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Credit Risk Manager Jobs in Iowa (NOW HIRING)

While this role primary includes management of delinquent and problem assets, it is also focused on servicing strategy, credit analysis, and life-of-loan risk management. This role serves as a ...

Completes FinCEN 314a and OFAC searches of the credit union member database and analyzes potential matches. * Promote a culture of risk awareness. While working with the Risk Manager helps with ...

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Credit Officer I or II

Des Moines, IA · On-site

$102K - $121K/yr

Assists the Relationship Managers and/or Portfolio Managers as needed to ensure each loan is properly structured based on the credit characteristics * Reviews credits for appropriate risk rating and ...

... Management, Credit Risk Analytics, Data Analytics, Enhanced Due Diligence, Fraud Analytics, Fraud Detection, Fraud Prevention, Information Security Risk Management, Internal Auditing, Know Your ...

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Credit Risk Manager information

See Iowa salary details

$81.2K

$148.7K

$225K

How much do credit risk manager jobs pay per year?

As of Jul 17, 2026, the average yearly pay for credit risk manager in Iowa is $148,697.00, according to ZipRecruiter salary data. Most workers in this role earn between $125,400.00 and $166,700.00 per year, depending on experience, location, and employer.

What are the 5 C's of credit risk management?

The 5 C's of credit risk management are Character, Capacity, Capital, Collateral, and Conditions. These factors help credit risk managers evaluate a borrower's ability and willingness to repay a loan, guiding credit decisions and risk assessments. Understanding these principles is essential for effective credit analysis and maintaining financial stability.

How does a Credit Risk Manager typically collaborate with other departments to assess and mitigate risk?

A Credit Risk Manager frequently works with teams across the organization, such as underwriting, finance, and compliance, to assess borrower creditworthiness and ensure adherence to risk policies. Collaboration often involves developing risk models, reviewing loan portfolios, and communicating risk exposures to senior management. Working closely with these departments enables comprehensive risk assessments and the implementation of effective mitigation strategies. This cross-functional approach fosters a proactive risk culture and ensures that credit decisions align with both regulatory requirements and business objectives.

What Does a Credit Risk Manager Do?

A credit risk manager analyzes credit risk for banks and similar financial institutions. In this role, it’s your job to develop better credit risk policies and procedures to alleviate losses and maintain capital. Additional duties involve examining data, building financial models, creating performance reports, ensuring regulatory compliance, and formulating credit policy. This career requires at least a bachelor’s degree in business administration or a related field. Other important qualifications include excellent analytical, communication, and research skills. Most employers typically prefer candidates who have previous risk management experience.

What is the highest salary for a risk manager?

The highest salary for a Credit Risk Manager can exceed $150,000 annually, especially in large financial institutions or with extensive experience and advanced certifications. Senior risk managers in major markets or with specialized skills may earn even higher compensation, including bonuses and incentives.

What are Credit Risk Managers?

Credit Risk Managers are professionals responsible for assessing and managing the risk of financial losses that may arise from borrowers failing to repay loans or meet contractual obligations. They analyze financial data, credit reports, and market trends to determine the creditworthiness of individuals or businesses. Credit Risk Managers also develop policies and strategies to minimize potential losses and ensure compliance with regulatory standards. Their role is critical in maintaining the financial health and stability of banks, lending institutions, and other organizations involved in credit.

What is the role of a credit risk manager?

A credit risk manager is responsible for assessing and monitoring the creditworthiness of clients and borrowers to minimize financial losses. They analyze financial data, develop risk mitigation strategies, and ensure compliance with lending policies, often using tools like credit scoring models and financial analysis software.

What are the key skills and qualifications needed to thrive as a Credit Risk Manager, and why are they important?

To thrive as a Credit Risk Manager, you need strong analytical abilities, deep knowledge of financial principles, and typically a degree in finance, accounting, or a related field. Familiarity with risk modeling software, credit scoring systems, and regulatory frameworks such as Basel III is essential. Strong communication, decision-making, and stakeholder management skills set outstanding professionals apart in this field. These skills are crucial for accurately assessing creditworthiness, minimizing financial losses, and ensuring regulatory compliance within financial institutions.

What is the difference between Credit Risk Manager vs Credit Analyst?

AspectCredit Risk ManagerCredit Analyst
CredentialsBachelor's degree, often certifications like CFA or credit risk certificationsBachelor's degree, finance or related field, sometimes certifications like CFA
Work EnvironmentOversees risk policies, manages teams, strategic planningAnalyzes credit data, assesses borrower risk, prepares reports
Industry UsageUsed in banking, financial services, lending institutionsCommon in banks, credit agencies, financial firms

The Credit Risk Manager focuses on overseeing and managing the overall credit risk policies and teams, while the Credit Analyst conducts detailed credit assessments of individual borrowers. Both roles require similar credentials and are integral to credit decision processes, but they differ in scope and responsibilities.

Does credit risk pay well?

Credit Risk Managers typically earn competitive salaries that vary by industry, experience, and location. They often receive additional benefits and may need certifications such as CFA or FRM, which can influence compensation levels.
What are the most commonly searched types of Credit Risk jobs in Iowa? The most popular types of Credit Risk jobs in Iowa are:
What are popular job titles related to Credit Risk Manager jobs in Iowa? For Credit Risk Manager jobs in Iowa, the most frequently searched job titles are:
What job categories do people searching Credit Risk Manager jobs in Iowa look for? The top searched job categories for Credit Risk Manager jobs in Iowa are:
What cities in Iowa are hiring for Credit Risk Manager jobs? Cities in Iowa with the most Credit Risk Manager job openings:
Fixed Income Corporate Credit Analyst

Fixed Income Corporate Credit Analyst

Principal Financial Group

Des Moines, IA • On-site

$141K - $191K/yr

Full-time

Posted 23 days ago


Job description

What You'll Do

We’re looking for an experienced fixed income corporate credit analyst to join our Investment Grade team. In this role, you’ll most likely cover Food & Beverage, Health Insurance, Healthcare, Healthcare REITs, and Pharmaceuticals.

Conduct independent fundamental research and analysis on assigned companies/sectors, develop financial models, and provide investment recommendations, credit ratings and outlooks

  • Analysis includes economic and competitive analysis, financial modeling, and relative value assessment
  • Respond to inquiries from various stakeholders and represent research function in client meetings
  • Monitor financial markets, current events, and economic trends to identify opportunities and risks
  • Build and maintain industry relationships to ensure consistent information flow
  • Assist with staff development through coaching, mentoring, and training team members

About Principal Asset Management

Principal Asset Management is the global investment solutions business for Principal Financial Group® (Nasdaq: PFG), managing about $580 billion in assets ($35 billion in Investment Grade AUM!) and over 60 years of experience. Principal Asset Management has been recognized as a “Best Places to Work in Money Management” for 14 consecutive years! Check us out at www.principalam.com!


Who You Are
  • Bachelor's degree in a technical field (i.e., finance, accounting, economics, statistics, engineering, data science, sciences (with an investment background), business analytics
  • 4+ years' work experience with corporate credit (fixed income) strategies in trading, research, portfolio management or strategy capacity
  • Proficiency with Excel and Bloomberg
  • Strong understanding of financial accounting and economic theory, global financial markets and fixed income products
  • Demonstrated ability to efficiently and effectively research, compile and analyze information, apply reasoning and exhibit sound decision making related to credit, risk and valuation
Skills That Will Help You Stand Out
  • Credit experience including previous experience analyzing Investment Grade credits
  • Experience covering Food & Beverage, Health Insurance, Healthcare, Healthcare REITs, and/or Pharmaceuticals
  • MBA and CFA designation
  • Strong abilities in the areas of communication (verbal and written), time management, analytics, financial modeling, and influencing
  • Must be collaborative, able to build strong relationships, manage expectations, attend to details, multi-task and prioritize successfully
  • Keen sense of curiosity and open-minded thought process
  • Familiarity with programming languages (i.e. Python, Visual Basic, and BQL) and advanced uses of Generative AI

Salary Range Information
Salary ranges below reflect targeted base salaries. Non-sales positions have the opportunity to participate in a bonus program. Sales positions are eligible for sales incentives, and in some instances a bonus plan, whereby total compensation may far exceed base salary depending on individual performance. Actual compensation for all roles will be based upon geographic location, work experience, education, licensure requirements and/or skill level and will be finalized at the time of offer.
Salary Range (Non-Exempt expressed as hourly; Exempt expressed as yearly)
$141000 - $191000 / year
Salary Details

Compensation

The base salary range for this role is $141,000 – $191,000 as indicated above. Final compensation will be determined based on skills, experience, and alignment with the role’s responsibilities.

In addition to base pay, this role participates in an annual profit share bonus plan. Note your base expectations when answering the application questions. 


Time Off Program
Flexible Time Off (FTO) is provided to salaried (exempt) employees and provides the opportunity to take time away from the office with pay for vacation, personal or short-term illness. Employees don't accrue a bank of time off under FTO and there is no set number of days provided.
Pension Eligible
No

Location options are Des Moines, IA (highly preferred) or Seattle, WA. You can check out what our Global Headquarters in Des Moines looks like here:

Work Authorization/Sponsorship

At this time, we're not considering applicants that need any type of immigration sponsorship (additional work authorization or permanent work authorization) now or in the future to work in the United States. This includes, but IS NOT LIMITED TO: F1-OPT, F1-CPT, H-1B, TN, L-1, J-1, etc. For additional information around work authorization needs please use the following links.

Nonimmigrant Workers and Green Card for Employment-Based Immigrants

Investment Code of Ethics

For Principal Asset Management positions, you’ll need to follow an Investment Code of Ethics related to personal and business conduct as well as personal trading activities for you and members of your household. These same requirements may also apply to other positions across the organization.

Experience Principal

At Principal, we value connecting on both a personal and professional level. Together, we’re imagining a more purpose-led future for financial services – and that starts with you. Our success depends on the unique experiences, backgrounds, and talents of our employees. And we support our employees the same way we support our customers: with comprehensive, competitive benefit offerings crafted to protect their physical, financial, and social well-being. Check out our careers site to learn more about our purpose, values and benefits.

Principal is an Equal Opportunity Employer

All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or veteran status.


Posting Window
We will accept applications for 3 full days following the Original Posting Date, after which the posting may remain open or be removed based upon applications received. If we choose to post the job again, we will accept additional applications for at least 1 full day following the Most Recently Posted Date. Please submit applications in a timely manner as there is no guarantee the posting will be available beyond the applicable deadline.
Original Posting Date
4/24/2026
Most Recently Posted Date
4/24/2026
 

Principal uses artificial intelligence tools to assist in reviewing and evaluating job applications, fraud prevention, and candidate matching and comparisons. These AI tools support our human recruiters in the initial review process but do not make final hiring decisions without human involvement. By submitting your application, you acknowledge this use of AI in our recruitment process. Please review our Workforce (U.S.) Privacy Notice for more details on our practices and your data privacy rights.


LinkedIn Hashtag


#LI-MT1Qualifications:
  • Bachelor's degree in a technical field (i.e., finance, accounting, economics, statistics, engineering, data science, sciences (with an investment background), business analytics
  • 4+ years' work experience with corporate credit (fixed income) strategies in trading, research, portfolio management or strategy capacity
  • Proficiency with Excel and Bloomberg
  • Strong understanding of financial accounting and economic theory, global financial markets and fixed income products
  • Demonstrated ability to efficiently and effectively research, compile and analyze information, apply reasoning and exhibit sound decision making related to credit, risk and valuation
Skills That Will Help You Stand Out
  • Credit experience including previous experience analyzing Investment Grade credits
  • Experience covering Food & Beverage, Health Insurance, Healthcare, Healthcare REITs, and/or Pharmaceuticals
  • MBA and CFA designation
  • Strong abilities in the areas of communication (verbal and written), time management, analytics, financial modeling, and influencing
  • Must be collaborative, able to build strong relationships, manage expectations, attend to details, multi-task and prioritize successfully
  • Keen sense of curiosity and open-minded thought process
  • Familiarity with programming languages (i.e. Python, Visual Basic, and BQL) and advanced uses of Generative AI
Education:UNAVAILABLEEmployment Type: FULL_TIME