1

Insurance Underwriter Jobs (NOW HIRING)

Commercial Insurance Underwriter Multiple Locations | Full-Time $80,000-$150,000 DOE Established insurance company seeking an experienced Commercial Insurance Underwriter to join their growing team.

Insurance Underwriter

San Antonio, TX · On-site +1

$100K - $300K/yr

Insurance Underwriter - Barber Shops & Salons - San Antonio, TX Insurance Underwriter Specialty Program Excess Surplus Commercial Lines Program Underwriter Personal Grooming Services Barber Shops ...

Insurance Underwriter

Lansing, MI · On-site +1

$100K - $300K/yr

Insurance Program Underwriter - Parking Garages - Lansing, MI Insurance Underwriter Specialty Program Excess Surplus Commercial Lines Program Underwriter Parking Garages_ . REMOTE WORK FROM HOME ...

Insurance Underwriter

Austin, TX · On-site +1

$100K - $200K/yr

Insurance Underwriter - Food (Prepared Takeout) - Austin, TX Insurance Underwriter Specialty Program Excess Surplus Commercial Lines Program Underwriter Restaurant Prepared Food Caterers Takeout ...

Insurance Underwriter

Lansing, MI · On-site +1

$100K - $300K/yr

Insurance Underwriter - Gas Stations & Auto Repair - Lansing, MI Insurance Underwriter Specialty Program Excess Surplus Commercial Lines Program Underwriter Gas Stations Auto Repair Shops Garages_

Insurance Underwriter

Cleveland, OH · On-site +1

$100K - $300K/yr

Insurance Underwriter - Law Enforcement & Security - Cleveland, OH Insurance Underwriter Specialty Program Excess Surplus Commercial Lines Program Underwriter Law Enforcement & Security Police Guards ...

Insurance Underwriter

Memphis, TN · On-site +1

$100K - $300K/yr

Insurance Underwriting Specialist - Technology Risk - Memphis, TN Technologies Risk Insurance Underwriter Specialty Program Excess Surplus Commercial Lines Program Underwriter _ . REMOTE WORK FROM ...

Insurance Underwriter

San Antonio, TX · On-site +1

$100K - $300K/yr

Insurance Underwriting - Educational Organizations - San Antonio, TX Insurance Underwriter Specialty Program Excess Surplus Commercial Lines Program Underwriter Schools Universities Learning Centers ...

Insurance Underwriter

Cheektowaga, NY · On-site +1

$100K - $300K/yr

Insurance Underwriter - Apartment Buildings & Hotels - Buffalo, NY Insurance Underwriter Specialty Program Excess Surplus Commercial Lines Program Underwriter Habitational Real Estate Operators ...

Insurance Underwriter

Ontario, CA · On-site +1

$100K - $300K/yr

Commercial Multi Lines Insurance Underwriter - Ontario, CA Insurance Underwriter Specialty Program Excess Surplus Commercial Lines Program Underwriter _ . REMOTE WORK FROM HOME POSSIBLE Shall: • ...

Insurance Underwriter

Scottsdale, AZ · On-site +1

$100K - $300K/yr

Insurance Underwriter - Main Street Business - Scottsdale, AZ Insurance Underwriter Specialty Program Excess Surplus Commercial Lines Program Underwriter Main Street Business _ . REMOTE WORK FROM ...

Insurance Underwriter

Shorewood, IL · On-site +1

$100K - $180K/yr

Insurance Underwriter Dealers Auto Truck Boats - Joliet, IL Insurance Underwriter Underwriting Commercial Lines Franchise Automobile Truck Boat Dealerships Open Lots Property Casualty Excess Surplus ...

next page

Showing results 1-20

Insurance Underwriter information

See salary details

$28K

$62.3K

$105K

How much do insurance underwriter jobs pay per year?

As of Jun 4, 2026, the average yearly pay for insurance underwriter in the United States is $62,283.00, according to ZipRecruiter salary data. Most workers in this role earn between $44,000.00 and $83,500.00 per year, depending on experience, location, and employer.

What Are Insurance Underwriters?

Insurance underwriters evaluate insurance policy applications, assess the risk, and make recommendations for coverage and premium pricing to insurance issuers. As an insurance underwriter, you use computer software and specific criteria to assess risk and establish pricing and research other factors such as market trends and equity values to provide data to support your recommendations. You determine if the policy will likely be a good financial investment for the insurance provider.

What are the key skills and qualifications needed to thrive as an Insurance Underwriter, and why are they important?

To thrive as an Insurance Underwriter, you need strong analytical skills, attention to detail, and a solid understanding of finance and risk assessment, often supported by a bachelor's degree in business, finance, or related fields. Familiarity with underwriting software, risk management systems, and relevant certifications like Chartered Property Casualty Underwriter (CPCU) is typically required. Excellent communication, decision-making, and negotiation skills help underwriters explain policies and collaborate effectively with agents and clients. These skills are vital for accurately assessing risk, ensuring profitability, and maintaining strong client relationships in the insurance industry.

What are some common challenges insurance underwriters face in balancing risk and customer satisfaction?

Insurance underwriters often face the challenge of assessing risks accurately while maintaining competitive offerings that satisfy clients. Striking the right balance can be difficult, as being too cautious may result in lost business, while being overly lenient can lead to unprofitable claims. Underwriters must stay current with industry trends, regulations, and risk assessment tools, and they frequently collaborate with agents and actuaries to ensure sound decisions. Effective communication and analytical skills are essential to navigate these competing demands and to help build long-term client relationships.

What does an insurance underwriter do?

An insurance underwriter evaluates applications for insurance coverage and determines the level of risk involved in insuring a person or asset. They review information such as application forms, medical records, and financial documents to decide whether to offer insurance and at what premium rate. Underwriters play a crucial role in helping insurance companies set appropriate coverage terms and minimize potential losses. Their work ensures that the company remains profitable while providing fair and accurate coverage to clients.

What do you do as an insurance underwriter?

An insurance underwriter evaluates insurance applications to determine the risk level and decide whether to approve coverage and at what premium. They analyze factors such as applicant information, policy details, and industry data, often using specialized software, to ensure the company's profitability and risk management. Strong analytical skills and knowledge of insurance policies are essential for this role.

What is the difference between Insurance Underwriter vs Claims Adjuster?

AspectInsurance UnderwriterClaims Adjuster
Primary RoleAssess risk and determine policy termsEvaluate insurance claims and determine payouts
Required CredentialsTypically requires a bachelor's degree; certifications like CPCU are commonOften requires a bachelor's degree; certifications like AIC or CPCU are beneficial
Work EnvironmentOffice-based, analyzing data and risk factorsField and office-based, investigating claims and interviewing claimants
Industry UsageUsed across insurance companies for policy issuanceUsed for claims processing and settlement

Both roles are integral to the insurance industry, with underwriters focusing on risk assessment before policy issuance, and claims adjusters handling claims after a loss occurs. While their work environments and responsibilities differ, they often require similar credentials and certifications, making them closely related career paths within insurance companies.

What cities are hiring for Insurance Underwriter jobs? Cities with the most Insurance Underwriter job openings:
What are the most commonly searched types of Insurance Underwriter jobs? The most popular types of Insurance Underwriter jobs are:
Who are the top companies hiring for Insurance Underwriter jobs? The top employers for Insurance Underwriter jobs are:
What states have the most Insurance Underwriter jobs? States with the most job openings for Insurance Underwriter jobs include:
Infographic showing various Insurance Underwriter job openings in the United States as of May 2026, with employment types broken down into 1% As Needed, 73% Full Time, 20% Part Time, and 6% Contract. Highlights an 74% Physical, 13% Hybrid, and 13% Remote job distribution, with an average salary of $62,283 per year, or $29.9 per hour.

Insurance Underwriter

Mai Placement

Brooklyn, NY

Full-time

Posted 23 days ago


Job description

Commercial Insurance Underwriter

Multiple Locations | Full-Time
$80,000–$150,000 DOE

Established insurance company seeking an experienced Commercial Insurance Underwriter to join their growing team.

Responsibilities:

  • Underwrite new and renewal commercial insurance accounts
  • Evaluate risk, pricing, and coverage terms
  • Work directly with brokers and clients
  • Prepare quotes, binders, and policy documentation
  • Maintain accurate account records and follow up as needed

Requirements:

  • Prior Commercial Insurance Underwriting experience required
  • Property & Casualty background preferred
  • Strong communication and organizational skills
  • Detail-oriented with the ability to manage multiple accounts and deadlines

email resumes to yanky@maiplacement.com

https://jobs.crelate.com/portal/maiplacement/job/jjoqq1xrbw19csjhp4ecr6fw4w