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Personal Lines Associate Underwriter Jobs (NOW HIRING)

Burns & Wilcox

Personal Lines Underwriter

Arlington, TX · On-site

Lead, train, and develop Associate Underwriters Qualifications * Bachelor's degree or equivalent combination of education and experience * 3+ years of personal lines underwriting experience required ...

Burns & Wilcox

Personal Lines Underwriter

Portland, OR · On-site

$100K - $150K/yr

... Personal Lines Underwriter. This is an outstanding opportunity to grow a book of business by ... Lead, train, and develop Associate Underwriters Qualifications * Bachelor's degree or equivalent ...

Burns & Wilcox

Personal Lines Underwriter

MD · On-site

$105K - $120K/yr

Lead, train, and develop Assistant and Associate Underwriters Qualifications * Bachelor's degree or equivalent combination of education and experience * Minimum 3 years of Personal lines underwriting ...

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Personal Lines Associate Underwriter information

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$33.5K

$66.8K

$152K

How much do personal lines associate underwriter jobs pay per year?

As of Aug 30, 2026, the average yearly pay for personal lines associate underwriter in the United States is $66,771.00, according to ZipRecruiter salary data. Most workers in this role earn between $48,500.00 and $67,500.00 per year, depending on experience, location, and employer.

What is a personal lines associate underwriter?

A Personal Lines Associate Underwriter is an insurance professional who evaluates applications for personal insurance products, such as auto, homeowners, or renters policies. They assess risk factors, review policy applications, and determine eligibility for coverage according to company guidelines. Typically, they work under the supervision of more senior underwriters and help ensure that policies are priced accurately and fairly based on risk. Their role is crucial in maintaining the profitability and integrity of the insurance portfolio while providing quality service to applicants and brokers.

What are the key skills and qualifications needed to thrive as a personal lines associate underwriter?

To thrive as a Personal Lines Associate Underwriter, you need a solid understanding of insurance principles, risk assessment, and policy evaluation, generally supported by a bachelor's degree or relevant insurance coursework. Familiarity with underwriting software, rating systems, and sometimes certifications like AINS or CPCU is common in this role. Attention to detail, analytical thinking, and strong communication skills help you effectively evaluate risks and collaborate with agents or clients. These skills are crucial to ensure accurate policy decisions, maintain profitability, and deliver excellent customer service in a competitive insurance market.

What are some common challenges faced by personal lines associate underwriters, and how can they be addressed?

Personal Lines Associate Underwriters often face the challenge of balancing risk assessment with providing competitive quotes in a fast-paced environment. They must review detailed information about clients and policies, which requires strong attention to detail and the ability to interpret underwriting guidelines accurately. Collaboration with agents and senior underwriters is key to resolving complex cases or clarifying coverage options. To address these challenges, staying organized, seeking feedback from team members, and utilizing available underwriting tools and resources can help improve decision-making and workflow efficiency.

What is the difference between Personal Lines Associate Underwriter vs Personal Lines Underwriter?

AspectPersonal Lines Associate UnderwriterPersonal Lines Underwriter
CredentialsTypically requires a relevant insurance license and some underwriting experienceOften requires similar licenses and more extensive underwriting experience
Work EnvironmentEntry to mid-level role, often in insurance companies or agenciesMid-level role, working closely with agents and clients in insurance firms
Job FocusAssists in evaluating and processing insurance applications under supervisionEvaluates risk, approves or declines policies, and sets pricing

The main difference is that the Personal Lines Associate Underwriter typically supports senior underwriters by handling initial applications and data entry, while the Personal Lines Underwriter makes final risk assessments and policy decisions. The associate role is more entry-level, focusing on support tasks, whereas the underwriter has more responsibility for risk evaluation and policy approval.

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Cities with the most Personal Lines Associate Underwriter job openings:

What states have the most Personal Lines Associate Underwriter jobs?

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The top searched job categories for Personal Lines Associate Underwriter jobs are:

Personal Lines Associate Underwriter jobs near you
Infographic showing various Personal Lines Associate Underwriter job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 76% Full Time, 19% Part Time, and 4% Contract. Highlights an 87% Physical, 2% Hybrid, and 11% Remote job distribution, with an average salary of $66,771 per year, or $32.1 per hour.

Associate Underwriter - Personal Lines

Palm Beach Gardens, FL

Amwins
Insurance Services • 5 - 10K employees

7.8

Company rating: 7.8 out of 10

Based on 38 frontline employees who took The Breakroom Quiz

196th of 315 rated insurance

People enjoy working here

Good employer

Recommended by parents

Learn more about Amwinsexternal

Full-time

Medical, Dental, Vision, Life, PTO

Posted 16 days ago

Job description

At Amwins, we succeed together — and have a good time doing it.

We know people don't leave companies. They leave cultures — which is why we work so hard on ours. At Amwins, we thrive on collaboration, not cutthroat competition. Our teams work together to help each other succeed, and we do right by our clients so they can do right by theirs.

First and foremost, we invest in our employees. That investment shows in everything we do; education and development programs, comprehensive and competitive benefits, and an organizational structure that's 43% owned by employee shareholders.

Our commitment to diversity, equity and inclusion helps cultivate an open, welcoming workplace that reflects the communities we serve. ​You will have the opportunity to volunteer within Amwins through a wide range of committees and in your community through the Amwins Foundation and Summer of Service.

Working at Amwins means you love what you do, how you do it and, ultimately, who you do it with. Whether it's today or 150 years from now, we continue to invest in our culture and your development so opportunities for growth and career advancement are never in short supply.

Learn more about us at amwins.com.

Join our Amwins Access team in Palm Beach Gardens as an Associate Underwriter!

This is a full-time, in office position in our Palm Beach Gardens office.

We are looking for people with: 

  • Eagerness to learn and grow as a team
  • Excellent interpersonal communication skills and customer service mentality
  • Strong work ethic, critical thinking skills, and attention to detail
  • Excellent computer skills including typing proficiency, Microsoft Office proficiency with an emphasis in Excel spreadsheet

Each Associate Underwriter provides vital team functions:

  • Review submission information required to issue new or renewal quotes
  • Rate and prepare new or renewal quotes as directed by Underwriter
  • Review and handle inspection recommendations and discrepancies
  • Monitor various reports for consistency
  • Potential for policy issuance and endorsement processing, including audits
  • Assist in accounting procedures such as invoicing
  • Data entry into multiple internet-based systems 

Snapshot of what Amwins provides to our team members:  

  • Compensation includes a salary commensurate with experience
  • Annual bonus potential 
  • Broad benefits package available
    • Most benefits available first day of employment
    • Medical, Dental, Vision, Life, etc
    • Parental Leave, Adoption Assistance, Travel Reimbursement for healthcare, Retail Discount Program, Scholarships for dependents of Amwins employees, etc. 
  • Generous Paid Time Off and Company Holiday Schedule 
  • Collaborative, continuing education focused work environment
  • Career advancement opportunities 

The above is intended to describe the general content of and requirements for the performance of this job. It is not to be construed as an exhaustive statement of duties, responsibilities or physical requirements. Nothing in this job description restricts management's right to assign or reassign duties and responsibilities to this job at any time. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

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