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Technical Underwriter Jobs (NOW HIRING)

Bestow, Inc

Senior Technical Underwriter

Dallas, TX · On-site +1

$140K - $160K/yr

ABOUT THE TEAM As a Senior Technical Underwriter, you will be a part of the Insurance Product Team working across Bestow's Software Product, Customer Experience, Data Science, User Experience ...

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Senior C&I Underwriter

Miami, FL · Remote

$150K - $160K/yr

The ideal candidate is a strong technical underwriter who enjoys partnering with Relationship Managers, structuring complex transactions, and serving as a trusted credit advisor on middle-market and ...

Hamilton

Underwriter, Allied Medical

Richmond, VA · On-site +1

The purpose of this role is for a talented, dynamic, and technical Underwriter to bring healthcare liability underwriting experience to the Allied Medical team. This role will focus on Excess ...

Hamilton

Underwriter, Allied Medical

Richmond, VA · On-site +1

The purpose of this role is for a talented, dynamic, and technical Underwriter to bring healthcare liability underwriting experience to the Allied Medical team. This role will focus on Excess ...

CIS Oregon

Underwriter

Wilsonville, OR · On-site

$100K - $137K/yr

This role offers the opportunity to apply your technical underwriting expertise, influence risk management strategies, collaborate with industry professionals, and help deliver innovative coverage ...

CIS Trust

Underwriter

Wilsonville, OR · Hybrid

$100K - $137K/yr

This role offers the opportunity to apply your technical underwriting expertise, influence risk management strategies, collaborate with industry professionals, and help deliver innovative coverage ...

CFC

Cyber SME Underwriter

New York, NY · On-site

$90K - $100K/yr

You'll handle accounts primarily in the SME space, balancing technical underwriting with responsiveness and commercial judgement. You'll spend a significant part of your time engaging with brokers ...

CFC

Cyber SME Underwriter

New York, NY · On-site

You'll handle accounts primarily in the SME space, balancing technical underwriting with responsiveness and commercial judgement. You'll spend a significant part of your time engaging with brokers ...

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All JobsTechnical Underwriter Jobs

Technical Underwriter information

See salary details

$32.5K

$78.9K

$139.5K

How much do technical underwriter jobs pay per year?

As of Jul 20, 2026, the average yearly pay for technical underwriter in the United States is $78,878.00, according to ZipRecruiter salary data. Most workers in this role earn between $61,000.00 and $87,000.00 per year, depending on experience, location, and employer.

How does a Technical Underwriter typically collaborate with other departments within an insurance company?

Technical Underwriters work closely with multiple teams, including actuarial, claims, and sales departments, to assess complex risks and develop suitable insurance solutions. They often participate in cross-functional meetings to ensure that policy terms align with the company's risk appetite and regulatory standards. Effective collaboration enables them to gather detailed information, clarify coverage requirements, and support client negotiations, ultimately contributing to accurate policy pricing and robust risk management.

What are the key skills and qualifications needed to thrive as a Technical Underwriter, and why are they important?

To thrive as a Technical Underwriter, you need a strong background in risk assessment, insurance principles, and industry-specific knowledge, often supported by relevant degrees or certifications like ACII. Familiarity with underwriting software, rating tools, and data analysis systems is typically required. Strong analytical thinking, attention to detail, and effective communication skills help a Technical Underwriter stand out in the field. These abilities are crucial for accurately evaluating risks, pricing policies, and ensuring profitable, compliant insurance portfolios.

What is the difference between Technical Underwriter vs Underwriting Analyst?

AspectTechnical UnderwriterUnderwriting Analyst
CredentialsTypically requires insurance or risk management certifications, bachelor's degree in related fieldOften requires similar degrees, may have some certifications in underwriting or finance
Work EnvironmentWorks in insurance companies, assessing complex risks, making underwriting decisionsAnalyzes data, supports underwriting teams, and prepares reports
Industry UsageCommonly employed in insurance, especially property and casualtyUsed across insurance and financial services for risk analysis

The main difference is that Technical Underwriters make final risk assessments and underwriting decisions, while Underwriting Analysts support these decisions through data analysis and reporting. Both roles require similar credentials and are integral to the insurance industry, but their responsibilities differ in scope and decision-making authority.

What is a Technical Underwriter?

A Technical Underwriter is a professional who assesses and analyzes insurance applications, focusing on complex or specialized risks that require in-depth technical knowledge. They evaluate data and documentation to determine the level of risk involved and decide whether to approve or decline coverage, as well as set appropriate premiums. Technical Underwriters often work with intricate policies, such as those in engineering, construction, or other specialized industries, ensuring that insurance policies are accurately tailored to the unique needs of each client. Their role is crucial in balancing the insurer’s risk exposure while meeting client requirements.
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What cities are hiring for Technical Underwriter jobs? Cities with the most Technical Underwriter job openings:
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Technical Underwriter jobs near you
Infographic showing various Technical Underwriter job openings in the United States as of July 2026, with employment types broken down into 1% As Needed, 89% Full Time, 7% Part Time, and 3% Contract. Highlights an 91% Physical, 2% Hybrid, and 7% Remote job distribution, with an average salary of $78,878 per year, or $37.9 per hour.
Senior Technical Underwriter

Senior Technical Underwriter

Bestow, Inc

Dallas, TX • On-site, Remote

$140K - $160K/yr

Full-time

Medical, Dental, Vision, PTO

Posted 6 days ago

Job description

ABOUT BESTOW
Life insurance is one of the world's most important products. It's also one of the hardest to build, distribute, and modernize. Bestow exists to change that.
Bestow is a leading vertical technology platform serving some of the largest and most innovative life insurers. Our platform unifies the fragmented, legacy value chain, enabling carriers to launch products in weeks instead of years. Carriers choose us to scale and operate at unprecedented speed, powered by AI and automation.
Bestow isn't selling policies. We're building the infrastructure that helps an entire industry move faster, reach more people, and deliver on its promise.
Backed by leading investors (Goldman Sachs, Hedosophia, NEA, Valar, 8VC) and trusted by major carriers, Bestow is powered by a team that moves with precision, purpose, and heart. If you want to help reimagine a centuries-old industry with lasting impact, join us.
Bestow offers flexible remote/hybrid work, meaningful benefits, equity, and substantial growth opportunities.
Bestow uses E-Verify to confirm the employment eligibility of all newly hired employees. To learn more about E-Verify, including your rights and responsibilities, please visit E-Verify.gov.
ABOUT THE TEAM
As a Senior Technical Underwriter, you will be a part of the Insurance Product Team working across Bestow's Software Product, Customer Experience, Data Science, User Experience, Actuarial, Legal/Compliance, and Engineering Teams. As the industry evolves rapidly, you will help develop solutions that balance efficiency, flexibility and solid risk management protocols.
This role reports to the Director of Underwriting Strategy and is open to Dallas, TX, or Remote (US). #LI-Remote
WHAT YOU'LL DO
Bestow is looking for a Senior Technical Underwriter to contribute in the following ways:
  • Enhance, monitor, and support the underwriting logic and data within our instant decision underwriting platform.
  • Conduct audits to monitor the performance and functionality of our platform and review decisions of third-party and internal underwriters.
  • Monitor underwriting metrics and data to identify opportunities and recommend improvements.
  • Develop and iterate on carrier implementation framework
  • Contribute to product feature evolution

WHO YOU ARE
  • 8+ years of production life insurance underwriting experience.
  • 1+ years experience with underwriting rules engines.
  • FALU, FLMI, or CLU preferred.
  • Strong technical background, including proficiency with data analysis.
  • Hands-on experience integrating and analyzing industry-standard data vendors to optimize underwriting processes.
  • Experience conducting underwriting audits.
  • Experience conducting User Acceptance Testing (UAT).
  • An understanding of the legal/compliance framework for life insurance and underwriting.
  • A self-starter who excels in an independent work culture.
  • Adaptable and willing to embrace change.
  • AI-Enabled Productivity: Skilled in deploying modern AI utilities to automate repeatable administrative and analytical tasks; frees up bandwidth to focus on high-impact strategic initiatives, platform auditing, and cross-functional product development.

TOTAL REWARDS
At Bestow, we're proud to be awarded for our team members, innovative products, and culture. Our standard benefits include:
  • Competitive salary and equity based on role
  • Policies and managers that support work/life balance, like our flexible paid time off and parental leave programs
  • 100% paid-premium option for medical, dental, and vision insurance
  • Lifestyle stipend to support your physical, emotional, and financial wellbeing
  • Flexible work-from-home policy and open to remote
  • Remote and WFH options, as well as a beautiful, state-of-the-art office in Dallas' Deep Ellum, for those who prefer an office setting
  • Employee-led diversity, equity, and inclusion initiatives

Recent Employer Awards include:
  • Best Place for Working Parents 2023 + 2024 + 2025
  • Great Place to Work Certified, 2022 + 2023 + 2024 + 2025
  • Built In Best Places to Work, 2022 + 2023 + 2025
  • Fortune's Best Workplaces in Texas 2022 + 2023
  • Fortune's Best Workplaces in Financial Services and Insurance 2022 + 2023 + 2024

We value diversity at Bestow. The company will hire, recruit, and promote regardless of race, color, religion, sex, sexual orientation, gender identity or expression, national origin, pregnancy or maternity, veteran status, or any other status protected by applicable law. We understand the importance of creating a safe and comfortable work environment and encourage individualism and authenticity in every team member.
Thanks for considering a job at Bestow!

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