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Personal Lines Associate Underwriter Jobs (NOW HIRING)

Burns & Wilcox

Personal Lines Underwriter

Arlington, TX · On-site

Lead, train, and develop Associate Underwriters Qualifications * Bachelor's degree or equivalent combination of education and experience * 3+ years of personal lines underwriting experience required ...

AGC Consulting

Personal Lines Underwriter

San Juan, PR · On-site

Position Summary We are seeking a detail-oriented and experienced Personal Lines Underwriter to join our underwriting team. This role is responsible for evaluating, pricing, and binding personal ...

Burns & Wilcox

Personal Lines Underwriter

Portland, OR · On-site

$100K - $150K/yr

... Personal Lines Underwriter. This is an outstanding opportunity to grow a book of business by ... Lead, train, and develop Associate Underwriters Qualifications * Bachelor's degree or equivalent ...

H.W. Kaufman Group

Personal Lines Underwriter

Portland, OR · On-site

$100K - $150K/yr

... Personal Lines Underwriter. This is an outstanding opportunity to grow a book of business by ... Lead, train, and develop Associate Underwriters * Bachelor's degree or equivalent combination of ...

Burns & Wilcox

Personal Lines Underwriter

MD · On-site

$105K - $120K/yr

Lead, train, and develop Assistant and Associate Underwriters Qualifications * Bachelor's degree or equivalent combination of education and experience * Minimum 3 years of Personal lines underwriting ...

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Personal Lines Insurance Associate

Clearwater, FL · On-site +1

$35K - $48K/yr

We are a family owned, fully independent insurance Agency located in Clearwater, FL looking to hire a Personal Lines Associate that is able to transact business "A-Z." Candidate must fully understand ...

COMPASS RISK ADVISORS

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Personal Lines Insurance Associate

Clearwater, FL · On-site +1

$35K - $48K/yr

We are a family owned, fully independent insurance Agency located in Clearwater, FL looking to hire a Personal Lines Associate that is able to transact business "A-Z." Candidate must fully understand ...

United Insurance

Personal Lines Associate

Presque Isle, ME · On-site

$35K - $45K/yr

The Personal Lines Associate works to support the Personal Lines Account Manager(s) by delivering excellent customer service, processes transactions according to agency defined workflows, prepares ...

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All JobsPersonal Lines Associate Underwriter Jobs

Personal Lines Associate Underwriter information

See salary details

$33.5K

$66.8K

$152K

How much do personal lines associate underwriter jobs pay per year?

As of Aug 4, 2026, the average yearly pay for personal lines associate underwriter in the United States is $66,771.00, according to ZipRecruiter salary data. Most workers in this role earn between $48,500.00 and $67,500.00 per year, depending on experience, location, and employer.

What is the difference between Personal Lines Associate Underwriter vs Personal Lines Underwriter?

AspectPersonal Lines Associate UnderwriterPersonal Lines Underwriter
CredentialsTypically requires a relevant insurance license and some underwriting experienceOften requires similar licenses and more extensive underwriting experience
Work EnvironmentEntry to mid-level role, often in insurance companies or agenciesMid-level role, working closely with agents and clients in insurance firms
Job FocusAssists in evaluating and processing insurance applications under supervisionEvaluates risk, approves or declines policies, and sets pricing

The main difference is that the Personal Lines Associate Underwriter typically supports senior underwriters by handling initial applications and data entry, while the Personal Lines Underwriter makes final risk assessments and policy decisions. The associate role is more entry-level, focusing on support tasks, whereas the underwriter has more responsibility for risk evaluation and policy approval.

What are the key skills and qualifications needed to thrive as a personal lines associate underwriter?

To thrive as a Personal Lines Associate Underwriter, you need a solid understanding of insurance principles, risk assessment, and policy evaluation, generally supported by a bachelor's degree or relevant insurance coursework. Familiarity with underwriting software, rating systems, and sometimes certifications like AINS or CPCU is common in this role. Attention to detail, analytical thinking, and strong communication skills help you effectively evaluate risks and collaborate with agents or clients. These skills are crucial to ensure accurate policy decisions, maintain profitability, and deliver excellent customer service in a competitive insurance market.

What are some common challenges faced by personal lines associate underwriters, and how can they be addressed?

Personal Lines Associate Underwriters often face the challenge of balancing risk assessment with providing competitive quotes in a fast-paced environment. They must review detailed information about clients and policies, which requires strong attention to detail and the ability to interpret underwriting guidelines accurately. Collaboration with agents and senior underwriters is key to resolving complex cases or clarifying coverage options. To address these challenges, staying organized, seeking feedback from team members, and utilizing available underwriting tools and resources can help improve decision-making and workflow efficiency.

What is a personal lines associate underwriter?

A Personal Lines Associate Underwriter is an insurance professional who evaluates applications for personal insurance products, such as auto, homeowners, or renters policies. They assess risk factors, review policy applications, and determine eligibility for coverage according to company guidelines. Typically, they work under the supervision of more senior underwriters and help ensure that policies are priced accurately and fairly based on risk. Their role is crucial in maintaining the profitability and integrity of the insurance portfolio while providing quality service to applicants and brokers.
More about Personal Lines Associate Underwriter jobs
What cities are hiring for Personal Lines Associate Underwriter jobs? Cities with the most Personal Lines Associate Underwriter job openings:
What states have the most Personal Lines Associate Underwriter jobs? States with the most job openings for Personal Lines Associate Underwriter jobs include:
What job categories do people searching Personal Lines Associate Underwriter jobs look for? The top searched job categories for Personal Lines Associate Underwriter jobs are:
Personal Lines Associate Underwriter jobs near you
Infographic showing various Personal Lines Associate Underwriter job openings in the United States as of July 2026, with employment types broken down into 1% As Needed, 69% Full Time, 28% Part Time, 1% Temporary, and 1% Contract. Highlights an 97% Physical, 1% Hybrid, and 2% Remote job distribution, with an average salary of $66,771 per year, or $32.1 per hour.

Personal Lines Underwriter

H.W. Kaufman Group

Arlington, TX • On-site

Full-time

Medical, Dental, Vision, Retirement, PTO

Re-posted 8 days ago

Job description

When someone needs insurance coverage for the unique, the unusual, or the unconventional, they come to Burns & Wilcox. Burns & Wilcox offers unparalleled resources and exposure for those looking to excel in the specialty insurance industry. We are looking for candidates with an entrepreneurial spirit and drive for career advancement to join our team as a Personal Lines Underwriter. This is an outstanding opportunity to grow a book of business by selecting and writing new business through the cultivation of client relationships.


  • Build, maintain, and grow a book of Personal Lines business
  • Manage agency relationships and serve as lead client contact
  • Create and execute marketing plan to increase new and renewal business
  • Rate, quote and bind each risk to determine acceptability, coverage, and pricing for large or complex renewals as well as new business
  • Develop and submit underwriting referrals to company brokerage facilities and Burns & Wilcox management  
  • Monitor key metrics to formulate corrective action impacting new business hit, renewal retention, premium growth, and loss ratio
  • Lead, train, and develop Associate Underwriters

  • Bachelor’s degree or equivalent combination of education and experience
  • 3+ years of personal lines underwriting experience required, excess & surplus experience preferred
  • Demonstrated proficiency in sales and marketing
  • Insurance license, CPCU, CIC or comparable designations preferred
  • Interest in continued education and professional development
  • Travel if necessary in order to foster strong client relationships

Benefits

  • Competitive base compensation & sales incentive bonus plan
  • Employer paid continuing education courses and designations via access to Kaufman Institute
  • Health and welfare benefits including medical, vision and dental
  • 401K with employer match
  • Paid vacation, sick time, and holidays
  • Access to Kaufman Wellness Program
  • Flexible and hybrid work options

Burns & Wilcox, the flagship organization of H.W. Kaufman Group, is North America’s leading wholesale insurance broker and underwriting manager. Burns & Wilcox offers wide ranging and comprehensive solutions to serve retail insurance brokers and agents of all sizes, from the large houses to the more than 30,000 independent brokers and agents worldwide. Fueled by its freedom from Wall Street and private equity, Burns & Wilcox is a privately owned company whose standards of service, depth of market relationships and outstanding talent are unsurpassed in the specialty insurance sector.

Equal Opportunity Employer

The H.W. Kaufman Group of companies is an equal opportunity employer. All employment decisions are based on business needs, job requirements and individual qualifications, without regard to race, color, religion, gender, gender identity, age, national origin, disability, veteran status, marital status, pregnancy, sexual orientation, genetic information or any other status or condition protected by the laws or regulations in the locations where we operate.

In addition, Kaufman will make reasonable accommodations to known physical or mental limitations of an otherwise qualified person with a disability, unless the accommodation would impose an undue hardship on the operation of our business.

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