Underwriter Iv Jobs (NOW HIRING)

## Underwriter IVApplylocations: Texas: Nevada: Arizonatime type: Full timeposted on: Posted 5 Days Agojob requisition id: R13432**Job Title:**Underwriter IV**Location:**Remote Texas**What you'll do:**As a Mortgage Underwriter IV you'll be responsible for underwriting Government and Conventional loans by reviewing the credit, capacity and collateral characteristics of loan files to ensure it meets company and investor quality standards. You'll be responsible for reviewing and clearing underwriting conditions on Conventional and Government loans in compliance with current guidelines and overlays. Mortgage Underwriter IV will have the capacity and skillset to be able to perform the underwriting role across organization channels (Delegated, Non-Delegated, Retail).* Manage individual pipeline on a daily basis by completing Underwriting Reviews, appraisal reviews and conditions reviews within defined turn times as applicable.* Identify any document deficiencies, add applicable conditions, and request additional information and/or documentation from customers as needed. Customers to provide updates and clarification on outstanding conditions and deficiencies identified on loans per established process.* Assist others in the department in interpreting underwriting guidelines and updating underwriting status and conditions to customers. Perform independent research of guidelines and overlays while reviewing loans.* Underwrite loans across all of the channels (Delegated, Non-Delegated, Retail).**What you'll need:*** 8+ years of related experience in Mortgage Industry, Residential Mortgage Loan underwriting or similar field.* High school diploma required.* Advanced knowledge of residential mortgage industry in Correspondent or Retail Lending; including sales, operations, and/or other residential mortgage products and services.* Advanced knowledge of applicable regulatory and legal compliance obligations, rules and regulations, industry standards and practices.* Advanced knowledge of FNMA, FHLMC, FHA, VA and USDA Guidelines.* Intermediate knowledge of MS Office products.* Intermediate knowledge of Encompass.* Advanced speaking and writing communication skills.* DE or SAR certification required.Compensation: Hourly range for new hires is generally $45.54 for Nevada. Salary amount is determined by specific job location.**Benefits you’ll love:**We offer all the important things you'd want — like competitive salaries, an ownership stake in the company, medical and dental insurance, time off, a great 401k matching program, tuition assistance program, an employee volunteer program, and a wellness program. In addition, you’ll have the opportunity to bolster your business knowledge, learning the ins and outs of how successful companies operate and manage their finances, giving you invaluable hands-on experience to help grow your career!**About the company:**AmeriHome Mortgage is a Western Alliance Bank company. Western Alliance Bank, Member FDIC, is a wholly owned subsidiary of Western Alliance Bancorporation. Serving clients nationwide, Western Alliance Bank includes six legacy bank brands — Alliance Association Bank, Alliance Bank of Arizona, Bank of Nevada, Bridge Bank, First Independent Bank and Torrey Pines Bank — that remain part of the company’s heritage.Western Alliance Bancorporation is committed to equal employment and will consider all qualified applicants without regard to race, sex, color, religion, age, nation origin, marital status, disability, protected veteran status, sexual orientation, gender identity or genetic information. Western Alliance Bancorporation is committed to working with and providing reasonable accommodations for individuals with disabilities. If you are an individual with a disability and require a reasonable accommodation to complete any part of the application process and/or need an alternative method of applying, please email HR@westernalliancebank.com or call 602-386-2488. When contacting us, please provide your contact information and state the nature of your accessibility issue. We will only respond to inquiries concerning requests that involve a reasonable accommodation in the application process. #J-18808-Ljbffr