ZipRecruiter

Log In

1

Commercial Property Underwriter Jobs (NOW HIRING)

Ryan Specialty

Property Underwriter

Melville, NY · On-site

Required Qualifications * 5+ years of commercial Property underwriting experience. * Experience underwriting Middle Market Property risks. * Strong technical underwriting, risk assessment, and ...

Ryan Specialty

Property Underwriter

New York, NY · Hybrid

Required Qualifications * 5+ years of commercial Property underwriting experience. * Experience underwriting Middle Market Property risks. * Strong technical underwriting, risk assessment, and ...

Ryan Specialty

Property Underwriter

New York, NY · Hybrid

Required Qualifications * 5+ years of commercial Property underwriting experience. * Experience underwriting Middle Market Property risks. * Strong technical underwriting, risk assessment, and ...

Ryan Specialty

Property Underwriter

Melville, NY · Hybrid

Required Qualifications * 5+ years of commercial Property underwriting experience. * Experience underwriting Middle Market Property risks. * Strong technical underwriting, risk assessment, and ...

Ryan Specialty, LLC

Property Underwriter

Manhattan, NY · On-site

$88 - $110/hr

Required Qualifications * 5+ years of commercial Property underwriting experience. * Experience underwriting Middle Market Property risks. * Strong technical underwriting, risk assessment, and ...

Ryan Specialty

Property Underwriter

Melville, NY · Hybrid

Required Qualifications * 5+ years of commercial Property underwriting experience. * Experience underwriting Middle Market Property risks. * Strong technical underwriting, risk assessment, and ...

The Hartford

Large Commercial Property Underwriter

$78K - $149K/yr

Strong risk/exposure analysis skills and underwriting acumen Qualifications Bachelor's degree preferred (or equivalent experience) 2+ years in commercial property underwriting and marketing Strong ...

Chubb

Senior Underwriter, Property

San Francisco, CA · On-site

$100K - $165K/yr

However, the underwriter will be charged with cross selling and uncovering other lines of business for others within Commercial Insurance. The Senior Property Underwriter must develop book growth ...

Chubb

Senior Underwriter, Property

Whitehouse Station, NJ · On-site

$100K - $165K/yr

Minimum of 3 to 5 years of commercial property underwriting experience. * Strong sales and marketing skills are also critical. * Must be able to demonstrate success in marketing, producer/book ...

Swiss Re

Underwriter Property General - CorSo

Chicago, IL · Hybrid

$156K - $234K/yr

Are you a highly motivated individual looking for an exciting opportunity to join our Commercial Property underwriting team in Chicago, Illinois -- Houston, Texas -- or Dallas, Texas? If you are ...

next page

Showing results 1-20

All JobsFinance and Insurance JobsInsurance JobsInsurance Underwriter JobsCommercial Property Underwriter Jobs

Commercial Property Underwriter information

See salary details

$64.5K

$107.5K

$172.5K

How much do commercial property underwriter jobs pay per year?

As of Aug 22, 2026, the average yearly pay for commercial property underwriter in the United States is $107,464.00, according to ZipRecruiter salary data. Most workers in this role earn between $70,500.00 and $166,000.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a commercial property underwriter?

To thrive as a Commercial Property Underwriter, you need a strong understanding of risk assessment, insurance principles, and property valuation, typically supported by a bachelor's degree in finance, business, or a related field. Familiarity with underwriting software, property management databases, and relevant certifications such as CPCU or AU is highly beneficial. Excellent analytical thinking, negotiation skills, and attention to detail set top performers apart in this role. These skills are crucial for accurately evaluating risks, making informed coverage decisions, and maintaining profitable insurance portfolios.

What are some common challenges faced by commercial property underwriters, and how can they be addressed?

Commercial property underwriters often encounter challenges such as evaluating complex risks, keeping up with changing regulations, and balancing portfolio profitability with client needs. These professionals must thoroughly assess property details, local hazards, and market trends, which may require collaboration with risk engineers and claims specialists. Staying updated through continuous training and leveraging advanced risk assessment tools can help underwriters make informed decisions and manage these challenges effectively.

What is the difference between Commercial Property Underwriter vs Commercial Property Adjuster?

AspectCommercial Property UnderwriterCommercial Property Adjuster
CredentialsTypically requires insurance licenses, underwriting certifications, or related degreesOften holds adjuster licenses and claims handling certifications
Work EnvironmentWorks primarily in offices, analyzing risk and setting policy termsWorks in the field or office, assessing damages and settling claims
Employer & Industry UsageEmployed by insurance companies, brokers, or underwriting firmsEmployed by insurance companies, third-party claims firms, or independent adjusters

While both roles are integral to the insurance industry, a Commercial Property Underwriter focuses on evaluating risks and determining policy terms before coverage is issued. In contrast, a Commercial Property Adjuster handles claims, assessing damages, and settling claims after a loss occurs. Understanding these differences helps clarify career paths and job expectations within commercial property insurance.

How do you become a commercial property underwriter?

To become a commercial property underwriter, candidates typically need a bachelor's degree in finance, business, or a related field. Gaining experience in insurance, risk assessment, or underwriting is valuable, and professional certifications such as the Chartered Property Casualty Underwriter (CPCU) can enhance prospects. Strong analytical skills and knowledge of insurance policies and property valuation are essential for success in this role.

Is commercial property underwriting a good career?

Commercial property underwriting is a stable career within the insurance industry that involves assessing risks and determining policy terms for commercial real estate. It requires strong analytical skills, attention to detail, and knowledge of property valuation and risk management. The role often offers opportunities for advancement and professional development through certifications such as CPCU or ARM.

What does a commercial property underwriter do?

A commercial property underwriter evaluates insurance applications for commercial real estate to determine risk and appropriate coverage terms. They analyze property details, assess potential hazards, and use underwriting guidelines and tools to decide whether to approve or deny coverage, often working closely with brokers and clients.
More about Commercial Property Underwriter jobs

What cities are hiring for Commercial Property Underwriter jobs?

Cities with the most Commercial Property Underwriter job openings:

What job categories do people searching Commercial Property Underwriter jobs look for?

The top searched job categories for Commercial Property Underwriter jobs are:

Commercial Property Underwriter jobs near you

Senior Commercial Property Underwriter

Atain

Farmington Hills, MI • On-site

Full-time

Medical, Retirement

Posted 4 days ago

Job description

*This position is open to multiple Burns & Wilcox branch offices across the US.*
We are seeking an experienced Commercial Property Underwriter to join our E&S underwriting team. The ideal candidate has deep knowledge of the commercial property E&S market, strong analytical and relationship-building skills, and a proven ability to make sound risk decisions. This is a hybrid position with a minimum 3 days in-office.
Responsibilities
  • Evaluate, analyze, and underwrite diverse commercial property risks within established authority levels, ensuring adherence to Atain's underwriting philosophy and standards.
  • Assess exposure, coverage requirements, risk characteristics, CAT model outputs, and financial data to develop appropriate pricing and terms.
  • Maintain a profitable and diversified portfolio by managing aggregation, monitoring performance, and adjusting underwriting strategies based on emerging trends and results.
  • Identify opportunities for growth while maintaining underwriting discipline to ensure long-term profitability.
  • Develop, strengthen, and maintain productive relationships with wholesale broker partners across the country.
  • Negotiate pricing, coverage, and terms with brokers to achieve competitive yet profitable outcomes.
  • Deliver prompt, professional, and high-quality service in a fast-paced environment, meeting or exceeding service standards and response expectations.

Qualifications
  • Minimum of 5 years of commercial excess and surplus lines property underwriting experience.
  • Solid understanding of property coverage forms, risk assessment tools, and underwriting methodologies.
  • Experience with catastrophe-exposed business; familiarity with CAT modeling.
  • Track record of managing a profitable book of business and balancing portfolio goals.
  • Ability to travel 10-15%
  • Strong negotiation, analytical, and decision-making skills.
  • Excellent interpersonal and communication abilities, with proven success in broker relationship management.
  • Ability to thrive in a fast-paced environment while maintaining exceptional service standards.
  • Bachelor's degree; professional designations such as CPCU, AU, or ASLI are a plus.

Benefits:
  • Competitive base compensation
  • Health benefits & 401K with employer match
  • Employer paid continuing education courses and designations.
  • Many opportunities for career advancement

This is an outstanding opportunity for candidates with an entrepreneurial spirit, drive for career advancement and desire to develop relationships while helping to grow a book of business.
About Our Company
Atain Insurance is a leading Excess & Surplus (E&S) carrier serving the specialty wholesale insurance market. We offer a broad range of products serving property, casualty and professional liability risks. Licensed in 50 states through Atain Insurance Company and Atain Specialty Insurance Company, we specialize in underwriting difficult-to-place risks that require creative and flexible solutions. We offer solutions across binding, brokerage and programs. We pride ourselves on our strong financial position and proven record of success. This is why A.M. Best affirmed Atain with an "A" (Excellent) Financial Strength Rating. Atain is part of the H.W. Kaufman Group family of companies, which comprises a vast network of over 50 offices across the globe.
Equal Opportunity Employer
The H.W. Kaufman Group of companies is an equal opportunity employer. All employment decisions are based on business needs, job requirements and individual qualifications, without regard to race, color, religion, gender, gender identity, age, national origin, disability, veteran status, marital status, pregnancy, sexual orientation, genetic information or any other status or condition protected by the laws or regulations in the locations where we operate.
In addition, Kaufman will make reasonable accommodations to known physical or mental limitations of an otherwise qualified person with a disability, unless the accommodation would impose an undue hardship on the operation of our business.
#LI-JS1

Apply