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Credit Risk Manager Jobs in Iowa (NOW HIRING)

Saige Partners

VP Credit Risk Management

Des Moines, IA · On-site

The VP of Credit Risk Management will oversee underwriting operations, establish and maintain credit policies, guide complex credit decisions, ensure regulatory compliance, and partner with executive ...

Posted today

E6

Chief Risk Officer (Des Moines)

Des Moines, IA · On-site

Lead and oversee enterprise credit risk management practices aligned to defined risk appetite and strategic priorities * Establish forward-looking credit risk strategy by identifying emerging ...

Availa Bank

Bank Credit Officer I

Ames, IA · On-site

The Credit Officer I position may also be directly responsible for managing a Credit Analyst team ... risk-rated in a timely manner * Proficient in all areas of credit analysis; able to perform ...

Availa Bank

Bank Credit Officer I

Sioux City, IA · On-site

The Credit Officer I position may also be directly responsible for managing a Credit Analyst team ... risk-rated in a timely manner * Proficient in all areas of credit analysis; able to perform ...

Availa Bank

Bank Credit Officer I

Carroll, IA · On-site

The Credit Officer I position may also be directly responsible for managing a Credit Analyst team ... risk-rated in a timely manner * Proficient in all areas of credit analysis; able to perform ...

Availa Bank

Bank Credit Officer I

Council Bluffs, IA · On-site

The Credit Officer I position may also be directly responsible for managing a Credit Analyst team ... risk-rated in a timely manner * Proficient in all areas of credit analysis; able to perform ...

Availa Bank

Bank Credit Officer I

Ames, IA · On-site

The Credit Officer I position may also be directly responsible for managing a Credit Analyst team ... risk-rated in a timely manner * Proficient in all areas of credit analysis; able to perform ...

Availa Bank

Bank Credit Officer I

Council Bluffs, IA · On-site

The Credit Officer I position may also be directly responsible for managing a Credit Analyst team ... risk-rated in a timely manner * Proficient in all areas of credit analysis; able to perform ...

Availa Bank

Bank Credit Officer I

Sioux City, IA · On-site

The Credit Officer I position may also be directly responsible for managing a Credit Analyst team ... risk-rated in a timely manner * Proficient in all areas of credit analysis; able to perform ...

Availa Bank

Bank Credit Officer I

Carroll, IA · On-site

The Credit Officer I position may also be directly responsible for managing a Credit Analyst team ... risk-rated in a timely manner * Proficient in all areas of credit analysis; able to perform ...

Availa Bank

Bank Credit Officer I

Council Bluffs, IA · On-site

The Credit Officer I position may also be directly responsible for managing a Credit Analyst team ... risk-rated in a timely manner * Proficient in all areas of credit analysis; able to perform ...

HSBC Global Services Limited

Throughout the tenure of this role, the BCO Analyst teammate will gain exposure with Sr. Managers of Wholesale Banking, Wholesale Credit Risk, and Credit Services (back office) while developing the ...

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All JobsCredit Risk JobsCredit Risk Manager JobsCredit Risk Manager Jobs in Iowa

Credit Risk Manager information

See Iowa salary details

$81.2K

$148.7K

$225K

How much do credit risk manager jobs pay per year?

As of Aug 7, 2026, the average yearly pay for credit risk manager in Iowa is $148,697.00, according to ZipRecruiter salary data. Most workers in this role earn between $125,400.00 and $166,700.00 per year, depending on experience, location, and employer.

How does a credit risk manager typically collaborate with other departments to assess and mitigate risk?

A Credit Risk Manager frequently works with teams across the organization, such as underwriting, finance, and compliance, to assess borrower creditworthiness and ensure adherence to risk policies. Collaboration often involves developing risk models, reviewing loan portfolios, and communicating risk exposures to senior management. Working closely with these departments enables comprehensive risk assessments and the implementation of effective mitigation strategies. This cross-functional approach fosters a proactive risk culture and ensures that credit decisions align with both regulatory requirements and business objectives.

What does a credit risk manager do?

A credit risk manager analyzes credit risk for banks and similar financial institutions. In this role, it’s your job to develop better credit risk policies and procedures to alleviate losses and maintain capital. Additional duties involve examining data, building financial models, creating performance reports, ensuring regulatory compliance, and formulating credit policy. This career requires at least a bachelor’s degree in business administration or a related field. Other important qualifications include excellent analytical, communication, and research skills. Most employers typically prefer candidates who have previous risk management experience.

What is a credit risk manager?

Credit Risk Managers are professionals responsible for assessing and managing the risk of financial losses that may arise from borrowers failing to repay loans or meet contractual obligations. They analyze financial data, credit reports, and market trends to determine the creditworthiness of individuals or businesses. Credit Risk Managers also develop policies and strategies to minimize potential losses and ensure compliance with regulatory standards. Their role is critical in maintaining the financial health and stability of banks, lending institutions, and other organizations involved in credit.

What are the key skills and qualifications needed to thrive as a credit risk manager, and why are they important?

To thrive as a Credit Risk Manager, you need strong analytical abilities, deep knowledge of financial principles, and typically a degree in finance, accounting, or a related field. Familiarity with risk modeling software, credit scoring systems, and regulatory frameworks such as Basel III is essential. Strong communication, decision-making, and stakeholder management skills set outstanding professionals apart in this field. These skills are crucial for accurately assessing creditworthiness, minimizing financial losses, and ensuring regulatory compliance within financial institutions.

What is the difference between Credit Risk Manager vs Credit Analyst?

AspectCredit Risk ManagerCredit Analyst
CredentialsBachelor's degree, often certifications like CFA or credit risk certificationsBachelor's degree, finance or related field, sometimes certifications like CFA
Work EnvironmentOversees risk policies, manages teams, strategic planningAnalyzes credit data, assesses borrower risk, prepares reports
Industry UsageUsed in banking, financial services, lending institutionsCommon in banks, credit agencies, financial firms

The Credit Risk Manager focuses on overseeing and managing the overall credit risk policies and teams, while the Credit Analyst conducts detailed credit assessments of individual borrowers. Both roles require similar credentials and are integral to credit decision processes, but they differ in scope and responsibilities.

More about Credit Risk Manager jobs
What are the most commonly searched types of Credit Risk jobs in Iowa? The most popular types of Credit Risk jobs in Iowa are:
What are popular job titles related to Credit Risk Manager jobs in Iowa? For Credit Risk Manager jobs in Iowa, the most frequently searched job titles are:
What job categories do people searching Credit Risk Manager jobs in Iowa look for? The top searched job categories for Credit Risk Manager jobs in Iowa are:
What cities in Iowa are hiring for Credit Risk Manager jobs? Cities in Iowa with the most Credit Risk Manager job openings:
Credit Risk Manager jobs near you
Infographic showing various Credit Risk Manager job openings in Iowa as of August 2026, with employment types broken down into 88% Full Time, 11% Part Time, and 1% Contract. Highlights an 84% Physical, 3% Hybrid, and 13% Remote job distribution, with an average salary of $148,697 per year, or $71.5 per hour.

VP Credit Risk Management

Saige Partners

Des Moines, IA • On-site

Full-time

Posted 18 hours ago

Posted today

Job description

Job Description We strive to be Your Future, Your Solution to accelerate your career. Contact Erin Pals at epals@saigepartners.com, you can also schedule an appointment at https://calendly.com/epals-1/interiew-s to learn more about this opportunity. VP Credit Risk Management Our client is seeking a strategic and experienced Vice President of Credit Risk Management to lead the organization's credit underwriting function across Consumer, Mortgage, and Commercial lending portfolios

This executive leadership role is responsible for developing and executing underwriting strategies that optimize portfolio performance while effectively managing credit risk. The VP of Credit Risk Management will oversee underwriting operations, establish and maintain credit policies, guide complex credit decisions, ensure regulatory compliance, and partner with executive leadership to support sustainable growth and profitability. This is a Direct Hire role.

What you will be doing as a VP Credit Risk Management ... Strategic Leadership & Governance Develop and implement enterprise-wide credit underwriting strategies aligned with organizational risk appetite and growth objectives. Serve as a voting member of the Loan Committee, providing expertise on complex credit decisions

Establish, maintain, and enhance underwriting policies, procedures, and credit standards. Present portfolio performance, concentration risk, and emerging credit trends to executive leadership. Collaborate with Lending, Operations, Risk Analytics, Collections, Special Assets, and Legal to strengthen portfolio quality and maximize recoveries.

Credit Underwriting & Risk Oversight Lead underwriting teams responsible for Consumer, Mortgage, and Commercial lending. Ensure consistent, high-quality credit decisions while maintaining regulatory compliance. Review and approve complex commercial real estate (CRE) and commercial & industrial (C&I) credit requests.

Identify and mitigate risks related to fraud, collateral, portfolio concentrations, and underwriting practices. Maintain expertise in lending regulations including ATR/QM, Fair Lending (Reg B), Regulation 723, and the Fair Credit Reporting Act (FCRA). Portfolio Management Monitor portfolio performance through key credit metrics, including approval rates, booking trends, and automated decisioning performance.

Partner with cross-functional teams to improve underwriting efficiency, streamline workflows, and enhance the borrower experience. Recommend policy and process improvements based on portfolio trends and market conditions. Leadership Lead, mentor, and develop a team of managers, senior underwriters, credit officers, and analysts.

Foster a culture of accountability, collaboration, sound risk management, and continuous improvement. Build organizational capability through coaching and succession planning. Regulatory & Compliance Serve as the primary contact for regulatory examinations related to credit underwriting.

Ensure compliance with all applicable federal and state lending regulations. Lead corrective action plans and remediation efforts when necessary. Skills you ideally bring to the table as a VP Credit Risk Management ..

Required Bachelor's degree in Finance, Accounting, Economics, Business, or a related field. 10+ years of progressive credit underwriting leadership experience within a bank or credit union. 5+ years of leadership experience at the Director level or above.

Extensive experience underwriting Commercial (C&I and CRE), Mortgage, and Consumer lending products. Comprehensive knowledge of federal lending regulations, including ATR/QM, Regulation B, Regulation 723, and FCRA. Strong understanding of commercial and residential valuation methodologies and appraisal standards.

Experience with Loan Origination Systems (LOS), credit analytics tools, and Microsoft Office. Preferred Competencies Proven ability to develop enterprise-wide credit strategies that balance growth with prudent risk management. Strong financial analysis and credit modeling expertise.

Exceptional executive communication and presentation skills, including experience presenting to executive leadership and Boards. Ability to anticipate emerging market trends and evolving credit risks. Sound judgment and decision-making in a fast-paced, highly regulated financial environment.

Learn more about Saige Partners on Facebook or LinkedIn. Saige Partners, one of the fastest growing technology and talent companies in the Midwest, believes in people with a passion to help them succeed. We are in the business of helping professionals Build Careers, Not Jobs.

Saige Partners believes employees are the most valuable asset to building a thriving and successful company culture. Contact us to learn more about the opportunity below or check out other opportunities at https://careers.saigepartners.com/.

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