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Insurance Underwriter Jobs (NOW HIRING)

Prime Insurance Company

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Insurance Underwriter

Exton, PA · Remote

$45K - $250K/yr

The ideal candidate will creatively analyze, underwrite, and effectively manage Prime's book of ... NO REMOTE WORK AVAILABLE Company Description Prime Insurance Company is a committed and trusted ...

Diedre Moire Corp.

Insurance Underwriter

Syracuse, NY · On-site

$100K - $300K/yr

Insurance Underwriter - Non-Profit Organizations - Syracuse, NY Insurance Underwriter Specialty Program Excess Surplus Commercial Lines Program Underwriter Non-Profit Organizations Charities ...

Prime Insurance Company

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Insurance Underwriter

Chicago, IL · Remote

$45K - $250K/yr

The ideal candidate will creatively analyze, underwrite, and effectively manage Prime's book of ... NO REMOTE WORK AVAILABLE Company Description Prime Insurance Company is a committed and trusted ...

Diedre Moire Corp.

Insurance Underwriter

Portland, OR · On-site

$100K - $300K/yr

Ins Underwriter - Massage Tattoo Piercing Nails Gyms - Portland, OR Insurance Underwriter Specialty Program Excess Surplus Commercial Lines Program Underwriter Personal Care Services Massage Tattoo ...

Prime Insurance Company

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Insurance Underwriter

Naples, FL · Remote

$45K - $250K/yr

The ideal candidate will creatively analyze, underwrite, and effectively manage Prime's book of ... NO REMOTE WORK AVAILABLE Company Description Prime Insurance Company is a committed and trusted ...

Diedre Moire Corp.

Insurance Underwriter

Gainesville, FL · On-site

$100K - $300K/yr

Insurance Underwriter - Food (Prepared Takeout) - Gainesville, FL Insurance Underwriter Specialty Program Excess Surplus Commercial Lines Program Underwriter Restaurant Prepared Food Caterers Takeout ...

Diedre Moire Corp.

Insurance Underwriter

Sacramento, CA · On-site

$100K - $300K/yr

Insurance Underwriter - Manufacturing E&S - Sacramento, CA Insurance Underwriter Specialty Program Excess Surplus Commercial Lines Program Underwriter for Product Manufacturing and Distributing ...

New

Prime Insurance Company

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Insurance Underwriter

Sandy, UT · On-site

$45K - $250K/yr

The ideal candidate will creatively analyze, underwrite, and effectively manage Prime's book of ... NO REMOTE WORK AVAILABLE Company Description Prime Insurance Company is a committed and trusted ...

Diedre Moire Corp.

Insurance Underwriter

Portland, OR · On-site

$100K - $300K/yr

Insurance Underwriter - Law Enforcement & Security - Portland, OR Insurance Underwriter Specialty Program Excess Surplus Commercial Lines Program Underwriter Law Enforcement & Security Police Guards ...

Diedre Moire Corp.

Insurance Underwriter

Mcknight, PA · On-site

$100K - $300K/yr

Insurance Underwriter - Restaurant & Night Club - Pittsburgh, PA Insurance Underwriter Specialty Program Excess Surplus Commercial Lines Program Underwriter Hospitality Restaurant Bars Night Clubs ...

Diedre Moire Corp.

Insurance Underwriter

Nashville, TN · On-site

$100K - $300K/yr

Insurance Underwriter - Gas Stations & Auto Repair - Nashville, TN Insurance Underwriter Specialty Program Excess Surplus Commercial Lines Program Underwriter Gas Stations Auto Repair Shops Garages_

Diedre Moire Corp.

Insurance Underwriter

Nashville, TN · On-site

$100K - $300K/yr

Insurance Underwriter - Restaurant & Night Club - Nashville, TN Insurance Underwriter Specialty Program Excess Surplus Commercial Lines Program Underwriter Hospitality Restaurant Bars Night Clubs ...

Diedre Moire Corp.

Insurance Underwriter

Nashville, TN · On-site

$100K - $300K/yr

Insurance Program Underwriter - Parking Garages - Nashville, TN Insurance Underwriter Specialty Program Excess Surplus Commercial Lines Program Underwriter Parking Garages_ . REMOTE WORK FROM HOME ...

Diedre Moire Corp.

Insurance Underwriter

Darnestown, MD · On-site

$100K - $300K/yr

Public Entity - Municipalities Insurance Underwriter - Germantown, MD Public Entities Insurance Underwriter Specialty Program Excess Surplus Commercial Lines Program Underwriter _ . REMOTE WORK FROM ...

New

Diedre Moire Corp.

Insurance Underwriter

Crafton, PA · On-site

$100K - $300K/yr

Insurance Underwriter - Gas Stations & Auto Repair - Pittsburgh, PA Insurance Underwriter Specialty Program Excess Surplus Commercial Lines Program Underwriter Gas Stations Auto Repair Shops Garages_

Diedre Moire Corp.

Insurance Underwriter

Pittsburgh, PA · On-site

$100K - $300K/yr

Insurance Underwriting - Educational Organizations - Pittsburgh, PA Insurance Underwriter Specialty Program Excess Surplus Commercial Lines Program Underwriter Schools Universities Learning Centers ...

Diedre Moire Corp.

Insurance Underwriter

Portland, OR · On-site

$100K - $300K/yr

Insurance - Trucking Insurance Underwriter - Portland, OR Insurance Underwriter Specialty Program Excess Surplus Commercial Lines Program Underwriter Truckers Trucking Transportation Inland Marine

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Insurance Underwriter information

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$28K

$62.3K

$105K

How much do insurance underwriter jobs pay per year?

As of Aug 9, 2026, the average yearly pay for insurance underwriter in the United States is $62,283.00, according to ZipRecruiter salary data. Most workers in this role earn between $44,000.00 and $83,500.00 per year, depending on experience, location, and employer.

What does an insurance underwriter do?

An insurance underwriter evaluates applications for insurance coverage and determines the level of risk involved in insuring a person or asset. They review information such as application forms, medical records, and financial documents to decide whether to offer insurance and at what premium rate. Underwriters play a crucial role in helping insurance companies set appropriate coverage terms and minimize potential losses. Their work ensures that the company remains profitable while providing fair and accurate coverage to clients.

What are some common challenges insurance underwriters face in balancing risk and customer satisfaction?

Insurance underwriters often face the challenge of assessing risks accurately while maintaining competitive offerings that satisfy clients. Striking the right balance can be difficult, as being too cautious may result in lost business, while being overly lenient can lead to unprofitable claims. Underwriters must stay current with industry trends, regulations, and risk assessment tools, and they frequently collaborate with agents and actuaries to ensure sound decisions. Effective communication and analytical skills are essential to navigate these competing demands and to help build long-term client relationships.

What are the key skills and qualifications needed to thrive as an insurance underwriter?

To thrive as an Insurance Underwriter, you need strong analytical skills, attention to detail, and a solid understanding of finance and risk assessment, often supported by a bachelor's degree in business, finance, or related fields. Familiarity with underwriting software, risk management systems, and relevant certifications like Chartered Property Casualty Underwriter (CPCU) is typically required. Excellent communication, decision-making, and negotiation skills help underwriters explain policies and collaborate effectively with agents and clients. These skills are vital for accurately assessing risk, ensuring profitability, and maintaining strong client relationships in the insurance industry.

What is an insurance underwriter?

Insurance underwriters evaluate insurance policy applications, assess the risk, and make recommendations for coverage and premium pricing to insurance issuers. As an insurance underwriter, you use computer software and specific criteria to assess risk and establish pricing and research other factors such as market trends and equity values to provide data to support your recommendations. You determine if the policy will likely be a good financial investment for the insurance provider.

What qualifications do I need for insurance underwriting?

Insurance underwriters typically need a bachelor's degree in fields such as finance, economics, or business. Relevant skills include strong analytical abilities, attention to detail, and knowledge of insurance policies and risk assessment. Professional certifications like the Chartered Property Casualty Underwriter (CPCU) can enhance job prospects.

What is the difference between Insurance Underwriter vs Claims Adjuster?

AspectInsurance UnderwriterClaims Adjuster
Primary RoleAssess risk and determine policy termsEvaluate insurance claims and determine payouts
Required CredentialsTypically requires a bachelor's degree; certifications like CPCU are commonOften requires a bachelor's degree; certifications like AIC or CPCU are beneficial
Work EnvironmentOffice-based, analyzing data and risk factorsField and office-based, investigating claims and interviewing claimants
Industry UsageUsed across insurance companies for policy issuanceUsed for claims processing and settlement

Both roles are integral to the insurance industry, with underwriters focusing on risk assessment before policy issuance, and claims adjusters handling claims after a loss occurs. While their work environments and responsibilities differ, they often require similar credentials and certifications, making them closely related career paths within insurance companies.

More about Insurance Underwriter jobs
What cities are hiring for Insurance Underwriter jobs? Cities with the most Insurance Underwriter job openings:
What are the most commonly searched types of Insurance Underwriter jobs? The most popular types of Insurance Underwriter jobs are:
Who are the top companies hiring for Insurance Underwriter jobs? The top employers for Insurance Underwriter jobs are:
What states have the most Insurance Underwriter jobs? States with the most job openings for Insurance Underwriter jobs include:
What job categories do people searching Insurance Underwriter jobs look for? The top searched job categories for Insurance Underwriter jobs are:
What are popular job titles related to Insurance Underwriter jobs? For Insurance Underwriter jobs, the most frequently searched job titles are:
Insurance Underwriter jobs near you
Infographic showing various Insurance Underwriter job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 73% Full Time, 21% Part Time, and 5% Contract. Highlights an 91% Physical, 1% Hybrid, and 8% Remote job distribution, with an average salary of $62,283 per year, or $29.9 per hour.

Insurance Underwriter Agent

GoldenTrust Insurance

Miami, FL • On-site

$17/hr

Full-time

Retirement, PTO

Re-posted 25 days ago

Job description

Benefits:
  • 401(k)
  • Flexible schedule
  • Opportunity for advancement

GoldenTrust Insurance is one of South Florida’s fastest-growing agencies, known for delivering trusted insurance solutions with professionalism, transparency, and care. We are expanding our team and seeking a detail-oriented and analytical Insurance Underwriter Agent to join our high-performing operation.
This role is ideal for licensed professionals who thrive on evaluating risk, making informed decisions, and supporting the agency's production goals by ensuring quality and compliance.
 As an Insurance Underwriter Agent, you will be responsible for assessing risks, reviewing applications, ensuring compliance with underwriting guidelines, and collaborating with sales agents to issue accurate and timely quotes and policies. Your insight will be essential in maintaining the integrity of our portfolio while supporting the agency’s growth.
Required Qualifications

  • Valid Florida 4-40 or 2-20 Insurance License (Required)
  • Minimum 1 year of experience in insurance underwriting or insurance sales
  • Strong analytical and decision-making skills
  • High attention to detail and accuracy in documentation
  • Effective communication skills, both written and verbal
  • Bilingual (English/Spanish) preferred
  • Familiarity with various carrier portals and underwriting platforms

 Responsibilities

  • Review and evaluate new insurance applications in line with carrier guidelines
  • Analyze inspection reports, and other documents to determine risk acceptability
  • Ensure underwriting decisions comply with the Insurance Companys Guidelines
  • Work closely with the sales team to clarify underwriting requirements and support timely policy issuance
  • Monitor active policies for risk exposure and recommend appropriate action
  • Maintain accurate and organized records of underwriting activities
  • Stay current with industry trends, carrier changes, and market dynamics

Why Join GoldenTrust Insurance?

  • Supportive, collaborative team culture
  • Opportunities for professional growth and advancement
  • Access to top-tier training and carrier resources
  • Competitive compensation structure with potential performance incentives
Compensation & Benefits

  • Base Pay: $16–$17 per hour (commensurate with experience)
  • Paid Time Off and Flexible Scheduling

  • 401(k) Retirement Plan

  • Professional development and continuing education support