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Financial Underwriter Jobs (NOW HIRING)

Aquent

Dental/Vision Financial Underwriter

Chicago, IL · On-site +1

$45 - $49/hr

Senior Financial Underwriter** supporting our esteemed healthcare client, you will play a pivotal role in shaping the financial landscape of group benefits. This is an exceptional opportunity to ...

SCOR

Underwriter, Financial Institutions

Manhattan, NY · On-site

They will be responsible for evaluating and underwriting complex financial institution risks, developing and maintaining broker and client relationships, and contributing to portfolio management ...

SCOR

Underwriter, Financial Institutions

Manhattan, NY · Hybrid

They will be responsible for evaluating and underwriting complex financial institution risks, developing and maintaining broker and client relationships, and contributing to portfolio management ...

Chubb

Underwriter, Financial Institutions

Manhattan, NY · On-site

$63K - $92K/yr

The Financial Institutions team is currently seeking an Underwriter to execute growth and underwriting strategies for the New York Region. MAJOR DUTIES & RESPONSIBILITIES: Responsibilities for the ...

AIG

Underwriter I, USG, Financial Lines

Lenexa, KS · On-site

Join us as a Underwriter I - Financial Lines to play your part in that transformation. It's an opportunity to grow your skills and experience as a valued member of the team. Make your mark in ...

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How much do financial underwriter jobs pay per hour?

As of Aug 9, 2026, the average hourly pay for financial underwriter in the United States is $25.88, according to ZipRecruiter salary data. Most workers in this role earn between $22.60 and $26.20 per hour, depending on experience, location, and employer.

Is it hard to get a job in financial underwriting?

Securing a position as a financial underwriter can be competitive, often requiring relevant education such as a degree in finance, economics, or related fields, along with strong analytical skills and industry experience. Certifications like the Chartered Financial Analyst (CFA) or similar can improve job prospects, and familiarity with underwriting software is also beneficial.

What are some common challenges financial underwriters face when evaluating complex loan applications?

Financial underwriters often encounter challenges when assessing applications involving non-traditional income sources, self-employed applicants, or complex financial portfolios. These situations require thorough analysis, attention to detail, and sometimes additional documentation to accurately evaluate risk. Underwriters must balance regulatory requirements with the lender's risk appetite, all while meeting tight deadlines. Collaboration with loan officers, credit analysts, and sometimes even applicants is key to resolving ambiguities and ensuring sound decisions.

What are the key skills and qualifications needed to thrive as a financial underwriter, and why are they important?

To thrive as a Financial Underwriter, you need strong analytical abilities, attention to detail, and a solid understanding of financial principles, typically supported by a degree in finance, economics, or a related field. Familiarity with underwriting software, risk assessment tools, and proficiency in Excel are commonly required, along with relevant certifications like Chartered Financial Analyst (CFA) or Associate in Commercial Underwriting (AU). Excellent communication, negotiation, and decision-making skills help you collaborate with clients and stakeholders while effectively evaluating risk. These competencies are crucial for making sound, data-driven decisions that protect the financial interests of your organization.

What is the difference between Financial Underwriter vs Loan Processor?

AspectFinancial UnderwriterLoan Processor
CredentialsTypically requires a finance or related degree; certifications like CPCU or ARM are commonOften requires a high school diploma or associate degree; certifications are less common
Work EnvironmentOffice setting, analyzing financial data and riskOffice setting, gathering documents and preparing loan files
Employer & IndustryBanks, insurance companies, lending institutionsBanks, mortgage companies, credit unions

Financial Underwriters focus on assessing risk and approving or denying loan applications based on financial data, while Loan Processors handle the administrative tasks of collecting documents and preparing files for approval. Both roles are essential in the lending process but differ in responsibilities and required credentials.

What does a financial underwriter do?

A financial underwriter evaluates and assesses the risk of insuring clients or approving loans and investments. They analyze financial documents, credit histories, and other relevant data to determine if an applicant meets the necessary criteria for approval. Their decision-making helps financial institutions minimize losses while still providing services to qualified individuals or businesses. Underwriters can work in industries like insurance, banking, and securities.

Do financial underwriters make a lot of money?

Financial underwriters typically earn a median annual salary that varies by experience, location, and industry, with entry-level positions starting lower and experienced underwriters earning higher wages. They often receive benefits and may have opportunities for bonuses based on performance. Overall, the salary is considered moderate compared to other finance roles but can increase with specialization and experience.
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Financial Underwriter jobs near you
Infographic showing various Financial Underwriter job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 83% Full Time, 14% Part Time, and 2% Contract. Highlights an 90% Physical, 3% Hybrid, and 7% Remote job distribution, with an average salary of $53,827 per year, or $25.9 per hour.

Dental/Vision Financial Underwriter

Aquent

Chicago, IL • On-site, Remote

$45 - $49/hr

Temporary

Medical, Dental, Vision, Retirement

Re-posted 18 days ago

Job description

Placement Type:
Temporary
Salary:
$45-49 Hourly
Start Date:
ASAP
Join a leading organization in the healthcare sector, partnered with Aquent, that is dedicated to innovation and delivering exceptional value. This company is at the forefront of shaping the future of health services, focusing on robust financial strategies that ensure stability and growth. We are seeking a highly skilled individual to contribute to our mission of providing accessible and high-quality healthcare solutions through meticulous financial analysis and strategic decision-making.
As a **Senior Financial Underwriter** supporting our esteemed healthcare client, you will play a pivotal role in shaping the financial landscape of group benefits. This is an exceptional opportunity to leverage your expertise in a high-impact position, directly influencing pricing strategies for significant Dental and Vision accounts. You will be instrumental in evaluating complex financial factors, preparing comprehensive reports, and providing critical insights that drive strategic decisions. Your contributions will directly impact our ability to meet customer requirements with competitive pricing and innovative solutions, fostering growth and ensuring the financial health of our programs.
Responsibilities
  • Recommends and communicates products, and competitive pricing to meet customer requirements.
  • Reviews contracts and certificates, working with Product and Compliance areas to evaluate ability to match plans for takeover.
  • Possesses strong knowledge of manual rating systems as well as how to utilize experience, provider and management reporting data in making pricing decisions.
  • Negotiates with Sales and Account Management as needed in preparing offers for new and existing business. May connect with agents/brokers and clients as needed, to resolve risk, plan and rating concerns.
  • Responsible for administrative processing of cases, utilizing various UW tools, systems and databases to complete evaluations.
  • Ensures effective documentation and communication of underwriting decisions.
  • Demonstrates strong time, organizational and desk management skills.
  • Provides mentoring and coaching in the development of technical skills for others, supporting team growth. Conducts training for sales and/or underwriting staff as needed.
  • Participates in project work to develop or improve underwriting processes.

Required Qualifications
  • Bachelor's degree or comparable experience.
  • 5 or more years of underwriting Dental and Vision experience rated groups, and financial analysis/risk analysis experience.
  • Comprehensive understanding of risk pool management.
  • Proficiency with Microsoft Word, Excel and Access.

Nice-to-Have Qualifications
  • Master's Degree.
  • Experience with other lines of group coverage, such as Life and Disability benefits.

The target hiring compensation range for this role is $45 to $49 an hour. Compensation is based on several factors including, but not limited to education, relevant work experience, relevant certifications, and location.
About Aquent Talent:
Aquent Talent connects the best talent in marketing, creative, and design with the world's biggest brands.
Our eligible talent get access to amazing benefits like subsidized health, vision, and dental plans, paid sick leave, and retirement plans with a match. We also offer free online training through Aquent Gymnasium . More information on our awesome benefits !
Aquent is an equal-opportunity employer. We evaluate qualified applicants without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, veteran status, and other legally protected characteristics. We're about creating an inclusive environment-one where different backgrounds, experiences, and perspectives are valued, and everyone can contribute, grow their careers, and thrive.

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