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Insurance Underwriter Jobs (NOW HIRING)

Insurance Underwriter

Darnestown, MD · On-site +1

$100K - $180K/yr

Insur Underwriter Dealers Auto Truck Boats - Germantown, MD Insurance Underwriter Underwriting Commercial Lines Franchise Automobile Truck Boat Dealerships Open Lots Property Casualty Excess Surplus ...

Insurance Underwriter

Gates, NY · On-site +1

$100K - $300K/yr

Ins Underwriter - Personal Grooming & Fitness Business - Rochester, NY Insurance Underwriter Specialty Program Excess Surplus Commercial Lines Program Underwriter _ . REMOTE WORK FROM HOME POSSIBLE ...

Insurance Underwriter

Waldorf, MD · On-site +1

$100K - $180K/yr

Ins Underwriter Car Truck Boat Dealerships - Waldorf, MD Insurance Underwriter Underwriting Commercial Lines Franchise Automobile Truck Boat Dealerships Open Lots Property Casualty Excess Surplus ...

Insurance Underwriter

Rockford, IL · On-site +1

$100K - $180K/yr

Ins Underwriter Car Truck Boat Dealerships - Rockford, IL Insurance Underwriter Underwriting Commercial Lines Franchise Automobile Truck Boat Dealerships Open Lots Property Casualty Excess Surplus ...

Insurance Underwriter

East York, PA · On-site +1

$150K - $180K/yr

Sr Franchised Auto Dealership Insurance Underwriter - York, PA Solicit, underwrite, and price new and renewal dealers open lot business, including evaluating and modifying risk and coverage ...

Insurance Underwriter

Buffalo, NY · On-site +1

$100K - $300K/yr

Specialty Pollution Underwriter - Buffalo, NY Insurance Underwriter Specialty Program Excess Surplus Commercial Lines Program Underwriter Pollution Environmental Contractors_ . REMOTE WORK FROM HOME ...

Insurance Underwriter

Silver Spring, MD · On-site +1

$100K - $180K/yr

Ins Underwriter Dealerships Auto Truck Boats - Silver Spring, MD Insurance Underwriter Underwriting Commercial Lines Franchise Automobile Truck Boat Dealerships Open Lots Property Casualty Excess ...

Insurance Underwriter

Flint, MI · On-site +1

$100K - $180K/yr

Ins Underwriter Car Truck Boat Dealerships - Flint, MI Insurance Underwriter Underwriting Commercial Lines Franchise Automobile Truck Boat Dealerships Open Lots Property Casualty Excess Surplus ...

Insurance Underwriter

Grand Rapids, MI · On-site +1

$100K - $180K/yr

Insurance Auto Dealership Underwriter - Grand Rapids, MI Insurance Underwriter Underwriting Production Underwriter Franchise Auto Dealerships Motorocycle Truck RV ATV Dealers Open Lot Garagekeepers ...

Insurance Underwriter

Davie, FL · On-site +1

$100K - $300K/yr

Middle Market Construction Contractor Insurance Underwriter - Fort Lauderdale, FL Seeking an experienced Middle Market Construction Contractor Underwriter to seek new business opportunities and ...

Overview We are seeking an experienced ASO/Stop Loss Underwriter in a remote capacity, with a ... Pay Range 35-40 hr Benefits Medical insurance Vision insurance 401(k) retirement savings plan ...

Insurance Underwriter

Memphis, TN · On-site +1

$100K - $300K/yr

Sr Insurance Underwriter - Specialty Technology Risks - Memphis, TN yber Technology Risks Insurance Underwriter Specialty Program Excess Surplus Commercial Lines Program Underwriter _ . REMOTE WORK ...

Insurance Underwriter

Rialto, CA · On-site +1

$120K - $350K/yr

Shall: • Underwrite insurance for Large Complex Commercial Property; Develop relationships with agents and brokers; Market products and services; Analyze potential coverage and limit requests and ...

Insurance Underwriter

Austin, TX · On-site +1

$100K - $200K/yr

Public Entity - Municipalities Insurance Underwriter - Austin, TX Public Entities Insurance Underwriter Specialty Program Excess Surplus Commercial Lines Program Underwriter _ . REMOTE WORK FROM HOME ...

Insurance Underwriter

Daly City, CA · On-site +1

$120K - $350K/yr

Sr Insurance Underwriter - Commercial Property - Daly City, CA Seeking a senior underwriter with expertise underwriting large complex commercial property risks. Shall: • Determine risk ...

Insurance Underwriter

Columbia, MD · On-site +1

$100K - $180K/yr

Insurance Auto Dealership Underwriter - Columbia, MD Insurance Underwriter Underwriting Production Underwriter Franchise Auto Dealerships Motorocycle Truck RV ATV Dealers Open Lot Garagekeepers ...

Insurance Underwriter

Santa Maria, CA · On-site +1

$120K - $350K/yr

Sr Insurance Underwriter - Commercial Property - Inglewood, CA Seeking individual with strong knowledge of Commercial Non Habitational property underwriting procedures, standards, and regulations.

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Insurance Underwriter information

See salary details

$28K

$62.3K

$105K

How much do insurance underwriter jobs pay per year?

As of Jun 4, 2026, the average yearly pay for insurance underwriter in the United States is $62,283.00, according to ZipRecruiter salary data. Most workers in this role earn between $44,000.00 and $83,500.00 per year, depending on experience, location, and employer.

What Are Insurance Underwriters?

Insurance underwriters evaluate insurance policy applications, assess the risk, and make recommendations for coverage and premium pricing to insurance issuers. As an insurance underwriter, you use computer software and specific criteria to assess risk and establish pricing and research other factors such as market trends and equity values to provide data to support your recommendations. You determine if the policy will likely be a good financial investment for the insurance provider.

What are the key skills and qualifications needed to thrive as an Insurance Underwriter, and why are they important?

To thrive as an Insurance Underwriter, you need strong analytical skills, attention to detail, and a solid understanding of finance and risk assessment, often supported by a bachelor's degree in business, finance, or related fields. Familiarity with underwriting software, risk management systems, and relevant certifications like Chartered Property Casualty Underwriter (CPCU) is typically required. Excellent communication, decision-making, and negotiation skills help underwriters explain policies and collaborate effectively with agents and clients. These skills are vital for accurately assessing risk, ensuring profitability, and maintaining strong client relationships in the insurance industry.

What are some common challenges insurance underwriters face in balancing risk and customer satisfaction?

Insurance underwriters often face the challenge of assessing risks accurately while maintaining competitive offerings that satisfy clients. Striking the right balance can be difficult, as being too cautious may result in lost business, while being overly lenient can lead to unprofitable claims. Underwriters must stay current with industry trends, regulations, and risk assessment tools, and they frequently collaborate with agents and actuaries to ensure sound decisions. Effective communication and analytical skills are essential to navigate these competing demands and to help build long-term client relationships.

What does an insurance underwriter do?

An insurance underwriter evaluates applications for insurance coverage and determines the level of risk involved in insuring a person or asset. They review information such as application forms, medical records, and financial documents to decide whether to offer insurance and at what premium rate. Underwriters play a crucial role in helping insurance companies set appropriate coverage terms and minimize potential losses. Their work ensures that the company remains profitable while providing fair and accurate coverage to clients.

What do you do as an insurance underwriter?

An insurance underwriter evaluates insurance applications to determine the risk level and decide whether to approve coverage and at what premium. They analyze factors such as applicant information, policy details, and industry data, often using specialized software, to ensure the company's profitability and risk management. Strong analytical skills and knowledge of insurance policies are essential for this role.

What is the difference between Insurance Underwriter vs Claims Adjuster?

AspectInsurance UnderwriterClaims Adjuster
Primary RoleAssess risk and determine policy termsEvaluate insurance claims and determine payouts
Required CredentialsTypically requires a bachelor's degree; certifications like CPCU are commonOften requires a bachelor's degree; certifications like AIC or CPCU are beneficial
Work EnvironmentOffice-based, analyzing data and risk factorsField and office-based, investigating claims and interviewing claimants
Industry UsageUsed across insurance companies for policy issuanceUsed for claims processing and settlement

Both roles are integral to the insurance industry, with underwriters focusing on risk assessment before policy issuance, and claims adjusters handling claims after a loss occurs. While their work environments and responsibilities differ, they often require similar credentials and certifications, making them closely related career paths within insurance companies.

What cities are hiring for Insurance Underwriter jobs? Cities with the most Insurance Underwriter job openings:
What are the most commonly searched types of Insurance Underwriter jobs? The most popular types of Insurance Underwriter jobs are:
Who are the top companies hiring for Insurance Underwriter jobs? The top employers for Insurance Underwriter jobs are:
What states have the most Insurance Underwriter jobs? States with the most job openings for Insurance Underwriter jobs include:
Infographic showing various Insurance Underwriter job openings in the United States as of May 2026, with employment types broken down into 1% As Needed, 73% Full Time, 20% Part Time, and 6% Contract. Highlights an 74% Physical, 13% Hybrid, and 13% Remote job distribution, with an average salary of $62,283 per year, or $29.9 per hour.
Insurance Underwriter

Insurance Underwriter

Diedre Moire Corp.

Darnestown, MD • On-site, Remote

$100K - $180K/yr

Other

Medical, Retirement, PTO

Posted 21 days ago


Job description

Insur Underwriter Dealers Auto Truck Boats - Germantown, MD Insurance Underwriter Underwriting Commercial Lines Franchise Automobile Truck Boat Dealerships Open Lots Property Casualty Excess Surplus Reinsurance General Liability _ . Solicit, underwrite, and price new and renewal dealers open lot business, including evaluating and modifying risk and coverage conditions. Preferred classes: • Franchised New Car Dealerships • Franchised New Motorcycle Dealerships • Franchised New Truck Dealerships • Large Non-Franchised Dealers • ATV Dealers • RV Dealers Highly rated company that grooms employees for promotions offers training programs, full family paid medical, three weeks paid vacation, tuition reimbursement, Pension 401(k) with company match, and more!

For complete details contact Greg Foss at: (609) 584-9000 ext 270 Or submit resume online at: http://dmc9.com/gbf/app.asp Or email to: 1000070596_10006796@najbcareers302.com Please reference #431101MD98 when responding. Education Requirements: Bachelor Degree Minimum Experience Requirements: 5-10 years Job City Location: Germantown Job State Location: MD Job Country Location: USA Salary Range: $100,000 to $180,000 Diedre Moire Corporation, Inc. diedremoire.com WE ARE AN EQUAL OPPORTUNITY EMPLOYER and our employment decisions are made without regard to race, color, religion, age, sex, national origin, handicap, disability or marital status.

We reasonably accommodate individuals with handicaps, disabilities and bona fide religious beliefs. Jobs Career Position Hiring. CONSIDERED EXPERIENCE INCLUDES: Insurance Underwriter Underwriting Commercial Lines Franchise Automobile Truck Boat Dealerships Open Lots Property Casualty Excess Surplus Reinsurance General Liability #DiedreMoire #JobSearch #JobHunt #JobOpening #Hiring #Job #Jobs #Careers #Employment #jobposting #InsuranceJobs #UnderwriterJobs DISCLAIMER: We will make every effort to consider applications for all available positions and shall use one or more of the contact methods and addresses indicated in resume or online application.

Indicated location may be proximate or may be desirable point of embarkation for paid or unpaid relocation to another venue. Job descriptions may fit single or multiple presently available or anticipated positions and are NOT an offer of employment or contract implied or otherwise. Described compensation is not definite nor precise and may be estimated and approximate and is negotiable depending on market conditions and candidate availability and other factors and is solely at the discretion of employers.

Linguistics used herein may use First Person Singular and First Person Plural grammatical person construction for and with the meaning of Third Person Singular and Third Person Plural references. We reserves the right to amend and change responsibilities to meet business and organizational needs as necessary. Response to a specific posting or advertisement may result in consideration for other opportunities and not necessarily the incentive or basis of the response.

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