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Credit Review Analyst Jobs (NOW HIRING)

Senior Credit Review Analysts are responsible for reviewing diversified loans to ensure that acceptable credit standards are maintained and that loans conform to established company policy ...

Senior Credit Review Analysts are responsible for reviewing diversified loans to ensure that acceptable credit standards are maintained and that loans conform to established company policy ...

Credit Review Vice President This role provides great visibility to management and focuses on ... This will allow you to independently provide opinions on the adequacy of underwriting analysis, the ...

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Credit Review Analyst information

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$11K

$90.5K

How much do credit review analyst jobs pay per year?

As of May 28, 2026, the average yearly pay for credit review analyst in the United States is $90,000.00, according to ZipRecruiter salary data. Most workers in this role earn between $90,000.00 and $90,000.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a Credit Review Analyst, and why are they important?

To thrive as a Credit Review Analyst, you need a solid understanding of financial analysis, risk assessment, and credit principles, often supported by a degree in finance, accounting, or a related field. Familiarity with credit scoring systems, analytical software like Excel, and financial statement analysis tools is typically required. Attention to detail, analytical thinking, and effective communication skills are essential soft skills for success in this role. These competencies ensure accurate credit evaluations, minimize risk, and support sound lending decisions within financial institutions.

How does a Credit Review Analyst typically collaborate with other departments within a financial institution?

Credit Review Analysts work closely with teams such as lending, risk management, and compliance to ensure that credit policies are being followed and credit risks are properly assessed. They often participate in meetings with loan officers to discuss complex cases, provide feedback on credit decisions, and help identify areas for process improvement. Effective communication and collaboration are key, as their insights directly influence credit strategies and risk mitigation across the organization. By fostering these cross-departmental relationships, Credit Review Analysts help maintain the institution's financial health and regulatory compliance.

What are Credit Review Analysts?

Credit Review Analysts are financial professionals who assess and monitor the creditworthiness of individuals or organizations. They analyze financial statements, credit reports, and payment histories to evaluate risk and make recommendations regarding credit limits or loan approvals. Their work helps financial institutions minimize losses by ensuring that credit is extended to reliable borrowers. In addition, they may review existing accounts to identify potential problems and ensure compliance with internal policies and regulations.

What is the difference between Credit Review Analyst vs Credit Underwriter?

AspectCredit Review AnalystCredit Underwriter
Primary RoleAssess and monitor existing credit portfolios for risk and complianceEvaluate and approve new credit applications
Required SkillsFinancial analysis, risk assessment, attention to detailFinancial analysis, decision-making, risk evaluation
Work EnvironmentBanking, financial institutions, credit departmentsBanking, lending institutions, credit departments
CertificationsGenerally no specific certifications required, but CFA or similar can helpSimilar; certifications like CFA can be advantageous

The Credit Review Analyst primarily monitors existing credit portfolios, ensuring ongoing compliance and risk management. In contrast, the Credit Underwriter focuses on evaluating and approving new credit applications. Both roles require financial analysis skills and are commonly found within banking and financial institutions, often sharing similar certifications and work environments.

What cities are hiring for Credit Review Analyst jobs? Cities with the most Credit Review Analyst job openings:
What states have the most Credit Review Analyst jobs? States with the most job openings for Credit Review Analyst jobs include:
What are popular job titles related to Credit Review Analyst jobs? For Credit Review Analyst jobs, the most frequently searched job titles are:
Sponsor Credit Review Analyst

Other

Medical, Dental, Vision, Life, Retirement, PTO

Posted 10 days ago


Job description

Description


The Sponsor Credit Review Analyst is responsible for assisting with the completion of sponsor reviews and due diligence processing for multifamily or healthcare sponsors for the Real Estate Investment team.


The Sponsor Credit Review Analyst will be expected to complete annual sponsor reviews that will assist in the IRE Underwriting process that gets presented to Real Estate Loan Committee. The sponsor credit review analyst shall analyze sponsor relationships by creating financial cashflow and valuation models, undertaking due diligence responsibilities, and assisting with the presentation of a loan's risks and mitigants under a wide range of scenarios to Loan Committee.


Requirements

  • Prepares and reviews due diligence process, underwriting and valuation models.
  • Prepares and reviews Sponsor Credit Reviews consistent with Investment Real Estate's requirement.
  • Prepare and summarize Sponsor Credit Reviews to present to internal and external users.
  • Summarizes historical property operations.
  • Performs credit and financial analysis of guarantors and sponsors.
  • Conducts real estate tax verification and analysis.
  • Reviews third party reports including property appraisals, physical needs assessments, environmental reports.
  • Acts as a conduit for credit, originators, and the due diligence process.
  • Responsible for aiding in training and mentorship for other analysts.
  • Performs other duties and projects assigned.
  • Works professionally and harmoniously with team and coworkers.


Expected Experience, Skills and Education:

  • Bachelor's degree from an accredited college or university with a focus in Finance, Business or Real Estate or related field preferred.
  • Zero to three years of multifamily agency/bridge underwriting experience
  • Experience with HUD, Fannie Mae and/or Freddie Mac Multifamily loan programs preferred.
  • Understanding of bridge, conduit, CMBS and bank underwriting standards for loans secured by multifamily or healthcare preferred.
  • Strong credit mindset with, ideally, experience in credit training.
  • Ability to read, analyze and interpret complex documents and financial statements.
  • Highly analytical thinking with demonstrated talent for identifying, scrutinizing, improving, and streamlining complex work processes and risks.
  • Applicable knowledge of Microsoft Office suite.


Our Benefits

Merchants offers a comprehensive package of benefits for eligible employees, including, but not limited to: 401(k) employer contributions; employee stock ownership plan (ESOP); medical, dental and vision insurance; various types of leaves of absence, including paid time off, paid holidays, paid leave as provided under state and local paid leave laws, and short-term and long-term disability; health savings accounts (HSAs), flexible spending accounts (FSAs), dependent care and commuter reimbursement accounts, employee and dependent life insurance and supplemental life and AD&D insurance; telehealth, optional ancillary insurance policies, education assistance, and an employee assistance program. Eligibility for benefits is governed by the applicable plan documents and policies.


ABOUT MERCHANTS CAPITAL

With over 30 years of success built on putting people first, Merchants Capital is a proven leader in financing for multifamily housing nationwide. Our licenses with Fannie Mae, Freddie Mac, and HUD/FHA, in addition to our bank's balance sheet products, allow us to offer custom solutions with agility and ease of execution, expanding access to housing in meaningful and impactful ways. Recognized as a top five affordable lender, Merchants Capital pairs our comprehensive debt offerings with in-house tax credit equity to provide a one-stop-shop for developers and owners. To learn more about Merchants Capital, visit www.merchantscapital.com. Â