ZipRecruiter

Log In

1

Insurance Underwriter Jobs (NOW HIRING)

Prime Insurance Company

Be Seen First

Insurance Underwriter

Naples, FL · On-site

$45K - $250K/yr

The ideal candidate will creatively analyze, underwrite, and effectively manage Prime's book of ... NO REMOTE WORK AVAILABLE Company Description Prime Insurance Company is a committed and trusted ...

Prime Insurance Company

Be Seen First

Insurance Underwriter

Exton, PA · On-site

$45K - $250K/yr

The ideal candidate will creatively analyze, underwrite, and effectively manage Prime's book of ... NO REMOTE WORK AVAILABLE Company Description Prime Insurance Company is a committed and trusted ...

Urgent

Diedre Moire Corp.

Insurance Underwriter

Augusta, GA · On-site

$100K - $300K/yr

Insurance Underwriter - Gas Stations & Auto Repair - Augusta, GA Insurance Underwriter Specialty Program Excess Surplus Commercial Lines Program Underwriter Gas Stations Auto Repair Shops Garages_

Diedre Moire Corp.

Insurance Underwriter

Gainesville, FL · On-site

$100K - $300K/yr

Insurance Underwriter - Food (Prepared Takeout) - Gainesville, FL Insurance Underwriter Specialty Program Excess Surplus Commercial Lines Program Underwriter Restaurant Prepared Food Caterers Takeout ...

Diedre Moire Corp.

Insurance Underwriter

Darnestown, MD · On-site

$100K - $300K/yr

Insurance Underwriter - Barber Shops & Salons - Germantown, MD Insurance Underwriter Specialty Program Excess Surplus Commercial Lines Program Underwriter Personal Grooming Services Barber Shops Hair ...

Diedre Moire Corp.

Insurance Underwriter

Darnestown, MD · On-site

$100K - $300K/yr

Insurance Underwriter - Food (Prepared Takeout) - Germantown, MD Insurance Underwriter Specialty Program Excess Surplus Commercial Lines Program Underwriter Restaurant Prepared Food Caterers Takeout ...

Prime Insurance Company

Be Seen First

Insurance Underwriter

Chicago, IL · On-site

$45K - $250K/yr

The ideal candidate will creatively analyze, underwrite, and effectively manage Prime's book of ... NO REMOTE WORK AVAILABLE Company Description Prime Insurance Company is a committed and trusted ...

Diedre Moire Corp.

Insurance Underwriter

Augusta, GA · On-site

$100K - $300K/yr

Insurance Underwriting Specialist - Technology Risk - Augusta, GA Technologies Risk Insurance Underwriter Specialty Program Excess Surplus Commercial Lines Program Underwriter _ . REMOTE WORK FROM ...

Diedre Moire Corp.

Insurance Underwriter

Augusta, GA · On-site

$100K - $300K/yr

Insurance Underwriter - Restaurant & Night Club - Augusta, GA Insurance Underwriter Specialty Program Excess Surplus Commercial Lines Program Underwriter Hospitality Restaurant Bars Night Clubs ...

Diedre Moire Corp.

Insurance Underwriter

Gainesville, FL · On-site

$100K - $300K/yr

Insurance Underwriter - Barber Shops & Salons - Gainesville, FL Insurance Underwriter Specialty Program Excess Surplus Commercial Lines Program Underwriter Personal Grooming Services Barber Shops ...

Diedre Moire Corp.

Insurance Underwriter

Fresno, CA · On-site

$100K - $300K/yr

Main Street Commercial Lines Insurance Underwriter - Fresno, CA Insurance Underwriter Specialty Program Excess Surplus Commercial Lines Program Underwriter Main Street Businesses _ . REMOTE WORK FROM ...

Prime Insurance Company

Be Seen First

Insurance Underwriter

Sandy, UT · On-site

$45K - $250K/yr

The ideal candidate will creatively analyze, underwrite, and effectively manage Prime's book of ... NO REMOTE WORK AVAILABLE Company Description Prime Insurance Company is a committed and trusted ...

Diedre Moire Corp.

Insurance Underwriter

Louisville, KY · On-site

$100K - $300K/yr

Insurance Underwriter - Law Enforcement & Security - Louisville, KY Insurance Underwriter Specialty Program Excess Surplus Commercial Lines Program Underwriter Law Enforcement & Security Police ...

Diedre Moire Corp.

Insurance Underwriter

Louisville, KY · On-site

$100K - $300K/yr

Insurance - Trucking Insurance Underwriter - Louisville, KY Insurance Underwriter Specialty Program Excess Surplus Commercial Lines Program Underwriter Truckers Trucking Transportation Inland Marine

Diedre Moire Corp.

Insurance Underwriter

Quincy, MA · On-site

$100K - $300K/yr

Insurance - Trucking Insurance Underwriter - Quincy, MA Insurance Underwriter Specialty Program Excess Surplus Commercial Lines Program Underwriter Truckers Trucking Transportation Inland Marine

Diedre Moire Corp.

Insurance Underwriter

Pittsburgh, PA · On-site

$100K - $300K/yr

Insurance Underwriter - Law Enforcement & Security - Pittsburgh, PA Insurance Underwriter Specialty Program Excess Surplus Commercial Lines Program Underwriter Law Enforcement & Security Police ...

Prime Insurance Company

Be Seen First

Insurance Underwriter

Exton, PA · On-site

$45K - $250K/yr

The ideal candidate will creatively analyze, underwrite, and effectively manage Prime's book of ... NO REMOTE WORK AVAILABLE Company Description Prime Insurance Company is a committed and trusted ...

Urgent

next page

Showing results 1-20

All JobsFinance and Insurance JobsInsurance JobsInsurance Underwriter Jobs

Insurance Underwriter information

See salary details

$28K

$62.3K

$105K

How much do insurance underwriter jobs pay per year?

As of Aug 31, 2026, the average yearly pay for insurance underwriter in the United States is $62,283.00, according to ZipRecruiter salary data. Most workers in this role earn between $44,000.00 and $83,500.00 per year, depending on experience, location, and employer.

What is an insurance underwriter?

Insurance underwriters evaluate insurance policy applications, assess the risk, and make recommendations for coverage and premium pricing to insurance issuers. As an insurance underwriter, you use computer software and specific criteria to assess risk and establish pricing and research other factors such as market trends and equity values to provide data to support your recommendations. You determine if the policy will likely be a good financial investment for the insurance provider.

What does an insurance underwriter do?

An insurance underwriter evaluates applications for insurance coverage and determines the level of risk involved in insuring a person or asset. They review information such as application forms, medical records, and financial documents to decide whether to offer insurance and at what premium rate. Underwriters play a crucial role in helping insurance companies set appropriate coverage terms and minimize potential losses. Their work ensures that the company remains profitable while providing fair and accurate coverage to clients.

What are the key skills and qualifications needed to thrive as an insurance underwriter?

To thrive as an Insurance Underwriter, you need strong analytical skills, attention to detail, and a solid understanding of finance and risk assessment, often supported by a bachelor's degree in business, finance, or related fields. Familiarity with underwriting software, risk management systems, and relevant certifications like Chartered Property Casualty Underwriter (CPCU) is typically required. Excellent communication, decision-making, and negotiation skills help underwriters explain policies and collaborate effectively with agents and clients. These skills are vital for accurately assessing risk, ensuring profitability, and maintaining strong client relationships in the insurance industry.

What are some common challenges insurance underwriters face in balancing risk and customer satisfaction?

Insurance underwriters often face the challenge of assessing risks accurately while maintaining competitive offerings that satisfy clients. Striking the right balance can be difficult, as being too cautious may result in lost business, while being overly lenient can lead to unprofitable claims. Underwriters must stay current with industry trends, regulations, and risk assessment tools, and they frequently collaborate with agents and actuaries to ensure sound decisions. Effective communication and analytical skills are essential to navigate these competing demands and to help build long-term client relationships.

What is the difference between Insurance Underwriter vs Claims Adjuster?

AspectInsurance UnderwriterClaims Adjuster
Primary RoleAssess risk and determine policy termsEvaluate insurance claims and determine payouts
Required CredentialsTypically requires a bachelor's degree; certifications like CPCU are commonOften requires a bachelor's degree; certifications like AIC or CPCU are beneficial
Work EnvironmentOffice-based, analyzing data and risk factorsField and office-based, investigating claims and interviewing claimants
Industry UsageUsed across insurance companies for policy issuanceUsed for claims processing and settlement

Both roles are integral to the insurance industry, with underwriters focusing on risk assessment before policy issuance, and claims adjusters handling claims after a loss occurs. While their work environments and responsibilities differ, they often require similar credentials and certifications, making them closely related career paths within insurance companies.

Is it hard to become an insurance underwriter?

Becoming an insurance underwriter typically requires a bachelor's degree in a related field such as finance, business, or economics, along with strong analytical and decision-making skills. Gaining industry-specific knowledge through training or certification can also be beneficial, but the difficulty varies depending on individual background and experience.
More about Insurance Underwriter jobs

What cities are hiring for Insurance Underwriter jobs?

Cities with the most Insurance Underwriter job openings:

What are the most commonly searched types of Insurance Underwriter jobs?

The most popular types of Insurance Underwriter jobs are:

Who are the top companies hiring for Insurance Underwriter jobs?

The top employers for Insurance Underwriter jobs are:

What states have the most Insurance Underwriter jobs?

States with the most job openings for Insurance Underwriter jobs include:

What are popular job titles related to Insurance Underwriter jobs?

For Insurance Underwriter jobs, the most frequently searched job titles are:

Insurance Underwriter jobs near you
Infographic showing various Insurance Underwriter job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 73% Full Time, 20% Part Time, and 6% Contract. Highlights an 85% Physical, 1% Hybrid, and 14% Remote job distribution, with an average salary of $62,283 per year, or $29.9 per hour.

Insurance Underwriter

Naples, FL • On-site

Prime Insurance Company
Insurance Services • 51 - 200 employees
Learn more about Prime Insurance Companyexternal

$45K - $250K/yr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 26 days ago

Be Seen First

After you apply to this job, you can share why you’re interested to jump to the top of the candidate list.

Job description

Job Description

Description:

The ideal candidate will creatively analyze, underwrite, and effectively manage Prime’s book of business to ensure profitable growth.

· Evaluate submissions to determine acceptability of risk in accordance with underwriting guidelines.

· Prioritize and manage inventory of special projects, new business opportunities, renewal business, and in-force policy endorsement and service requests.

· Understand pricing components and rating methodology to price business based on risk characteristics, financial review and competitive analysis.

· Demonstrate technical and artistic / creative underwriting skills through strategic account review and detailed file pricing and risk documentation.

· Stay apprised of state/territory issues, regulations and trends

· Effectively manage producer relationships to achieve production goals

· Collaborate with internal and external business partners

Qualifications / Requirements:

· Dynamic personality

· Exhibits strong critical thinking, analytical, and problem-solving skills

· Ability to effectively build, strengthen, and maintain internal and external professional relationships.

· Proficient in risk analysis and pricing to achieve profitable growth

· Competent in use of technology

· Ability to function in a highly collaborative, fast-paced, team environment.

· Outstanding oral and written communication skills.

· Ability to thoroughly analyze various risk factors and demonstrate a flexible, creative, and thoughtful underwriting approach

· Capable of taking on and effectively executing any professional task

Job Type: Full-time – On-site Only

Work Locations: In-Person at our UT, IL, PA, or FL offices

This is an in-person position that requires daily attendance at one of our office locations. NO REMOTE WORK AVAILABLE

Company Description

Prime Insurance Company is a committed and trusted resource for individuals, businesses and producers, following a bold business model that has inspired 40 years of success and growth. By keeping our underwriting and risk management teams in-house, we’ve been able to write an endless list of risk classes, and offer a broad range of coverage in specialty classes. Our in-house, expert claims team has handled over 80,000 claims and provides support to insureds throughout the entire insurance process — from risk mitigation to claims handling. Our internal teams work together to support Prime, the producer and the insured to get the most reliable coverage for their liability risk.