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Flood Insurance Underwriter Jobs (NOW HIRING)

Howden Group

Associate Underwriter Flood

San Diego, CA

$65K - $75K/yr

Underwriter, Flood or above * Travel: 0-10% * Salary: $65,000.00-$75,000.00 Role overview DUAL ... Foundational knowledge of insurance principles * Proficiency in Microsoft Office Suite (Word, Excel ...

Hyperiongrp

Associate Underwriter Flood

San Diego, CA · On-site

$65K - $75K/yr

Underwriter, Flood or above * Travel: 0-10% * Salary: $65,000.00-$75,000.00 Role overview DUAL ... Foundational knowledge of insurance principles * Proficiency in Microsoft Office Suite (Word, Excel ...

Hyperiongrp

Sr. Underwriter Flood

Chicago, IL · Hybrid

$125K - $150K/yr

Vice President, Flood Travel: 10-25% Salary: $125,000.00- 150,000.00 Location: United States ... Continuing education, professional designations, or related P&C licensing in insurance underwriting ...

Hyperiongrp

Sr. Underwriter Flood

San Diego, CA · Hybrid

$125K - $150K/yr

Vice President, Flood Travel: 10-25% Salary: $125,000.00- 150,000.00 Location: United States ... Continuing education, professional designations, or related P&C licensing in insurance underwriting ...

SWBC

Excess Flood Underwriter

San Antonio, TX · On-site

As an Excess Flood Underwriter, you will be able to use your skills to offer competitive quotes ... While using your attention to detail ability, you will work with insurance agents & brokers and ...

SWBC

Excess Flood Underwriter

San Antonio, TX · On-site

As an Excess Flood Underwriter, you will be able to use your skills to offer competitive quotes ... While using your attention to detail ability, you will work with insurance agents & brokers and ...

Taurus, LLC

Underwriting Manager

Tampa, FL

CPCU (Chartered Property Casualty Underwriter) certification or Associate in National Flood Insurance (ANFI) designation preferred (or required, if applicable). * Advanced knowledge of NFIP flood ...

Socket.dev

Underwriting Manager

Tampa, FL · On-site

$110 - $160/hr

CPCU (Chartered Property Casualty Underwriter) certification or Associate in National Flood Insurance (ANFI) designation preferred (or required, if applicable). * Advanced knowledge of NFIP flood ...

Taurus, LLC

Underwriting Manager

Tampa, FL · On-site

CPCU (Chartered Property Casualty Underwriter) certification or Associate in National Flood Insurance (ANFI) designation preferred (or required, if applicable). * Advanced knowledge of NFIP flood ...

Taurus LLC

Underwriting Manager

Tampa, FL · On-site

$75K - $105K/yr

CPCU (Chartered Property Casualty Underwriter) certification or Associate in National Flood Insurance (ANFI) designation preferred (or required, if applicable). * Advanced knowledge of NFIP flood ...

BCforward

Underwriting Specialist

Overland Park, KS · On-site

$21.50/hr

Strong verbal and written skills to communicate with underwriter and brokers * Must be very ... Flood insurance or an insurance background is preferred but not required. Attention to detail ...

Adventure Credit Union

Senior Loan Underwriter

Lansing, MI

$88K - $104K/yr

... flood insurance binders. Ensure underwriting decisions are compliant with internal policies, state and federal regulations, and applicable lending laws (e.g., ECOA, Fair Lending, HMDA where ...

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Flood Insurance Underwriter information

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$33.5K

$66.8K

$152K

How much do flood insurance underwriter jobs pay per year?

As of Aug 24, 2026, the average yearly pay for flood insurance underwriter in the United States is $66,771.00, according to ZipRecruiter salary data. Most workers in this role earn between $48,500.00 and $67,500.00 per year, depending on experience, location, and employer.

What does a Flood Insurance Underwriter do?

A Flood Insurance Underwriter evaluates flood insurance applications to assess risk and determine coverage eligibility, premiums, and policy terms. They analyze factors such as flood zone classifications, property location, elevation certificates, and historical claims data. Underwriters ensure compliance with government regulations and insurance company guidelines while balancing risk management and customer needs. Their role helps protect homeowners and businesses against financial loss due to flooding.

What are the key skills and qualifications needed to thrive as a Flood Insurance Underwriter?

To thrive as a Flood Insurance Underwriter, you need strong analytical abilities, a solid understanding of risk assessment, and a background in insurance or finance—often supported by a bachelor's degree. Familiarity with risk modeling software, GIS mapping tools, and regulatory systems such as FEMA's National Flood Insurance Program (NFIP) is highly valued, as are professional designations like CPCU. Exceptional attention to detail, strong organizational skills, and clear communication abilities help set top candidates apart. These competencies ensure accurate risk evaluation, regulatory compliance, and effective collaboration with clients and colleagues in a high-stakes, detail-oriented field.

What are some typical challenges Flood Insurance Underwriters face in their daily work?

Flood Insurance Underwriters often face the challenge of assessing complex and evolving flood risks, especially as climate patterns change and new data becomes available. They must keep current with regulations, interpret technical flood maps, and make informed decisions even when data is incomplete or ambiguous. Collaboration with agents, brokers, and risk assessors is common, requiring effective communication to clarify policy terms and risk exposures. Successfully navigating these challenges is key to providing accurate coverage and maintaining strong customer relationships.

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The most popular types of Flood Insurance Underwriter jobs are:

What states have the most Flood Insurance Underwriter jobs?

States with the most job openings for Flood Insurance Underwriter jobs include:

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Flood Insurance Underwriter jobs near you
Infographic showing various Flood Insurance Underwriter job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 73% Full Time, 21% Part Time, and 5% Contract. Highlights an 89% Physical, 1% Hybrid, and 10% Remote job distribution, with an average salary of $66,771 per year, or $32.1 per hour.

Flood Insurance Underwriter

Marsh & McLennan Companies, Inc.

Kalispell, MT • On-site, Remote

$42K - $90K/yr

Full-time

Medical, Retirement

Posted 22 days ago

Job description

Company:
Torrent
Description:
We are seeking a talented individual to join our Underwriting team at Torrent Technologies. This role will be based in Kalispell, or can be performed Remotely Nationwide.
As a Flood Underwriter, you will work under the supervision of the Underwriting Manager, reviewing and analyzing quotations while servicing an existing book of business.
We will count on you to:
  • Underwrite new submissions to ensure new policies are correct, per guidelines.
  • Process endorsements, cancellations, and reinstatements, handle billing issues, and complete policy issuance.
  • Review all underwriting information, including applications, photographs, elevation certificates, and third-party internet resources to accurately underwrite policies.
  • Provide customer service to agents via phone support, online chat, and emails, meeting required production KPIs as defined by leadership.
  • Deescalate difficult customer situations and bring them to complete resolution.
  • Actively participate in group activities, including daily huddles, team meetings, and training opportunities.

What you need to have:
  • High school diploma or equivalent, with 1+ year of insurance underwriting or recent flood insurance experience.
  • Customer service experience in a fast-paced environment.
  • Excellent written and verbal communication skills, with strong attention to detail.
  • Basic to intermediate technical proficiency, including Microsoft Office applications such as Word, Excel, and Outlook.

What makes you stand out:
  • 2+ years of underwriting experience with ANFI designation.
  • Knowledge of flood insurance practices, underwriting methodologies, and insurance procedures/policies.
  • Strong time management skills with the ability to work effectively in a team environment.

Why join our team:
  • We help you be your best through professional development opportunities, interesting work and supportive leaders.
  • We foster a vibrant and inclusive culture where you can work with talented colleagues to create new solutions and have an impact on colleagues, clients and communities.
  • Our scale enables us to provide a range of career opportunities, as well as benefits and rewards to enhance your well-being.

Marsh Risk is a business of Marsh (NYSE: MRSH), a global leader in risk, reinsurance and capital, people and investments, and management consulting, advising clients in 130 countries. With annual revenue of over $27 billion and more than 95,000 colleagues, Marsh helps build the confidence to thrive through the power of perspective. For more information about Marsh Risk, visit marsh.com, or follow us on LinkedIn and X.
Torrent offers a connected culture of talented, inspired individuals, and a work environment where colleagues can grow and succeed. At Torrent, your voice is heard, your skills are sharpened and your ambitions nurtured. We value diversity in thought and background and are looking for individuals who are up for the challenge of creating insurance experiences of the future. If that's you, join us on our journey. Torrent Technologies is the leading flood insurance solutions provider in the US. Its integrated suite of business software platforms along with simplified private flood insurance, and customer-focused service and support solutions, have revolutionized the flood insurance landscape. Torrent is recognized for our deep flood insurance expertise and advanced technology capabilities. We provide market leading service and administration to Write Your Own (WYO) insurance companies and agents including direct access to both the National Flood Insurance Program (NFIP) and innovative private insurance products.
Marsh is committed to embracing a diverse, inclusive and flexible work environment. We aim to attract and retain the best people and embrace diversity of age background, disability, ethnic origin, family duties, gender orientation or expression, marital status, nationality, parental status, personal or social status, political affiliation, race, religion and beliefs, sex/gender, sexual orientation or expression, skin color, veteran status (including protected veterans), or any other characteristic protected by applicable law. If you have a need that requires accommodation, please let us know by contacting reasonableaccommodations@marsh.com.
#Torrent
The applicable base salary range for this role is $42,300 to $90,100.
The base pay offered will be determined on factors such as experience, skills, training, location, certifications, education, and any applicable minimum wage requirements. Decisions will be determined on a case-by-case basis. In addition to the base salary, this position may be eligible for performance-based incentives.
We are excited to offer a competitive total rewards package which includes health and welfare benefits, tuition assistance, 401K savings and other retirement programs as well as employee assistance programs.
Applications will be accepted until:
August 28, 2026

Apply