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Credit Analyst Jobs in Iowa (NOW HIRING)

Midstates Bank

Credit Analyst - 6055

Le Mars, IA · On-site

The primary role of the Credit Analyst is to provide administrative loan support for Commercial / Ag Loan Officers. In addition, this position will provide financial services to Commercial, Ag and ...

Bank Iowa

Credit Analyst III

West Des Moines, IA · On-site

Description What You'll Be Doing As a Credit Analyst at Bank Iowa, you will analyze loan requests, establish standards and manage submission and completion process for commercial loan requests bank ...

Bank Iowa

Credit Analyst III

West Des Moines, IA · On-site

Description What You'll Be Doing As a Credit Analyst at Bank Iowa, you will analyze loan requests, establish standards and manage submission and completion process for commercial loan requests bank ...

Prime Bank

Loan Review/Credit Analyst

Le Mars, IA · On-site

This position is responsible for the review and analysis of credit and financial information as well as industry economic data to verify continuing credit worthiness of customers in accordance with ...

Primebank

Loan Review/Credit Analyst

Le Mars, IA · On-site

This position is responsible for the review and analysis of credit and financial information as well as industry economic data to verify continuing credit worthiness of customers in accordance with ...

Primebank

Loan Review/Credit Analyst

Le Mars, IA · On-site

This position is responsible for the review and analysis of credit and financial information as well as industry economic data to verify continuing credit worthiness of customers in accordance with ...

FHLB Des Moines

Credit Risk Analyst

Des Moines, IA · Hybrid

$59K - $70K/yr

The Credit Risk Analyst supports the Bank's credit risk management function through the evaluation, monitoring, and analysis of member financial institutions and counterparties. This role assesses ...

North Iowa Community Credit Union

Be Seen First

Commercial Lender

Mason City, IA · On-site

$65K - $95K/yr

This is an excellent opportunity for an experienced commercial lender or for a developing lender, credit analyst, or banking professional who has strong commercial credit skills and is ready to take ...

Bankers Trust Company

Credit Officer I or II

Des Moines, IA · On-site

$102K - $121K/yr

This position will work proactively with the underwriters and relationship managers to analyze, structure and recommend approval for credit exposures to ensure strong asset quality. In addition, this ...

Bankers Trust

Credit Officer I or II

Des Moines, IA · On-site

$102K - $121K/yr

This position will work proactively with the underwriters and relationship managers to analyze, structure and recommend approval for credit exposures to ensure strong asset quality. In addition, this ...

FHLB Des Moines

Credit Risk Co-op

Des Moines, IA · On-site

$22/hr

Supports the Bank's credit risk management function through the evaluation, monitoring, and ... Analyze financial performance and creditworthiness of member financial institutions. * Monitor ...

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Showing results 21-40

All JobsCredit Analyst JobsCredit Analyst Jobs in Iowa

Credit Analyst information

See Iowa salary details

$14

$28

$46

How much do credit analyst jobs pay per hour?

As of Sep 3, 2026, the average hourly pay for credit analyst in Iowa is $28.11, according to ZipRecruiter salary data. Most workers in this role earn between $21.68 and $31.59 per hour, depending on experience, location, and employer.

What does a credit analyst do?

A Credit Analyst evaluates the creditworthiness of individuals or businesses applying for loans or credit. They review financial statements, credit reports, and economic conditions to assess the risk of lending money. Based on their analysis, they make recommendations to approve or deny credit applications and may suggest terms for repayment. Their work helps financial institutions minimize losses and make informed lending decisions.

What does a credit analyst do?

As a credit analyst, you evaluate customer credit history to determine the risk level for giving out loans or lines of credit to clients. You’ll use statistical software to help you decide which clients are eligible for loans and which ones aren’t. Your job duties include analyzing your clients’ financial statements and credit history, establishing credit limits, informing clients of payment policies, and resolving disputes. Your decisions impact whether the bank or financial institution you work for makes money or loses money, so your responsibilities make you a crucial part of the team.

What are the key skills and qualifications needed to thrive as a credit analyst, and why are they important?

To thrive as a Credit Analyst, you need strong analytical skills, financial acumen, and typically a degree in finance, accounting, or a related field. Proficiency in financial modeling, Microsoft Excel, and experience with credit risk assessment software such as Moody’s or S&P Global Market Intelligence are highly valued. Excellent attention to detail, effective communication, and sound judgment are essential soft skills for assessing clients and presenting findings. These abilities ensure accurate credit evaluations, mitigate risk, and support informed lending decisions.

What are the typical challenges a credit analyst faces when evaluating complex loan applications?

Credit Analysts often encounter challenges such as incomplete financial information, inconsistent documentation, and the need to assess risk in rapidly changing market conditions. Evaluating applicants from diverse industries may require specialized knowledge to accurately interpret financial statements and cash flow projections. Strong analytical skills and effective communication with both clients and internal stakeholders are essential to resolve ambiguities and ensure sound credit decisions.

What is the difference between Credit Analyst vs Loan Officer?

AspectCredit AnalystLoan Officer
Required CredentialsBachelor's degree in finance, accounting, or related field; certifications like CFA or credit analysis coursesBachelor's degree in finance, business, or related; often requires mortgage or loan origination licenses
Work EnvironmentOffice setting, analyzing financial data, assessing creditworthinessOffice or branch, meeting clients, processing loan applications
Employer & Industry UsageBanks, credit unions, financial institutionsBanks, mortgage companies, credit unions

While both roles involve financial assessment, a Credit Analyst primarily evaluates credit data to determine risk, whereas a Loan Officer interacts directly with clients to approve and process loan applications. Understanding these differences helps in choosing the right career path or job search focus.

Are credit analysts paid well?

Credit analysts typically earn a competitive salary that varies based on experience, education, and location. According to industry data, the median annual wage for credit analysts is around $70,000, with higher earnings possible for those with advanced certifications or in senior roles. The profession often offers opportunities for bonuses and career advancement.

What qualifications do you need to be a credit analyst?

To become a credit analyst, candidates typically need a bachelor's degree in finance, accounting, economics, or a related field. Strong analytical skills, proficiency with financial analysis tools, and knowledge of credit reporting and risk assessment are also important. Some roles may require relevant certifications such as the Chartered Financial Analyst (CFA) or Credit Risk Certification.
More about Credit Analyst jobs

What are the most commonly searched types of Credit Analyst jobs in Iowa?

The most popular types of Credit Analyst jobs in Iowa are:

What are popular job titles related to Credit Analyst jobs in Iowa?

For Credit Analyst jobs in Iowa, the most frequently searched job titles are:

What job categories do people searching Credit Analyst jobs in Iowa look for?

The top searched job categories for Credit Analyst jobs in Iowa are:

What cities in Iowa are hiring for Credit Analyst jobs?

Cities in Iowa with the most Credit Analyst job openings:

What are popular job titles related to Credit Analyst jobs in IA?

For Credit Analyst jobs in IA, the most frequently searched job titles are:

Credit Analyst jobs near you
Infographic showing various Credit Analyst job openings in Iowa as of August 2026, with employment types broken down into 1% Internship, 82% Full Time, 16% Part Time, and 1% Nights. Highlights an 95% Physical, 1% Hybrid, and 4% Remote job distribution, with an average salary of $58,462 per year, or $28.1 per hour.

Credit Analyst - 6056

Midstates Bank

Sergeant Bluff, IA • On-site

Full-time

Re-posted 10 days ago

Job description

Job Location: This position is fully onsite at our Sergeant Bluff, Iowa location. 

Job Purpose:

The primary role of the Credit Analyst is to provide administrative loan support for Commercial / Ag Loan Officers. In addition, this position will provide financial services to Commercial, Ag and Consumer clients. This position will perform assigned duties in accordance with Midstates Bank's Core Values and will adhere to Quality Service Standards.

Essential Functions:

  • Prepares financial analysis through Web Equity software program on Ag / Commercial clients and make recommendations to lenders. This will include preparing credit memorandum write-ups on loan credits to be presented to loan committees.
  • Assists other branches, specifically Kingsley and Sergeant Bluff, with credit analysis coverage as needed.
  • Maintains a full understanding of Midstates Bank Loan Policy and credit culture. Prepares credit memorandum write-ups in accordance with Loan Policy.
  • Provides financial services to Ag/Commercial clients. Advises clients, where possible, concerning business management and financial matters.
  • Supports business development efforts including joint sales calls with loan officers.
  • Supports collection efforts on trouble loans including inspections of properties, client consultations, loan modifications, etc.
  • Assists Loan Administrator in performing their function when necessary to ensure files are complete, documentation is accurate, and loan closings happen as scheduled.
  • Participates in civic activities to promote growth and development of the community and a positive image for the bank.
  • Other duties as assigned.

Skills/Qualifications:

Strong communication and analytical skills; strong computer skills including Web Equity and Microsoft Office products; good interpersonal skills and team orientation.

Education:

2-Year College Degree in Business Administration or related discipline or equivalent combination of course work and work experience.

Experience:

Accounting or bookkeeping experience in formation of financial statements and cashflows. Previous bank experience preferred.

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