ZipRecruiter

Log In

1

Credit Risk Reviewer Jobs in Iowa (NOW HIRING)

Central Bank

Credit Analyst II

Urbandale, IA · On-site

Keep informed of market and economic conditions that may impact customers and the related credit risk and other professional banking issues * Prepare and review various reports * Research industry ...

Central Bank

Credit Analyst II

Urbandale, IA · On-site

Keep informed of market and economic conditions that may impact customers and the related credit risk and other professional banking issues * Prepare and review various reports * Research industry ...

TS Banking Group

Credit Analyst

Treynor, IA

Undertake credit risk assessment and apply credit limits and terms in compliance with credit policy ... Review customer information for completeness and accuracy, prior to performing credit reviews

TS Banking Group

Credit Analyst

Treynor, IA · On-site

  • Medical

  • Dental

  • Life

  • Retirement

  • PTO

... reviews of existing credits. Education and experience preferred includes: Bachelor's degree (B. A ... Undertake credit risk assessment and apply credit limits and terms in compliance with credit policy ...

TS Banking Group

Credit Analyst

Treynor, IA · On-site

  • Medical

  • Dental

  • Life

  • Retirement

  • PTO

Undertake credit risk assessment and apply credit limits and terms in compliance with credit policy ... Review customer information for completeness and accuracy, prior to performing credit reviews

TS Banking Group

Credit Analyst

Treynor, IA

  • Medical

  • Dental

  • Life

  • Retirement

  • PTO

Undertake credit risk assessment and apply credit limits and terms in compliance with credit policy ... Review customer information for completeness and accuracy, prior to performing credit reviews

TS Banking Group

Credit Analyst

Treynor, IA

  • Medical

  • Dental

  • Life

  • Retirement

  • PTO

... reviews of existing credits. Education and experience preferred includes: Bachelor's degree (B. A ... Undertake credit risk assessment and apply credit limits and terms in compliance with credit policy ...

next page

Showing results 1-20

All JobsCredit Risk Reviewer JobsCredit Risk Reviewer Jobs in Iowa

Credit Risk Reviewer information

What does a credit risk reviewer do?

A Credit Risk Reviewer is responsible for assessing and evaluating the credit risk associated with lending decisions at financial institutions. They analyze loan portfolios, review credit policies, and ensure compliance with internal and regulatory standards. By identifying potential risks and weaknesses in lending practices, they help organizations minimize losses and maintain healthy credit quality. Their work often involves preparing detailed reports and recommending improvements to credit processes and controls.

How does a credit risk reviewer typically collaborate with other departments to ensure accurate risk assessments?

Credit Risk Reviewers work closely with teams such as loan origination, underwriting, and compliance to gather comprehensive information about borrowers and lending practices. They often participate in cross-departmental meetings to discuss findings, identify trends in credit quality, and recommend improvements to credit policies. Effective collaboration ensures that risk assessments are thorough and align with regulatory standards, ultimately helping the organization make informed lending decisions. This collaborative environment also provides opportunities to learn from other specialties and expand one's expertise within the financial institution.

What are the key skills and qualifications needed to thrive as a credit risk reviewer, and why are they important?

To thrive as a Credit Risk Reviewer, you need a strong background in finance, accounting, and risk assessment, typically supported by a bachelor’s degree in a related field. Familiarity with credit analysis tools, risk rating systems, and regulatory compliance frameworks such as Basel II/III is important, as well as proficiency in Excel and financial modeling software. Attention to detail, analytical thinking, and effective communication are crucial soft skills for evaluating creditworthiness and presenting findings. These skills ensure accurate risk assessments, regulatory adherence, and sound decision-making to protect an organization’s financial health.

What is the difference between Credit Risk Reviewer vs Credit Analyst?

AspectCredit Risk ReviewerCredit Analyst
Required CredentialsBachelor's degree, certifications like CFA or credit-specific trainingBachelor's degree, often similar certifications or coursework in finance or economics
Work EnvironmentReviewing credit files, assessing risk, and ensuring complianceAnalyzing financial data, preparing credit reports, and making lending recommendations
Employer & Industry UsageFinancial institutions, banks, credit agenciesBanks, lending institutions, corporate finance departments

Both roles involve assessing creditworthiness, but Credit Risk Reviewers focus on evaluating existing credit files for risk and compliance, while Credit Analysts analyze financial data to recommend new credit approvals. They often work together within financial institutions to manage credit portfolios effectively.

What are popular job titles related to Credit Risk Reviewer jobs in Iowa?

For Credit Risk Reviewer jobs in Iowa, the most frequently searched job titles are:

What job categories do people searching Credit Risk Reviewer jobs in Iowa look for?

The top searched job categories for Credit Risk Reviewer jobs in Iowa are:

Credit Risk Reviewer jobs near you
Infographic showing various Credit Risk Reviewer job openings in Iowa as of August 2026, with employment types broken down into 1% As Needed, 86% Full Time, 11% Part Time, and 2% Contract. Highlights an 87% Physical, 5% Hybrid, and 8% Remote job distribution.

VP Credit Risk Management

GreenState Credit Union

Clive, IA • On-site

$186K - $218K/yr

Other

Re-posted yesterday

GreenState Credit Union rating

8.5

Company rating: 8.5 out of 10

Based on 5 frontline employees who took The Breakroom Quiz

Job description

Position Summary

The VP Credit Risk Management is a key member of senior management, responsible for designing, implementing, and overseeing credit underwriting for the organization. This role provides strategic direction to optimize portfolio performance while mitigating risk across Consumer, Mortgage and Commercial Lending portfolios. The VPCR will lead underwriting, policy development, and credit approval processes to ensure adherence to risk appetite, regulatory requirements and profitability targets.

GREENSTATE CULTURE:

At GreenState, our purpose is to create lasting value for our members, our communities, and one another. We empower our teams to create opportunities that strengthen financial well-being, transform lives, and enhance the vitality of the communities we serve. We know our success—now and in the future—is deeply rooted in fostering an engaging, diverse, and inclusive workplace where everyone knows they matter, their work makes an impact, and their everyday commitment to living our values is what brings our mission to life.  

Salary range for this position is $186,985.50 - $218,607.74 with a progressive benefit package. 

Essential Duties and Responsibilities Performs essential duties and responsibilities in the following areas which may include but are not limited to those listed and are subject to change.
  • Adheres to the Credit Union's core values and Service Standards in conducting GreenState's mission and vision.
  • Demonstrates a positive member service (internal and external) focus at all times.
  • Demonstrates teamwork in all interactions with coworkers and in the completion of all duties and responsibilities.
  • Ensures confidentiality of member information.
  • Supports a diverse and inclusive work environment.
  • Strategic Leadership & Governance• Develop and implement comprehensive credit underwriting strategies for Consumer, Mortgage, and Commercial lines of business, aligning with the Credit Union's overall risk appetite and growth goals.• Serve as a voting member of the Loan Committee, acting as the primary subject matter expert on complex credit decisions.• Ensure all credit policies, underwriting guidelines, and procedures are robust, current, and compliant with regulatory standards.• Provide regular reporting on portfolio quality, concentration risks, and emerging threats to the Executive Leadership Team.• Collaborate in the development processes to maximize recoveries, minimize losses, and support ongoing portfolio health through collaboration with Lending, Operations, Risk Analytics, Collections, Special Assets, and Legal.
  • Underwriting & Risk Oversight• Oversee the underwriting departments for all lending products, ensuring consistent, high quality, and compliant decisioning.• Maintain expert knowledge of, and ensure compliance with, regulations such as Ability to Repay/Qualified Mortgage (ATR/QM), Fair Lending (Reg B), Regulation 723, and FCRA.• Review and approve high-level, complex credit underwriting memorandums, including commercial real estate (CRE) and C&I loans.• Identify and mitigate risks associated with lending products, including fraud, collateral, and concentration risks.
  • Portfolio Management & Analytics• Monitor and report on Key Indicators (KIs); such as auto decisioning, approval and booking rates, across the Consumer, Mortgage and Commercial portfolios.• Collaborate with Lending, Operations, Risk Analytics, Collections, and Special Asset teams to strengthen underwriting standards, streamline workflow processes, enhance speed-to-decision, and improve the member experience.
  • Leadership & Team Development• Lead, mentor, and develop a high-performing team of managers, senior underwriters, analysts, and credit officers.• Foster a proactive risk culture focused on accountability, accuracy, and efficiency.
  • Regulatory Relations• Act as the primary point of contact for regulatory agencies on all credit underwriting matters.• Lead the remediation of issues related to credit underwriting.
    • Job Requirements/Expectations
  •  Qualifications• Bachelor’s degree in Finance, Accounting, Economics, or related field.• Minimum of 10+ years of progressive experience in credit underwriting management within a bank or credit union.• Minimum of 5+ years experience at a Director level or higher.• Deep knowledge of Commercial (C&I/CRE), Mortgage, and Consumer loan product underwriting.• Strong understanding of financial services rules and regulations (ATR/QM, Reg B, FCRA).• Comprehensive knowledge of valuation methodologies and appraisal standards applicable to both commercial and residential properties. • Familiarity with loan origination systems (LOS), data analytics tools, and Microsoft Office Suite.
  • Core Competencies• Ability to anticipate market trends and emerging risks.• Strong ability to interpret complex financial data and modeling.• Superior verbal and written skills, with the ability to present to the Board.• Sound, independent judgment in high paced environment.
    • Reporting Relationship This position reports to the Chief Risk Officer. Supervisory Responsibilities This position is responsible for the supervision of others. Equal Opportunity Employment Statement GreenState Credit Union is an EEO/AA Employer. We strongly encourage all individuals to apply for openings with the credit union. #LI #ID

    What GreenState Credit Union employees say

    Pay

    Hours and flexibility

    Workplace

    Get the full story on Breakroom

    Apply