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Financial Lines Underwriter Jobs (NOW HIRING)

Starr Insurance Companies

Underwriter

Alpharetta, GA · On-site

Twin Maples is seeking a knowledgeable and detail-oriented Financial Lines Underwriter to join our dynamic underwriting team. The ideal candidate will possess strong analytical skills, sound judgment ...

Starr Insurance Companies

Underwriter

Alpharetta, GA

Twin Maples is seeking a knowledgeable and detail-oriented Financial Lines Underwriter to join our dynamic underwriting team. The ideal candidate will possess strong analytical skills, sound judgment ...

AIG

Underwriter I, USG, Financial Lines

Lenexa, KS · On-site

Join us as a Underwriter I - Financial Lines to play your part in that transformation. It's an opportunity to grow your skills and experience as a valued member of the team. Make your mark in ...

AGC Consulting

Personal Lines Underwriter

San Juan, PR · On-site

Bachelor's degree in Business Administration, Finance, Risk Management, or a related field * Minimum 2-4 years of personal lines underwriting experience in a P&C insurance environment * Working ...

Berkley

Commercial Lines Underwriter

Little Rock, AR · On-site

Now more than ever, financial strength is critical to a successful, long-term insurance ... Responsibilities The Commercial Lines Underwriter is responsible for evaluating and underwriting ...

Berkley

Commercial Lines Underwriter

Little Rock, AR · On-site

Now more than ever, financial strength is critical to a successful, long-term insurance ... The Commercial Lines Underwriter is responsible for evaluating and underwriting new and renewal ...

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Financial Lines Underwriter information

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How much do financial lines underwriter jobs pay per hour?

As of Aug 9, 2026, the average hourly pay for financial lines underwriter in the United States is $25.88, according to ZipRecruiter salary data. Most workers in this role earn between $22.60 and $26.20 per hour, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a financial lines underwriter?

To thrive as a Financial Lines Underwriter, you need strong analytical abilities, a deep understanding of financial products, and typically a degree in finance, business, or a related field. Familiarity with underwriting software, risk assessment tools, and relevant certifications such as Chartered Property Casualty Underwriter (CPCU) are often required. Excellent negotiation, decision-making, and communication skills help build client relationships and manage complex risks. These skills ensure accurate risk evaluation, profitable portfolio management, and maintain client trust in a competitive insurance market.

What does a financial lines underwriter do?

A Financial Lines Underwriter evaluates and assesses risks related to financial insurance products, such as directors and officers (D&O) liability, professional indemnity, and cyber insurance. They determine the terms, coverage limits, and premiums for these policies based on the applicant's risk profile, financial health, and industry trends. Their work involves analyzing financial statements, reviewing claims history, and staying current with regulations to ensure the insurer is protected from significant losses. Financial Lines Underwriters also negotiate with brokers and clients and may help develop new insurance products tailored to evolving risks.

What are some of the main challenges faced by financial lines underwriters, and how can new hires prepare for them?

Financial Lines Underwriters often face challenges such as assessing complex risks, staying updated on regulatory changes, and balancing client expectations with company risk appetite. New hires can prepare by developing strong analytical skills, keeping current with industry regulations, and building effective communication with brokers and clients. Collaborating closely with senior underwriters and attending industry workshops can also help accelerate learning and adaptability in this fast-evolving field.

What is the difference between Financial Lines Underwriter vs Commercial Underwriter?

AspectFinancial Lines UnderwriterCommercial Underwriter
CredentialsTypically requires insurance licenses, underwriting certifications, and a bachelor's degree in finance or related fieldsSimilar credentials, often including licenses and degrees in business or finance
Work EnvironmentWorks primarily in insurance companies or brokers focusing on financial risk policiesWorks in various sectors, including retail, manufacturing, and service industries, assessing commercial risks
Industry UsageSpecialized in underwriting financial lines such as D&O, E&O, and cyber insuranceHandles broader commercial insurance policies for different business types

Financial Lines Underwriters focus on specialized financial risk policies, while Commercial Underwriters handle a wider range of business insurance. Both roles require similar credentials and work environments but differ in their specific industry focus.

More about Financial Lines Underwriter jobs
What cities are hiring for Financial Lines Underwriter jobs? Cities with the most Financial Lines Underwriter job openings:
What states have the most Financial Lines Underwriter jobs? States with the most job openings for Financial Lines Underwriter jobs include:
What job categories do people searching Financial Lines Underwriter jobs look for? The top searched job categories for Financial Lines Underwriter jobs are:
Financial Lines Underwriter jobs near you
Infographic showing various Financial Lines Underwriter job openings in the United States as of August 2026, with employment types broken down into 100% Full Time. Highlights an 60% In-person, and 40% Remote job distribution, with an average salary of $53,827 per year, or $25.9 per hour.

Financial Lines Underwriter

Relm Insurance

New York, NY • On-site

Full-time

Re-posted 10 hours ago

Job description

WHO WE ARE
Relm is the only specialty insurer dedicated to supporting the world's most innovative industries.
Whether it's with startups harnessing zero-gravity conditions on the ISS to manufacture blindness-curing retinas, global crypto exchanges democratizing crypto trading, or biotech pioneers using gene-editing technology to advance personalized medicine, Relm works lockstep with innovators to understand and underwrite businesses shaping the future.
Relm's team operates out of offices in London, New York, Dubai, Miami, Bermuda, executing market-leading insurance solutions for companies operating in digital assets and web3, AI, the space economy, financial technology, biotech, and more.
WHAT WE ARE LOOKING FOR
Where regular insurers look backwards, Relm differentiates by looking ahead. We operate at the forefront of innovative industries by hiring curious minds with deep sector experience. To continue helping businesses build the future, we need all of our team members to demonstrate curiosity, creativity, courage, and optimism. We need them to be accountable for ideation but able to execute collaboratively. In short: we hire people whose inquisitive minds help them break ground.
The Role
As a Digital Assets Underwriter, you'll be responsible for evaluating and underwriting risks across our specialist portfolio, working closely with brokers, clients, and internal stakeholders to deliver innovative insurance solutions.
Key responsibilities include:
  • Underwrite new and renewal business across Relm's specialist product suite, including Management Liability, Professional Liability, Cyber, and Digital Assets risks.
  • Analyse complex risks and make sound underwriting decisions within authority.
  • Build and maintain strong relationships with brokers and clients across the digital assets ecosystem.
  • Prepare and review quotes, policy documentation, endorsements, and policy schedules.
  • Monitor submissions and ensure timely responses throughout the underwriting process.
  • Maintain accurate underwriting records and documentation.
  • Review underwriting data, market intelligence, and industry developments to identify emerging trends and opportunities.
  • Collaborate with colleagues across underwriting, claims, actuarial, and operations to deliver exceptional client service.
  • Contribute to the continued development of Relm's products and underwriting strategy.
About You
We're looking for someone who enjoys solving complex problems, thrives in a fast-paced environment, and has a genuine interest in emerging technologies.
You'll ideally have:
  • Experience underwriting Financial Lines, Cyber, Professional Liability, or Digital Assets risks.
  • Strong analytical and commercial underwriting skills.
  • Excellent communication and relationship-building abilities.
  • High attention to detail and strong organisational skills.
  • The ability to manage multiple priorities in a dynamic environment.
  • Experience using underwriting platforms and Microsoft Office, particularly Excel.
  • A proactive mindset, intellectual curiosity, and a genuine passion for innovation.

Knowledge or interest in blockchain, cryptocurrency, Web3, or the digital assets ecosystem would be highly advantageous.
Why Relm?
Relm is unlike any traditional insurer. We focus exclusively on emerging risks and provide solutions where others cannot. Our clients are building the technologies and businesses shaping the future, and our people have the opportunity to work on some of the most challenging and exciting risks in the market.
Joining Relm means you'll benefit from:
  • Exposure to market-leading emerging risks and innovative industries.
  • The opportunity to influence products and underwriting strategy.
  • A collaborative, entrepreneurial culture where ideas are encouraged.
  • Career development within one of the fastest-growing specialist insurers.
  • Competitive salary, bonus, and benefits package.

If you're looking to move beyond traditional underwriting and help shape the future of insurance, we'd love to hear from you.
WHY YOU'LL LOVE WORKING WITH US
Diversity and inclusion are a given in this day and age; Relm goes beyond the norm to provide genuine support for our team members. We believe in equipping our staff with whatever arsenal they need to do their best work (see below), and our commitment to staff growth is often cited by members as one of their most highly valued benefits.
Relm is a team of innovators redefining what's possible in insurance. With us, you'll launch industry-first programs within an environment designed to be antithetical to traditional insurance and the restraints that come with it. Our forward-thinking attracts forward thinkers.

Apply