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Underwriting Analyst Jobs (NOW HIRING)

Underwriting Analyst

Manhattan, NY ยท On-site

$76K - $95K/yr

Gather, review, and organize external data to support underwriting analysis and decision-making * Assist in the analysis and development of pricing models for new and existing products * Manage ...

Underwriting Analyst

Charlotte, NC ยท On-site

$76K - $95K/yr

Gather, review, and organize external data to support underwriting analysis and decision-making * Assist in the analysis and development of pricing models for new and existing products * Manage ...

Compile and analyze data to support underwriting decisions and internal reporting requirements. Monitor workflow to ensure timely completion of underwriting tasks and compliance with procedures.

Underwriting Analyst

Denver, CO ยท On-site

$76K - $95K/yr

Gather, review, and organize external data to support underwriting analysis and decision-making * Assist in the analysis and development of pricing models for new and existing products * Manage ...

Underwriting Analyst

Charlotte, NC ยท On-site

$76K - $95K/yr

Gather, review, and organize external data to support underwriting analysis and decision-making * Assist in the analysis and development of pricing models for new and existing products * Manage ...

English (Required) Work Shift: 1st Shift (United States of America) Supports underwriters in the evaluation, analysis, and preparation of insurance submissions by gathering data, conducting ...

Compile and analyze data to support underwriting decisions and internal reporting requirements. Monitor workflow to ensure timely completion of underwriting tasks and compliance with procedures.

Compile and analyze data to support underwriting decisions and internal reporting requirements. Monitorworkflow to ensuretimelycompletion of underwriting tasks and compliance with procedures. Respond ...

English (Required) Work Shift: 1st Shift (United States of America) Supports underwriters in the evaluation, analysis, and preparation of insurance submissions by gathering data, conducting ...

English (Required) Work Shift: 1st Shift (United States of America) Please review the following Supports underwriters in the evaluation, analysis, and preparation of insurance submissions by ...

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Underwriting Analyst information

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$36K

$67.6K

$112.5K

How much do underwriting analyst jobs pay per year?

As of Sep 1, 2026, the average yearly pay for underwriting analyst in the United States is $67,577.00, according to ZipRecruiter salary data. Most workers in this role earn between $50,500.00 and $75,000.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as an underwriting analyst, and why are they important?

To thrive as an Underwriting Analyst, you need strong analytical abilities, attention to detail, and a background in finance, economics, or a related field, often supported by a relevant bachelor's degree. Familiarity with risk assessment tools, financial modeling software, and industry-specific underwriting platforms is typically required. Strong communication, problem-solving, and organizational skills help you explain decisions and manage multiple cases efficiently. These skills are crucial for accurately assessing risk, making informed recommendations, and ensuring sound financial decisions for the organization.

What are the typical challenges an underwriting analyst faces when assessing complex risks, and how are these addressed within a team setting?

Underwriting Analysts often encounter challenges when evaluating complex or unconventional risks that do not fit standard models. To address these, analysts collaborate closely with senior underwriters, actuaries, and sometimes legal teams to gather additional data, discuss perspectives, and ensure informed decisions. This teamwork not only supports accurate risk assessment but also provides learning opportunities for junior analysts to grow their expertise. Regular case reviews and training sessions are common, helping analysts stay updated on industry trends and best practices.

What is the difference between Underwriting Analyst vs Underwriter?

AspectUnderwriting AnalystUnderwriter
CredentialsBachelor's degree in finance, economics, or related field; certifications like CPCU or ARM are commonSimilar educational background; certifications like CPCU or ARM are also valued
Work EnvironmentAnalyzes data, assesses risk, prepares reports, often in an office settingReviews applications, makes risk decisions, may interact with clients and agents
Industry UsageCommonly used in insurance companies, financial institutionsWidely used in insurance underwriting departments

Both roles require similar educational backgrounds and certifications, and they often work within the same industry. The Underwriting Analyst primarily focuses on data analysis and risk assessment reports, while the Underwriter makes final risk decisions and interacts directly with clients. These roles are complementary within the insurance underwriting process.

Do underwriting analysts earn good money?

Underwriting analysts typically earn a competitive salary that varies based on experience, location, and industry. Entry-level positions may start lower, but with experience and relevant certifications, such as CPCU or ARM, salaries can increase significantly. Overall, the role offers solid compensation within the financial and insurance sectors.

How much do underwriting analysts make in the US?

Underwriting analysts in the US typically earn a median annual salary of around $65,000 to $75,000, with experienced professionals earning over $85,000. Salaries vary based on location, experience, and industry, and the role often requires strong analytical skills and knowledge of insurance or financial products.

Is it hard to get a job in underwriting?

Getting a job as an underwriting analyst can be competitive, often requiring relevant education such as a degree in finance, economics, or related fields, along with strong analytical skills. Entry-level positions may be accessible with internships or certifications like the Chartered Property Casualty Underwriter (CPCU), but higher-level roles typically demand experience and specialized knowledge.

What does an underwriting analyst do?

An underwriting analyst evaluates insurance applications by assessing risks, reviewing financial and personal information, and determining policy terms and premiums. They use data analysis, industry guidelines, and sometimes specialized software to make informed decisions that balance risk and profitability.
More about Underwriting Analyst jobs

What cities are hiring for Underwriting Analyst jobs?

Cities with the most Underwriting Analyst job openings:

What are the most commonly searched types of Underwriting Analyst jobs?

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Who are the top companies hiring for Underwriting Analyst jobs?

The top employers for Underwriting Analyst jobs are:

What states have the most Underwriting Analyst jobs?

States with the most job openings for Underwriting Analyst jobs include:

Infographic showing various Underwriting Analyst job openings in the United States as of August 2026, with employment types broken down into 89% Full Time, 6% Part Time, and 5% Contract. Highlights an 82% Physical, 7% Hybrid, and 11% Remote job distribution, with an average salary of $67,577 per year, or $32.5 per hour.

Commercial Lines Underwriting Analyst

Berkshire Hathaway GUARD Insurance Companies

Wilkes Barre, PA โ€ข On-site, Remote

Full-time

Medical, Dental, Vision, Retirement, PTO

Posted 11 days ago


Job description

OverviewGood Things Start Here.ย Good things are happening at Berkshire Hathaway GUARD Insurance Companies-an A+ (Superior) rated, nationwide Property & Casualty insurer backed by Berkshire Hathaway. With supportive leadership, collaborative teams, and opportunities to grow, GUARD is a place where people build meaningful, longterm careers.ย Good Things You Can Count On.
  • Hybrid schedule: 2 days remote / 3 inoffice
  • Predictable hours (no nights, weekends, or holidays)
  • Competitive pay + generous PTO
  • Medical, dental & vision starting day one
  • 401(k), tuition reimbursement & longevity bonuses
Responsibilities

We're seeking Underwriting Analysts at multiple levels to join our Commercial Lines Underwriting team. These positions play a key role in evaluating commercial insurance risks, supporting agency partners, and contributing to profitable growth across our underwriting portfolio.

Whether you're beginning your underwriting career or bringing advanced commercial lines expertise, you'll have the opportunity to develop your skills, expand your product knowledge, and work alongside experienced underwriting professionals in a collaborative environment.

Please note the position will be filled at a level (I,II, or III ) appropriate to the candidate's experience and qualifications.

Position Levels

Underwriting Analyst I

  • Developing proficiency in underwriting with responsibility for evaluating and servicing one line of business.
  • Builds foundational underwriting knowledge through training, coaching, and hands-on experience.
  • Works under moderate supervision while developing underwriting judgment and decision-making skills.

Underwriting Analyst II

  • Demonstrated ability to independently underwrite and manage multiple lines of business, typically including two product lines.
  • Exercises sound underwriting judgment and handles a broader range of account complexities.
  • Serves as a resource for less experienced team members and contributes to department objectives.

Underwriting Analyst III

  • Advanced underwriting expertise with the ability to independently evaluate and manage three core lines of business, including Workers' Compensation, Commercial Auto, and Businessowners Policy (BOP).
  • Handles complex underwriting scenarios and demonstrates a high level of technical proficiency.
  • Provides guidance and support to team members while helping ensure consistent application of underwriting standards.

What You'll Do

  • Review, evaluate, and underwrite commercial lines new business submissions in accordance with company guidelines and underwriting appetite.
  • Analyze risk characteristics, coverage needs, and pricing factors to make sound underwriting decisions.
  • Verify insured operations and exposures to ensure underwriting accuracy.
  • Review Loss Control inspection reports and determine appropriate underwriting actions.
  • Process endorsements, policy modifications, and other servicing requests for existing accounts.
  • Evaluate renewal business to support retention, profitability, and portfolio performance.
  • Communicate underwriting decisions and recommendations clearly and professionally to agency partners.
  • Develop and maintain strong relationships with agents through responsive service and collaboration.
  • Work closely with underwriting leadership and team members to address underwriting questions and complex situations.
  • Participate in training and professional development opportunities to expand underwriting knowledge and technical expertise.
  • Maintain compliance with underwriting guidelines, company procedures, and regulatory requirements.
Qualifications

What You'll Bring

Underwriting Analyst I

  • Bachelor's degree or equivalent combination of education and relevant experience.
  • Previous insurance, customer service, financial services, or related business experience preferred.
  • Strong analytical, organizational, and problem-solving skills.
  • Eagerness to learn commercial insurance concepts and underwriting principles.
  • Proficiency in Microsoft Office applications.

Underwriting Analyst II

  • Bachelor's degree or equivalent combination of education and relevant experience.
  • Commercial lines insurance or underwriting experience preferred.
  • Demonstrated ability to independently evaluate and manage multiple lines of business.
  • Working knowledge of commercial insurance coverages, policy language, and rating concepts.
  • Strong decision-making, communication, and relationship-building skills.
  • Professional insurance designation or progress toward designation preferred.

Underwriting Analyst III

  • Bachelor's degree or equivalent combination of education and relevant experience.
  • Significant commercial lines underwriting experience required.
  • Advanced knowledge of Workers' Compensation, Commercial Auto, and Businessowners Policy (BOP) coverages.
  • Demonstrated ability to manage complex underwriting decisions while balancing growth and profitability objectives.
  • Strong technical underwriting expertise and agency relationship management skills.
  • Professional insurance designations such as AU, CPCU, or similar credentials preferred.
This role may be based out of our office locations:Philadelphia, PA; Conshohocken, PA; WilkesBarre, PA; Alpharetta, GA

Interview Integrity Notice:ย Berkshire Hathaway GUARD is committed to a fair and consistent hiring process. Candidates are expected to participate independently in interviews. Unauthorized recording, transcription, AI note-taking, or AI interview assistance tools may not be used during interviews without prior approval.

ย Employment Type: FULL_TIME