1

Financial Lines Underwriter Jobs (NOW HIRING)

Twin Maples is seeking a knowledgeable and detail-oriented Financial Lines Underwriter to join our dynamic underwriting team. The ideal candidate will possess strong analytical skills, sound judgment ...

Twin Maples is seeking a knowledgeable and detail-oriented Financial Lines Underwriter to join our dynamic underwriting team. The ideal candidate will possess strong analytical skills, sound judgment ...

Join us as a Underwriter I - Financial Lines to play your part in that transformation. It's an opportunity to grow your skills and experience as a valued member of the team. Make your mark in ...

Bachelor's degree in Business Administration, Finance, Risk Management, or a related field * Minimum 2-4 years of personal lines underwriting experience in a P&C insurance environment * Working ...

next page

Showing results 1-20

Financial Lines Underwriter information

See salary details

$5

$25

$37

How much do financial lines underwriter jobs pay per hour?

As of Aug 1, 2026, the average hourly pay for financial lines underwriter in the United States is $25.88, according to ZipRecruiter salary data. Most workers in this role earn between $22.60 and $26.20 per hour, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a Financial Lines Underwriter, and why are they important?

To thrive as a Financial Lines Underwriter, you need strong analytical abilities, a deep understanding of financial products, and typically a degree in finance, business, or a related field. Familiarity with underwriting software, risk assessment tools, and relevant certifications such as Chartered Property Casualty Underwriter (CPCU) are often required. Excellent negotiation, decision-making, and communication skills help build client relationships and manage complex risks. These skills ensure accurate risk evaluation, profitable portfolio management, and maintain client trust in a competitive insurance market.

What does a Financial Lines Underwriter do?

A Financial Lines Underwriter evaluates and assesses risks related to financial insurance products, such as directors and officers (D&O) liability, professional indemnity, and cyber insurance. They determine the terms, coverage limits, and premiums for these policies based on the applicant's risk profile, financial health, and industry trends. Their work involves analyzing financial statements, reviewing claims history, and staying current with regulations to ensure the insurer is protected from significant losses. Financial Lines Underwriters also negotiate with brokers and clients and may help develop new insurance products tailored to evolving risks.

What are some of the main challenges faced by Financial Lines Underwriters, and how can new hires prepare for them?

Financial Lines Underwriters often face challenges such as assessing complex risks, staying updated on regulatory changes, and balancing client expectations with company risk appetite. New hires can prepare by developing strong analytical skills, keeping current with industry regulations, and building effective communication with brokers and clients. Collaborating closely with senior underwriters and attending industry workshops can also help accelerate learning and adaptability in this fast-evolving field.

What is the difference between Financial Lines Underwriter vs Commercial Underwriter?

AspectFinancial Lines UnderwriterCommercial Underwriter
CredentialsTypically requires insurance licenses, underwriting certifications, and a bachelor's degree in finance or related fieldsSimilar credentials, often including licenses and degrees in business or finance
Work EnvironmentWorks primarily in insurance companies or brokers focusing on financial risk policiesWorks in various sectors, including retail, manufacturing, and service industries, assessing commercial risks
Industry UsageSpecialized in underwriting financial lines such as D&O, E&O, and cyber insuranceHandles broader commercial insurance policies for different business types

Financial Lines Underwriters focus on specialized financial risk policies, while Commercial Underwriters handle a wider range of business insurance. Both roles require similar credentials and work environments but differ in their specific industry focus.

More about Financial Lines Underwriter jobs
What cities are hiring for Financial Lines Underwriter jobs? Cities with the most Financial Lines Underwriter job openings:
What states have the most Financial Lines Underwriter jobs? States with the most job openings for Financial Lines Underwriter jobs include:
What job categories do people searching Financial Lines Underwriter jobs look for? The top searched job categories for Financial Lines Underwriter jobs are:
Infographic showing various Financial Lines Underwriter job openings in the United States as of July 2026, with employment types broken down into 1% As Needed, 84% Full Time, 13% Part Time, and 2% Contract. Highlights an 90% Physical, 3% Hybrid, and 7% Remote job distribution, with an average salary of $53,827 per year, or $25.9 per hour.

Full-time

Re-posted 26 days ago


Job description

Join Starr, a global leader in commercial insurance with over a century of expertise. We empower our employees to innovate, make impactful decisions, and build lasting client relationships worldwide. At Starr, you'll work in an entrepreneurial culture alongside accessible leaders, leveraging our financial strength and vast industry experience to deliver solutions for our clients, no matter how complex. Grow your career with a rapidly growing company that invests in its people and their ability to drive real progress.
Job Overview:
Twin Maples is seeking a knowledgeable and detail-oriented Financial Lines Underwriter to join our dynamic underwriting team. The ideal candidate will possess strong analytical skills, sound judgment, and a passion for delivering exceptional service to our clients and broker partners. As a key member of our firm, you will evaluate, select, and manage professional liability risks in accordance with company guidelines.
Key Responsibilities:
  • Risk Assessment: Analyze and evaluate new and renewal submissions for various Financial Lines
  • Underwriting Decisions: Determine risk acceptability, pricing, coverage terms, and conditions within delegated authority, adhering to company guidelines and risk appetite.
  • Portfolio Management: Effectively manage a book of business to achieve profitability and growth targets.
  • Broker Relationship: Build and maintain successful broker relationships through responsive communication, excellent service, and market knowledge.
  • Collaboration: Work closely with the claims, actuarial, and loss control teams to monitor trends and ensure sound underwriting practices.
  • Documentation: Prepare and issue policy documentation, endorsements, and quotes accurately and efficiently.
  • Business Development: Identify and pursue opportunities to expand the professional liability portfolio in alignment with company strategy.
  • Continuous Learning: Stay current with industry developments, coverage trends, and regulatory requirements.

Qualifications:
  • Bachelor's degree or equivalent experience in insurance, risk management, business, or a related field.
  • 2+ years of Financial Lines underwriting experience preferred; experience in allied lines a plus.
  • Solid understanding of professional liability insurance products, coverage structures, and rating methodologies.
  • Strong analytical, negotiation, and decision-making skills.
  • Excellent written and verbal communication skills.
  • Proficient with electronic underwriting platforms, Microsoft Office, and policy management systems.
  • Ability to work effectively both independently and in a collaborative team environment.
  • Relevant professional designations (e.g., RPLU, CPCU) are an advantage.

Why Twin Maples?
  • Competitive compensation and benefits
  • Supportive, values-driven culture
  • Opportunities for professional growth and advancement

Starr is an equal opportunity employer, which means we'll consider all suitably qualified applicants regardless of gender identity or expression, ethnic origin, nationality, religion or beliefs, age, sexual orientation, disability status or any other protected characteristic. We recruit and develop our people based on merit and we're committed to creating an inclusive environment for all employees. We offer first class training and development opportunities to all employees. Our aim is to grow our own talent and bring out the best in people.