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Financial Underwriter Jobs (NOW HIRING)

Aquent

Dental/Vision Financial Underwriter

Chicago, IL · On-site +1

$45 - $49/hr

ASAP The Senior Financial Underwriter, supporting a healthcare client of Aquent, computes rates for renewing and prospective group Dental and Vision accounts of moderate to high complexity. Reporting ...

Chubb

Underwriter, Financial Institutions

Chicago, IL · On-site

$85K - $130K/yr

The Financial Institutions Underwriter will have accountability for the financial performance of the book of business, achieving growth for the branch, region and territory. They will identify ...

Chubb

Underwriter, Financial Institutions

Manhattan, NY · On-site

$63K - $92K/yr

The Financial Institutions team is currently seeking an Underwriter to execute growth and underwriting strategies for the New York Region. MAJOR DUTIES & RESPONSIBILITIES: Responsibilities for the ...

Chubb

Underwriter, Financial Institutions

Manhattan, NY · On-site

$63K - $92K/yr

The Financial Institutions team is currently seeking an Underwriter to execute growth and underwriting strategies for the New York Region. MAJOR DUTIES & RESPONSIBILITIES: Responsibilities for the ...

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Financial Underwriter information

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How much do financial underwriter jobs pay per hour?

As of Jun 9, 2026, the average hourly pay for financial underwriter in the United States is $25.88, according to ZipRecruiter salary data. Most workers in this role earn between $22.60 and $26.20 per hour, depending on experience, location, and employer.

What are some common challenges financial underwriters face when evaluating complex loan applications?

Financial underwriters often encounter challenges when assessing applications involving non-traditional income sources, self-employed applicants, or complex financial portfolios. These situations require thorough analysis, attention to detail, and sometimes additional documentation to accurately evaluate risk. Underwriters must balance regulatory requirements with the lender's risk appetite, all while meeting tight deadlines. Collaboration with loan officers, credit analysts, and sometimes even applicants is key to resolving ambiguities and ensuring sound decisions.

How much money can you make in underwriting?

Financial underwriters typically earn a median annual salary of around $70,000, with salaries ranging from approximately $45,000 to over $100,000 depending on experience, location, and industry. Senior or specialized underwriters can earn higher salaries, and certifications or advanced skills may lead to increased compensation.

What are the key skills and qualifications needed to thrive as a Financial Underwriter, and why are they important?

To thrive as a Financial Underwriter, you need strong analytical abilities, attention to detail, and a solid understanding of financial principles, typically supported by a degree in finance, economics, or a related field. Familiarity with underwriting software, risk assessment tools, and proficiency in Excel are commonly required, along with relevant certifications like Chartered Financial Analyst (CFA) or Associate in Commercial Underwriting (AU). Excellent communication, negotiation, and decision-making skills help you collaborate with clients and stakeholders while effectively evaluating risk. These competencies are crucial for making sound, data-driven decisions that protect the financial interests of your organization.

What is the difference between Financial Underwriter vs Loan Processor?

AspectFinancial UnderwriterLoan Processor
CredentialsTypically requires a finance or related degree; certifications like CPCU or ARM are commonOften requires a high school diploma or associate degree; certifications are less common
Work EnvironmentOffice setting, analyzing financial data and riskOffice setting, gathering documents and preparing loan files
Employer & IndustryBanks, insurance companies, lending institutionsBanks, mortgage companies, credit unions

Financial Underwriters focus on assessing risk and approving or denying loan applications based on financial data, while Loan Processors handle the administrative tasks of collecting documents and preparing files for approval. Both roles are essential in the lending process but differ in responsibilities and required credentials.

What does a financial underwriter do?

A financial underwriter evaluates and assesses the risk of insuring clients or approving loans and investments. They analyze financial documents, credit histories, and other relevant data to determine if an applicant meets the necessary criteria for approval. Their decision-making helps financial institutions minimize losses while still providing services to qualified individuals or businesses. Underwriters can work in industries like insurance, banking, and securities.
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Financial Underwriter jobs near you
Infographic showing various Financial Underwriter job openings in the United States as of May 2026, with employment types broken down into 1% As Needed, 85% Full Time, and 14% Part Time. Highlights an 91% Physical, 3% Hybrid, and 6% Remote job distribution, with an average salary of $53,827 per year, or $25.9 per hour.
Dental/Vision Financial Underwriter

Dental/Vision Financial Underwriter

Aquent

Chicago, IL • On-site, Remote

$45 - $49/hr

Temporary

Medical, Dental, Vision, Retirement

Posted 17 days ago

Job description

Placement Type:
Temporary
Salary:
$45-49 Hourly
Start Date:
ASAP
The Senior Financial Underwriter, supporting a healthcare client of Aquent, computes rates for renewing and prospective group Dental and Vision accounts of moderate to high complexity. Reporting to the Manager of Financial Underwriting, this role involves an in-depth evaluation of variable factors and the preparation of comprehensive financial reports for large-scale accounts. Responsibilities include providing expense estimates and accurate analysis of financial exhibits while offering rationale and support to internal teams and clients regarding rate computations and financial activity.
Operating with considerable latitude, this individual makes independent decisions on technical project approaches and exercises significant autonomy in determining objectives. Beyond tactical execution, the role influences departmental strategy and ensures all assignments are performed without direct supervision. Final deliverables must reflect data-driven insights that maintain accuracy and support the organization's broader financial objectives.
Responsibilities:
  • Recommends and communicates products, and competitive pricing to meet customer requirements.
  • Reviews contracts and certificates, working with Product and Compliance areas to evaluate ability to match plans for takeover.
  • Has strong knowledge of manual rating systems as well as how to utilize experience, provider and management reporting data in making pricing decisions.
  • Negotiates with Sales and Account Management as needed in preparing offers for new and existing business. May connect with agents/brokers and clients as needed, to resolve risk, plan and rating concerns.
  • Responsible for administrative processing of cases, utilizing various UW tools, systems and databases to complete evaluations.
  • Effective documentation and communication of UW decisions.
  • Demonstrates strong time, organizational and desk management
  • Provides mentoring/coaching in development of technical skills of others, supporting the growth of the team. Conducts training for sales and/or underwriting staff as needed.
  • Participates in project work to develop or improve underwriting processes.

Required Qualifications:
  • Bachelor's degree or comparable experience
  • 5 or more years of underwriting Dental and Vision experience rated groups, and financial analysis/risk analysis experience
  • Comprehensive understanding of risk pool management
  • Proficiency with Microsoft Word, Excel and Access

Preferred Qualifications:
  • Master's Degree
  • Experience with other lines of group coverage, such as Life and Disability benefits

The target hiring compensation range for this role is $45 to $49 an hour. Compensation is based on several factors including, but not limited to education, relevant work experience, relevant certifications, and location.
About Aquent Talent:
Aquent Talent connects the best talent in marketing, creative, and design with the world's biggest brands.
Our eligible talent get access to amazing benefits like subsidized health, vision, and dental plans, paid sick leave, and retirement plans with a match. We also offer free online training through Aquent Gymnasium . More information on our awesome benefits !
Aquent is an equal-opportunity employer. We evaluate qualified applicants without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, veteran status, and other legally protected characteristics. We're about creating an inclusive environment-one where different backgrounds, experiences, and perspectives are valued, and everyone can contribute, grow their careers, and thrive.
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