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Remote Flood Insurance Underwriter Jobs (NOW HIRING)

Customer Service Specialist II

MT · Remote

$33K - $40K/yr

Establish yourself as a private flood insurance expert as you underwrite and process documents in line with carrier agreements, surplus lines rules, and state regulations. * Collaborate with agents ...

Establish yourself as a private flood insurance expert as you underwrite and process documents in line with carrier agreements, surplus lines rules, and state regulations. * Collaborate with agents ...

Mortgage Processor/Underwriter - Remote Knock is redefining the home buying and selling experience ... Review title reports and homeowners/flood insurance to ensure Knock's lien position and security ...

AAA Life is seeking a Life Insurance Underwriter that will, analyze, evaluate and classify risk for ... Remote Relocation Eligibility: Not Available Position Responsibilities * Reviews for acceptance or ...

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Remote Flood Insurance Underwriter information

See salary details

$33.5K

$66.8K

$152K

How much do remote flood insurance underwriter jobs pay per year?

As of Jul 6, 2026, the average yearly pay for remote flood insurance underwriter in the United States is $66,771.00, according to ZipRecruiter salary data. Most workers in this role earn between $48,500.00 and $67,500.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a Remote Flood Insurance Underwriter, and why are they important?

To excel as a Remote Flood Insurance Underwriter, you need a solid understanding of risk assessment, insurance principles, and relevant flood regulations, typically supported by a bachelor’s degree in finance, business, or a related field. Familiarity with specialized underwriting software, flood mapping tools, and systems like FEMA’s National Flood Insurance Program (NFIP) is crucial. Strong analytical thinking, attention to detail, and effective written communication are key soft skills for evaluating risks and collaborating remotely with clients and team members. These competencies ensure accurate policy decisions, regulatory compliance, and efficient service delivery in a specialized remote environment.

What are some common challenges faced by remote flood insurance underwriters, and how can they be addressed?

Remote flood insurance underwriters often encounter challenges such as interpreting complex flood zone maps, staying updated on changing regulations, and ensuring clear communication with agents and clients from a distance. To address these, it’s important to leverage reliable digital mapping tools, participate in ongoing training on regulatory updates, and use effective communication platforms to foster collaboration with team members and stakeholders. Proactive organization and time management also help in meeting deadlines and maintaining accuracy when working independently.

What is the difference between Remote Flood Insurance Underwriter vs Remote Property Insurance Underwriter?

AspectRemote Flood Insurance UnderwriterRemote Property Insurance Underwriter
Required CertificationsInsurance licenses, flood-specific certificationsGeneral property insurance licenses, certifications vary by state
Work EnvironmentRemote, insurance companies, underwriting teamsRemote, insurance companies, property underwriting teams
Industry UsageSpecializes in flood risk assessment within insuranceHandles broader property risks including fire, theft, and natural disasters

Remote Flood Insurance Underwriters focus specifically on flood risk assessment and require flood-specific certifications, while Remote Property Insurance Underwriters handle a wider range of property risks. Both roles are remote, work within insurance companies, and share similar industry environments, but their scope of work and specialization differ.

What does a remote flood insurance underwriter do?

A remote flood insurance underwriter evaluates applications for flood insurance policies to determine risk and decide whether coverage should be provided and at what terms. Working remotely, they review property details, assess potential flood risks, verify compliance with regulations, and set appropriate premiums. They use specialized software and data sources to analyze flood zones, past claims, and mitigation measures, ensuring policies meet both company and government guidelines. Their work helps protect homeowners and businesses from financial losses due to flooding.
More about Remote Flood Insurance Underwriter jobs
What cities are hiring for Remote Flood Insurance Underwriter jobs? Cities with the most Remote Flood Insurance Underwriter job openings:
What are the most commonly searched types of Flood Insurance Underwriter jobs? The most popular types of Flood Insurance Underwriter jobs are:
What states have the most Remote Flood Insurance Underwriter jobs? States with the most job openings for Remote Flood Insurance Underwriter jobs include:
Property and Flood Insurance Underwriter

Property and Flood Insurance Underwriter

Correll Insurance Group

Hilton Head Island, SC • On-site, Remote

Full-time

Medical, Dental, Vision, Retirement, PTO

Posted 11 days ago


Job description

Benefits:
  • HSA and FSA
  • Health insurance
  • Paid time off
  • Parental leave
  • Training & development
  • Vision insurance
  • Wellness resources
  • 401(k)
  • 401(k) matching
  • Competitive salary
  • Dental insurance
  • Donation matching
  • Employee discounts

SECU (South East Coastal Underwriters), a Member of Correll Insurance Group is in need of a detail-oriented Property and Flood Insurance Underwriter at our office in Hilton Head, SC.
Job Summary
We are seeking a detail-oriented Property & Flood Insurance Underwriter to evaluate residential and commercial property risks, including flood exposures, review underwriting submissions, analyze supporting documentation, and determine appropriate coverage, pricing, terms, and conditions. The ideal candidate will work closely with agents, carriers, and internal team members to assess risk, support profitable growth, maintain underwriting discipline, and ensure compliance with company guidelines and applicable insurance regulations.
Essential Duties and Responsibilities:
  • Review property and flood insurance applications, renewal submissions, endorsements, inspections, elevation certificates, loss runs, photographs, and other supporting documentation to evaluate risk and coverage eligibility.
  • Analyze property characteristics such as location, occupancy, construction type, protection class, valuation, prior losses, flood zone, elevation data, and catastrophe or weather-related exposures.
  • Determine appropriate coverage limits, deductibles, premiums, policy forms, endorsements, exclusions, and terms in accordance with carrier and company underwriting guidelines.
  • Use underwriting platforms, rating tools, mapping resources, flood zone data, and carrier systems to evaluate submissions and support sound underwriting decisions.
  • Collaborate with agents, brokers, carrier partners, and internal service teams to obtain additional information, clarify risk details, and communicate underwriting decisions.
  • Review existing property and flood policies for changes in exposure, coverage needs, underwriting eligibility, or premium adequacy and recommend appropriate adjustments.
  • Stay informed on property and flood insurance market conditions, carrier appetite, underwriting trends, catastrophe exposure, NFIP-related updates, and applicable regulatory requirements.
  • Maintain accurate underwriting documentation and ensure decisions are made consistently, professionally, and in compliance with legal, regulatory, carrier, and internal standards.

Minimum Qualifications and Experience
  • Proven experience in property insurance underwriting, flood insurance underwriting, personal lines, commercial lines, or a closely related insurance role.
  • Strong knowledge of property risk evaluation, flood insurance concepts, coverage forms, underwriting guidelines, rating factors, and loss history analysis.
  • Proficiency with underwriting systems, rating platforms, carrier portals, mapping or flood zone resources, and Microsoft Office Suite.
  • Excellent written and verbal communication skills with the ability to explain underwriting decisions clearly and professionally to agents, carriers, and internal stakeholders.
  • Strong attention to detail, analytical judgment, time management skills, and ability to manage multiple submissions, renewals, and deadlines in a fast-paced environment.

Preferred Qualifications:
  • Professional insurance designation or coursework such as CPCU, AU, ARM, AINS, ANFI, or related property and casualty training.
  • Experience underwriting property, flood, excess and surplus lines, coastal property, catastrophe-exposed risks, or other complex property accounts.
  • Familiarity with NFIP, private flood markets, FEMA flood maps, elevation certificates, replacement cost valuation, and applicable regulatory or carrier compliance standards.

Summary:
If you are a detail-oriented insurance professional with strong analytical skills and experience evaluating property and flood risks, we encourage you to apply today. At Correll Insurance Group, we take pride in delivering quality insurance solutions, exceptional customer service, and a supportive, inclusive work environment for our team.

Flexible work from home options available.