit limits, and recommending risk mitigation strategies. They often work with banks, financial institutions, or companies on a project basis, providing expert advice without being a full-time employee. By identifying potential risks, they help ensure that clients make sound lending decisions and minimize potential financial losses.

How does a freelance credit risk manager typically collaborate with clients and stakeholders?

As a Freelance Credit Risk Manager, you’ll frequently work with clients’ finance teams, senior management, and sometimes external auditors to assess and mitigate credit risks. Collaboration often takes place via virtual meetings, email communications, and shared project management tools, since many engagements are remote or hybrid. You’ll be expected to present your analyses, explain risk models, and provide actionable recommendations tailored to each client’s unique needs. Building strong relationships and clear channels of communication is essential for delivering value and ensuring your assessments are effectively implemented.

What are the key skills and qualifications needed to thrive as a freelance credit risk manager, and why are they important?

To thrive as a Freelance Credit Risk Manager, you need a solid background in finance, risk assessment, and data analysis, typically supported by a degree in finance, economics, or a related field. Familiarity with credit risk modeling software, financial databases, and relevant certifications such as FRM or CFA is often required. Strong communication, independent problem-solving, and client management skills help distinguish top performers in this role. These abilities ensure accurate risk evaluation, build client trust, and support effective decision-making in dynamic environments.

What is the difference between Freelance Credit Risk Manager vs Credit Analyst?

AspectFreelance Credit Risk ManagerCredit Analyst
CredentialsRelevant certifications (e.g., CFA, credit risk certifications), experience in credit risk managementOften requires finance or accounting degrees, certifications like CFA or CPA beneficial
Work EnvironmentIndependent, remote or client-site, project-basedTypically in banks, financial institutions, or corporate finance teams
Employer & IndustryFreelance/consulting firms, financial services, lending companiesBanks, investment firms, corporate finance departments

While both roles involve assessing creditworthiness, a Freelance Credit Risk Manager focuses on managing credit risk strategies for multiple clients independently, whereas a Credit Analyst primarily works within organizations to evaluate individual credit applications. The freelance role offers flexibility and project-based work, while the credit analyst role is usually within a corporate or banking environment.

What are popular job titles related to Freelance Credit Risk Manager jobs in Iowa?

For Freelance Credit Risk Manager jobs in Iowa, the most frequently searched job titles are:

What job categories do people searching Freelance Credit Risk Manager jobs in Iowa look for?

The top searched job categories for Freelance Credit Risk Manager jobs in Iowa are:

What cities in Iowa are hiring for Freelance Credit Risk Manager jobs?

Cities in Iowa with the most Freelance Credit Risk Manager job openings:

Freelance Credit Risk Manager jobs near you
Infographic showing various Freelance Credit Risk Manager job openings in Iowa as of August 2026, with employment types broken down into 100% Full Time. Highlights an 92% In-person, and 8% Hybrid job distribution.

Credit Risk Analyst

Des Moines, IA • On-site

Federal Home Loan Bank of Des Moines
Finance and Insurance • 201 - 500 employees
Learn more about Federal Home Loan Bank of Des Moinesexternal

$59K - $70K/yr

Full-time

Retirement, PTO

Posted 10 days ago

Job description

At FHLB Des Moines, we work each day to develop an inclusive culture that supports and leverages the complexity of a diverse workforce. This enables us to effectively serve the needs of our members and help them succeed.
The Credit Risk Analyst supports the Bank's credit risk management function through the evaluation, monitoring, and analysis of member financial institutions and counterparties. This role assesses creditworthiness, financial performance, collateral adequacy, and emerging risks to support sound lending decisions and effective risk management practices.
Accountabilities:
Responsibilities
  • Conduct periodic credit reviews and ongoing monitoring of member financial institutions and counterparties.
  • Analyze financial statements, regulatory filings, performance trends, and key risk indicators to assess creditworthiness.
  • Evaluate collateral adequacy, borrowing capacity, and compliance with applicable lending and credit policies.
  • Monitor trends in capital adequacy, liquidity, asset quality, earnings performance, and other financial metrics.
  • Prepare credit analyses, risk rating recommendations, and review memoranda for management decision-making.
  • Perform monitoring, stress testing, and scenario analyses to assess potential credit risk exposure.
  • Responsible for regulatory reporting and member examination review.
  • Evaluate and monitor credit models and risk assessment methodologies to ensure effectiveness and accuracy.
  • Assist with testing and validation of departmental processes, controls, and technology applications.
  • Partner with business units across the Bank to provide strong risk management
  • Serve as backup support for key credit reporting and monitoring processes.
  • Assist with the preparation, review, and completion of compliance and risk management reporting.
  • Identify opportunities for process improvements that enhance efficiency, reporting accuracy, and risk monitoring capabilities.
  • Maintain awareness of industry developments, regulatory changes, and emerging credit risks impacting member institutions.

Qualifications
  • Bachelor's degree in Finance, Accounting, Economics, Statistics, or a related field.
  • One to three years experience in credit analysis, banking, financial services, risk management, or a related field.
  • Knowledge of financial statement analysis and interpretation.
  • Understanding of credit risk principles, portfolio management concepts, and risk assessment methodologies.
  • Strong analytical, problem-solving, and written communication skills.
  • Proficiency in Microsoft Excel, Word, and PowerPoint.
  • Ability to manage multiple priorities and work independently with appropriate judgment.
  • Ability to collaborate effectively with colleagues across departments and levels of the organization.
  • Demonstrated initiative, curiosity, and commitment to continuous learning.

Preferred
  • Experience analyzing financial institutions or regulated entities.
  • Knowledge of financial modeling, statistical analysis, or quantitative risk assessment techniques.
  • Experience with SQL, data analytics tools, or business intelligence platforms.

Compensation Range:
Annual Salary: $59,046.00 - $70,118.00
This salary range represents the Bank's good faith and reasonable estimate of possible compensation at the time of hire. Offer to be determined by selected applicant's education, experience, knowledge, skills & abilities, as well as internal equity and alignment with market data. This role is also eligible to participate in the Bank's annual incentive plan.
As part of our competitive Total Rewards package, the Bank offers 11 paid holidays, 5 weeks of PTO and a work culture that values work/life balance. Most roles are eligible for our hybrid work schedule. We match 100% of the first 6% you contribute to your 401(k) and provide an additional 4% non-discretionary contribution to your 401(k) at the end of year. More information on our Total Rewards program can be found here.
At FHLB Des Moines, we work to create an inclusive culture. This enables us to effectively serve the needs of our members and help them succeed. FHLB Des Moines is proud to be an Equal Opportunity Employer. We prohibit discrimination on the basis of race, color, religion, sex (including pregnancy, sexual orientation or gender identity), national origin, age, disability, veteran status, genetic information (including family medical history), status as a parent or any other characteristic protected by federal, state or local law.

Apply