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Credit Analyst Jobs in Iowa (NOW HIRING)

If you are an experienced Credit Analyst, Home State Bank has an opportunity to join our team. The Credit Analyst position supports two key areas of loan function including Sales and Loan Production.

If you are an experienced Credit Analyst, Home State Bank has an opportunity to join our team. The Credit Analyst position supports two key areas of loan function including Sales and Loan Production.

If you are an experienced Credit Analyst, Home State Bank has an opportunity to join our team. The Credit Analyst position supports two key areas of loan function including Sales and Loan Production.

If you are an experienced Credit Analyst, Home State Bank has an opportunity to join our team. The Credit Analyst position supports two key areas of loan function including Sales and Loan Production.

The primary role of the Credit Analyst is to provide administrative loan support for Commercial / Ag Loan Officers. In addition, this position will provide financial services to Commercial, Ag and ...

The primary role of the Credit Analyst is to provide administrative loan support for Commercial / Ag Loan Officers. In addition, this position will provide financial services to Commercial, Ag and ...

Ensure compliance with credit policies. 4. Analyze financial statements, credit reports and delinquency trends. What We're Looking For - Bachelor's degree in finance, accounting or other related ...

Ensure compliance with credit policies. 4. Analyze financial statements, credit reports and delinquency trends. What We're Looking For - Bachelor's degree in finance, accounting or other related ...

The primary role of the Credit Analyst is to provide administrative loan support for Commercial / Ag Loan Officers. In addition, this position will provide financial services to Commercial, Ag and ...

The primary role of the Credit Analyst is to provide administrative loan support for Commercial / Ag Loan Officers. In addition, this position will provide financial services to Commercial, Ag and ...

Description What You'll Be Doing As a Credit Analyst at Bank Iowa, you will analyze loan requests, establish standards and manage submission and completion process for commercial loan requests bank ...

What You'll Be Doing As a Credit Analyst at Bank Iowa, you will analyze loan requests, establish standards and manage submission and completion process for commercial loan requests bank-wide ...

What You'll Be Doing As a Credit Analyst at Bank Iowa, you will analyze loan requests, establish standards and manage submission and completion process for commercial loan requests bank-wide ...

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Showing results 1-20

Credit Analyst information

See Iowa salary details

$14

$28

$46

How much do credit analyst jobs pay per hour?

As of Aug 3, 2026, the average hourly pay for credit analyst in Iowa is $28.11, according to ZipRecruiter salary data. Most workers in this role earn between $21.68 and $31.59 per hour, depending on experience, location, and employer.

What is the difference between Credit Analyst vs Loan Officer?

AspectCredit AnalystLoan Officer
Required CredentialsBachelor's degree in finance, accounting, or related field; certifications like CFA or credit analysis coursesBachelor's degree in finance, business, or related; often requires mortgage or loan origination licenses
Work EnvironmentOffice setting, analyzing financial data, assessing creditworthinessOffice or branch, meeting clients, processing loan applications
Employer & Industry UsageBanks, credit unions, financial institutionsBanks, mortgage companies, credit unions

While both roles involve financial assessment, a Credit Analyst primarily evaluates credit data to determine risk, whereas a Loan Officer interacts directly with clients to approve and process loan applications. Understanding these differences helps in choosing the right career path or job search focus.

What are the key skills and qualifications needed to thrive as a credit analyst, and why are they important?

To thrive as a Credit Analyst, you need strong analytical skills, financial acumen, and typically a degree in finance, accounting, or a related field. Proficiency in financial modeling, Microsoft Excel, and experience with credit risk assessment software such as Moody’s or S&P Global Market Intelligence are highly valued. Excellent attention to detail, effective communication, and sound judgment are essential soft skills for assessing clients and presenting findings. These abilities ensure accurate credit evaluations, mitigate risk, and support informed lending decisions.

What are the typical challenges a credit analyst faces when evaluating complex loan applications?

Credit Analysts often encounter challenges such as incomplete financial information, inconsistent documentation, and the need to assess risk in rapidly changing market conditions. Evaluating applicants from diverse industries may require specialized knowledge to accurately interpret financial statements and cash flow projections. Strong analytical skills and effective communication with both clients and internal stakeholders are essential to resolve ambiguities and ensure sound credit decisions.

What does a credit analyst do?

A Credit Analyst evaluates the creditworthiness of individuals or businesses applying for loans or credit. They review financial statements, credit reports, and economic conditions to assess the risk of lending money. Based on their analysis, they make recommendations to approve or deny credit applications and may suggest terms for repayment. Their work helps financial institutions minimize losses and make informed lending decisions.

What does a credit analyst do?

As a credit analyst, you evaluate customer credit history to determine the risk level for giving out loans or lines of credit to clients. You’ll use statistical software to help you decide which clients are eligible for loans and which ones aren’t. Your job duties include analyzing your clients’ financial statements and credit history, establishing credit limits, informing clients of payment policies, and resolving disputes. Your decisions impact whether the bank or financial institution you work for makes money or loses money, so your responsibilities make you a crucial part of the team.

What are the most commonly searched types of Credit Analyst jobs in Iowa? The most popular types of Credit Analyst jobs in Iowa are:
What cities in Iowa are hiring for Credit Analyst jobs? Cities in Iowa with the most Credit Analyst job openings:
Infographic showing various Credit Analyst job openings in Iowa as of July 2026, with employment types broken down into 67% Full Time, 9% Part Time, and 24% Contract. Highlights an 60% Physical, 5% Hybrid, and 35% Remote job distribution, with an average salary of $58,462 per year, or $28.1 per hour.

Credit Analyst

Home State Bank

Jefferson, IA • On-site

Full-time

Re-posted 22 days ago


Job description

If you are an experienced Credit Analyst, Home State Bank has an opportunity to join our team. The Credit Analyst position supports two key areas of loan function including Sales and Loan Production. This position needs to maintain a high level of accuracy in the credit process by being familiar with loan procedures, structure of credit, collateralization perfection and sound file documentation based on credit type. This function further provides credit file accuracy to support business bankers to facilitate sound lending decisions and assists by helping mitigate risks by ensuring credit is documented in accordance with our policies and procedures. The Credit Analyst also provides support for the internal loan review function, external independent loan review and regulatory examinations conducted by IDOB and FDIC.