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Remote Insurance Underwriter Jobs (NOW HIRING)

American Agricultural

Crop Insurance Underwriter

Fargo, ND · On-site +1

$60K - $80K/yr

We will also consider experienced remote talent for this position. As a member of our Underwriting team, you will be responsible for underwriting activities for our Crop Insurance business. If you ...

TEKsystems

Life Insurance Underwriter

Appleton, WI · Remote

$25 - $40/hr

Remote work is acceptable and preference is for full-time flexible work hours. Additional Skills ... underwriting system implemented 3 months ago, medical leaves and submittals have increased the ...

Beacon Technologies

Life Underwriter

Madison, WI · Remote

$30 - $32/hr

... life insurance underwriter with strong analytical abilities, exceptional attention to detail, and a deep understanding of mortality risk assessment. This position offers the flexibility of remote ...

Globe Life

Life Insurance Underwriter

Mckinney, TX · Remote

The Life Underwriter is responsible for screening life insurance applications for selection of risks rendering an issue standard, rate, or decline disposition with the guidance of an underwriter or ...

Globe Life

Life Insurance Underwriter

Mckinney, TX · Remote

The Life Underwriter is responsible for screening life insurance applications for selection of risks rendering an issue standard, rate, or decline disposition with the guidance of an underwriter or ...

Marsh McLennan

Flood Insurance Underwriter

Atlanta, GA · On-site +1

$42K - $90K/yr

High school diploma or equivalent. * 1+ year of insurance underwriting or recent flood insurance experience. * Excellent written and verbal communication skills. * Basic to intermediate technical ...

Fresh Prints

Fresh Prints is a New York-based, fast-growing, fully remote, 150-person company with most of our ... As a Commercial Insurance Underwriter , you will serve as a senior support partner to one or more ...

Venbrook

Underwriter

New York, NY · On-site +1

Excess Liability Insurance Underwriter DEPARTMENT: Brooks Insurance Agency COMPANY OVERVIEW: Brooks Insurance Agency is the wholesale brokerage of Venbrook Group, LLC, a holding company with ...

Tipton Agency

Remote Insurance Broker

Phoenix, AZ · Remote

$60K - $200K/yr

The Field Underwriter will interact with families seeking coverage, evaluate risk, and identify the ... in the insurance industry or underwriting principles required - Strong attention to detail and ...

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Remote Insurance Underwriter information

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$32.5K

$78.9K

$139.5K

How much do remote insurance underwriter jobs pay per year?

As of Aug 6, 2026, the average yearly pay for remote insurance underwriter in the United States is $78,878.00, according to ZipRecruiter salary data. Most workers in this role earn between $61,000.00 and $87,000.00 per year, depending on experience, location, and employer.

What are some common challenges faced by remote insurance underwriters and how can they be managed?

Remote insurance underwriters often face challenges such as maintaining effective communication with team members and staying updated on changing underwriting guidelines. Working remotely requires strong self-discipline to manage workloads across multiple cases and deadlines without direct in-person supervision. Utilizing collaboration tools, setting regular check-ins with colleagues, and staying proactive in seeking clarification on complex cases can help overcome these challenges. Additionally, remote underwriters should take advantage of ongoing training resources to keep their skills and industry knowledge current.

What does a remote insurance underwriter do?

The job duties of a remote insurance underwriter focus on assessing the risk in insurance policies. In this virtual position, you work from home or from a remote office to evaluate the risk of each client who has applied. You may also review insurance coverage for excessive risk. After reviewing financial documents, risk assessments, and insurance needs, your responsibilities include deciding whether to approve or deny an insurance application. Underwriting may require you to deny coverage for clients that you deem high risk.

What are the key skills and qualifications needed to thrive as a remote insurance underwriter, and why are they important?

To thrive as a Remote Insurance Underwriter, you need strong analytical abilities, attention to detail, and a solid understanding of risk assessment and insurance principles, typically backed by a bachelor’s degree in finance, business, or a related field. Proficiency with underwriting software, risk management systems, and familiarity with industry certifications like CPCU or AU is highly valued. Excellent written communication, time management, and decision-making skills help remote underwriters collaborate effectively and manage workloads independently. These skills ensure accurate risk evaluations, compliance with regulations, and efficient remote operations within the insurance sector.

What is a remote insurance underwriter?

A remote insurance underwriter is a professional who evaluates insurance applications, assesses risk, and determines policy terms and premiums, all while working from a location outside of a traditional office, such as from home. They review documentation, analyze data, and make recommendations using digital tools and communication platforms. This role requires strong analytical skills, attention to detail, and knowledge of insurance regulations and guidelines. Remote underwriters often collaborate with agents, brokers, and clients electronically to ensure accurate policy issuance and risk management.

What is the difference between Remote Insurance Underwriter vs Remote Insurance Claims Adjuster?

AspectRemote Insurance UnderwriterRemote Insurance Claims Adjuster
Required CredentialsInsurance licenses, underwriting certificationsClaims adjusting licenses, insurance certifications
Work EnvironmentOffice or remote, analyzing risk dataRemote, investigating claims and assessing damages
Employer & Industry UsageInsurance companies, brokers, underwritersInsurance companies, third-party claims firms

Remote Insurance Underwriters and Claims Adjusters both work in the insurance industry, often remotely, but focus on different aspects. Underwriters evaluate risk to determine policy terms, while Claims Adjusters investigate and settle claims. Both roles require specific licenses and certifications, and are essential in the insurance process, but they serve distinct functions within the industry.

More about Remote Insurance Underwriter jobs
What cities are hiring for Remote Insurance Underwriter jobs? Cities with the most Remote Insurance Underwriter job openings:
What are the most commonly searched types of Insurance Underwriter jobs? The most popular types of Insurance Underwriter jobs are:
What states have the most Remote Insurance Underwriter jobs? States with the most job openings for Remote Insurance Underwriter jobs include:
What job categories do people searching Remote Insurance Underwriter jobs look for? The top searched job categories for Remote Insurance Underwriter jobs are:
Remote Insurance Underwriter jobs near you
Infographic showing various Remote Insurance Underwriter job openings in the United States as of August 2026, with employment types broken down into 92% Full Time, and 8% Part Time. Highlights an 100% Remote job distribution, with an average salary of $78,878 per year, or $37.9 per hour.

Insurance Underwriter

Berylline Insurance Group

Chapel Hill, NC • On-site, Remote

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

This job post has expired 1 day ago. Applications are no longer accepted.

Job description

Underwriter
Hybrid or Remote • Full-Time
Ready to underwrite at a program built by operators?
HabGen Insurance is a specialty program built exclusively for student housing and multifamily communities - created by industry professionals who operated these properties before they underwrote them. We're growing quickly, and we're looking for an experienced Underwriter who's ready to own accounts, partner directly with brokers, and help shape a modern habitational program from the inside.
This role is offered as fully remote, or hybrid if you're located near our Chapel Hill, NC office.
ABOUT THE ROLE
As a HabGen Underwriter, you'll be responsible for the day-to-day underwriting and growth of an assigned book within our specialty habitational program. You'll work directly with brokers, evaluate new and renewal business, and partner with senior underwriters and program leadership on appetite, pricing, and portfolio decisions.
We move fast - indications within hours, bindable quotes within a business day on clean submissions - because brokers and their clients deserve straight answers from real experts. You'll be one of those experts.
WHAT YOU'LL DO
Underwriting & Risk Selection
  • Review new and renewal submissions for student housing and multifamily Property and General Liability risks.
  • Evaluate financial strength, loss experience, sponsor quality, and territorial exposure to determine risk acceptability.
  • Price accounts in line with HabGen's appetite, pricing discipline, and target rates.
  • Issue indications and bindable quotes on tight turnarounds.
  • Negotiate terms, conditions, and pricing with brokers.

Broker Partnership & Market Development
  • Build and maintain strong producer and broker relationships
  • Educate brokers on HabGen's appetite, submission requirements, and value proposition.
  • Identify and pursue new business opportunities within the habitational segment.

Portfolio Management
  • Manage assigned accounts through the policy lifecycle - new business, renewals, endorsements, and mid-term changes.
  • Collaborate with claims, loss control, and operations to drive favorable underwriting outcomes.
  • Monitor portfolio performance and contribute to underwriting discipline and profitable growth.

Program Building
  • Bring market intelligence and account-level insight back to leadership.
  • Provide input on appetite, pricing, and product evolution as the program scales.
  • Mentor newer team members and contribute to a strong underwriting culture.

WHO WE'RE LOOKING FOR
  • 3+ years of commercial P&C underwriting experience required; 5+ years preferred.
  • Habitational experience a plus. Direct exposure to student housing, multifamily, or other habitational property risks is highly valued.
  • Technical underwriting skills. Strong foundation in property and/or general liability underwriting, including risk assessment, financial analysis, and pricing.
  • Broker-facing presence. Excellent written and verbal communication, negotiation, and relationship-building skills.
  • Decisive and self-motivated. You can make underwriting decisions independently, manage your time, and operate well in a fast-moving environment.
  • Operator mindset. You ask hard questions, look for the better way, and care about how the work gets done - not just the answer.

Nice to Have
  • A college degree
  • Active P&C license
  • Industry designations (CPCU, CIC, AU, ARM, etc.)
  • Familiarity with Google Workspace and Slack.

WHAT WE OFFER
We invest in our people with a comprehensive benefits package designed to support your health, your future, and your life outside of work:
  • Competitive compensation with annual bonus potential, commensurate with experience.
  • Comprehensive medical, dental, and vision coverage, with employer contributions to a Health Savings Account.
  • 401(k) retirement plan with employer match.
  • Employer-paid life and AD&D insurance, with options for supplemental life and short- and long-term disability coverage.
  • Wellness and lifestyle benefits, including telehealth, an Employee Assistance Program, pet insurance, and an exclusive discount platform.
  • Paid time off and a culture that respects your time outside of work.
  • Flexible work arrangements - fully remote, or hybrid if you're located near our Chapel Hill, NC office.
  • Direct access to senior leadership - no committees, no bureaucracy, and a real seat at the table as the program grows.

WHY HABGEN?
HabGen Insurance is the first and only insurance solution purpose-built for student housing and multifamily communities. We're growing quickly inside Berylline Insurance Group (BIG), and we're investing in the underwriters who will help us scale.
What that means for you: a focused specialty program where your underwriting decisions matter, with direct access to decision-makers and the resources of an established insurance group behind you. You'll work on a single asset class with deep expertise, partner with brokers who value speed and straight answers, and have real influence on how the program evolves.
If you're an experienced underwriter who wants to focus, move quickly, and build something, there's a real seat for you here.
HOW TO APPLY
Apply at beryllinegroup.com/careers.
Employment & Sponsorship Disclosure
HabGen Insurance is an Equal Opportunity Employer and does not discriminate on any basis protected by applicable federal, state, or local law.
This position is not eligible for visa sponsorship. Applicants must be authorized to work in the United States without the need for current or future sponsorship.
HabGen Insurance participates in E-Verify. Employment with HabGen Insurance is contingent upon completion of a background screening satisfactory to the Company, verification of identity and authorization to work in the United States as required by federal law, and completion of all required onboarding documentation.
Employment with HabGen Insurance is at will. Nothing in this job posting or in any related communication constitutes a contract of employment or guarantees employment for any specific duration. Either the employee or the Company may terminate employment at any time, with or without cause or notice, for any lawful reason.
For application assistance, please contact [email protected].

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