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Underwriting Analyst Jobs (NOW HIRING)

The Underwriting Analyst is responsible for the accurate maintenance, validation, and distribution of monthly and quarterly bordereau (detailed report that summarizes transactions, exposures ...

The Underwriting Analyst is responsible for the accurate maintenance, validation, and distribution of monthly and quarterly bordereau (detailed report that summarizes transactions, exposures ...

Underwriting Analyst

Napa, CA · On-site

$46K - $60K/yr

The Doctors Company is seeking an Underwriting Analyst to join our team. This is a hybrid opportunity based in Napa, CA or Sherman Oaks, CA. Position Mission Assists underwriters in day-to-day ...

The Underwriting Analyst is responsible for setting up new and renewal prospects for Stop Loss/Captive Underwriters, as well as performing all other necessary functions required to underwrite the ...

Underwriting Analyst

Minnetonka, MN · Hybrid

$53K - $79K/yr

Generate analysis reports for underwriters illustrating the progress of the HCCB Underwriting department and other factors pertaining to renewal and new business growth. * Communicate effectively ...

Underwriting Analyst, Corporate Property We're adding to our diverse team of experts and are looking to hire those who are committed to building a culture that enables the creation of innovative ...

Underwriting Analyst

Charlotte, NC · On-site

$76K - $95K/yr

Gather, review, and organize external data to support underwriting analysis and decision-making * Assist in the analysis and development of pricing models for new and existing products * Manage ...

Underwriting Analyst

Itasca, IL · On-site

$60K - $65K/hr

The Underwriting Analyst is responsible for setting up new and renewal prospects for Stop Loss/Captive Underwriters, as well as performing all other necessary functions required to underwrite the ...

Underwriting Analyst

Minnetonka, MN · On-site

$53K - $79K/yr

Generate analysis reports for underwriters illustrating the progress of the HCCB Underwriting department and other factors pertaining to renewal and new business growth. * Communicate effectively ...

The Doctors Company is seeking an Underwriting Analyst to join our team. This is a hybrid opportunity at our office in Jacksonville, FL. Position Mission Assists underwriters in day-to-day operations ...

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Underwriting Analyst information

See salary details

$36K

$67.6K

$112.5K

How much do underwriting analyst jobs pay per year?

As of Jun 30, 2026, the average yearly pay for underwriting analyst in the United States is $67,577.00, according to ZipRecruiter salary data. Most workers in this role earn between $50,500.00 and $75,000.00 per year, depending on experience, location, and employer.

What is the difference between Underwriting Analyst vs Underwriter?

AspectUnderwriting AnalystUnderwriter
CredentialsBachelor's degree in finance, economics, or related field; certifications like CPCU or ARM are commonSimilar educational background; certifications like CPCU or ARM are also valued
Work EnvironmentAnalyzes data, assesses risk, prepares reports, often in an office settingReviews applications, makes risk decisions, may interact with clients and agents
Industry UsageCommonly used in insurance companies, financial institutionsWidely used in insurance underwriting departments

Both roles require similar educational backgrounds and certifications, and they often work within the same industry. The Underwriting Analyst primarily focuses on data analysis and risk assessment reports, while the Underwriter makes final risk decisions and interacts directly with clients. These roles are complementary within the insurance underwriting process.

What does an Underwriting Analyst do?

An Underwriting Analyst evaluates financial and risk information to help determine whether a company or individual qualifies for insurance, loans, or other financial products. They analyze data such as credit reports, financial statements, and application details to assess the likelihood of repayment or risk. The role often involves using specialized software and working closely with underwriters to ensure accurate risk assessment and compliance with company policies. Ultimately, Underwriting Analysts play a key role in helping organizations make informed decisions about granting financial services.

What jobs pay 2000 a day?

Underwriting analysts typically do not earn $2,000 a day; such high daily earnings are more common in specialized roles like investment bankers, senior executives, or certain consulting positions. These roles often require extensive experience, advanced skills, and sometimes certifications, and may involve high-pressure environments or long hours. Most jobs with such pay are in finance, law, or executive management sectors.

Do underwriters earn good money?

Underwriters typically earn a competitive salary that varies based on experience, industry, and location. Entry-level underwriters may start with lower pay, but experienced professionals with specialized skills can earn higher salaries and bonuses. Certification and advanced knowledge of underwriting software can also impact earning potential.

What are the key skills and qualifications needed to thrive as an Underwriting Analyst, and why are they important?

To thrive as an Underwriting Analyst, you need strong analytical abilities, attention to detail, and a background in finance, economics, or a related field, often supported by a relevant bachelor's degree. Familiarity with risk assessment tools, financial modeling software, and industry-specific underwriting platforms is typically required. Strong communication, problem-solving, and organizational skills help you explain decisions and manage multiple cases efficiently. These skills are crucial for accurately assessing risk, making informed recommendations, and ensuring sound financial decisions for the organization.

What do underwriting analysts do?

Underwriting analysts evaluate insurance applications by analyzing risk factors, reviewing financial and personal information, and determining policy eligibility and pricing. They use data analysis tools and adhere to company guidelines to assess potential clients and support decision-making processes. Strong analytical skills and attention to detail are essential in this role.

What are the typical challenges an Underwriting Analyst faces when assessing complex risks, and how are these addressed within a team setting?

Underwriting Analysts often encounter challenges when evaluating complex or unconventional risks that do not fit standard models. To address these, analysts collaborate closely with senior underwriters, actuaries, and sometimes legal teams to gather additional data, discuss perspectives, and ensure informed decisions. This teamwork not only supports accurate risk assessment but also provides learning opportunities for junior analysts to grow their expertise. Regular case reviews and training sessions are common, helping analysts stay updated on industry trends and best practices.

Will AI replace underwriting?

AI is increasingly used in underwriting to automate data analysis and risk assessment, improving efficiency and consistency. However, underwriting analysts still play a vital role in interpreting complex information, making judgment calls, and managing exceptions that AI cannot fully handle. The role is evolving, with AI serving as a tool to support, not replace, human underwriters.
More about Underwriting Analyst jobs
What cities are hiring for Underwriting Analyst jobs? Cities with the most Underwriting Analyst job openings:
What are the most commonly searched types of Underwriting Analyst jobs? The most popular types of Underwriting Analyst jobs are:
Who are the top companies hiring for Underwriting Analyst jobs? The top employers for Underwriting Analyst jobs are:
What states have the most Underwriting Analyst jobs? States with the most job openings for Underwriting Analyst jobs include:
Infographic showing various Underwriting Analyst job openings in the United States as of June 2026, with employment types broken down into 89% Full Time, 6% Part Time, and 5% Contract. Highlights an 81% Physical, 7% Hybrid, and 12% Remote job distribution, with an average salary of $67,577 per year, or $32.5 per hour.
Underwriting Analyst

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 5 days ago


Key responsibilities

  • Maintain, validate, and distribute monthly and quarterly bordereau and carrier reports across multiple insurance programs.

  • Review, reconcile, and troubleshoot bordereau submissions while maintaining reporting schedules and supporting data accuracy.

  • Help design, maintain, and enhance data workflows, validation controls, and system integrations to advance automated and scalable bordereau processes.


Applied Underwriters rating

7.5

Company rating: 7.5 out of 10

Based on 9 frontline employees who took The Breakroom Quiz

198th of 277 rated insurance


Job description

The Underwriting Analyst is responsible for the accurate maintenance, validation, and distribution of monthly and quarterly bordereau (detailed report that summarizes  transactions, exposures, premiums, claims, or policy activity) and carrier reports across multiple insurance programs. This role ensures data integrity, compliance with carrier reporting requirements, and the timely delivery of information to internal and external stakeholders.

The Underwriting Analyst reviews, reconciles, and troubleshoots bordereau submissions, maintains reporting schedules, supports financial and data accuracy, and facilitates the ingestion of reporting data into internal systems. This role also plays a key part in advancing automated and scalable bordereau processes by helping design, maintain, and enhance data workflows, validation controls, and system integrations that reduce manual effort and improve consistency across programs.

Success in this role requires close collaboration with underwriting, accounting, program management, and carrier partners to resolve data discrepancies, support reporting initiatives, and continuously improve reporting processes.

Requirements:
  • Bachelor's degree in Business, Accounting, Management Information Systems (MIS), Computer Science, Mathematics, Economics, or a related field, or equivalent professional experience.
  • Strong hands-on experience using SQL for data analysis, reconciliation, and reporting, including complex queries (joins, aggregations, subqueries) across multiple datasets.
  • Experience managing and validating large, multi-source datasets, ensuring data accuracy, auditability, and reliable, repeatable reporting processes.
  • Proficiency in Microsoft Excel for data validation, analysis, and presentation (e.g., formulas, lookups, pivot tables), with an emphasis on using SQL or automated solutions as the primary data source.
Our Benefits Include:
  • 100% employer-paid medical, dental, and vision insurance for employees.
  • 401(k) plan with 100% immediate vesting and a 4% company match.
  • Paid time off (PTO) and paid holidays.
  • Life, disability, critical illness and accident insurance.
  • Employee Assistance Program (EAP).
  • Pre-tax Flexible Spending Accounts for health, dependent care, and commuter-related expenses.
  • Tuition reimbursement.
  • Fitness reimbursement and various additional quality-of-life benefits.
United Risk is independently owned and operated by its practice partners and is affiliated with Applied Underwriters through its common and powerful brand identity.
We may use artificial intelligence (AI) tools to support parts of the hiring process, such as reviewing applications, analyzing resumes, or assessing responses and identifying potential inconsistencies or verification signals in application materials based on available information. These tools assist our recruitment team but do not replace human judgment. Final hiring decisions are ultimately made by humans. If you would like more information about how your data is processed, please contact us.
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