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Cre Credit Analyst Jobs in Iowa (NOW HIRING)

Primebank

Loan Review/Credit Analyst

Le Mars, IA · On-site

This position is responsible for the review and analysis of credit and financial information as ... Such industries would include agricultural, CRE, general C&I, manufacturing, distribution ...

Prime Bank

Loan Review/Credit Analyst

Le Mars, IA · On-site

This position is responsible for the review and analysis of credit and financial information as ... Such industries would include agricultural, CRE, general C&I, manufacturing, distribution ...

All JobsCre Credit Analyst JobsCre Credit Analyst Jobs in Iowa

Cre Credit Analyst information

What is a CRE credit analyst?

CRE Credit Analysts are financial professionals who evaluate the creditworthiness of borrowers seeking commercial real estate (CRE) loans. They analyze financial statements, property values, market trends, and risk factors to determine whether a loan should be approved and under what terms. Their work helps banks and other lenders manage risk and make informed lending decisions in the commercial real estate sector. CRE Credit Analysts typically work for banks, credit unions, or other financial institutions that finance commercial properties such as office buildings, retail centers, and multifamily housing.

What are the key skills and qualifications needed to thrive as a CRE credit analyst?

To thrive as a CRE Credit Analyst, you need strong analytical skills, financial modeling expertise, and a solid understanding of commercial real estate markets, typically supported by a degree in finance, business, or a related field. Familiarity with underwriting software, Excel, and credit risk assessment tools—as well as certifications like CFA or CCIM—are commonly required. Excellent attention to detail, communication skills, and the ability to work under pressure help analysts succeed in evaluating complex transactions and presenting findings. These skills ensure accurate risk assessments and support sound lending decisions for commercial real estate investments.

What are some common challenges faced by CRE credit analysts, and how can they be addressed?

CRE Credit Analysts often encounter challenges such as evaluating complex property types, interpreting market trends, and assessing borrower risk in volatile economic conditions. Staying current on local real estate markets and regulatory changes is essential. Collaborating closely with relationship managers, appraisers, and risk officers can help analysts gather comprehensive information and build stronger credit assessments. Leveraging industry-standard financial models and ongoing training can also enhance analytical accuracy and decision-making.

What is the difference between Cre Credit Analyst vs Commercial Credit Analyst?

AspectCre Credit AnalystCommercial Credit Analyst
Required CredentialsBachelor's degree in finance, accounting, or related field; relevant certificationsBachelor's degree in finance, economics, or related field; relevant certifications
Work EnvironmentBanking, financial institutions, credit departmentsBanking, financial institutions, credit departments
Employer & Industry UsagePrimarily in retail banking, credit unions, and specialized lenders

The main difference between a Cre Credit Analyst and a Commercial Credit Analyst lies in their focus areas. Cre Credit Analysts typically evaluate creditworthiness for real estate and consumer loans, while Commercial Credit Analysts focus on business and corporate loans. Both roles require similar credentials and work in comparable environments, but their target clients and loan types differ.

What are popular job titles related to Cre Credit Analyst jobs in Iowa?

For Cre Credit Analyst jobs in Iowa, the most frequently searched job titles are:

What job categories do people searching Cre Credit Analyst jobs in Iowa look for?

The top searched job categories for Cre Credit Analyst jobs in Iowa are:

Cre Credit Analyst jobs near you

Loan Review/Credit Analyst

Primebank

Le Mars, IA • On-site

Full-time

Re-posted 27 days ago

Job description

This position is responsible for the review and analysis of credit and financial information as well as industry economic data to verify continuing credit worthiness of customers in accordance with Primebank's lending operations.Essential Duties and ResponsibilitiesRead, analyze and interpret business and personal financial statements and federal/state tax returns. Review credit in a range of industries and various types of commercial real estate. Such industries would include agricultural, CRE, general C&I, manufacturing, distribution, professional services, retail transportation and specialty business.Review loan files to ensure they qualify within the structure, documentation, and credit quality standards of the bank's Credit Policy and guidelines, ensuring the bank's collateral position is properly perfected.Present loan/credit files that do not meet the standards of the bank's credit policy, with a detailed explanation of the credit exceptions and the recommended action necessary to correct the deficiencies and improve the bank's position. Communicate directly with lenders to request correction of any minor documentation discrepancies or identified potential credit weakness and recommend alternatives for improving the credit and monitor follow-up action.Perform in-house evaluations by estimating the market value of land, residential and commercial properties; analyzing local and regional market trends; comparing properties to similar ones for sale or recently sold; and understanding economic conditions.Create a detailed evaluation report documenting the valuation process, findings and conclusions, including supporting data and analysis.Attendance is essential function of the job. QualificationsEducationA bachelor's degree in accounting or related field preferred. Knowledge and Experience1 -2 years of related banking/analysis experience and/or training. Skills and AbilitiesAbility to complete accurate financial analysis by compiling, categorizing, calculating, and auditing information and communicating the results.Excellent written and verbal communication skills.A self-starter who has the initiative and ability to work independently.Detail oriented, ability to read and understand information presented.Ability to manage workload by organizing and prioritizing tasks.Proficient with Microsoft Office Suite software.This position requires a selected candidate must pass a criminal history background check and have favorable credit history for bonding purposes.