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Metlife Underwriting Jobs (NOW HIRING)

Mercor Inc

Insurance Specialist

$60 - $80/hr

... g., underwriting, claims, actuarial, risk management) at a recognized, top-tier organization (e.g., AIG, Chubb, Allstate, Progressive, MetLife, Marsh McLennan, or equivalent). Prior hands-on ...

Collabera

Call center representative

Warwick, RI

$16 - $20/hr

Provide service and information to customers regarding MetLife products, including explaining ... underwriting and marketing organizations; Excellent oral & written communication skills; Superior ...

All JobsMetlife Underwriting Jobs

Metlife Underwriting information

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$13

$22

$32

How much do metlife underwriting jobs pay per hour?

As of Jul 28, 2026, the average hourly pay for metlife underwriting in the United States is $22.75, according to ZipRecruiter salary data. Most workers in this role earn between $18.75 and $25.72 per hour, depending on experience, location, and employer.

What are some common challenges faced by Metlife Underwriters, and how are they addressed?

Metlife Underwriters frequently manage large volumes of applications, each requiring careful analysis to balance risk and profitability while adhering to strict deadlines. They may encounter complex cases with incomplete information, which necessitate additional investigation and collaboration with agents or medical professionals. To address these challenges, Metlife provides ongoing training, robust underwriting tools, and team support to help underwriters stay informed and make consistent, accurate decisions. The company also encourages open communication and regular knowledge sharing to help resolve difficult cases efficiently.

What are the key skills and qualifications needed to thrive in the Metlife Underwriting position, and why are they important?

To excel in Metlife Underwriting, a strong background in risk assessment, analytical thinking, and knowledge of insurance products is essential, often supported by a degree in finance, business, or a related field. Familiarity with underwriting software, automated decision systems, and industry certifications such as LOMA or CPCU is highly valuable. Attention to detail, effective communication, and sound judgment are important soft skills for reviewing applications and collaborating with agents and clients. These skills ensure high-quality decision-making, efficient operations, and compliance with regulatory guidelines in a dynamic insurance environment.

What is a MetLife Underwriting job?

A MetLife Underwriting job involves assessing risk for insurance applications to determine eligibility, pricing, and policy terms. Underwriters analyze medical history, financial background, and other factors to ensure policies align with company guidelines. They work closely with agents and risk analysts to make informed decisions. Strong analytical skills, attention to detail, and knowledge of insurance regulations are essential for this role.

Is it hard to get a job at MetLife?

Getting a job as an underwriter at MetLife can be competitive, often requiring relevant experience, strong analytical skills, and industry knowledge. Candidates typically need a bachelor's degree in a related field and may undergo multiple interview stages to demonstrate their qualifications.

How much does MetLife pay per hour?

MetLife underwriting positions typically pay between $20 and $30 per hour, depending on experience, location, and specific role. Entry-level roles may start at the lower end of this range, while experienced underwriters can earn higher wages. Compensation may also include benefits and bonuses based on performance.

Does MetLife allow remote work?

MetLife underwriting roles may offer remote work options, depending on the position and department. The company has increasingly adopted flexible work arrangements, but availability varies by role and location. Candidates should review specific job postings for remote work policies or inquire during the application process.

Who is the head of underwriting in MetLife?

The head of underwriting at MetLife is typically a senior executive responsible for overseeing the company's underwriting policies and strategies. This role often reports to the company's chief insurance officer or similar leadership and requires extensive experience in insurance underwriting and risk assessment.
More about Metlife Underwriting jobs
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Metlife Underwriting jobs near you
Infographic showing various Metlife Underwriting job openings in the United States as of July 2026, with employment types broken down into 30% Full Time, 3% Part Time, and 67% Contract. Highlights an 100% Physical job distribution, with an average salary of $47,324 per year, or $22.8 per hour.
Underwriting - Senior Underwriter

Underwriting - Senior Underwriter

Stanley Martin Homes

Fairfax, VA • On-site

$85K - $110K/yr

Full-time

Medical, Life, Retirement, PTO

Posted 3 days ago

Job description

Join the First Heritage Mortgage Team
We're just as committed to our employees as we are to our customers. As a growing leader in the mortgage industry, we are actively seeking creative, driven individuals to provide the highest level of service and forward-looking solutions.
Explore Opportunities Today
The Senior Underwriter is responsible for reviewing and rendering credit decisions on FHA, VA,
Conventional, and Non-Agency residential mortgage loan applications, ensuring full compliance with First Heritage
Mortgage LLC, investor, and agency guidelines. This role requires expert-level knowledge of HUD and VA policies, strong
risk assessment skills, and the ability to apply overlays consistently. The Senior Government Underwriter will utilize active
FHA Direct Endorsement (DE) and/or VA SAR/LAPP authority to review credit, income, assets, and collateral, making
sound credit decisions while mentoring junior underwriting staff and supporting complex loan scenarios.
Responsibilities and Duties
Underwriting & Decisioning
• Review and validate credit, property, income, asset, and employment documentation for FHA, VA, USDA, and
applicable state housing programs.
• Apply HUD Handbook 4000.1, VA Lender's Handbook, investor overlays, and company guidelines to ensure
compliance.
• Utilize DE and/or SAR authority to approve, suspend, counter-offer, or decline loan files.
• Review and analyze appraisals for accuracy, completeness, and acceptability under FHA and VA requirements.
• Identify and address red flags for potential fraud or misrepresentation.
Collaboration & Communication
• Prepare clear, concise underwriting summaries outlining the credit decision rationale.
• Communicate conditions and decisions effectively to Loan Officers, Processors, and other stakeholders.
• Support escalated scenarios and complex guideline interpretation requests.
File Management & Quality Control
• Review resubmissions and clear conditions to issue final approvals.
• Maintain quality underwriting standards to minimize audit findings and repurchase risk.
• Stay informed on guideline, regulatory, and compliance changes, ensuring timely application in daily work.
Mentorship & Leadership Support
• Provide guidance and training to less experienced underwriters and processing staff.
• Contribute to internal underwriting policy updates and procedural improvements.
Qualifications
Required Skills/Abilities
• Exceptional written and verbal communication skills.
• Proven ability to document clear, defensible underwriting decisions.
• High attention to detail and strong analytical capabilities.
• Expertise in credit, income, and asset evaluation for FHA and VA lending.
• Proficiency in reviewing personal and business tax returns for income calculation.
• In-depth knowledge of underwriting policies, investor guidelines, and current regulatory requirements.
• Professional judgment to handle confidential borrower information with integrity.
• Strong time management and organizational skills to meet volume and turn-time goals.
Education/Experience Requirements
• Minimum 5+ years recent FHA and VA residential mortgage underwriting experience.
• Active FHA Direct Endorsement (DE) and/or VA SAR/LAPP designation in good standing required.
• Experience underwriting USDA and state housing finance/bond programs preferred (Virginia Housing, Maryland
Housing, etc.)
• Experience in a high-volume retail mortgage environment strongly preferred.
• Knowledge of Encompass Loan Origination System preferred.
What's In It For Me:
  • Access to competitively priced, high-quality health care options through Aetna, MetLife and EyeMed, along with employer-paid Short Term and Long Term disability, basic life and AD&D insurance (including employee-paid life, Legal Resources, and Aflac supplemental options)
  • Plan for the future by investing in a 401(K), with up to $4K employer match, invest even more with our Health Savings Account (HSA)
  • Put your family first with Flexible Spending Account (FSA) for dependent care
  • 12 weeks of paid maternity leave through our Short-Term Disability Plan
  • Receive well-rounded wellness benefits, including free and low-cost mental health resources and support services through our Employee Assistance Program
  • Rest and relax with Paid Time Off (increases with tenure)
  • Protect yourself from identity theft or travel mishaps with our no-cost coverage
  • Get access to your paycheck early with an advanced pay option through Dayforce Wallet

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