Credit Analyst
Jefferson, IA · On-site
If you are an experienced Credit Analyst with commercial real state and construction and development in a bank setting, Home State Bank has an opportunity to join our team. The Credit Analyst ...
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Credit Analyst
Jefferson, IA · On-site
If you are an experienced Credit Analyst with commercial real state and construction and development in a bank setting, Home State Bank has an opportunity to join our team. The Credit Analyst ...
Credit Analyst
Jefferson, IA · On-site
If you are an experienced Credit Analyst, Home State Bank has an opportunity to join our team. The Credit Analyst position supports two key areas of loan function including Sales and Loan Production.
Credit Analyst
Jefferson, IA · On-site
If you are an experienced Credit Analyst, Home State Bank has an opportunity to join our team. The Credit Analyst position supports two key areas of loan function including Sales and Loan Production.
Credit Analyst
Polk City, IA · On-site
If you are an experienced Credit Analyst with commercial real estate and construction and development in a bank setting, Home State Bank has an opportunity to join our team. The Credit Analyst ...
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Credit Analyst
Polk City, IA · On-site
If you are an experienced Credit Analyst with commercial real estate and construction and development in a bank setting, Home State Bank has an opportunity to join our team. The Credit Analyst ...
Credit Analyst
Polk City, IA · On-site
If you are an experienced Credit Analyst, Home State Bank has an opportunity to join our team. The Credit Analyst position supports two key areas of loan function including Sales and Loan Production.
Credit Analyst
Polk City, IA · On-site
If you are an experienced Credit Analyst, Home State Bank has an opportunity to join our team. The Credit Analyst position supports two key areas of loan function including Sales and Loan Production.
The Credit Analyst is responsible for analyzing the financial data of new and existing loans and preparing credit request displays and reviews of existing credits. Education and experience preferred ...
The Credit Analyst is responsible for analyzing the financial data of new and existing loans and preparing credit request displays and reviews of existing credits. Education and experience preferred ...
The Credit Analyst is responsible for analyzing the financial data of new and existing loans and preparing credit request displays and reviews of existing credits. Education and experience preferred ...
The Credit Analyst is responsible for analyzing the financial data of new and existing loans and preparing credit request displays and reviews of existing credits. Education and experience preferred ...
Credit Analyst
Treynor, IA · On-site
The Credit Analyst is responsible for analyzing the financial data of new and existing loans and preparing credit request displays and reviews of existing credits. Education and experience preferred ...
Credit Analyst
Treynor, IA · On-site
The Credit Analyst is responsible for analyzing the financial data of new and existing loans and preparing credit request displays and reviews of existing credits. Education and experience preferred ...
The Credit Analyst is responsible for analyzing the financial data of new and existing loans and preparing credit request displays and reviews of existing credits. Education and experience preferred ...
The Credit Analyst is responsible for analyzing the financial data of new and existing loans and preparing credit request displays and reviews of existing credits. Education and experience preferred ...
Credit Analyst
Sergeant Bluff, IA · On-site
Job Purpose:The primary role of the Credit Analyst is to provide administrative loan support for Commercial / Ag Loan Officers. In addition, this position will provide financial services to ...
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Credit Analyst
Sergeant Bluff, IA · On-site
Job Purpose:The primary role of the Credit Analyst is to provide administrative loan support for Commercial / Ag Loan Officers. In addition, this position will provide financial services to ...
The Credit Analyst is responsible for analyzing the financial data of new and existing loans and preparing credit request displays and reviews of existing credits. Education and experience preferred ...
The Credit Analyst is responsible for analyzing the financial data of new and existing loans and preparing credit request displays and reviews of existing credits. Education and experience preferred ...
Credit Analyst
Le Mars, IA · On-site
Job Purpose:The primary role of the Credit Analyst is to provide administrative loan support for Commercial / Ag Loan Officers. In addition, this position will provide financial services to ...
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Credit Analyst
Le Mars, IA · On-site
Job Purpose:The primary role of the Credit Analyst is to provide administrative loan support for Commercial / Ag Loan Officers. In addition, this position will provide financial services to ...
Credit Analyst
Marion, IA · On-site
Credit analyst include analyzing credit data and financial information of persons or companies that are applying for credit or loans to determine the risk to the bank. This position assist lenders in ...
Credit Analyst
Marion, IA · On-site
Credit analyst include analyzing credit data and financial information of persons or companies that are applying for credit or loans to determine the risk to the bank. This position assist lenders in ...
Credit Analyst
Marion, IA · On-site
Credit analyst include analyzing credit data and financial information of persons or companies that are applying for credit or loans to determine the risk to the bank. This position assist lenders in ...
Credit Analyst
Marion, IA · On-site
Credit analyst include analyzing credit data and financial information of persons or companies that are applying for credit or loans to determine the risk to the bank. This position assist lenders in ...
Senior Credit Analyst
Cedar Rapids, IA · On-site
We are seeking a highly analytical and detail-oriented Senior Credit Analyst to support commercial lending through comprehensive financial analysis, credit underwriting, risk assessment, and ...
Senior Credit Analyst
Cedar Rapids, IA · On-site
We are seeking a highly analytical and detail-oriented Senior Credit Analyst to support commercial lending through comprehensive financial analysis, credit underwriting, risk assessment, and ...
Senior Credit Analyst
Cedar Rapids, IA · On-site
We are seeking a highly analytical and detail-oriented Senior Credit Analyst to support commercial lending through comprehensive financial analysis, credit underwriting, risk assessment, and ...
Senior Credit Analyst
Cedar Rapids, IA · On-site
We are seeking a highly analytical and detail-oriented Senior Credit Analyst to support commercial lending through comprehensive financial analysis, credit underwriting, risk assessment, and ...
Senior Credit Analyst
Cedar Rapids, IA · On-site
We are seeking a highly analytical and detail-oriented Senior Credit Analyst to support commercial lending through comprehensive financial analysis, credit underwriting, risk assessment, and ...
Senior Credit Analyst
Cedar Rapids, IA · On-site
We are seeking a highly analytical and detail-oriented Senior Credit Analyst to support commercial lending through comprehensive financial analysis, credit underwriting, risk assessment, and ...
Credit Analyst III
West Des Moines, IA · On-site
Position Overview We are seeking an experienced and motivated Credit Analyst III to join our Credit team. This position is responsible for performing advanced credit analysis and commercial ...
Credit Analyst III
West Des Moines, IA · On-site
Position Overview We are seeking an experienced and motivated Credit Analyst III to join our Credit team. This position is responsible for performing advanced credit analysis and commercial ...
Being a credit analyst provides continuous learning that equips team members with the skills and knowledge to grow, both individually and as part of a team, and support career advancement. About this ...
Being a credit analyst provides continuous learning that equips team members with the skills and knowledge to grow, both individually and as part of a team, and support career advancement. About this ...
Credit Analyst - 6055
Le Mars, IA · On-site
The primary role of the Credit Analyst is to provide administrative loan support for Commercial / Ag Loan Officers. In addition, this position will provide financial services to Commercial, Ag and ...
Credit Analyst - 6055
Le Mars, IA · On-site
The primary role of the Credit Analyst is to provide administrative loan support for Commercial / Ag Loan Officers. In addition, this position will provide financial services to Commercial, Ag and ...
Credit Analyst - 6056
Sergeant Bluff, IA · On-site
The primary role of the Credit Analyst is to provide administrative loan support for Commercial / Ag Loan Officers. In addition, this position will provide financial services to Commercial, Ag and ...
Credit Analyst - 6056
Sergeant Bluff, IA · On-site
The primary role of the Credit Analyst is to provide administrative loan support for Commercial / Ag Loan Officers. In addition, this position will provide financial services to Commercial, Ag and ...
Credit Analyst information
See Iowa salary details
$14.22 - $17.12
4% of jobs
$17.12 - $20.01
11% of jobs
$21.36 is the 25th percentile. Wages below this are outliers.
$20.01 - $22.91
22% of jobs
The median wage is $25.32 / hr.
$22.91 - $25.80
16% of jobs
$25.80 - $28.70
14% of jobs
$30.68 is the 75th percentile. Wages above this are outliers.
$28.70 - $31.59
13% of jobs
$31.59 - $34.48
7% of jobs
$34.48 - $37.38
6% of jobs
$37.38 - $40.27
3% of jobs
$40.27 - $43.17
2% of jobs
$43.17 - $46.06
2% of jobs
$14
$28
$46
How much do credit analyst jobs pay per hour?
As of Sep 3, 2026, the average hourly pay for credit analyst in Iowa is $28.11, according to ZipRecruiter salary data. Most workers in this role earn between $21.68 and $31.59 per hour, depending on experience, location, and employer.
What does a credit analyst do?
A Credit Analyst evaluates the creditworthiness of individuals or businesses applying for loans or credit. They review financial statements, credit reports, and economic conditions to assess the risk of lending money. Based on their analysis, they make recommendations to approve or deny credit applications and may suggest terms for repayment. Their work helps financial institutions minimize losses and make informed lending decisions.
What does a credit analyst do?
As a credit analyst, you evaluate customer credit history to determine the risk level for giving out loans or lines of credit to clients. You’ll use statistical software to help you decide which clients are eligible for loans and which ones aren’t. Your job duties include analyzing your clients’ financial statements and credit history, establishing credit limits, informing clients of payment policies, and resolving disputes. Your decisions impact whether the bank or financial institution you work for makes money or loses money, so your responsibilities make you a crucial part of the team.
What are the key skills and qualifications needed to thrive as a credit analyst, and why are they important?
To thrive as a Credit Analyst, you need strong analytical skills, financial acumen, and typically a degree in finance, accounting, or a related field. Proficiency in financial modeling, Microsoft Excel, and experience with credit risk assessment software such as Moody’s or S&P Global Market Intelligence are highly valued. Excellent attention to detail, effective communication, and sound judgment are essential soft skills for assessing clients and presenting findings. These abilities ensure accurate credit evaluations, mitigate risk, and support informed lending decisions.
What are the typical challenges a credit analyst faces when evaluating complex loan applications?
Credit Analysts often encounter challenges such as incomplete financial information, inconsistent documentation, and the need to assess risk in rapidly changing market conditions. Evaluating applicants from diverse industries may require specialized knowledge to accurately interpret financial statements and cash flow projections. Strong analytical skills and effective communication with both clients and internal stakeholders are essential to resolve ambiguities and ensure sound credit decisions.
What is the difference between Credit Analyst vs Loan Officer?
| Aspect | Credit Analyst | Loan Officer |
|---|---|---|
| Required Credentials | Bachelor's degree in finance, accounting, or related field; certifications like CFA or credit analysis courses | Bachelor's degree in finance, business, or related; often requires mortgage or loan origination licenses |
| Work Environment | Office setting, analyzing financial data, assessing creditworthiness | Office or branch, meeting clients, processing loan applications |
| Employer & Industry Usage | Banks, credit unions, financial institutions | Banks, mortgage companies, credit unions |
While both roles involve financial assessment, a Credit Analyst primarily evaluates credit data to determine risk, whereas a Loan Officer interacts directly with clients to approve and process loan applications. Understanding these differences helps in choosing the right career path or job search focus.
Are credit analysts paid well?
Credit analysts typically earn a competitive salary that varies based on experience, education, and location. According to industry data, the median annual wage for credit analysts is around $70,000, with higher earnings possible for those with advanced certifications or in senior roles. The profession often offers opportunities for bonuses and career advancement.
What qualifications do you need to be a credit analyst?
To become a credit analyst, candidates typically need a bachelor's degree in finance, accounting, economics, or a related field. Strong analytical skills, proficiency with financial analysis tools, and knowledge of credit reporting and risk assessment are also important. Some roles may require relevant certifications such as the Chartered Financial Analyst (CFA) or Credit Risk Certification.
More about Credit Analyst jobs
What are the most commonly searched types of Credit Analyst jobs in Iowa?
The most popular types of Credit Analyst jobs in Iowa are:
What are popular job titles related to Credit Analyst jobs in Iowa?
For Credit Analyst jobs in Iowa, the most frequently searched job titles are:
What job categories do people searching Credit Analyst jobs in Iowa look for?
The top searched job categories for Credit Analyst jobs in Iowa are:
What cities in Iowa are hiring for Credit Analyst jobs?
Cities in Iowa with the most Credit Analyst job openings:
What are popular job titles related to Credit Analyst jobs in IA?
For Credit Analyst jobs in IA, the most frequently searched job titles are:
Job description
If you are an experienced Credit Analyst with commercial real state and construction and development in a bank setting, Home State Bank has an opportunity to join our team. The Credit Analyst position supports two key areas of loan function including Sales and Loan Production. This position needs to maintain a high level of accuracy in the credit process by being familiar with loan procedures, structure of credit, collateralization perfection and sound file documentation based on credit type. This function further provides credit file accuracy to support business bankers to facilitate sound lending decisions and assists by helping mitigate risks by ensuring credit is documented in accordance with our policies and procedures. The Credit Analyst also provides support for the internal loan review function, external independent loan review and regulatory examinations conducted by IDOB and FDIC.